We provide health insurance for employees.  To keep absolute costs down, we go 
with a high deductible for our employees, though to offset the costs in the 
cast of anything major, we pay the first $1000 of the deductible on behalf of 
the employee.

We have 5 employees.  Owners have to pay for their own or get insurance 
elsewhere.

----- Original Message ----- 
  From: Rick Harnish 
  To: 'WISPA General List' ; memb...@wispa.org ; motor...@afmug.com 
  Sent: Wednesday, July 28, 2010 2:40 PM
  Subject: [WISPA] Health Insurance


  I am curious about all the small operators out there.  What are you doing for 
Health Insurance?  Do you have individual policies?  Are you on your wife's 
policy?  Is there a need for a WISPA Group Health Insurance Plan?  

   

  I will be investigating this topic over the next few weeks.  I will most 
likely send out a survey in a week or two once I get together with an 
underwriter and see what the feasibility is.  Between now and then, I would 
like to encourage discussion to see whether it is worth our effort.

   

  My goal is to offer a group plan that will assist those who do not have 
enough employees to justify an in-house group plan for their employees or 
themselves.  Hopefully, we can reduce your cost and improve your coverage.

   

  Respectfully,

   

  Rick Harnish

  President

  WISPA

  260-307-4000 cell

  866-317-2851 WISPA Office

  Skype: rick.harnish.

  rharn...@wispa.org

   



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