1) I think they pre-pay for bulk mail so the cost is already paid for.

2) I got the best story.  Around 2000 I opened up a interest bearing
checking account with CitiBank.  For various reasons, I decided to close
that account.  I close that account and get a confirm number.  Three
months later, I get a bill from CitiBank.  They are charging me for 3
months of checking account services because my balance was below the
threshold for free checking.  My account balance is something like 
-$53.92.  $18 for 3 months and a .08 interest payment.

I call their customer support number and ask what is happening.  It took
some time for the rep to figure out what happened but this is the story:
They closed my account, then reopened it because they had to put the 8
cents of interest payment somewhere.  Since the account was open and
underfunded, they had to charge me.  This conversation followed. 

        W: "Can we use some common sense and just get rid of that charge
since I never authorized this account to be re-opened?"  
        CR: "no."
        W: "Is this my fault?
        CR: "no"
        W: "so you are telling me that you agree I shouldn't be charged
for this but you can't use common sense?"
        CR: "yes"

She advised me to write a letter to CitiBank to get the charged revoked
and that is what eventually happened but I thought it was ridiculous what
I had to do.  I wish I had made that call from work so I had it on tape.
  

> -----Original Message-----
> From: Jerry Barnes [mailto:[EMAIL PROTECTED]
> Sent: Tuesday, November 18, 2008 6:06 PM
> To: cf-community
> Subject: Re: City threatens blind woman over unpaid 1-cent bill...
> 
> I think the cutoff should be at least the amount of postage.
> 
> Interestingly enough, this was a utility bill.  I wonder why this
> wasn't
> appended to the next utility bill or some other city fee.
> 
> 
> 

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