Re: [ADMIN] Another dang interruption
Jon Gabriel wrote: Out of curiosity, has anyone an opinion on which is a better option: leasing or buying a car? Jon The best option by far is buying a car and paying cash. Other than that, it's really a matter of how long you want to make car payments: for years or forever, and whether you want to keep the car at the end of your payment lifetime. Other things to consider: Do you care so much exactly which make model car you want? Leases let you get more car for your budget, but at the end of the lease, all you have are memories. -- Matt ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
Jon Gabriel wrote: Out of curiosity, has anyone an opinion on which is a better option: leasing or buying a car? Gosh - so many variables... How long do you expect to keep it Are you self-employed/contractor/salaried How many miles do you travel a year What sort of car you're after (depreciation variables) How much tax you pay and your existing deductibles Do you have the cash lying around not doing much What state you're in (tax variances) etc etc Leasing saves me about USD8,000 per year over buying, but it's not always going to be that way... Cheers Russell C. I highly recommend the 2004 GTO :-) ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
Russell Chapman wrote: I highly recommend the 2004 GTO :-) Go Monaro! Regards, Ray. (Taking Nick's advice and trying a posting to the list) ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
From: Nick Arnett [EMAIL PROTECTED] Jon Gabriel wrote: I don't remember the volumn on the list ever being quite this low. Is it related to the server problems or is everyone gone or busy? Well, the last interruption was only 30 minutes long, I later realized. I sure hope that the problem isn't that people *can't* post because of the blackhole servers we added. They have drastically cut the amount spam we're getting here... which also means less work for Julia and me (mostly Julia) rejecting the spam that is submitted to the list. Perhaps we should invite everyone to post at least once in the next few days... And if your message is rejected by our server, write to me at [EMAIL PROTECTED] to say so. Ok. Perhaps it's just the upcoming U.S. holiday. I think that is the case. IIRC, list participation usually drops on and around holidays. Michael Harney [EMAIL PROTECTED] ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
From: Julia Thompson [EMAIL PROTECTED] On Tue, 25 Nov 2003, Jon Gabriel wrote: Out of curiosity, has anyone an opinion on which is a better option: leasing or buying a car? Buying, taking very good care of it, and replacing it no sooner than 8 years after the original purchase, unless your job requires you use your personal vehicle for entertaining clients or something. I second this advice. If your choice is between buying or leasing a *new* car, your best deal is to buy a good one you'll be happy with (so you're not as tempted to trade it in), and drive it into the ground over the next 10 years. If you're not willing/able to keep the car that long, then in some cases, you can make out better with a lease. Typically, I think the shorter you plan to hold on to the car, the more sense a lease makes. Also, though, things like the car's predicted future resale value factor in to the lease costs, so cars with better resale might have better value leases, though I've heard sometime manufacturers also will essentially subsidize leases by inflating the predicted resale to make the lease more affordable, for less popular cars (or those with bad resale value). There's a potentially lot of complexity with leases, compared to buying, and some leases can contain provisions that can cost you on the back end if you aren't careful. (ex: I've heard of leases with a provision that if your car isn't actually worth its predicted resale value at the end of the lease, they can charge you the difference.) If you go the lease route, definitely take the time to read up on the ins and outs of them first so you don't get screwed. _ online games and music with a high-speed Internet connection! Prices start at less than $1 a day average. https://broadband.msn.com (Prices may vary by service area.) ___ http://www.mccmedia.com/mailman/listinfo/brin-l
RE: [ADMIN] Another dang interruption
From: Nick Arnett [mailto:[EMAIL PROTECTED] Perhaps it's just the upcoming U.S. holiday. Let's see if this gets through... Happy Thanksgiving to all! Even you foreign types... grin - jmh ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
Erik Reuter wrote: Leasing saves me about USD8,000 per year over buying, but it's not always going to be that way... Wow! I'd like to hear the details about why that is the case. Are you driving 60K miles a year? Some unusual tax situation? Not that many, but a fair bit (that many kilometres). I'm leasing over USD100,000 worth of automobile, which skews the numbers a bit. Plus Australian child support is based on taxable income (as a classic example, I'm looking after 2 of my children, and my ex-wife has the third, but I pay her about $15,000 per year and she contributes nothing) so any effect leasing has on reducing my tax is amplified in terms of the savings to me. I've also structured the leasing through a trust which allows me to offset some of my other income against the lease cost, leading to further savings. I also tend to change vehicles every 2-3 years, which suits leasing better than buying. Cheers Russell C. ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
On Thu, Nov 27, 2003 at 09:09:20AM +1000, Russell Chapman wrote: Not that many, but a fair bit (that many kilometres). I'm leasing over USD100,000 worth of automobile, Wow again! What kind of vehicle is it? -- Erik Reuter http://www.erikreuter.net/ ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
Erik Reuter wrote: On Thu, Nov 27, 2003 at 09:09:20AM +1000, Russell Chapman wrote: I'm leasing over USD100,000 worth of automobile, Wow again! What kind of vehicle is it? Cheating Mr Tax man again... It's actually 2, but run through the trust as one. The older one is here: www.rchapman.net/newmem.htm (this is a very old page - but I'm too lazy to update it) (the photo taken in the garage shows what the 2004 GTO looked like in Australia in 2001) The new one is here: www.ozemail.com.au/~rchapman Apparently large capacity V8 motors and independently sprung rear wheel drive is out of favour in the USA, but we love em here... Cheers Russell C. ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
On Thu, Nov 27, 2003 at 12:33:29PM +1000, Russell Chapman wrote: (the photo taken in the garage shows what the 2004 GTO looked like in Australia in 2001) Oh, 2 cars. But still, I didn't know those cost $50K. -- Erik Reuter http://www.erikreuter.net/ ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
Erik Reuter wrote: Oh, 2 cars. But still, I didn't know those cost $50K. The Clubsport R8 (the black one) with fitted options was just over AUD80K/USD56K and the 4WD was almost 70K/49K. You can buy a similar car with a detuned version of the Corvette motor for about AUD43K/USD30K, but the R8 is my sin - I'm perfectly prepared to go without a lot of other things for the weekend thrills I get from it. The cost is the big disadvantage in such a small market - no economies of scale. A perfect illustration of our market is the GTO: The UAW was about to put a stop to GM importing vehicles when GM had idle plant capacity in the US, until it found out that the most our little factories could produce was 18,000 cars - at that they laughed and said they didn't care about such a small import. (18,000 being the excess over existing production for Australia, New Zealand and the Middle East). Cheers Russell C. ___ http://www.mccmedia.com/mailman/listinfo/brin-l
[ADMIN] Another dang interruption
We clearly have a UPS that's being flakey. I'm not sure how long we were off-line, but the cause was the UPS that powers a critical Ethernet switch, as well as a backup server. It's out of the loop now... Again, sorry for the interruption. Nick -- Nick Arnett Phone/fax: (408) 904-7198 [EMAIL PROTECTED] ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
Nick Arnett We clearly have a UPS that's being flakey. I'm not sure how long we were off-line, but the cause was the UPS that powers a critical Ethernet switch, as well as a backup server. It's out of the loop now... Again, sorry for the interruption. I don't remember the volumn on the list ever being quite this low. Is it related to the server problems or is everyone gone or busy? -- Doug ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
From: Doug Pensinger [EMAIL PROTECTED] Reply-To: Killer Bs Discussion [EMAIL PROTECTED] To: Killer Bs Discussion [EMAIL PROTECTED] Subject: Re: [ADMIN] Another dang interruption Date: Tue, 25 Nov 2003 19:12:28 -0800 Nick Arnett We clearly have a UPS that's being flakey. I'm not sure how long we were off-line, but the cause was the UPS that powers a critical Ethernet switch, as well as a backup server. It's out of the loop now... Again, sorry for the interruption. I don't remember the volumn on the list ever being quite this low. Is it related to the server problems or is everyone gone or busy? Busy here. :( Out of curiosity, has anyone an opinion on which is a better option: leasing or buying a car? Jon Le Blog: http://zarq.livejournal.com _ Groove on the latest from the hot new rock groups! Get downloads, videos, and more here. http://special.msn.com/entertainment/wiredformusic.armx ___ http://www.mccmedia.com/mailman/listinfo/brin-l
Re: [ADMIN] Another dang interruption
Jon Gabriel wrote: I don't remember the volumn on the list ever being quite this low. Is it related to the server problems or is everyone gone or busy? Well, the last interruption was only 30 minutes long, I later realized. I sure hope that the problem isn't that people *can't* post because of the blackhole servers we added. They have drastically cut the amount spam we're getting here... which also means less work for Julia and me (mostly Julia) rejecting the spam that is submitted to the list. Perhaps we should invite everyone to post at least once in the next few days... And if your message is rejected by our server, write to me at [EMAIL PROTECTED] to say so. Perhaps it's just the upcoming U.S. holiday. Nick -- Nick Arnett Phone/fax: (408) 904-7198 [EMAIL PROTECTED] ___ http://www.mccmedia.com/mailman/listinfo/brin-l
