On Tue, Dec 15, 2009 at 2:01 PM, CycloFiend <cyclofi...@earthlink.net> wrote: > on 12/15/09 10:11 AM, Seth Vidal at skvi...@gmail.com wrote: > >> Does anyone know of an insurance company that offers insurance for >> bikes stolen when you're out in the world? Theoretically my >> homeowner's policy would cover it but I really don't want to test that >> and not know. So I'm curious - can anyone think of a company that >> explicitly offers bike-theft insurance? > > Renter's/homeowner's should cover it. There may be limits on the policy > payouts, and pay attention to an specific-item exclusions or limits. But, if > you have documented replacement values, it's hard for them to argue > otherwise. > > A call to your agent (if you have one) or to the company might help. I'd > verbally give them a general list of items ("computers, jewelry, hi-fi, > electronics, oh, and bicycles, a couple of musical instruments...") to > confirm nothing is excluded or needs a specific additional coverage rider. >
I specifically asked: I go to a coffee shop. I ride my bike there. I lock my bike up outside. It gets nicked. What happens? He said - $500 deductible and the rest is covered for replacement value. thanks for the suggestion, -sv -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To post to this group, send email to rbw-owners-bu...@googlegroups.com. To unsubscribe from this group, send email to rbw-owners-bunch+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/rbw-owners-bunch?hl=en.