Re: [Callers] Callers Insurance
Two-step, swing, and miscellany (polka, waltz)...what cpls do to Americana bands... On Fri, 5/2/14, wins...@slac.stanford.edu <wins...@slac.stanford.edu> wrote: Subject: Re: [Callers] Callers Insurance To: "Caller's discussion list" <call...@sharedweight.net> Date: Friday, May 2, 2014, 2:52 AM What is an Americana dance? --Alan On May 1, 2014 2:10:13 PM PDT, jean francis <catherinea...@yahoo.com> wrote: >Here's an incident that happened in my community this last winter. It >was at an Americana dance but at the hall in which we contra dance. >Midwinter a woman with noted balance problems to begin with, slipped in >the dirt parking lot and allegedly hurt her wrist. She came in anyway, >danced the first half of the night w/o mentioning anything, praised the >band at break but said she was headed home because she'd hurt her >wrist. Two days later she brought suit against the hall...which turned >out to be indemnified, so she then went after the band...suit is still >pending. Band will no longer play at that hall and others are afraid to >book. Could have happened at a contra. Litigious people are out there. > >On Thu, 5/1/14, Mac Mckeever <mac...@ymail.com> wrote: > > Subject: Re: [Callers] Callers Insurance > To: "Caller's discussion list" <call...@sharedweight.net> > Date: Thursday, May 1, 2014, 10:16 AM > > I am not a legal expert - > but this is what I understand: > > I have not heard of anyone being sued - so it > is rare (and probably why the insurance is not expensive) - > it can happen. Should a dancer be injured - the caller > could certainly be a target of a suit. Even if the dancer > doesn't want to sue - their medical insurance company > might come after you. My wife broke her arm at a dance > once and her insurance called to get the name of everyone > involved with producing the dance so they could recover > their costs.. She told them it was entirely her fault and > would say that if anyone asked - so they dropped it. > > I believe if you are a > beginning caller - not getting paid - your home owners > insurance may cover you (check with them). Once you start > getting paid it is a different story. That is when you > need callers insurance. It costs less that the pay for > most one evening dances. > > I wouldn't call without it > > Laws vary from state to state > and those in the legal field can probably provide more > specific details. > > Mac > > > > > ____ > From: Ben Hornstein <bhornstein5...@gmail.com> > To: call...@sharedweight.net > > Sent: Thursday, May 1, 2014 11:03 AM > Subject: Re: [Callers] Callers Insurance > > > I > haven't been calling very long, and I know I'm young > and spry, but what > sort of incidents have > any of you had that might necessitate caller's > insurance? > ___ > Callers mailing list > call...@sharedweight.net > http://www.sharedweight.net/mailman/listinfo/callers > ___ > Callers mailing list > call...@sharedweight.net > http://www.sharedweight.net/mailman/listinfo/callers >___ >Callers mailing list >call...@sharedweight.net >http://www.sharedweight.net/mailman/listinfo/callers -- Sent from my Android device with K-9 Mail. Please excuse my brevity. ___ Callers mailing list call...@sharedweight.net http://www.sharedweight.net/mailman/listinfo/callers
Re: [Callers] Callers Insurance
What is an Americana dance? --Alan On May 1, 2014 2:10:13 PM PDT, jean francis <catherinea...@yahoo.com> wrote: >Here's an incident that happened in my community this last winter. It >was at an Americana dance but at the hall in which we contra dance. >Midwinter a woman with noted balance problems to begin with, slipped in >the dirt parking lot and allegedly hurt her wrist. She came in anyway, >danced the first half of the night w/o mentioning anything, praised the >band at break but said she was headed home because she'd hurt her >wrist. Two days later she brought suit against the hall...which turned >out to be indemnified, so she then went after the band...suit is still >pending. Band will no longer play at that hall and others are afraid to >book. Could have happened at a contra. Litigious people are out there. > >On Thu, 5/1/14, Mac Mckeever <mac...@ymail.com> wrote: > > Subject: Re: [Callers] Callers Insurance > To: "Caller's discussion list" <call...@sharedweight.net> > Date: Thursday, May 1, 2014, 10:16 AM > > I am not a legal expert - > but this is what I understand: > > I have not heard of anyone being sued - so it > is rare (and probably why the insurance is not expensive) - > it can happen. Should a dancer be injured - the caller > could certainly be a target of a suit. Even if the dancer > doesn't want to sue - their medical insurance company > might come after you. My wife broke her arm at a dance > once and her insurance called to get the name of everyone > involved with producing the dance so they could recover > their costs.. She told them it was entirely her fault and > would say that if anyone asked - so they dropped it. > > I believe if you are a > beginning caller - not getting paid - your home owners > insurance may cover you (check with them). Once you start > getting paid it is a different story. That is when you > need callers insurance. It costs less that the pay for > most one evening dances. > > I wouldn't call without it > > Laws vary from state to state > and those in the legal field can probably provide more > specific details. > > Mac > > > > > ________ > From: Ben Hornstein <bhornstein5...@gmail.com> > To: call...@sharedweight.net > > Sent: Thursday, May 1, 2014 11:03 AM > Subject: Re: [Callers] Callers Insurance > > > I > haven't been calling very long, and I know I'm young > and spry, but what > sort of incidents have > any of you had that might necessitate caller's > insurance? > ___ > Callers mailing list > call...@sharedweight.net > http://www.sharedweight.net/mailman/listinfo/callers > ___ > Callers mailing list > call...@sharedweight.net > http://www.sharedweight.net/mailman/listinfo/callers >___ >Callers mailing list >call...@sharedweight.net >http://www.sharedweight.net/mailman/listinfo/callers -- Sent from my Android device with K-9 Mail. Please excuse my brevity.
Re: [Callers] Callers Insurance
Here's an incident that happened in my community this last winter. It was at an Americana dance but at the hall in which we contra dance. Midwinter a woman with noted balance problems to begin with, slipped in the dirt parking lot and allegedly hurt her wrist. She came in anyway, danced the first half of the night w/o mentioning anything, praised the band at break but said she was headed home because she'd hurt her wrist. Two days later she brought suit against the hall...which turned out to be indemnified, so she then went after the band...suit is still pending. Band will no longer play at that hall and others are afraid to book. Could have happened at a contra. Litigious people are out there. On Thu, 5/1/14, Mac Mckeever <mac...@ymail.com> wrote: Subject: Re: [Callers] Callers Insurance To: "Caller's discussion list" <call...@sharedweight.net> Date: Thursday, May 1, 2014, 10:16 AM I am not a legal expert - but this is what I understand: I have not heard of anyone being sued - so it is rare (and probably why the insurance is not expensive) - it can happen. Should a dancer be injured - the caller could certainly be a target of a suit. Even if the dancer doesn't want to sue - their medical insurance company might come after you. My wife broke her arm at a dance once and her insurance called to get the name of everyone involved with producing the dance so they could recover their costs.. She told them it was entirely her fault and would say that if anyone asked - so they dropped it. I believe if you are a beginning caller - not getting paid - your home owners insurance may cover you (check with them). Once you start getting paid it is a different story. That is when you need callers insurance. It costs less that the pay for most one evening dances. I wouldn't call without it Laws vary from state to state and those in the legal field can probably provide more specific details. Mac From: Ben Hornstein <bhornstein5...@gmail.com> To: call...@sharedweight.net Sent: Thursday, May 1, 2014 11:03 AM Subject: Re: [Callers] Callers Insurance I haven't been calling very long, and I know I'm young and spry, but what sort of incidents have any of you had that might necessitate caller's insurance? ___ Callers mailing list call...@sharedweight.net http://www.sharedweight.net/mailman/listinfo/callers ___ Callers mailing list call...@sharedweight.net http://www.sharedweight.net/mailman/listinfo/callers
Re: [Callers] Callers Insurance
I am not a legal expert - but this is what I understand: I have not heard of anyone being sued - so it is rare (and probably why the insurance is not expensive) - it can happen. Should a dancer be injured - the caller could certainly be a target of a suit. Even if the dancer doesn't want to sue - their medical insurance company might come after you. My wife broke her arm at a dance once and her insurance called to get the name of everyone involved with producing the dance so they could recover their costs.. She told them it was entirely her fault and would say that if anyone asked - so they dropped it. I believe if you are a beginning caller - not getting paid - your home owners insurance may cover you (check with them). Once you start getting paid it is a different story. That is when you need callers insurance. It costs less that the pay for most one evening dances. I wouldn't call without it Laws vary from state to state and those in the legal field can probably provide more specific details. Mac From: Ben Hornstein <bhornstein5...@gmail.com> To: call...@sharedweight.net Sent: Thursday, May 1, 2014 11:03 AM Subject: Re: [Callers] Callers Insurance I haven't been calling very long, and I know I'm young and spry, but what sort of incidents have any of you had that might necessitate caller's insurance? ___ Callers mailing list call...@sharedweight.net http://www.sharedweight.net/mailman/listinfo/callers
Re: [Callers] Callers Insurance
I haven't been calling very long, and I know I'm young and spry, but what sort of incidents have any of you had that might necessitate caller's insurance?
Re: [Callers] callers insurance
> Thanks to everyone to replied to my query about insurance. I've considered it > off and on over the years; it probably made more sense when I was touring a > lot. I'll probably sign up any way. > > Bree Kalb > Carrboro, NC > > Here is a story that happened to a friend of mine. He was calling a dance in a publicly owned building (rec. center, I believe, but not sure). There were folding chairs spread around the walls. At one point, on each side of the hall, there was a fire extinguisher hanging on the wall. The floor beneath the extinguisher wsa painted in a big square with an admonition indicating no chairs were to be placed in front of the fire extinguisher.. in other words, a red zone. It was customary for the ladies attending this particular venue to place their handbags (purses) on the floor, in the red square. One night, a lady, who sitting next to the red square, reached down to retrieve her purse off the floor. When she reached it, she stood up, and the top of her head crashed into the bottom edge of the fire extinguisher. It caused a gash which had to be attended to in an emergency room. The lady sued the city, the dance club sponsoring the dance, the fire extinguisher manufacturer, AND THE CALLER, whom she contended should have warned her about the danger. Whether she won the suit or not, it still must be defended. Insurance is indispensable. If you don't have it, get it. It's not expensive and it can save you so much aggravation should an accident occur. Ron Nelson Chula Vista, CA > Callers mailing list > call...@sharedweight.net > http://www.sharedweight.net/mailman/listinfo/callers _ The New Busy is not the old busy. Search, chat and e-mail from your inbox. http://www.windowslive.com/campaign/thenewbusy?ocid=PID28326::T:WLMTAGL:ON:WL:en-US:WM_HMP:042010_3
[Callers] callers insurance
Thanks to everyone to replied to my query about insurance. I've considered it off and on over the years; it probably made more sense when I was touring a lot. I'll probably sign up any way. Bree Kalb Carrboro, NC Regarding the Use of Email -- Please Note: Although I use a firewall and my computer is password protected, my emails are not encrypted. Therefore, I cannot guarantee confidentiality of email communication. If you choose to communicate confidential information with me via email, I will assume that you have made an informed decision and I will view it as your agreement to take the risk that email may be intercepted. Please be aware that email is never an appropriate vehicle for emergency communication.
Re: [Callers] Callers insurance?
At 03:32 PM 7/18/2005, Seth Seeger wrote: >> But, before you spend your caller's earnings on a mic, please, please, >> please sign up for caller's insurance through CDSS if you haven't >> already. >> And may none of us ever need it! So what exactly does callers insurance cover? CDSS says "The policy provides for general liability, bodily injury and property damage in the combined amount of $2,000,000." Is this for dancers who get hurt on the dance floor? Hurt while we are calling, and choose to sue us as responsible parties. Seth (More "Seth"s as callers! Yea!) = Seth Tepfer: Director of Administrative Computing & Innovative Technology Oxford College of Emory University - 770-784-8487 - la...@emory.edu Jex Raven Eidson Tepfer - Born 6/5/05 00:52! Say hi at: http://www.jexRaven.com/ = "A facility for quotation covers the absence of original thought." -Dorothy L. Sayers