It seemed to me like when I was paying for health insurance for my family it was a huge waste of money. I'm from England. In England, if you buy insurance for something it covers you. Over here in the US it always seems to cover you UP TO a certain dollar amount, IF the wind is blowing in the right direction. So it never takes all the risk away. Same with car insurance, house insurance, health insurance, etc.
Another thing is, if you go to hospital, and you pay cash for your treatment, it costs a fraction of what they would have charged to the insurance company. And another problem was, since I was "only" paying about a hundred dollars a month for coverage, the insurance covered only 80% of my treatment, AFTER the first $5,000 and only did that if it was "in network". So with insurance, I'd end up paying maybe 20% of $100,000 instead of 100% of $40,000 or something plus the $5000 deductable. I don't know the percentages or the numbers, but it seemed like it was a whole lot of expense for only a very small amount of coverage. I had a friend who had a triple heart bypass. They gave him the bill for loadsa money, assuming he would pay it over a long period of time. When he said he was paying cash outright, it cost a tiny fraction of the amount the bill was for. So, all things considered, it seemed to me like I was paying a lot of money for almost no coverage. So what we did was, instead of paying a hundred bucks a month to our health insurance, we paid a hundred bucks a month into our savings account, to cover emergency costs. The great thing about this is, the savings cover ANY emergency, not just a broken bone, but if a tornado tears the house down, or car crash or getting sued or whatever. Seems like health insurance was approximately equal to throwing our money down the drain. Thanks, Roger -------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
