Yeah. Insurance should be for major catastrophe not every day snotty nose type issues.
marlon ----- Original Message ----- From: "MDK" <rea...@muddyfrogwater.us> To: "WISPA General List" <wireless@wispa.org> Sent: Monday, December 07, 2009 2:42 PM Subject: [WISPA] Insurance.... > > As business people, we should be looking at insurance for health like we > do > as insurance for everything else. What's it there for? Protect us > from > catastrophe, like falling through some guy's glass skylight, or accidently > parking the bucket truck on top of his sprinker control box and it falls > through the lid... Or, think of any other catastrophic accident, in > terms > of cost... > > I don't know about you, but in my family, we evaluate our spending on > food, > cell phones, and other stuff on a regular basis. We have an item that > goes > to pay doctor bills. I haven't had insurance in years, but we do have a > hundreds of dollars a month budget item. (there's 7 in the family). > > Imagine if used the insurance on the work rig to pay for having the tires > changed, oil changed, washed, seat tear fixed, tuneups, and even brake > jobs. Not only would your car insurance be stupidly high, we'd never > care what the places charged to do the fixing, since insurance pays. As > business people, we use our analytical powers to fix stuff, save money, > etc. > > Apply it to health insurance. You KNOW you're going to spend money on > it. > Budget for it. But use insurance only as catastrophic relief, and find > doctors, clinics, pharmacies that give you the best deal for cash, and > take > advantage of it. Since WWII, the laws concerning taxes and wage > controls > provided high incentive for employers to pay for health insurance as a > benefit to be competitive. Now, everyone expects employer to pay the > bill > and health care should be "free" or close to it. > > Since that means YOU consume, the insurance pays, the doctor charges... > You can fully understand why prices spiral out of control - there is no > market forces to control prices. > > Every single payer health system in the world controls costs by simply > deciding who can and who cannot be treated. It lacks any market forces > to > make anyone or anything competitive. And we've almost done that here, > by > removing the consumer from the equation. > > Imagine what kind of revenues we could generate if the government promised > everyone broadband... the consumer used, we provided, beaurocrats pay. > Either prices would spiral upwards wildly, or we'd start capping customers > and limiting use to control OUR costs. > > The free market really does work. We use it daily in our business... > Now > imagine if we used it for health care, too. We know how to do that, > don't > we? > > > > > > -------------------------------------------------------------------------------- > WISPA Wants You! Join today! > http://signup.wispa.org/ > -------------------------------------------------------------------------------- > > WISPA Wireless List: wireless@wispa.org > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ -------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
