Dear Rita:
    I doubt that a home-owner can buy insurance to protect against an 
incompetitant builder, but the contractor should have liability insurance to 
cover negligent acts of employees.  Someone suggested going to the regulatory 
agencies in the location of the problem.  That approach along with calling the 
local television station, just might result in quicker action to corect the 
problem.  An attorney should also be aware of those options.

                Yours Truly,

                Clifford Wilson


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