Or Sigfried.  Or Taylor.

On Tue, Oct 25, 2022 at 3:09 PM Buggered Benzmail via Mercedes <
mercedes@okiebenz.com> wrote:

> There will be a Bangladeshi guy saying in a heavy accent “hello my name is
> being Chatsworth what is the helping you this day?”
>
> --FT
> Sent from iFōn
>
> > On Oct 25, 2022, at 3:05 PM, Andrew Strasfogel via Mercedes <
> mercedes@okiebenz.com> wrote:
> >
> > The next step is for all the human tellers to be offshored in e.g.,
> > Bangladesh or Manila.
> >
> >> On Tue, Oct 25, 2022 at 2:38 PM dan penoff.com via Mercedes <
> >> mercedes@okiebenz.com> wrote:
> >>
> >> Welcome to the world of banking technology.
> >>
> >> They’re called “ITMs”, or interactive teller machines. My credit union
> has
> >> been rolling them out over the past 2-3 years. They’re great in my
> opinion,
> >> as they allow the credit union to have expanded hours, like on
> Saturdays,
> >> and the ITMs can dispense larger amounts of money. Believe it or not, my
> >> credit union has a teller limit of $5k in the branches, but I can get
> up to
> >> $7k from an ITM that's right outside in the drive through lane. My
> branch
> >> has two ITMs and two ATMs, I’ve rarely had to wait for either.
> >>
> >> As I understand it at my credit union, the ITM tellers are located both
> at
> >> their headquarters as well as at branches, where tellers are retasked
> for
> >> ITM service when things are slow at the teller windows. I’ve been very
> >> pleased with ours and use them with some regularity. I like the fact
> that
> >> when I might want to grab a large sum of cash, say, to buy a car, that I
> >> don’t have to walk around with when I go into a branch.
> >>
> >> FYI - most ATM limits are $300 per day/transaction, although this can be
> >> different based on the financial institution’s policies.
> >>
> >> -D
> >>
> >>> On Oct 25, 2022, at 2:25 PM, Kaleb Striplin via Mercedes <
> >> mercedes@okiebenz.com> wrote:
> >>>
> >>> I was in town so needed to spot by the ATM at my Credit Union to
> >> withdraw $600 for this CD I need to pickup today. This was apparently
> above
> >> the daily limit for atm transactions so I had to pull back around to get
> >> until the teller lines. As I did, it appeared all the lanes and atms.
> Wtf?
> >> I put it and it’s a huge monstrosity of a machine that I guess is both
> atm
> >> and teller. It seems you pick which you want. I pick teller and woman
> comes
> >> on screen. I make a comment that they are getting too fancy for their
> own
> >> good. I state I need to make a withdrawal. Keep in mind I’m in a 210 and
> >> this thing is way high up. No doubt because everyone drives big trucks
> or
> >> SUVs now. I have to reach way up to enter account number. Then there is
> a
> >> scanner thing way at the top I have to hold my DL to. She says oh it
> only
> >> takes 20 seconds or so. This seemed like an eternity by which time I am
> now
> >> pissed off. I told her soon there would be no need for actually tellers,
> >> robots could do it. After I left I realized she might not even be on
> site,
> >> could be a centralized call center or something. Hell, this could even
> be a
> >> 3rd party contractor that saves the credit union from having to pay and
> >> manage their own labor pool.
> >>>
> >>> On a side note, this is a credit union for teachers and you had to
> >> actually be a teacher or close relative to join. I got my membership
> thru
> >> my grandmother and you also had to be a teacher in Tulsa county. They
> only
> >> had 1 location back then. I had a savings account there in 1984 and
> later
> >> checking etc since 1991. Later they started opening more branches then
> >> expanded it to anyone who was a teacher OR a student. Now they allow
> anyone
> >> and everyone to join.
> >>>
> >>> Sent from my iPhone
> >>>
> >>> _______________________________________
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> >>>
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> >>
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> >>
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> >
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>
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