Re: [AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment.
Now Apollo is HDFC ergo. On Sat, Apr 4, 2020, 2:52 PM Ankit Kapoor wrote: > I have taken the Apollo Munich Health Policy from Ankit Kapoor Ludhiana > Punjab for 5 years, which is now known as Health on HDFC, thank you > personally contact with me > > On Sat, Apr 4, 2020, 12:50 PM Dinesh thole wrote: > >> Dear Sir, >> >> Are you talking about Apollo munich? >> Now Apollo is HDFC ergo. >> Thanks and Regards. >> Dinesh Thole. >> -Original Message- >> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On >> Behalf >> Of Nirmal Verma >> Sent: 03 April 2020 23:52 >> To: AccessIndia: a list for discussing accessibility and issues concerning >> the disabled. >> Subject: Re: [AI] denial of health insurance by star health and HDFC ERGO >> on >> the grounds of vision impairment. >> >> Dear Dinesh and Silpa >> >> I had also faced the same kind of situation and was denied by ICICI, HDFC, >> STAR and National Insurance. Apollo gave me the policy. We can talk it >> over >> a phone call. Please call me if you want to have it from apollo. >> >> thanks >> >> Nirmal >> >> 7007869291 >> >> On Fri, 3 Apr 2020 at 19:30, Silpa Mallipeddi > > >> wrote: >> >> > I am having health insurance already as I am working in MNC.when I >> > requested for increase of HI ,united India refused.Also enquired >> > whether I can continue HI once I leave the MNC,they said ..NO.even >> though >> I am having >> > HI for the past 10 years. Can it be helped. >> > >> > On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, >> wrote: >> > >> > > Hi All, >> > > >> > > >> > > >> > > Hope you all are doing good. >> > > >> > > Insurance companies are still discriminating for providing health >> > insurance >> > > to visually challenged. >> > > >> > > Recently I approached star health and HDFC ergo for buying online >> > > health family health insurance for me and my wife(Both 100% visually >> > challenged) . >> > > >> > > I clearly told both the companies regarding our vision impairment in >> > > a transparent manner. >> > > >> > > HDFC ergo team refused to provide on the grounds of disability. >> > > >> > > They said over phone that medical underwriting team has refused the >> > same. >> > > >> > > On the other hand, star health is willing to provide cover only >> > > maximum upto >> > > 5 lacs where as I had requested for 10 lacs, again as per their >> > > medical underwriting team. >> > > >> > > However, all this conversation is over phone, and as usual, both the >> > > companies have not given anything in writing even after my request. >> > > >> > > I also gave them reference of the recent circular on Guidelines on >> > > standardization of exclusions in HI Contracts given by IRDA, but no >> luck. >> > > >> > > Both the companies policy terms are not having any such clauses in >> > > the exclusions list for refusing insurance for visually challenged. >> > > >> > > Please advise as to whom should I approach? >> > > >> > > Please share your advise for purchase of health insurance. >> > > >> > > >> > > >> > > Thanks and Regards. >> > > >> > > Dinesh Thole >> > > >> > > >> > > >> > > >> > > Search for old postings at: >> > > http://www.mail-archive.com/accessindia@accessindia.org.in/ >> > > >> > > To unsubscribe send a message to >> > > accessindia-requ...@accessindia.org.in >> > > with the subject unsubscribe. >> > > >> > > To change your subscription to digest mode or make any other >> > > changes, please visit the list home page at >> > > >> > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org >> > .in >> > > >> > > >> > > Disclaimer: >> > > 1. Contents of the mails, factual, or otherwise, reflect the >> > > thinking of the person sending the mail and AI in no way relates >> > > itself to its >> > veracity; >> > > >> > > 2. AI cannot be held liable for any commission/omission based on the >> > mails >> > > sent through this mailing list.. >> > > >> > > >> > >> > >> > >> > Search for old postings at: >> > http://www.mail-archive.com/accessindia@accessindia.org.in/ >> > >> > To unsubscribe send a message to >> > accessindia-requ...@accessindia.org.in >> > with the subject unsubscribe. >> > >> > To change your subscription to digest mode or make any other changes, >> > please visit the list home page at >> > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org >> > .in >> > >> > >> > Disclaimer: >> > 1. Contents of the mails, factual, or otherwise, reflect the thinking >> > of the person sending the mail and AI in no way relates itself to its >> > veracity; >> > >> > 2. AI cannot be held liable for any commission/omission based on the >> > mails sent through this mailing list.. >> > >> > >> >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please >> visit the
Re: [AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment.
I have taken the Apollo Munich Health Policy from Ankit Kapoor Ludhiana Punjab for 5 years, which is now known as Health on HDFC, thank you personally contact with me On Sat, Apr 4, 2020, 12:50 PM Dinesh thole wrote: > Dear Sir, > > Are you talking about Apollo munich? > Now Apollo is HDFC ergo. > Thanks and Regards. > Dinesh Thole. > -Original Message- > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On > Behalf > Of Nirmal Verma > Sent: 03 April 2020 23:52 > To: AccessIndia: a list for discussing accessibility and issues concerning > the disabled. > Subject: Re: [AI] denial of health insurance by star health and HDFC ERGO > on > the grounds of vision impairment. > > Dear Dinesh and Silpa > > I had also faced the same kind of situation and was denied by ICICI, HDFC, > STAR and National Insurance. Apollo gave me the policy. We can talk it over > a phone call. Please call me if you want to have it from apollo. > > thanks > > Nirmal > > 7007869291 > > On Fri, 3 Apr 2020 at 19:30, Silpa Mallipeddi > wrote: > > > I am having health insurance already as I am working in MNC.when I > > requested for increase of HI ,united India refused.Also enquired > > whether I can continue HI once I leave the MNC,they said ..NO.even though > I am having > > HI for the past 10 years. Can it be helped. > > > > On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, wrote: > > > > > Hi All, > > > > > > > > > > > > Hope you all are doing good. > > > > > > Insurance companies are still discriminating for providing health > > insurance > > > to visually challenged. > > > > > > Recently I approached star health and HDFC ergo for buying online > > > health family health insurance for me and my wife(Both 100% visually > > challenged) . > > > > > > I clearly told both the companies regarding our vision impairment in > > > a transparent manner. > > > > > > HDFC ergo team refused to provide on the grounds of disability. > > > > > > They said over phone that medical underwriting team has refused the > > same. > > > > > > On the other hand, star health is willing to provide cover only > > > maximum upto > > > 5 lacs where as I had requested for 10 lacs, again as per their > > > medical underwriting team. > > > > > > However, all this conversation is over phone, and as usual, both the > > > companies have not given anything in writing even after my request. > > > > > > I also gave them reference of the recent circular on Guidelines on > > > standardization of exclusions in HI Contracts given by IRDA, but no > luck. > > > > > > Both the companies policy terms are not having any such clauses in > > > the exclusions list for refusing insurance for visually challenged. > > > > > > Please advise as to whom should I approach? > > > > > > Please share your advise for purchase of health insurance. > > > > > > > > > > > > Thanks and Regards. > > > > > > Dinesh Thole > > > > > > > > > > > > > > > Search for old postings at: > > > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > > > > > To unsubscribe send a message to > > > accessindia-requ...@accessindia.org.in > > > with the subject unsubscribe. > > > > > > To change your subscription to digest mode or make any other > > > changes, please visit the list home page at > > > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org > > .in > > > > > > > > > Disclaimer: > > > 1. Contents of the mails, factual, or otherwise, reflect the > > > thinking of the person sending the mail and AI in no way relates > > > itself to its > > veracity; > > > > > > 2. AI cannot be held liable for any commission/omission based on the > > mails > > > sent through this mailing list.. > > > > > > > > > > > > > > Search for old postings at: > > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > > > To unsubscribe send a message to > > accessindia-requ...@accessindia.org.in > > with the subject unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > > please visit the list home page at > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org > > .in > > > > > > Disclaimer: > > 1. Contents of the mails, factual, or otherwise, reflect the thinking > > of the person sending the mail and AI in no way relates itself to its > > veracity; > > > > 2. AI cannot be held liable for any commission/omission based on the > > mails sent through this mailing list.. > > > > > > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the > person sending the mail and AI in no way relates itself to
Re: [AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment.
Dear Sir, Are you talking about Apollo munich? Now Apollo is HDFC ergo. Thanks and Regards. Dinesh Thole. -Original Message- From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Nirmal Verma Sent: 03 April 2020 23:52 To: AccessIndia: a list for discussing accessibility and issues concerning the disabled. Subject: Re: [AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment. Dear Dinesh and Silpa I had also faced the same kind of situation and was denied by ICICI, HDFC, STAR and National Insurance. Apollo gave me the policy. We can talk it over a phone call. Please call me if you want to have it from apollo. thanks Nirmal 7007869291 On Fri, 3 Apr 2020 at 19:30, Silpa Mallipeddi wrote: > I am having health insurance already as I am working in MNC.when I > requested for increase of HI ,united India refused.Also enquired > whether I can continue HI once I leave the MNC,they said ..NO.even though I am having > HI for the past 10 years. Can it be helped. > > On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, wrote: > > > Hi All, > > > > > > > > Hope you all are doing good. > > > > Insurance companies are still discriminating for providing health > insurance > > to visually challenged. > > > > Recently I approached star health and HDFC ergo for buying online > > health family health insurance for me and my wife(Both 100% visually > challenged) . > > > > I clearly told both the companies regarding our vision impairment in > > a transparent manner. > > > > HDFC ergo team refused to provide on the grounds of disability. > > > > They said over phone that medical underwriting team has refused the > same. > > > > On the other hand, star health is willing to provide cover only > > maximum upto > > 5 lacs where as I had requested for 10 lacs, again as per their > > medical underwriting team. > > > > However, all this conversation is over phone, and as usual, both the > > companies have not given anything in writing even after my request. > > > > I also gave them reference of the recent circular on Guidelines on > > standardization of exclusions in HI Contracts given by IRDA, but no luck. > > > > Both the companies policy terms are not having any such clauses in > > the exclusions list for refusing insurance for visually challenged. > > > > Please advise as to whom should I approach? > > > > Please share your advise for purchase of health insurance. > > > > > > > > Thanks and Regards. > > > > Dinesh Thole > > > > > > > > > > Search for old postings at: > > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > > > To unsubscribe send a message to > > accessindia-requ...@accessindia.org.in > > with the subject unsubscribe. > > > > To change your subscription to digest mode or make any other > > changes, please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org > .in > > > > > > Disclaimer: > > 1. Contents of the mails, factual, or otherwise, reflect the > > thinking of the person sending the mail and AI in no way relates > > itself to its > veracity; > > > > 2. AI cannot be held liable for any commission/omission based on the > mails > > sent through this mailing list.. > > > > > > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org > .in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking > of the person sending the mail and AI in no way relates itself to its > veracity; > > 2. AI cannot be held liable for any commission/omission based on the > mails sent through this mailing list.. > > Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment.
Dear Dinesh and Silpa I had also faced the same kind of situation and was denied by ICICI, HDFC, STAR and National Insurance. Apollo gave me the policy. We can talk it over a phone call. Please call me if you want to have it from apollo. thanks Nirmal 7007869291 On Fri, 3 Apr 2020 at 19:30, Silpa Mallipeddi wrote: > I am having health insurance already as I am working in MNC.when I > requested for increase of HI ,united India refused.Also enquired whether I > can continue HI once I leave the MNC,they said ..NO.even though I am having > HI for the past 10 years. Can it be helped. > > On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, wrote: > > > Hi All, > > > > > > > > Hope you all are doing good. > > > > Insurance companies are still discriminating for providing health > insurance > > to visually challenged. > > > > Recently I approached star health and HDFC ergo for buying online health > > family health insurance for me and my wife(Both 100% visually > challenged) . > > > > I clearly told both the companies regarding our vision impairment in a > > transparent manner. > > > > HDFC ergo team refused to provide on the grounds of disability. > > > > They said over phone that medical underwriting team has refused the > same. > > > > On the other hand, star health is willing to provide cover only maximum > > upto > > 5 lacs where as I had requested for 10 lacs, again as per their medical > > underwriting team. > > > > However, all this conversation is over phone, and as usual, both the > > companies have not given anything in writing even after my request. > > > > I also gave them reference of the recent circular on Guidelines on > > standardization of exclusions in HI Contracts given by IRDA, but no luck. > > > > Both the companies policy terms are not having any such clauses in the > > exclusions list for refusing insurance for visually challenged. > > > > Please advise as to whom should I approach? > > > > Please share your advise for purchase of health insurance. > > > > > > > > Thanks and Regards. > > > > Dinesh Thole > > > > > > > > > > Search for old postings at: > > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > > > To unsubscribe send a message to > > accessindia-requ...@accessindia.org.in > > with the subject unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > > please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > > > Disclaimer: > > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > > the person sending the mail and AI in no way relates itself to its > veracity; > > > > 2. AI cannot be held liable for any commission/omission based on the > mails > > sent through this mailing list.. > > > > > > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
Re: [AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment.
I am having health insurance already as I am working in MNC.when I requested for increase of HI ,united India refused.Also enquired whether I can continue HI once I leave the MNC,they said ..NO.even though I am having HI for the past 10 years. Can it be helped. On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, wrote: > Hi All, > > > > Hope you all are doing good. > > Insurance companies are still discriminating for providing health insurance > to visually challenged. > > Recently I approached star health and HDFC ergo for buying online health > family health insurance for me and my wife(Both 100% visually challenged) . > > I clearly told both the companies regarding our vision impairment in a > transparent manner. > > HDFC ergo team refused to provide on the grounds of disability. > > They said over phone that medical underwriting team has refused the same. > > On the other hand, star health is willing to provide cover only maximum > upto > 5 lacs where as I had requested for 10 lacs, again as per their medical > underwriting team. > > However, all this conversation is over phone, and as usual, both the > companies have not given anything in writing even after my request. > > I also gave them reference of the recent circular on Guidelines on > standardization of exclusions in HI Contracts given by IRDA, but no luck. > > Both the companies policy terms are not having any such clauses in the > exclusions list for refusing insurance for visually challenged. > > Please advise as to whom should I approach? > > Please share your advise for purchase of health insurance. > > > > Thanks and Regards. > > Dinesh Thole > > > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
[AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment.
Hi All, Hope you all are doing good. Insurance companies are still discriminating for providing health insurance to visually challenged. Recently I approached star health and HDFC ergo for buying online health family health insurance for me and my wife(Both 100% visually challenged) . I clearly told both the companies regarding our vision impairment in a transparent manner. HDFC ergo team refused to provide on the grounds of disability. They said over phone that medical underwriting team has refused the same. On the other hand, star health is willing to provide cover only maximum upto 5 lacs where as I had requested for 10 lacs, again as per their medical underwriting team. However, all this conversation is over phone, and as usual, both the companies have not given anything in writing even after my request. I also gave them reference of the recent circular on Guidelines on standardization of exclusions in HI Contracts given by IRDA, but no luck. Both the companies policy terms are not having any such clauses in the exclusions list for refusing insurance for visually challenged. Please advise as to whom should I approach? Please share your advise for purchase of health insurance. Thanks and Regards. Dinesh Thole Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
