Yup. If I recall the roofer was able to convince the adjuster that more than 50% of the roof had sustained damage from “wind events”. We just had Irma go through a year earlier and we had gusts up to at least 60-70 mph. I think that was the angle he used.
-D > On Aug 23, 2020, at 12:41 PM, Allan Streib via Mercedes > <mercedes@okiebenz.com> wrote: > > They really replaced a 20 year old roof without pro-rating it? I would > have assumed you'd pay about 2/3 of the replacement cost, if the > shingles were the nominal "30 year" grade. > > Maybe I should have my roof inspected..... > > Allan > > Dan Penoff via Mercedes <mercedes@okiebenz.com> writes: > >> Our roof of nearly 20 years on our previous house was in need of >> replacement. I got quotes from two different roofing companies in the >> area, both with good reputations. >> >> The first guy came out, climbed on the roof and was up there for about >> 10 minutes. I asked him if there were any signs of damage (we had a >> hailstorm a year previous) and he said there was so little it wasn’t >> worth the trouble to engage the insurance company. >> >> I called my insurance agent and asked him. He said to call the >> insurance company’s claims line and schedule an inspection anyway. >> >> The following Tuesday both the other roofing company’s estimator and >> the insurance company’s inspector showed up at the same time. They >> were on the roof for over 45 minutes. It seemed that the roofing guy >> took the inspector around and pointed out numerous areas of damage, >> and the inspector concurred. We had a small leak that was due to a >> nail lifting under a shingle that the roofing guy identified almost >> immediately from the roof side. >> >> The insurance inspector left and the roofing guy spent about 30 minute >> with me going over all the stuff he found documented on his iPad. >> >> That Friday I got the call from the insurance company, saying they >> were replacing the roof. I immediately gave the job to the second >> roofing guy, who, I would add, was not the cheaper of the two, either. >> >> The total bill was close to $20k. We paid something like $900 out of >> pocket. Nice. >> >> Also, because the roof was installed with a newer nailing schedule >> that complies with the latest code, our insurance dropped about >> $400/year, too. >> >> Get both roofs inspected. Don’t cost nothin’ and you might get a new >> roof or a good part of it covered. >> >> -D >> > > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
