Bec, You really only need public liability and property/contents insurance. Professional Indemnity is a very expensive affair, and is usually only required when your clients - read govt departments - need it. You can probably get a package deal from someone like QBE which covers you for PL, contents/equipment and I think there was a third one they bundle (fire perhaps)?
Don't get upsold on the extra laptop insurance; with laptops now less than $1000 per year, you're better off self insuring unless you plan on working from backpacker hostels. Since you're Wollongong based (I think?), give David R at Abico Quinton a call and tell him you want the basics and to get hooked up with a deal. Geoff From: silicon-beach-australia@googlegroups.com [mailto:silicon-beach-austra...@googlegroups.com] On Behalf Of Bec Coleman Sent: Sunday, 23 May 2010 4:51 AM To: Silicon Beach Australia Subject: [SiliconBeach] Insurance help please Hey everyone, I'm setting up a new business, and have been given a couple of business insurance quotes (for public & product liability and professional indemnity). Before I pay the $$$ I want to make sure it is right for what I need, and its not excluding something that is important. I've heard a few stories of insurance brokers that have made me a little wary. Has anyone had any experience in business insurance for web design and marketing consulting, that may be able to shed a little light on comparing the two policies? Better still, someone who works in the IT insurance industry? Thanks Bec Coleman www.hatchlingonline.com.au -- You received this message because you are subscribed to the Silicon Beach Australia mailing list. Guidelines on discussion: http://tr.im/ujKF No lurkers! It is expected that you introduce yourself: http://tr.im/ujMm To post to this group, send email to silicon-beach-australia@googlegroups.com To unsubscribe from this group, send email to silicon-beach-australia+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/silicon-beach-australia?hl=en?hl=en -- You received this message because you are subscribed to the Silicon Beach Australia mailing list. Guidelines on discussion: http://tr.im/ujKF No lurkers! It is expected that you introduce yourself: http://tr.im/ujMm To post to this group, send email to silicon-beach-australia@googlegroups.com To unsubscribe from this group, send email to silicon-beach-australia+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/silicon-beach-australia?hl=en?hl=en
