Russ

 

Someone hit and damaged my daughters car while it was parked.  They left
with no note and no contact information.  She was pissed because this
will have to be her own cost or at the very least her own insurance
claim.

 

When boating if some other boat hits me through a fault deemed theirs
and not mine I would far rather their premiums take the hit than mine
since it was their own issue or even negligence that caused the problem.
You are not supposed to drive if uninsured.  Yous should never be on a
boat without insurance either.

 

My 0.02

 

Mike

 

From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Russ
& Melody
Sent: Saturday, April 05, 2014 9:51 PM
To: cnc-list@cnc-list.com
Subject: Re: Stus-List Whisker pole - Now racing insurance?

 

Hi John,

The prevalent attitude that forces other people to buy insurance to
protect themselves really confuses me. 

I have insurance and it includes under-insured protection, so I'm
covered. It doesn't matter if the other guy won't carry insurance. In
the case of an incident my policy will cover off my losses. If the
insurance company wants to recover then they go after the other guy, I
don't need nor am I entitled to.

        Cheers, Russ
        Sweet 35 mk-1


At 07:39 PM 04/04/2014, you wrote:



I certainly would not race against uninsured boats. 

John McLaughlin
C&C29-2
"Falcon"


-----Original Message-----
From: Dennis C. <capt...@gmail.com>
To: CnClist <cnc-list@cnc-list.com>
Sent: Fri, Apr 4, 2014 6:59 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Guess I'm in a weird area.  Louisiana is fairly litigious but I've never
been asked for insurance for dockage or racing.  For racing, a valid
PHRF certificate is all I've been asked for.  We occasionally have to
sign a liability waiver for some races.

I have been asked for it for dockage in Florida.

I think the race organizers around here think that the USSailing
coverage is adequate.

Dennis C.


On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu <rtaill...@eastlink.ca>
wrote:

Dennis,

 

Pretty much all the clubs in the area require at least $1 million
liability insurance.

My club requires a current copy of the insurance certificate to be on
file in the office to keep a boat here.

 

Rick Taillieu

Nemesis

'75 C&C 25  #371

Shearwater Yacht Club

Halifax, NS.

 

 

 

From: CnC-List [ mailto:cnc-list-boun...@cnc-list.com
<mailto:cnc-list-boun...@cnc-list.com> ] On Behalf Of Dennis C.

Sent: April-04-14 17:53

To: CnClist

Subject: Re: Stus-List Whisker pole - Now racing insurance?

 

Mike,

$2 million insurance?  Hmmm.  Interesting policy.

How many other racing organizers require insurance?  I've never had to
show in any race in my area.  

 

Dennis C.

Touche' 35-1 #83

Mandeville, LA

 

On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown <m...@tkg.ca> wrote:

Well, $100 was pretty cheap. I have a twist lock that I may sell. Since
getting the

larger line control I have not used it much. As mentioned earlier, even
at 17' it

is small for a #1.

If you would like to race National Yacht Club has a policy of welcoming
racers from

nearby clubs to join us for week night racing. You could race NFS on
Tuesdays, FS

on Wednesday, and there is a special beginners NFS on Thursdays. NYC
also starts

the race for the Alexandra Yacht Club on Thursdays. We have two "Around
the

Island" weekend races a year with an open invitation. You will need a
PHRF-LO

certificate and show $2M insurance coverage.

If you are getting brave I have a spinnaker I could loan you.

Mike

Date: Fri, 4 Apr 2014 14:51:44 -0400 

From: Stevan Plavsa <stevanpla...@gmail.com > 

To: "cnc-list@cnc-list.com " <cnc-list@cnc-list.com> 

Subject: Re: Stus-List Whisker pole - 32 

Message-ID: 

    < caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com
<mailto:CADdEvn5eBVA9ow1XPrcExSZmf91JV+jz-ThGsuxVrzgSMbef7w@mail.gmail.c
om>  > 

Content-Type: text/plain; charset="iso-8859-1" 

Thanks Dwight. I haven't raced the boat yet (except for some fun races
the 

club hosts annually). The keelboat racing scene at our small club is 

dwindling but yeah, I plan to participate in the weekly races this year.


Steve 

Suhana, C&C 32 

Toronto 

 

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