No, Srikant not. It is not same for all customers, bank is clearly liable if it honors a cheque with forged signature. Bank is supposed to detect a forgery in signature. They are trying to protedt themselves by taking indemnity from VI customers in case of forgery which a bit easy in case of VI. Though indemnity would not afford them a blanket protection in court, it would surely prolong and complicate the judicial proceedings, should there be any forgery and VI should inplicate the bank for honoring the cheque.
-----Original Message----- From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Srikanth Kanuri Sent: Monday, December 10, 2012 6:36 PM To: accessindia@accessindia.org.in Subject: Re: [AI] Cheques with thumb impression hi all, i use a stencil. once signed and got it cut by the stencil maker it would be consistent. i prefer a card board or or plastic sheet for this purpose. Prashant, my banker rejected your first suggestion of using a stamp on the ground that it is not legal. i am using ICICI and IDBI accounts with both banks compelling me to affix thumb and signature for my transactions. i had to sign a declaration saying that i am responsible for all my cheque and other transactions and bank doesn't have any liability in case of misuse. while it is common for every customer i really don't know the fun in asking for such a declaration. On 12/10/12, Amiyo Biswas <amiyo.bis...@gmail.com> wrote: > My signs are also quite inconsistent. It is very difficult to remember the > exact drawing of all those letters. I regret that I should have been named > with a very small name. > > I use initials. It was allowed by the previous bank manager as his > father-in-law was visually impaired. moreover, i never signed any cheque > myself. Since it was a joint account, my wife signed all cheques. I use the > > net banking feature. > > Last Saturday I had to submit my details for Know Your Customer programme. > The new officer accepted my initials, but he mentioned Blind beside my name. > > He also told me that from now onwards all cheques have to be signed by both > > of us etc. etc. I am not sure, he also stopped the net banking facility. I > could not access it yesterday. I shall have to verify it when I can manage > to go to the bank again. > > > With best Regards, > Amiyo Biswas > Cell: +91-9433464329 > > ----- Original Message ----- > From: "srinivas.karnati" <srinivas.carn...@gmail.com> > To: <accessindia@accessindia.org.in> > Sent: Sunday, December 09, 2012 4:38 PM > Subject: Re: [AI] Cheques with thumb impression > > >> Dear friends: off course the blind can sign. But how could we find whether >> >> it is our sign or not? when I was studying BA my college librarian not >> permitted me to sign then he asked me the above question. I am suggested >> only put thumb not to sign because being a blind I could not find my >> sign. >> >> ----- Original Message ----- >> From: "mukesh jain" <mukesh.jai...@gmail.com> >> To: <accessindia@accessindia.org.in> >> Sent: Sunday, December 09, 2012 1:45 AM >> Subject: Re: [AI] Cheques with thumb impression >> >> >>> hello, >>> even i have tried to learn signature with lot of practice and able to >>> make my signature properly with signature guide but when the things >>> comes to maintaining shape consistency even i am not able to >>> particularise because each time i make the signature with signature >>> guide it comes out accurately but shape does not come as made earlier. >>> so any tips would be of great help. >>> thanks, >>> mukesh. >>> >>> On 12/9/12, Pranav Lal <pranav....@gmail.com> wrote: >>>> Hi zoher, >>>> >>>> I hear you. The question remains; how do you draw consistently without >>>> seeing what you are drawing? Did you practice? >>>> >>>> I have reached a stage where I have to sine about 5 to 6 times a year so >>>> >>>> I >>>> have very little practice. Most of those signatures don't matter much >>>> since >>>> they belong to things like couriers and attendance sheets. The only >>>> issue >>>> is >>>> with the bank and things like cheques and other financial documents >>>> where >>>> shape consistency is important. >>>> >>>> I have seen signature guides but not the kind you describe. >>>> Pranav >>>> >>>> >>>> Register at the dedicated AccessIndia list for discussing accessibility >>>> >>>> of >>>> mobile phones / Tabs on: >>>> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in >>>> >>>> >>>> Search for old postings at: >>>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>> >>>> To unsubscribe send a message to >>>> accessindia-requ...@accessindia.org.in >>>> with the subject unsubscribe. >>>> >>>> To change your subscription to digest mode or make any other changes, >>>> please >>>> visit the list home page at >>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>>> >>>> >>> >>> >>> -- >>> Regards, >>> Mukesh jain >>> Email: >>> mukesh.jai...@gmail.com >>> muk...@mukeshjain.org >>> mailing list run by me (info page): >>> http://mail.mukeshjain.org/mailman/listinfo >>> >>> website: >>> www.mukeshjain.org >>> Skype: mukeshjain211 >>> Mob: 09977165123 >>> "Face your deficiencies and acknowledge them; but do not let them >>> master you. Let them teach you patience, sweetness, insight. " >>> >>> Helen Keller >>> >>> Register at the dedicated AccessIndia list for discussing accessibility >>> of mobile phones / Tabs on: >>> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>> >>> To unsubscribe send a message to >>> accessindia-requ...@accessindia.org.in >>> with the subject unsubscribe. >>> >>> To change your subscription to digest mode or make any other changes, >>> please visit the list home page at >>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility of >> >> mobile phones / Tabs on: >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. 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