RE: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Sieghard Weitzel]

Hi Ron,

That CIBC guy is clueless, if you had to unlock your phone and open the wallet 
up each time you wanted to use it nobody would use it. It works fine from the 
lock screen.


From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Ron Pelletier
Sent: Tuesday, May 10, 2016 8:29 PM
To: viphone@googlegroups.com
Subject: Re: My first attempt to use Apple Pay, was: Apple Pay finally gets 
main stream support in Canada

Sieghard,

Apple says you don’t have to but the guy at CIBC told me the wallet app should 
be open.  I don’t know either way because I haven’t tried it yet.  Apple says 
you can do it from the locked screen if you tap the home button twice but, if 
VO is active, that double tap goes to the app switcher.  I kind of gathered 
that I would have to unlock the screen and then it should work but, then again, 
the guy at CIBC told me the wallet app should be open so, who do I believe.

Any comments anyone?

Ron & Danvers




From: Sieghard Weitzel<mailto:siegh...@live.ca>
Sent: Tuesday, May 10, 2016 4:41 PM
To: viphone@googlegroups.com<mailto:viphone@googlegroups.com>
Subject: My first attempt to use Apple Pay, was: Apple Pay finally gets main 
stream support in Canada

Hi again,

OK, of course I had to try this so when I had to run a few erands today with my 
manager I asked him to go through the McDonald drive-through. When we came to 
the pick-up window the lady gave him the machine, I leaned over and held my 
iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I saw 
that it popped up with my CIBC Visa and I put my thumb on the home button, but 
nothing happened. I finally tapped on “Use Passcode” and the keypad came up, 
but I was not able to enter my passcode because the phone/Voiceover became so 
entirely sluggish that I couldn’t do anything. Of course it was lunch hour and 
cars were piling up behind us. I tried to enter my passcode but couldn’t do it 
because of the sluggishness of the phone.
I finally pulled out my Mastercard and had barely tapped it against the machine 
when it beeped and the transaction was approved.
So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
place where there is no time pressure. I did go into Settings > Passcode and 
Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
that was not the reason.

Regards,
Sieghard

From: viphone@googlegroups.com<mailto:viphone@googlegroups.com> 
[mailto:viphone@googlegroups.com] On Behalf Of Fazil
Sent: Tuesday, May 10, 2016 11:39 AM
To: viphone@googlegroups.com<mailto:viphone@googlegroups.com>
Subject: RE: Apple Pay finally gets main stream support in Canada

Well done, Sieghard!

From: viphone@googlegroups.com<mailto:viphone@googlegroups.com> 
[mailto:viphone@googlegroups.com] On Behalf Of Sieghard Weitzel
Sent: Tuesday, May 10, 2016 10:23 AM
To: viphone@googlegroups.com<mailto:viphone@googlegroups.com>
Subject: Apple Pay finally gets main stream support in Canada

Hi fellow Canadians,

This morning I was browsing through the news articles with the CBC News app on 
my iPhone and in the Tech and Science section found an article which surprised 
me and also made me quite happy.
The article explained that as of today CIBC and Royal Bank credit card holders 
can add their credit cards in the Wallet app and use Apple Pay. So far only 
American express card holders were able to use Apple Pay in Canada (since last 
November I think) and not that many people here have American Express cards and 
in many stores even some larger chains they aren’t even accepted since they 
charge a much higher percentage for the merchant. I accept American Express at 
my store and get charged 3.5% whereas I only pay 1.6% for Visa and Mastercard 
although there are a few extra fees on top of that 1.6% for premium cards, 
corporate cards etc.
Anyhow, the article went on to say that Bank of Montreal Mastercards should 
follow soon and that Scotia and TD debit cards are not far behind.
I am a Scotia Bank customer both for my business and personal accounts, but I 
do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
minute or two I had added my card.
I was still in bed as it was early and too lazy to go get my card to try and 
take a picture of it so I chose to add it manually.
When I first started I was asked for my Apple Id password. I then typed in the 
card number, tapped next and then selected the expiry date and typed in the 
3-digit card verification code. After tapping next again I was asked to select 
a verification option and here I had email or text message as an option. I 
selected text message and 2 seconds after I tapped Next I received a text 
message with a 6-digit code which I had to type in, after that I received the 
message that my card had been added.
It will be interesting to see if this works at most places where contactless 
transactions are already an option which is very 

RE: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Sieghard Weitzel]

Hi Ron,

Apple Pay is a “contactless” payment method just like tapping a chip card is. 
However, in the article on CBC it was not mentioned that Apple Pay 
automatically works on any tap enabled credit card terminal. I’ll try it later 
at Shoppers Drug Mart and see if it works.

Regards,
Sieghard

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Ron Pelletier
Sent: Tuesday, May 10, 2016 8:31 PM
To: viphone@googlegroups.com
Subject: Re: My first attempt to use Apple Pay, was: Apple Pay finally gets 
main stream support in Canada

Hi ED,

Not all credit card machines can take a tap of the card and, from what I was 
told, Apple pay works on the terminals where you can tap the card.

Ron & Danvers


From: Ed Worrell<mailto:blindworr...@gmail.com>
Sent: Tuesday, May 10, 2016 5:28 PM
To: viphone@googlegroups.com<mailto:viphone@googlegroups.com>
Subject: Re: My first attempt to use Apple Pay, was: Apple Pay finally gets 
main stream support in Canada

Hey,

I tried this in Walgreens here in Montana (USA). It worked pretty well, and was 
pretty quick. I tried it when it was announced, and it wasn’t as accessible as 
I would have liked. I still had to put in a pin on the credit card machine.

Thanks,

Ed
On May 10, 2016, at 2:41 PM, Sieghard Weitzel 
mailto:siegh...@live.ca>> wrote:

Hi again,

OK, of course I had to try this so when I had to run a few erands today with my 
manager I asked him to go through the McDonald drive-through. When we came to 
the pick-up window the lady gave him the machine, I leaned over and held my 
iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I saw 
that it popped up with my CIBC Visa and I put my thumb on the home button, but 
nothing happened. I finally tapped on “Use Passcode” and the keypad came up, 
but I was not able to enter my passcode because the phone/Voiceover became so 
entirely sluggish that I couldn’t do anything. Of course it was lunch hour and 
cars were piling up behind us. I tried to enter my passcode but couldn’t do it 
because of the sluggishness of the phone.
I finally pulled out my Mastercard and had barely tapped it against the machine 
when it beeped and the transaction was approved.
So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
place where there is no time pressure. I did go into Settings > Passcode and 
Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
that was not the reason.

Regards,
Sieghard

From: 
viphone@googlegroups.com<mailto:viphone@googlegroups.com>[mailto:viphone@googlegroups.com]
 On Behalf Of Fazil
Sent: Tuesday, May 10, 2016 11:39 AM
To: viphone@googlegroups.com<mailto:viphone@googlegroups.com>
Subject: RE: Apple Pay finally gets main stream support in Canada

Well done, Sieghard!

From: 
viphone@googlegroups.com<mailto:viphone@googlegroups.com>[mailto:viphone@googlegroups.com]
 On Behalf Of Sieghard Weitzel
Sent: Tuesday, May 10, 2016 10:23 AM
To: viphone@googlegroups.com<mailto:viphone@googlegroups.com>
Subject: Apple Pay finally gets main stream support in Canada

Hi fellow Canadians,

This morning I was browsing through the news articles with the CBC News app on 
my iPhone and in the Tech and Science section found an article which surprised 
me and also made me quite happy.
The article explained that as of today CIBC and Royal Bank credit card holders 
can add their credit cards in the Wallet app and use Apple Pay. So far only 
American express card holders were able to use Apple Pay in Canada (since last 
November I think) and not that many people here have American Express cards and 
in many stores even some larger chains they aren’t even accepted since they 
charge a much higher percentage for the merchant. I accept American Express at 
my store and get charged 3.5% whereas I only pay 1.6% for Visa and Mastercard 
although there are a few extra fees on top of that 1.6% for premium cards, 
corporate cards etc.
Anyhow, the article went on to say that Bank of Montreal Mastercards should 
follow soon and that Scotia and TD debit cards are not far behind.
I am a Scotia Bank customer both for my business and personal accounts, but I 
do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
minute or two I had added my card.
I was still in bed as it was early and too lazy to go get my card to try and 
take a picture of it so I chose to add it manually.
When I first started I was asked for my Apple Id password. I then typed in the 
card number, tapped next and then selected the expiry date and typed in the 
3-digit card verification code. After tapping next again I was asked to select 
a verification option and here I had email or text message as an option. I 
selected text message and 2 seconds after I tapped Next I received a text 
message with a 6-digit code which I had to type in, after that I received the 
message that my card had been added.
It will be inte

Re: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Woody Anna Dresner]

Hi Ron and all,

Go into Settings/Wallet & Apple Pay and make sure "double-click Home button" is 
on. Regardless of whether VoiceOver is on or not pressing Home twice when the 
phone is locked will then get it ready for a transaction. Pressing Home twice 
brings up the app switcher only if the phone is unlocked. I believe you 
double-click and then leave your finger on the Home button.

In some cases, you may not have to double-click Home; touching the Home button 
may be enough.

Best,
Anna



> On May 10, 2016, at 10:28 PM, Ron Pelletier  
> wrote:
> 
> Sieghard,
>  
> Apple says you don’t have to but the guy at CIBC told me the wallet app 
> should be open.  I don’t know either way because I haven’t tried it yet.  
> Apple says you can do it from the locked screen if you tap the home button 
> twice but, if VO is active, that double tap goes to the app switcher.  I kind 
> of gathered that I would have to unlock the screen and then it should work 
> but, then again, the guy at CIBC told me the wallet app should be open so, 
> who do I believe.
>  
> Any comments anyone?
>  
> Ron & Danvers
>  
>  
>  
>  
> From: Sieghard Weitzel <mailto:siegh...@live.ca>
> Sent: Tuesday, May 10, 2016 4:41 PM
> To: viphone@googlegroups.com <mailto:viphone@googlegroups.com>
> Subject: My first attempt to use Apple Pay, was: Apple Pay finally gets main 
> stream support in Canada
>  
> Hi again,
>  
> OK, of course I had to try this so when I had to run a few erands today with 
> my manager I asked him to go through the McDonald drive-through. When we came 
> to the pick-up window the lady gave him the machine, I leaned over and held 
> my iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I 
> saw that it popped up with my CIBC Visa and I put my thumb on the home 
> button, but nothing happened. I finally tapped on “Use Passcode” and the 
> keypad came up, but I was not able to enter my passcode because the 
> phone/Voiceover became so entirely sluggish that I couldn’t do anything. Of 
> course it was lunch hour and cars were piling up behind us. I tried to enter 
> my passcode but couldn’t do it because of the sluggishness of the phone.
> I finally pulled out my Mastercard and had barely tapped it against the 
> machine when it beeped and the transaction was approved.
> So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
> place where there is no time pressure. I did go into Settings > Passcode and 
> Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
> that was not the reason.
>  
> Regards,
> Sieghard
>  
> From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> 
> [mailto:viphone@googlegroups.com <mailto:viphone@googlegroups.com>] On Behalf 
> Of Fazil
> Sent: Tuesday, May 10, 2016 11:39 AM
> To: viphone@googlegroups.com <mailto:viphone@googlegroups.com>
> Subject: RE: Apple Pay finally gets main stream support in Canada
>  
> Well done, Sieghard!
>  
> From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> 
> [mailto:viphone@googlegroups.com <mailto:viphone@googlegroups.com>] On Behalf 
> Of Sieghard Weitzel
> Sent: Tuesday, May 10, 2016 10:23 AM
> To: viphone@googlegroups.com <mailto:viphone@googlegroups.com>
> Subject: Apple Pay finally gets main stream support in Canada
>  
> Hi fellow Canadians,
>  
> This morning I was browsing through the news articles with the CBC News app 
> on my iPhone and in the Tech and Science section found an article which 
> surprised me and also made me quite happy.
> The article explained that as of today CIBC and Royal Bank credit card 
> holders can add their credit cards in the Wallet app and use Apple Pay. So 
> far only American express card holders were able to use Apple Pay in Canada 
> (since last November I think) and not that many people here have American 
> Express cards and in many stores even some larger chains they aren’t even 
> accepted since they charge a much higher percentage for the merchant. I 
> accept American Express at my store and get charged 3.5% whereas I only pay 
> 1.6% for Visa and Mastercard although there are a few extra fees on top of 
> that 1.6% for premium cards, corporate cards etc.
> Anyhow, the article went on to say that Bank of Montreal Mastercards should 
> follow soon and that Scotia and TD debit cards are not far behind.
> I am a Scotia Bank customer both for my business and personal accounts, but I 
> do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
> minute or two I had added my card.
> I was still in bed as it was early and too lazy to go get my card to try and 
> take a picture of it so I chose to ad

Re: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Anthony Vece]

What is the terminal?
Is it the touchtone pad?


Sent from my Verizon iPhone 5SE

> On May 11, 2016, at 2:45 AM, M. Taylor  wrote:
> 
> Hello Sieghard,  
> 
> I’ve never tried using Apple Pay via a drive-through but, in the normal 
> course of events, I do the following at MacDonald’s, inside the restaurant.
> 
> 1.
> As a general rule of thumb, I restart my phone at the beginning of every day.
> 
> 2.
> Once the order has been placed, I ask the sales associate, if she/he is ready 
> to receive payment.  You would be amazed at how often he/she will reply, 
> “Just one moment.”  
> 
> 3.
> Once the okay is given, with the phone locked, with my thumb on the Home 
> button—not pressing it but merely touching it, I lower the phone down to 
> almost touching the terminal.  I hold the phone there for about 1-2 seconds 
> until it vibrates.  During that time, the phone wakes up and the transaction 
> takes place.  
> 
> That’s really all there is to it.  
> 
> Now keep in mind that I have not disabled any Touch-ID lock screen features.
> 
> Mark
> 
> 
> From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
> Sieghard Weitzel
> Sent: Tuesday, May 10, 2016 1:41 PM
> To: viphone@googlegroups.com
> Subject: My first attempt to use Apple Pay, was: Apple Pay finally gets main 
> stream support in Canada
> 
> Hi again,
> 
> OK, of course I had to try this so when I had to run a few erands today with 
> my manager I asked him to go through the McDonald drive-through. When we came 
> to the pick-up window the lady gave him the machine, I leaned over and held 
> my iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I 
> saw that it popped up with my CIBC Visa and I put my thumb on the home 
> button, but nothing happened. I finally tapped on “Use Passcode” and the 
> keypad came up, but I was not able to enter my passcode because the 
> phone/Voiceover became so entirely sluggish that I couldn’t do anything. Of 
> course it was lunch hour and cars were piling up behind us. I tried to enter 
> my passcode but couldn’t do it because of the sluggishness of the phone.
> I finally pulled out my Mastercard and had barely tapped it against the 
> machine when it beeped and the transaction was approved.
> So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
> place where there is no time pressure. I did go into Settings > Passcode and 
> Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
> that was not the reason.
> 
> Regards,
> Sieghard
> 
> From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
> Fazil
> Sent: Tuesday, May 10, 2016 11:39 AM
> To: viphone@googlegroups.com
> Subject: RE: Apple Pay finally gets main stream support in Canada
> 
> Well done, Sieghard!
> 
> From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
> Sieghard Weitzel
> Sent: Tuesday, May 10, 2016 10:23 AM
> To: viphone@googlegroups.com
> Subject: Apple Pay finally gets main stream support in Canada
> 
> Hi fellow Canadians,
> 
> This morning I was browsing through the news articles with the CBC News app 
> on my iPhone and in the Tech and Science section found an article which 
> surprised me and also made me quite happy.
> The article explained that as of today CIBC and Royal Bank credit card 
> holders can add their credit cards in the Wallet app and use Apple Pay. So 
> far only American express card holders were able to use Apple Pay in Canada 
> (since last November I think) and not that many people here have American 
> Express cards and in many stores even some larger chains they aren’t even 
> accepted since they charge a much higher percentage for the merchant. I 
> accept American Express at my store and get charged 3.5% whereas I only pay 
> 1.6% for Visa and Mastercard although there are a few extra fees on top of 
> that 1.6% for premium cards, corporate cards etc.
> Anyhow, the article went on to say that Bank of Montreal Mastercards should 
> follow soon and that Scotia and TD debit cards are not far behind.
> I am a Scotia Bank customer both for my business and personal accounts, but I 
> do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
> minute or two I had added my card.
> I was still in bed as it was early and too lazy to go get my card to try and 
> take a picture of it so I chose to add it manually.
> When I first started I was asked for my Apple Id password. I then typed in 
> the card number, tapped next and then selected the expiry date and typed in 
> the 3-digit card verification code. After tapping next again I was asked to 
> select a verification option and here I had em

RE: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[M. Taylor]

Hello Sieghard,  

I’ve never tried using Apple Pay via a drive-through but, in the normal course 
of events, I do the following at MacDonald’s, inside the restaurant.

1.
As a general rule of thumb, I restart my phone at the beginning of every day.

2.
Once the order has been placed, I ask the sales associate, if she/he is ready 
to receive payment.  You would be amazed at how often he/she will reply, “Just 
one moment.”  

3.
Once the okay is given, with the phone locked, with my thumb on the Home 
button—not pressing it but merely touching it, I lower the phone down to almost 
touching the terminal.  I hold the phone there for about 1-2 seconds until it 
vibrates.  During that time, the phone wakes up and the transaction takes 
place.  

That’s really all there is to it.  

Now keep in mind that I have not disabled any Touch-ID lock screen features.

Mark


From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Sieghard Weitzel
Sent: Tuesday, May 10, 2016 1:41 PM
To: viphone@googlegroups.com
Subject: My first attempt to use Apple Pay, was: Apple Pay finally gets main 
stream support in Canada

Hi again,

OK, of course I had to try this so when I had to run a few erands today with my 
manager I asked him to go through the McDonald drive-through. When we came to 
the pick-up window the lady gave him the machine, I leaned over and held my 
iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I saw 
that it popped up with my CIBC Visa and I put my thumb on the home button, but 
nothing happened. I finally tapped on “Use Passcode” and the keypad came up, 
but I was not able to enter my passcode because the phone/Voiceover became so 
entirely sluggish that I couldn’t do anything. Of course it was lunch hour and 
cars were piling up behind us. I tried to enter my passcode but couldn’t do it 
because of the sluggishness of the phone.
I finally pulled out my Mastercard and had barely tapped it against the machine 
when it beeped and the transaction was approved.
So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
place where there is no time pressure. I did go into Settings > Passcode and 
Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
that was not the reason.

Regards,
Sieghard

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Fazil
Sent: Tuesday, May 10, 2016 11:39 AM
To: viphone@googlegroups.com
Subject: RE: Apple Pay finally gets main stream support in Canada

Well done, Sieghard!

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Sieghard Weitzel
Sent: Tuesday, May 10, 2016 10:23 AM
To: viphone@googlegroups.com
Subject: Apple Pay finally gets main stream support in Canada

Hi fellow Canadians,

This morning I was browsing through the news articles with the CBC News app on 
my iPhone and in the Tech and Science section found an article which surprised 
me and also made me quite happy.
The article explained that as of today CIBC and Royal Bank credit card holders 
can add their credit cards in the Wallet app and use Apple Pay. So far only 
American express card holders were able to use Apple Pay in Canada (since last 
November I think) and not that many people here have American Express cards and 
in many stores even some larger chains they aren’t even accepted since they 
charge a much higher percentage for the merchant. I accept American Express at 
my store and get charged 3.5% whereas I only pay 1.6% for Visa and Mastercard 
although there are a few extra fees on top of that 1.6% for premium cards, 
corporate cards etc.
Anyhow, the article went on to say that Bank of Montreal Mastercards should 
follow soon and that Scotia and TD debit cards are not far behind.
I am a Scotia Bank customer both for my business and personal accounts, but I 
do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
minute or two I had added my card.
I was still in bed as it was early and too lazy to go get my card to try and 
take a picture of it so I chose to add it manually.
When I first started I was asked for my Apple Id password. I then typed in the 
card number, tapped next and then selected the expiry date and typed in the 
3-digit card verification code. After tapping next again I was asked to select 
a verification option and here I had email or text message as an option. I 
selected text message and 2 seconds after I tapped Next I received a text 
message with a 6-digit code which I had to type in, after that I received the 
message that my card had been added.
It will be interesting to see if this works at most places where contactless 
transactions are already an option which is very common here. The article says 
this:

"With the support of two of the largest banks in Canada, BMO Financial Group 
and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is expected to 
increase significantly," the statement said. "

Re: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Ron Pelletier]

Hi ED,

Not all credit card machines can take a tap of the card and, from what I was 
told, Apple pay works on the terminals where you can tap the card.

Ron & Danvers


From: Ed Worrell 
Sent: Tuesday, May 10, 2016 5:28 PM
To: viphone@googlegroups.com 
Subject: Re: My first attempt to use Apple Pay, was: Apple Pay finally gets 
main stream support in Canada

Hey, 

I tried this in Walgreens here in Montana (USA). It worked pretty well, and was 
pretty quick. I tried it when it was announced, and it wasn’t as accessible as 
I would have liked. I still had to put in a pin on the credit card machine.

Thanks,

Ed

  On May 10, 2016, at 2:41 PM, Sieghard Weitzel  wrote:

  Hi again,
   
  OK, of course I had to try this so when I had to run a few erands today with 
my manager I asked him to go through the McDonald drive-through. When we came 
to the pick-up window the lady gave him the machine, I leaned over and held my 
iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I saw 
that it popped up with my CIBC Visa and I put my thumb on the home button, but 
nothing happened. I finally tapped on “Use Passcode” and the keypad came up, 
but I was not able to enter my passcode because the phone/Voiceover became so 
entirely sluggish that I couldn’t do anything. Of course it was lunch hour and 
cars were piling up behind us. I tried to enter my passcode but couldn’t do it 
because of the sluggishness of the phone.
  I finally pulled out my Mastercard and had barely tapped it against the 
machine when it beeped and the transaction was approved.
  So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
place where there is no time pressure. I did go into Settings > Passcode and 
Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
that was not the reason.
   
  Regards,
  Sieghard
   
  From: viphone@googlegroups.com[mailto:viphone@googlegroups.com] On Behalf Of 
Fazil
  Sent: Tuesday, May 10, 2016 11:39 AM
  To: viphone@googlegroups.com
  Subject: RE: Apple Pay finally gets main stream support in Canada
   
  Well done, Sieghard!
   
  From: viphone@googlegroups.com[mailto:viphone@googlegroups.com] On Behalf Of 
Sieghard Weitzel
  Sent: Tuesday, May 10, 2016 10:23 AM
  To: viphone@googlegroups.com
  Subject: Apple Pay finally gets main stream support in Canada
   
  Hi fellow Canadians,
   
  This morning I was browsing through the news articles with the CBC News app 
on my iPhone and in the Tech and Science section found an article which 
surprised me and also made me quite happy.
  The article explained that as of today CIBC and Royal Bank credit card 
holders can add their credit cards in the Wallet app and use Apple Pay. So far 
only American express card holders were able to use Apple Pay in Canada (since 
last November I think) and not that many people here have American Express 
cards and in many stores even some larger chains they aren’t even accepted 
since they charge a much higher percentage for the merchant. I accept American 
Express at my store and get charged 3.5% whereas I only pay 1.6% for Visa and 
Mastercard although there are a few extra fees on top of that 1.6% for premium 
cards, corporate cards etc.
  Anyhow, the article went on to say that Bank of Montreal Mastercards should 
follow soon and that Scotia and TD debit cards are not far behind.
  I am a Scotia Bank customer both for my business and personal accounts, but I 
do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
minute or two I had added my card.
  I was still in bed as it was early and too lazy to go get my card to try and 
take a picture of it so I chose to add it manually.
  When I first started I was asked for my Apple Id password. I then typed in 
the card number, tapped next and then selected the expiry date and typed in the 
3-digit card verification code. After tapping next again I was asked to select 
a verification option and here I had email or text message as an option. I 
selected text message and 2 seconds after I tapped Next I received a text 
message with a 6-digit code which I had to type in, after that I received the 
message that my card had been added.
  It will be interesting to see if this works at most places where contactless 
transactions are already an option which is very common here. The article says 
this:
   
  "With the support of two of the largest banks in Canada, BMO Financial Group 
and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is expected to 
increase significantly," the statement said. "Many of Moneris's largest 
customers, including McDonald's Restaurants of Canada Limited, are 100 per cent 
contactless enabled and ready to accept Apple Pay."
  London Drugs, Tim Hortons, Canadian Tire, Petro-Canada, and Pizza Hut are 
among the stores ready for Apple Pay, according to Apple's website.
   
  I have a feeling that Apple Pay adoption here in Canada

Re: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Ron Pelletier]

Sieghard,



Apple says you don’t have to but the guy at CIBC told me the wallet app should 
be open.  I don’t know either way because I haven’t tried it yet.  Apple says 
you can do it from the locked screen if you tap the home button twice but, if 
VO is active, that double tap goes to the app switcher.  I kind of gathered 
that I would have to unlock the screen and then it should work but, then again, 
the guy at CIBC told me the wallet app should be open so, who do I believe.



Any comments anyone?



Ron & Danvers








From: Sieghard Weitzel 
Sent: Tuesday, May 10, 2016 4:41 PM
To: viphone@googlegroups.com 
Subject: My first attempt to use Apple Pay, was: Apple Pay finally gets main 
stream support in Canada

Hi again,

 

OK, of course I had to try this so when I had to run a few erands today with my 
manager I asked him to go through the McDonald drive-through. When we came to 
the pick-up window the lady gave him the machine, I leaned over and held my 
iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I saw 
that it popped up with my CIBC Visa and I put my thumb on the home button, but 
nothing happened. I finally tapped on “Use Passcode” and the keypad came up, 
but I was not able to enter my passcode because the phone/Voiceover became so 
entirely sluggish that I couldn’t do anything. Of course it was lunch hour and 
cars were piling up behind us. I tried to enter my passcode but couldn’t do it 
because of the sluggishness of the phone.

I finally pulled out my Mastercard and had barely tapped it against the machine 
when it beeped and the transaction was approved.

So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
place where there is no time pressure. I did go into Settings > Passcode and 
Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
that was not the reason.

 

Regards,

Sieghard

 

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Fazil
Sent: Tuesday, May 10, 2016 11:39 AM
To: viphone@googlegroups.com
Subject: RE: Apple Pay finally gets main stream support in Canada

 

Well done, Sieghard!

 

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Sieghard Weitzel
Sent: Tuesday, May 10, 2016 10:23 AM
To: viphone@googlegroups.com
Subject: Apple Pay finally gets main stream support in Canada

 

Hi fellow Canadians,

 

This morning I was browsing through the news articles with the CBC News app on 
my iPhone and in the Tech and Science section found an article which surprised 
me and also made me quite happy.

The article explained that as of today CIBC and Royal Bank credit card holders 
can add their credit cards in the Wallet app and use Apple Pay. So far only 
American express card holders were able to use Apple Pay in Canada (since last 
November I think) and not that many people here have American Express cards and 
in many stores even some larger chains they aren’t even accepted since they 
charge a much higher percentage for the merchant. I accept American Express at 
my store and get charged 3.5% whereas I only pay 1.6% for Visa and Mastercard 
although there are a few extra fees on top of that 1.6% for premium cards, 
corporate cards etc.

Anyhow, the article went on to say that Bank of Montreal Mastercards should 
follow soon and that Scotia and TD debit cards are not far behind.

I am a Scotia Bank customer both for my business and personal accounts, but I 
do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
minute or two I had added my card.

I was still in bed as it was early and too lazy to go get my card to try and 
take a picture of it so I chose to add it manually.

When I first started I was asked for my Apple Id password. I then typed in the 
card number, tapped next and then selected the expiry date and typed in the 
3-digit card verification code. After tapping next again I was asked to select 
a verification option and here I had email or text message as an option. I 
selected text message and 2 seconds after I tapped Next I received a text 
message with a 6-digit code which I had to type in, after that I received the 
message that my card had been added.

It will be interesting to see if this works at most places where contactless 
transactions are already an option which is very common here. The article says 
this:

 

"With the support of two of the largest banks in Canada, BMO Financial Group 
and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is expected to 
increase significantly," the statement said. "Many of Moneris's largest 
customers, including McDonald's Restaurants of Canada Limited, are 100 per cent 
contactless enabled and ready to accept Apple Pay."

London Drugs, Tim Hortons, Canadian Tire, Petro-Canada, and Pizza Hut are among 
the stores ready for Apple Pay, according to Apple's website.

 

I have a feeling that Apple Pay adoption here 

Re: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Wayne Merritt]

For what it's worth, when I have used Apple Pay in the States, I have
held my phone close to the sensor with my finger already on the home
button, and most of the time the transactions go through in mere
seconds. A few times they haven't and I have had to enter my passcode
or pull a debit card from a pocket. I hope you get it working, eh.

Wayne

On 5/10/16, Ed Worrell  wrote:
> Hey,
>
> I tried this in Walgreens here in Montana (USA). It worked pretty well, and
> was pretty quick. I tried it when it was announced, and it wasn’t as
> accessible as I would have liked. I still had to put in a pin on the credit
> card machine.
>
> Thanks,
>
> Ed
>> On May 10, 2016, at 2:41 PM, Sieghard Weitzel  wrote:
>>
>> Hi again,
>>
>> OK, of course I had to try this so when I had to run a few erands today
>> with my manager I asked him to go through the McDonald drive-through. When
>> we came to the pick-up window the lady gave him the machine, I leaned over
>> and held my iPhone 6S Plus up to it after waking it up (I was on the
>> lockscreen). I saw that it popped up with my CIBC Visa and I put my thumb
>> on the home button, but nothing happened. I finally tapped on “Use
>> Passcode” and the keypad came up, but I was not able to enter my passcode
>> because the phone/Voiceover became so entirely sluggish that I couldn’t do
>> anything. Of course it was lunch hour and cars were piling up behind us. I
>> tried to enter my passcode but couldn’t do it because of the sluggishness
>> of the phone.
>> I finally pulled out my Mastercard and had barely tapped it against the
>> machine when it beeped and the transaction was approved.
>> So, Apple Pay 0, tap method 1. I have to try again another time maybe at a
>> place where there is no time pressure. I did go into Settings > Passcode
>> and Touch Id afterwards to make sure, but Touch Id was enabled for Apple
>> Pay so that was not the reason.
>>
>> Regards,
>> Sieghard
>>
>> From: viphone@googlegroups.com
>> [mailto:viphone@googlegroups.com
>> ] On Behalf Of Fazil
>> Sent: Tuesday, May 10, 2016 11:39 AM
>> To: viphone@googlegroups.com 
>> Subject: RE: Apple Pay finally gets main stream support in Canada
>>
>> Well done, Sieghard!
>>
>> From: viphone@googlegroups.com
>> [mailto:viphone@googlegroups.com
>> ] On Behalf Of Sieghard Weitzel
>> Sent: Tuesday, May 10, 2016 10:23 AM
>> To: viphone@googlegroups.com 
>> Subject: Apple Pay finally gets main stream support in Canada
>>
>> Hi fellow Canadians,
>>
>> This morning I was browsing through the news articles with the CBC News
>> app on my iPhone and in the Tech and Science section found an article
>> which surprised me and also made me quite happy.
>> The article explained that as of today CIBC and Royal Bank credit card
>> holders can add their credit cards in the Wallet app and use Apple Pay. So
>> far only American express card holders were able to use Apple Pay in
>> Canada (since last November I think) and not that many people here have
>> American Express cards and in many stores even some larger chains they
>> aren’t even accepted since they charge a much higher percentage for the
>> merchant. I accept American Express at my store and get charged 3.5%
>> whereas I only pay 1.6% for Visa and Mastercard although there are a few
>> extra fees on top of that 1.6% for premium cards, corporate cards etc.
>> Anyhow, the article went on to say that Bank of Montreal Mastercards
>> should follow soon and that Scotia and TD debit cards are not far behind.
>> I am a Scotia Bank customer both for my business and personal accounts,
>> but I do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and
>> within a minute or two I had added my card.
>> I was still in bed as it was early and too lazy to go get my card to try
>> and take a picture of it so I chose to add it manually.
>> When I first started I was asked for my Apple Id password. I then typed in
>> the card number, tapped next and then selected the expiry date and typed
>> in the 3-digit card verification code. After tapping next again I was
>> asked to select a verification option and here I had email or text message
>> as an option. I selected text message and 2 seconds after I tapped Next I
>> received a text message with a 6-digit code which I had to type in, after
>> that I received the message that my card had been added.
>> It will be interesting to see if this works at most places where
>> contactless transactions are already an option which is very common here.
>> The article says this:
>>
>> "With the support of two of the largest banks in Canada, BMO Financial
>> Group and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is
>> expected to increase significantly," the statement said. "Many of
>> Moneris's largest customers, including McDonald's Restaurants 

Re: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Ed Worrell]

Hey,

I tried this in Walgreens here in Montana (USA). It worked pretty well, and was 
pretty quick. I tried it when it was announced, and it wasn’t as accessible as 
I would have liked. I still had to put in a pin on the credit card machine.

Thanks,

Ed
> On May 10, 2016, at 2:41 PM, Sieghard Weitzel  wrote:
> 
> Hi again,
>  
> OK, of course I had to try this so when I had to run a few erands today with 
> my manager I asked him to go through the McDonald drive-through. When we came 
> to the pick-up window the lady gave him the machine, I leaned over and held 
> my iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I 
> saw that it popped up with my CIBC Visa and I put my thumb on the home 
> button, but nothing happened. I finally tapped on “Use Passcode” and the 
> keypad came up, but I was not able to enter my passcode because the 
> phone/Voiceover became so entirely sluggish that I couldn’t do anything. Of 
> course it was lunch hour and cars were piling up behind us. I tried to enter 
> my passcode but couldn’t do it because of the sluggishness of the phone.
> I finally pulled out my Mastercard and had barely tapped it against the 
> machine when it beeped and the transaction was approved.
> So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
> place where there is no time pressure. I did go into Settings > Passcode and 
> Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
> that was not the reason.
>  
> Regards,
> Sieghard
>  
> From: viphone@googlegroups.com 
> [mailto:viphone@googlegroups.com 
> ] On Behalf Of Fazil
> Sent: Tuesday, May 10, 2016 11:39 AM
> To: viphone@googlegroups.com 
> Subject: RE: Apple Pay finally gets main stream support in Canada
>  
> Well done, Sieghard!
>  
> From: viphone@googlegroups.com 
> [mailto:viphone@googlegroups.com 
> ] On Behalf Of Sieghard Weitzel
> Sent: Tuesday, May 10, 2016 10:23 AM
> To: viphone@googlegroups.com 
> Subject: Apple Pay finally gets main stream support in Canada
>  
> Hi fellow Canadians,
>  
> This morning I was browsing through the news articles with the CBC News app 
> on my iPhone and in the Tech and Science section found an article which 
> surprised me and also made me quite happy.
> The article explained that as of today CIBC and Royal Bank credit card 
> holders can add their credit cards in the Wallet app and use Apple Pay. So 
> far only American express card holders were able to use Apple Pay in Canada 
> (since last November I think) and not that many people here have American 
> Express cards and in many stores even some larger chains they aren’t even 
> accepted since they charge a much higher percentage for the merchant. I 
> accept American Express at my store and get charged 3.5% whereas I only pay 
> 1.6% for Visa and Mastercard although there are a few extra fees on top of 
> that 1.6% for premium cards, corporate cards etc.
> Anyhow, the article went on to say that Bank of Montreal Mastercards should 
> follow soon and that Scotia and TD debit cards are not far behind.
> I am a Scotia Bank customer both for my business and personal accounts, but I 
> do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
> minute or two I had added my card.
> I was still in bed as it was early and too lazy to go get my card to try and 
> take a picture of it so I chose to add it manually.
> When I first started I was asked for my Apple Id password. I then typed in 
> the card number, tapped next and then selected the expiry date and typed in 
> the 3-digit card verification code. After tapping next again I was asked to 
> select a verification option and here I had email or text message as an 
> option. I selected text message and 2 seconds after I tapped Next I received 
> a text message with a 6-digit code which I had to type in, after that I 
> received the message that my card had been added.
> It will be interesting to see if this works at most places where contactless 
> transactions are already an option which is very common here. The article 
> says this:
>  
> "With the support of two of the largest banks in Canada, BMO Financial Group 
> and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is expected to 
> increase significantly," the statement said. "Many of Moneris's largest 
> customers, including McDonald's Restaurants of Canada Limited, are 100 per 
> cent contactless enabled and ready to accept Apple Pay."
> London Drugs, Tim Hortons, Canadian Tire, Petro-Canada, and Pizza Hut are 
> among the stores ready for Apple Pay, according to Apple's website.
>  
> I have a feeling that Apple Pay adoption here in Canada will be very fast 
> since when it comes to contactless payments we are a lot further along as 
> stores in the Sta

My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada

[Sieghard Weitzel]

Hi again,

OK, of course I had to try this so when I had to run a few erands today with my 
manager I asked him to go through the McDonald drive-through. When we came to 
the pick-up window the lady gave him the machine, I leaned over and held my 
iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I saw 
that it popped up with my CIBC Visa and I put my thumb on the home button, but 
nothing happened. I finally tapped on “Use Passcode” and the keypad came up, 
but I was not able to enter my passcode because the phone/Voiceover became so 
entirely sluggish that I couldn’t do anything. Of course it was lunch hour and 
cars were piling up behind us. I tried to enter my passcode but couldn’t do it 
because of the sluggishness of the phone.
I finally pulled out my Mastercard and had barely tapped it against the machine 
when it beeped and the transaction was approved.
So, Apple Pay 0, tap method 1. I have to try again another time maybe at a 
place where there is no time pressure. I did go into Settings > Passcode and 
Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so 
that was not the reason.

Regards,
Sieghard

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Fazil
Sent: Tuesday, May 10, 2016 11:39 AM
To: viphone@googlegroups.com
Subject: RE: Apple Pay finally gets main stream support in Canada

Well done, Sieghard!

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
Sieghard Weitzel
Sent: Tuesday, May 10, 2016 10:23 AM
To: viphone@googlegroups.com
Subject: Apple Pay finally gets main stream support in Canada

Hi fellow Canadians,

This morning I was browsing through the news articles with the CBC News app on 
my iPhone and in the Tech and Science section found an article which surprised 
me and also made me quite happy.
The article explained that as of today CIBC and Royal Bank credit card holders 
can add their credit cards in the Wallet app and use Apple Pay. So far only 
American express card holders were able to use Apple Pay in Canada (since last 
November I think) and not that many people here have American Express cards and 
in many stores even some larger chains they aren’t even accepted since they 
charge a much higher percentage for the merchant. I accept American Express at 
my store and get charged 3.5% whereas I only pay 1.6% for Visa and Mastercard 
although there are a few extra fees on top of that 1.6% for premium cards, 
corporate cards etc.
Anyhow, the article went on to say that Bank of Montreal Mastercards should 
follow soon and that Scotia and TD debit cards are not far behind.
I am a Scotia Bank customer both for my business and personal accounts, but I 
do have a CIBC Aeroplan Gold Visa  so I promptly opened Wallet and within a 
minute or two I had added my card.
I was still in bed as it was early and too lazy to go get my card to try and 
take a picture of it so I chose to add it manually.
When I first started I was asked for my Apple Id password. I then typed in the 
card number, tapped next and then selected the expiry date and typed in the 
3-digit card verification code. After tapping next again I was asked to select 
a verification option and here I had email or text message as an option. I 
selected text message and 2 seconds after I tapped Next I received a text 
message with a 6-digit code which I had to type in, after that I received the 
message that my card had been added.
It will be interesting to see if this works at most places where contactless 
transactions are already an option which is very common here. The article says 
this:

"With the support of two of the largest banks in Canada, BMO Financial Group 
and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is expected to 
increase significantly," the statement said. "Many of Moneris's largest 
customers, including McDonald's Restaurants of Canada Limited, are 100 per cent 
contactless enabled and ready to accept Apple Pay."
London Drugs, Tim Hortons, Canadian Tire, Petro-Canada, and Pizza Hut are among 
the stores ready for Apple Pay, according to Apple's website.

I have a feeling that Apple Pay adoption here in Canada will be very fast since 
when it comes to contactless payments we are a lot further along as stores in 
the States. Here chip cards have been around for many years, I haven’t signed a 
credit card receipt in a long time instead I just stick my card into the reader 
just like a bank card and enter my PIN. In most grocery stores, convenience 
stores, drug marts, department stores and so on I can simply tap my card if the 
transaction is less than $100 (the limit is up to each store). Of course this 
means you better take care of your credit card and report it lost or stolen 
right away if it disappears since anybody who has the card can tap it and that 
of course is where Apple Pay is more secure since it uses Touch Id or your 
phone’s passcode to authorize the transaction.
If I have a chance