I hereby retract everything good I've ever said about Kaiser. After
ten days of dealing with their (mis) treatment of my partner's mother,
I now officially decree that they are the most stupid and incompetent
bunch of fools on earth.
Hope you didn't buy from them based on my recommendation.
On
yeah that sounds familiar, thanks
On Sat, Jul 23, 2011 at 3:00 PM, Larry Lyons wrote:
>
> Canada has this great piece of fiction you don't see in the US called the
> Crown Corporation. Its a regular company, but it is wholly owned by the
> government. Seems to be working pretty well.
>
> >fwiw
Canada has this great piece of fiction you don't see in the US called the Crown
Corporation. Its a regular company, but it is wholly owned by the government.
Seems to be working pretty well.
>fwiw I bought insurance for a car I bought in Quebec and it was from a
>company, but the insurer was ul
Canada has this great piece of fiction you don't see in the US called the Crown
Corporation. Its a regular company, but it is wholly owned by the government.
Seems to be working pretty well.
>fwiw I bought insurance for a car I bought in Quebec and it was from a
>company, but the insurer was ul
-community
Subject: Re: question for those who buy their own insurance
not exactly.
I believe it is legal so long as he sets his own hours and is responsible to
you only for results, ie not supervised by you in any way. Think of the guy
you hire to re-do your kitchen. You are hiring his expertise -- he
yep. I worked for a tax lawyer one summer and remember taking a call from a
couple of agents informing him that they were seizing a client's Mustang and
a laundry list of other stuff. The car sticks out because they were making
cracks about the client's little red sports car. And no, I have no ide
fwiw I bought insurance for a car I bought in Quebec and it was from a
company, but the insurer was ultimately Quebec. I got into the nitty-gritty
of that since my dog had an at-fault accident with the car in Chevy Chase
MD. That was fun ;)
Back on topic, I considered buying a car in Ontario at l
not exactly.
I believe it is legal so long as he sets his own hours and is responsible to
you only for results, ie not supervised by you in any way. Think of the guy
you hire to re-do your kitchen. You are hiring his expertise -- he shows you
pictures of what you will get and how much it will cos
On Thu, Jul 21, 2011 at 9:18 AM, Greg Morphis wrote:
>
> I mean full time 40 hours 1099 by one company/person.
> So that is illegal?
>
>
> On Tue, Jul 19, 2011 at 11:22 AM, Judah McAuley >wrote:
>
> >
> > I got insurance through the National Association of the Self Employed
> > a couple years a
On Fri, Jul 22, 2011 at 7:12 PM, Eric Roberts <
ow...@threeravensconsulting.com> wrote:
> It's usually the unemployment offices that are reviewing it and when they
> find that a contractor was treated like they were a full time employee,
> they
> are prosecuting it. The office here has a person
meron Childress [mailto:camer...@gmail.com]
Sent: Friday, July 22, 2011 8:51 AM
To: cf-community
Subject: Re: question for those who buy their own insurance
On Fri, Jul 22, 2011 at 1:15 AM, Eric Roberts <
ow...@threeravensconsulting.com> wrote:
>
> Many states are cracking dow
I pay my estimated tax quarterly, so it still sits in the IRS coffers,
although admittedly a bit after it would if they deducted it from a
weekly paycheck.
Most companies that use contractors are trying to avoid the cost of
benefits. I'd prefer to work corp-to-corp rather than W2 or 1099, but
I
The big reason that the IRS likes W-2 employees over 1099 is that the
tax withholding comes out before the money goes to the employee.
Easier to collect, more reliable and the money sits in the government
coffers. With 1099, they are relying upon the tax payer to save up the
money they'll owe in t
On Fri, Jul 22, 2011 at 1:15 AM, Eric Roberts <
ow...@threeravensconsulting.com> wrote:
>
> Many states are cracking down on this because companies are trying to avoid
> employment taxes. A former company I worked for did that.
Even though the company doesn't pay them, the contractor does. But
those who buy their own insurance
On Thu, Jul 21, 2011 at 12:18 PM, Greg Morphis wrote:
> I mean full time 40 hours 1099 by one company/person.
> So that is illegal?
>
That is not illegal. There are a number of criteria used to judge wether
someone is a contractor or employee. Here
It won't. What you mention is pure misinformation.
Insurance companies will still provide health insurance, that is the basis for
the reform. Even it it went to a full single payer system, insurance companies
would still be providing some form of health insurance. For instance in Canada
the i
When you start getting down into details, you need to figure out your
precise situation. There are time/hour/place tests in different states
are different and if you are concerned, you can always talk to a
lawyer. Here's what the IRS says (which is not necessarily the final
word but a good start)
On Thu, Jul 21, 2011 at 12:18 PM, Greg Morphis wrote:
> I mean full time 40 hours 1099 by one company/person.
> So that is illegal?
>
That is not illegal. There are a number of criteria used to judge wether
someone is a contractor or employee. Here's a good rundown for the state of
California
I checked out ehealthinsurance.. I'm always afraid I'm going to choose the
wrong insurance, either not have something covered, or covered enough heh.
I found one through Blue Cross I think it was 300 a month for family, 1000
deductible and either 0 or 20% coinsurance with a $30 office visit..
I ra
As far as when I work, this person probably isn't too concerned, just as
long as I put in 40 hours a week. Still a problem? There is no contract
duration.. "long term job relationship"
Thanks!
On Thu, Jul 21, 2011 at 11:31 AM, Judah McAuley wrote:
>
> Yes. If they are in charge of what you do
Yes. If they are in charge of what you do and when you do it, you are
properly considered an Employee. There is some wiggle room, like right
now I have a contractor through a recruiting agency for 40 hrs a week,
but that is limited duration contract and if we wanted to keep him,
we'd have to conve
I also used ehealthinsurance.com a different times in the day. I found
family plans for $400-500 a month with a $2,000 or 3,000 deductible.
Good insurance unless you need expensive tests than you need to cover
the deductible.
I also couldn't find any company that covers birth outside of a group
Thanks for all the information guys!
On Thu, Jul 21, 2011 at 11:18 AM, Greg Morphis wrote:
> I mean full time 40 hours 1099 by one company/person.
> So that is illegal?
>
>
> On Tue, Jul 19, 2011 at 11:22 AM, Judah McAuley wrote:
>
>>
>> I got insurance through the National Association of the S
I mean full time 40 hours 1099 by one company/person.
So that is illegal?
On Tue, Jul 19, 2011 at 11:22 AM, Judah McAuley wrote:
>
> I got insurance through the National Association of the Self Employed
> a couple years ago and wasn't terribly keen on it.
>
> One other thing that isn't quite on
]
Sent: Tuesday, July 19, 2011 10:06 AM
To: cf-community
Subject: Re: question for those who buy their own insurance
I made a decision years ago to carry my own insurance rather than depend on
what a company offers. I am with Kaiser Permanente and have been very happy
with my care. They are in limited
We also now have Kaiser, and while it doesn't cover any of my cancer
bills because it's a pre-existing condition, they are affordable and
excellent for my partner's care, and my non-cancer problems.
On Tue, Jul 19, 2011 at 8:06 AM, Sandra Clark wrote:
>
> I made a decision years ago to carry my
A lot of this depends on where you live. In California, it has become very
difficult for self-employed people to get proper insurance. OBGYN and
children's policies are especially difficult. For men without special health
considerations, it is still OK, but wait for Obamacare to kick in and that
w
I got insurance through the National Association of the Self Employed
a couple years ago and wasn't terribly keen on it.
One other thing that isn't quite on topic but may be relevant:
Be careful with the "full time 1099". If you mean you will be working
just for one company and they are paying y
I made a decision years ago to carry my own insurance rather than depend on
what a company offers. I am with Kaiser Permanente and have been very happy
with my care. They are in limited areas, so might not be where you are.
https://www.kaiserpermanente.org/
On Tue, Jul 19, 2011 at 10:41 AM, Gre
On Tue, Jul 19, 2011 at 10:41 AM, Greg Morphis wrote:
> I may be going full time 1099 next year but with a wife and child I have to
> get insurance. Do any of you buy your own insurance and if so who do you go
> through and about how much is it?
>
I've used www.ehealthinsurance.com in the past
On Tue, Jul 19, 2011 at 10:41 AM, Greg Morphis wrote:
>
> I may be going full time 1099 next year but with a wife and child I have to
> get insurance. Do any of you buy your own insurance and if so who do you go
> through and about how much is it?
>
> Thanks!
>
> Depends on the plan, you can sea
I may be going full time 1099 next year but with a wife and child I have to
get insurance. Do any of you buy your own insurance and if so who do you go
through and about how much is it?
Thanks!
~|
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