What happens when it is cheaper to settle than to contest???   Doctor
does not screw up, insurance company settles because it is
cheaper...

On Aug 8, 10:11 pm, RICHARD BROWN <[email protected]>
wrote:
> For the doctors and hospitals.  When you suffer $50,000 damages
> because of a screw up and you sue and win $15 million, your attorney
> gets $5 million and you get the rest.  Jackpot!  But the doctor or the
> hospital don't cough up the money, their liability insurance company
> does and their high rates are passed on to all doctors and all
> hospitals which means the $15 million comes from all the patients.
> For they are the ones who ultimately pay.  And they wonder why health
> care costs so damn much...Jackpot!  Jackpot!  In Switzerland you don't
> get $3 million for pouring hot coffee in your lap, that is just
> stupid.  I was living there when that happened in the U.S. and it was
> a real joke to them that we could be so stupid as to let that happen.
>
> On Aug 8, 11:30 am, Hollywood <[email protected]> wrote:
>
> > Richard,
>
> > "minimum liability" for whom?
>
> > On Aug 8, 1:06 pm, RICHARD BROWN <[email protected]> wrote:
>
> > > It is quite easy to have their health care system.  Just get
> > > government out of the health care business, including all of their
> > > rules and regulations.  Close down Medicare.  Give people choice.
> > > Require everyone to have a health care insurance policy and subsidize
> > > it for the poor.  Minimum government involvement, minimum liability
> > > and maximum choice is all it takes.
>
> > > On Aug 8, 8:49 am, Hollywood <[email protected]> wrote:
>
> > > > Richard,
>
> > > > Good system, but this isn't Switzerland, is it? Give me Switzerland's
> > > > health care system and I'll consider that quite reasonable. But I want
> > > > Switzerland's health care system FIRST.
>
> > > > On Aug 8, 10:38 am, RICHARD BROWN <[email protected]>
> > > > wrote:
>
> > > > > It Switzerland you can sue for actual damages and reasonable attorney
> > > > > fees, much like in worker's compensation.  Even though they are a very
> > > > > expensive country ($25 defacto minimum wage) they have about the
> > > > > finest health care in the world at 40% less than the U.S. and everyone
> > > > > has an insurance policy.
> > > > > Tort reform is very much needed.  In my business, private
> > > > > investigations, I was required to have $1 million liability insurance
> > > > > policy.  The cost, even though we were not armed like security guards
> > > > > and did not have contact with the public, was nearly $1,000 per
> > > > > month.per employee.  Before all the suits it cost me $700 per year for
> > > > > the entire company.  I knew a lot of doctors who complained about the
> > > > > same thing, as did the insurance companies.  Liability medical
> > > > > insurance has skyrocketed.  When it happened in CA, governor Jerry
> > > > > Brown (D) passed tort reform to limit damages to $250,000.  In Florida
> > > > > an OB/GYN can spend $200,000 per year for malpractice insurance.  If
> > > > > they deliver 50 babies that cost is passed on at $4,000 per newborn.
> > > > > Not an insignificant cost, wouldn't you say?
>
> > > > > On Aug 8, 6:59 am, Hollywood <[email protected]> wrote:
>
> > > > > > Richard,
>
> > > > > > There are doubtlessly many, many areas within healthcare where 
> > > > > > savings
> > > > > > can be achieved. One factor in huge medical malpractice insurance
> > > > > > premiums is greedy insurance companies. How come no one wishes to
> > > > > > address that?
> > > > > > It's a "frivilous" lawsuit when a judge or a jury SAYS it is, not
> > > > > > before.
>
> > > > > > On Aug 7, 7:30 pm, RichardForbes <[email protected]> 
> > > > > > wrote:
>
> > > > > > > Hollywood -
>
> > > > > > > One of the places where there can be real cost savings wrung from 
> > > > > > > the
> > > > > > > system is regarding the malpractice area.  At present, huge
> > > > > > > malpractice insurance policies are funded through the costs of
> > > > > > > procedures.  In addition, the risk management often results in
> > > > > > > procedures that do little but innoculate the doctors.  Tort 
> > > > > > > reform is
> > > > > > > not designed to excuse incompetent doctors, but rather to end
> > > > > > > frivilous lawsuits.  I am certain that you under estimate how much
> > > > > > > this adds to healthcare costs.  It would shock you.
>
> > > > > > > On Aug 7, 5:13 pm, Hollywood <[email protected]> wrote:
>
> > > > > > > > jgg,
>
> > > > > > > > I seriously doubt that Health Care reform will eliminate 
> > > > > > > > stupidity and
> > > > > > > > incompetence within the health care field.
>
> > > > > > > > On Aug 7, 3:42 pm, jgg1000a <[email protected]> wrote:
>
> > > > > > > > > I will listen because I can't...   How can I take Obama and 
> > > > > > > > > the
> > > > > > > > > Democrats serious about the seriousness concerning Health 
> > > > > > > > > Care reform
> > > > > > > > > without Tort Reform???   Or perhaps will I be reported to the 
> > > > > > > > > WH
> > > > > > > > > snitch line for actually expecting a debate on issues 
> > > > > > > > > surrounding
> > > > > > > > > Health Care???- Hide quoted text -
>
> > > > > > > > - Show quoted text -- Hide quoted text -
>
> > > > > > > - Show quoted text -- Hide quoted text -
>
> > > > > - Show quoted text -- Hide quoted text -
>
> > > - Show quoted text -
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