The ARRL premium is relatively steep. But that's probably because it has a $50 deductible and, according to some of the experiences posted on this thread, covers losses that may not qualify as covered "occurrences" under some homeowners' policies. I just checked my own "scheduled personal property" endorsement. The cost is on average $0.53 per hundred per year, way less than half of the ARRL premium, varying with the type of property insured. And because it's an endorsement to a combined home and auto policy, it will cover losses no matter where they happen. But the deductible is $500 per occurrence and I can't say that the endorsement would cover losses attributable to operator errors (e.g. frying a rig with a reversed polarity power connection.) Since classically insurance is a way of covering large losses rather than small ones, for me the difference in deductible isn't worth a double or triple premium; but that's an individual preference.
Ted, KN1CBR Edward A. Dauer Dean Emeritus and Professor Emeritus of Law University of Denver Message: 7 Date: Fri, 7 Aug 2015 21:04:57 -0700 From: "Richard W. Solomon" <w1...@earthlink.net<mailto:w1...@earthlink.net>> To: "'Elecraft List'" <elecraft@mailman.qth.net<mailto:elecraft@mailman.qth.net>> Subject: Re: [Elecraft] Rig Insurance Message-ID: <000f01d0d18f$64e2ad50$2ea807f0$@net> Content-Type: text/plain; charset="us-ascii" All I found was the rates, $1.40 per $100. Seems a tad steep to me. 73, Dick, W1KSZ Edward A. Dauer Dean Emeritus and Professor Emeritus of Law University of Denver ______________________________________________________________ Elecraft mailing list Home: http://mailman.qth.net/mailman/listinfo/elecraft Help: http://mailman.qth.net/mmfaq.htm Post: mailto:Elecraft@mailman.qth.net This list hosted by: http://www.qsl.net Please help support this email list: http://www.qsl.net/donate.html Message delivered to arch...@mail-archive.com
