They really replaced a 20 year old roof without pro-rating it? I would have assumed you'd pay about 2/3 of the replacement cost, if the shingles were the nominal "30 year" grade.
Maybe I should have my roof inspected..... Allan Dan Penoff via Mercedes <mercedes@okiebenz.com> writes: > Our roof of nearly 20 years on our previous house was in need of > replacement. I got quotes from two different roofing companies in the > area, both with good reputations. > > The first guy came out, climbed on the roof and was up there for about > 10 minutes. I asked him if there were any signs of damage (we had a > hailstorm a year previous) and he said there was so little it wasn’t > worth the trouble to engage the insurance company. > > I called my insurance agent and asked him. He said to call the > insurance company’s claims line and schedule an inspection anyway. > > The following Tuesday both the other roofing company’s estimator and > the insurance company’s inspector showed up at the same time. They > were on the roof for over 45 minutes. It seemed that the roofing guy > took the inspector around and pointed out numerous areas of damage, > and the inspector concurred. We had a small leak that was due to a > nail lifting under a shingle that the roofing guy identified almost > immediately from the roof side. > > The insurance inspector left and the roofing guy spent about 30 minute > with me going over all the stuff he found documented on his iPad. > > That Friday I got the call from the insurance company, saying they > were replacing the roof. I immediately gave the job to the second > roofing guy, who, I would add, was not the cheaper of the two, either. > > The total bill was close to $20k. We paid something like $900 out of > pocket. Nice. > > Also, because the roof was installed with a newer nailing schedule > that complies with the latest code, our insurance dropped about > $400/year, too. > > Get both roofs inspected. Don’t cost nothin’ and you might get a new > roof or a good part of it covered. > > -D > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
