True and I totally agree with you Mike but I am still amazed that sail boat insurance covers while racing.seems to me more collisions happen on the race course between racing boats than what ever happen between cruisers.could be it's only a matter of time before premiums for those who race their boats go up
_____ From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Hoyt, Mike Sent: April 7, 2014 9:52 AM To: cnc-list@cnc-list.com Subject: Re: Stus-List Whisker pole - Now racing insurance? Russ Someone hit and damaged my daughters car while it was parked. They left with no note and no contact information. She was pissed because this will have to be her own cost or at the very least her own insurance claim. When boating if some other boat hits me through a fault deemed theirs and not mine I would far rather their premiums take the hit than mine since it was their own issue or even negligence that caused the problem. You are not supposed to drive if uninsured. Yous should never be on a boat without insurance either. My 0.02 Mike From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Russ & Melody Sent: Saturday, April 05, 2014 9:51 PM To: cnc-list@cnc-list.com Subject: Re: Stus-List Whisker pole - Now racing insurance? Hi John, The prevalent attitude that forces other people to buy insurance to protect themselves really confuses me. I have insurance and it includes under-insured protection, so I'm covered. It doesn't matter if the other guy won't carry insurance. In the case of an incident my policy will cover off my losses. If the insurance company wants to recover then they go after the other guy, I don't need nor am I entitled to. Cheers, Russ Sweet 35 mk-1 At 07:39 PM 04/04/2014, you wrote: I certainly would not race against uninsured boats. John McLaughlin C&C29-2 "Falcon" -----Original Message----- From: Dennis C. <capt...@gmail.com> To: CnClist <cnc-list@cnc-list.com> Sent: Fri, Apr 4, 2014 6:59 pm Subject: Re: Stus-List Whisker pole - Now racing insurance? Guess I'm in a weird area. Louisiana is fairly litigious but I've never been asked for insurance for dockage or racing. For racing, a valid PHRF certificate is all I've been asked for. We occasionally have to sign a liability waiver for some races. I have been asked for it for dockage in Florida. I think the race organizers around here think that the USSailing coverage is adequate. Dennis C. On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu <rtaill...@eastlink.ca> wrote: Dennis, Pretty much all the clubs in the area require at least $1 million liability insurance. My club requires a current copy of the insurance certificate to be on file in the office to keep a boat here. Rick Taillieu Nemesis '75 C&C 25 #371 Shearwater Yacht Club Halifax, NS. From: CnC-List [ <mailto:cnc-list-boun...@cnc-list.com> mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis C. Sent: April-04-14 17:53 To: CnClist Subject: Re: Stus-List Whisker pole - Now racing insurance? Mike, $2 million insurance? Hmmm. Interesting policy. How many other racing organizers require insurance? I've never had to show in any race in my area. Dennis C. Touche' 35-1 #83 Mandeville, LA On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown <m...@tkg.ca> wrote: Well, $100 was pretty cheap. I have a twist lock that I may sell. Since getting the larger line control I have not used it much. As mentioned earlier, even at 17' it is small for a #1. If you would like to race National Yacht Club has a policy of welcoming racers from nearby clubs to join us for week night racing. You could race NFS on Tuesdays, FS on Wednesday, and there is a special beginners NFS on Thursdays. NYC also starts the race for the Alexandra Yacht Club on Thursdays. We have two "Around the Island" weekend races a year with an open invitation. You will need a PHRF-LO certificate and show $2M insurance coverage. If you are getting brave I have a spinnaker I could loan you. Mike Date: Fri, 4 Apr 2014 14:51:44 -0400 From: Stevan Plavsa <stevanpla...@gmail.com > To: "cnc-list@cnc-list.com " <cnc-list@cnc-list.com> Subject: Re: Stus-List Whisker pole - 32 Message-ID: < <mailto:caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com> caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com > Content-Type: text/plain; charset="iso-8859-1" Thanks Dwight. I haven't raced the boat yet (except for some fun races the club hosts annually). The keelboat racing scene at our small club is dwindling but yeah, I plan to participate in the weekly races this year. Steve Suhana, C&C 32 Toronto _______________________________________________ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com No virus found in this message. 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