ts, so we
>> don’t accept ACH. The per transaction fee is not bad, but the minimum is a
>> problem.
>>
>> *From:* Justin Wilson - MTIN <li...@mtin.net>
>> *Sent:* Wednesday, November 11, 2015 9:29 AM
>> *To:* af@afmug.com
>> *Subject:* Re: [AFMUG] Steer
li...@mtin.net>
*Sent:* Wednesday, November 11, 2015 9:29 AM
*To:* af@afmug.com <mailto:af@afmug.com>
*Subject:* Re: [AFMUG] Steer customers to ACH (vs CC)?
Give them a discount. Much of it depends on the bank. We had
folks who absolutely hated ACH because their bank would
Does IP Pay have merchant systems too? Wondering about saving some money over
our square system.
From: Christopher Gray
Sent: Wednesday, November 11, 2015 10:17 AM
To: af@afmug.com
Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?
Wow, I'm hearing a lot more negative responses about ACH
ot bad, but the minimum is a
problem.
From: Justin Wilson - MTIN
Sent: Wednesday, November 11, 2015 9:29 AM
To: af@afmug.com
Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?
Give them a discount. Much of it depends on the bank. We had folks who
absolutely hated ACH because their bank
> Our bank wants a $25/mo minimum fee for us to process ACH payments, so we
>> don’t accept ACH. The per transaction fee is not bad, but the minimum is a
>> problem.
>>
>> *From:* Justin Wilson - MTIN <li...@mtin.net>
>> *Sent:* Wednesday, November 11, 2015 9:29
Wow, I'm hearing a lot more negative responses about ACH than I imagined.
I'm going to use IPPay, and have had good experiences with them so far.
Bounced ACH is a $5 fee, so I figured anyone who bounced would be required
to sign up for CC thereafter (and if they bounced less than once every 3
my
Sent: Wednesday, November 11, 2015 10:41 AM
To: af@afmug.com
Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?
I originally loved ACH, for the cost savings. Now I have realized that it is
the only way that a customer can defraud us with our current billing method.
They login and
<mailto:af...@kwisp.com>> wrote:
>> Our bank wants a $25/mo minimum fee for us to process ACH payments, so we
>> don’t accept ACH. The per transaction fee is not bad, but the minimum is a
>> problem.
>>
>> From: Justin Wilson - MTIN <mailto:li...@m
blem.
>
> *From:* Justin Wilson - MTIN <li...@mtin.net>
> *Sent:* Wednesday, November 11, 2015 9:29 AM
> *To:* af@afmug.com
> *Subject:* Re: [AFMUG] Steer customers to ACH (vs CC)?
>
> Give them a discount. Much of it depends on the bank. We had folks who
> absolut
+1
My thoughts exactly.
On 11/11/2015 10:31 AM, Josh Luthman wrote:
If we charge ACH and they overdraft
a) we don't get money
b) we get a fee
c) they get a fee
So now your basic Internet service just tacked on $60+
Just use credit cards IMO. We accept ACH but it's uncommon for a good
If we charge ACH and they overdraft
a) we don't get money
b) we get a fee
c) they get a fee
So now your basic Internet service just tacked on $60+
Just use credit cards IMO. We accept ACH but it's uncommon for a good
reason.
Josh Luthman
Office: 937-552-2340
Direct: 937-552-2343
1100 Wayne
Our bank wants a $25/mo minimum fee for us to process ACH payments, so we don’t
accept ACH. The per transaction fee is not bad, but the minimum is a problem.
From: Justin Wilson - MTIN
Sent: Wednesday, November 11, 2015 9:29 AM
To: af@afmug.com
Subject: Re: [AFMUG] Steer customers to ACH (vs
For the people who accept both ACH and CC payments, do you do anything to
promote the use of ACH (to reduce your costs)?
Thanks - Chris
Give them a discount. Much of it depends on the bank. We had folks who
absolutely hated ACH because their bank would charge an overdraft if the ACH
failed. They like the CC, even if it was a debit card, because if the money
wasn’t there it just declines it. No $30 fee or whatever. But, it
Customer - a person or organization that buys goods or services from a
store or business.
Thief - a person who steals another person's property, especially by
stealth and without using force or violence.
The operative word being "buy". I always liked telling someone like that
they were not a
On 11/11/15 09:56, Ken Hohhof wrote:
Unfortunately, no one seems to understand budgeting anymore, except the
seniors on Social Security. They want to see how long it takes for
their Internet to be turned off, then look in the couch cushions for
change or see if they have any gift cards with
made a deal with the bank.
They don’t repair cars, and we don’t make loans.
From: Mark Radabaugh
Sent: Wednesday, November 11, 2015 12:30 PM
To: af@afmug.com
Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?
Just the usual crap:
rcarlin [8:14 PM]
Heads up: [redacted] wife called
are, how does it work out? Are the reclamation of these minor amounts
>>> worth the slanderous hate speech that is sure to come from that customer
>>> for life after you hit their credit? We have been eating the cost, cutting
>>> ties, and moving on.
>>>
>
don’t repair cars, and we don’t make loans.
>
>
> From: Mark Radabaugh <mailto:m...@amplex.net>
> Sent: Wednesday, November 11, 2015 12:30 PM
> To: af@afmug.com <mailto:af@afmug.com>
> Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?
>
> Just the u
et added. I also tell them that credit cards cost us more to process
>>> than checks. I basically just tell them that we prefer ACH, but we will
>>> take anything. I regularly question whether ACH is a good idea or not. We
>>> have more problem customers on AC
like sending cash in the mail and it goes through a third
>> party. If they are late mailing it then service gets shut off, and late
>> fees get added. I also tell them that credit cards cost us more to process
>> than checks. I basically just tell them that we prefer ACH, but we w
you
> have a dollar bill in your pocket, you rent a movie. If not, no movie.
> It’s too hard to know if you can afford $9 each and every month. And if
> your job is driving for Uber, maybe I can understand how you just can’t
> plan your income.
>
>
> *From:* Jeremy <
checks, but we don’t do that.
From: Ty Featherling
Sent: Wednesday, November 11, 2015 1:34 PM
To: af@afmug.com
Subject: Re: [AFMUG] Steer customers to ACH (vs CC)?
Ken, how are you scanning those checks in? What billing system are you
integrating that with and how?
-Ty
-Ty
On Wed, Nov 11
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