Items do tend to stay on credit reports a long time and it is like pulling
teeth to get erroneous items removed.

On one credit report, my wife and I had our score lowered because of a
charge at a dental office.  We live in the triad of NC.  The charge was at
an office in Vermont on a credit card that had been cancelled for two years.
 It took years of calling BOA to remove the charge from the account and
communicating with the credit agency to get things corrected.


J

-

Human freedom is the first wish of our heart, freedom is the first blessing
of our nature, yet when people shirk individual responsibility and expect
more from the government, they fall prey to tyranny. - Edward Gibbon


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