Re: [AI] KYC for banking facilities for the blind

2022-03-31 Thread Bharat
Hi all,

So, finally I also received the physical card & the things are sorted for once.

In the meantime, I also have received a reply fromt he ICICI
customercare  for you to go through & judge for yourselves up to what
extent do they live up to their claims:

Dear Mr. Bhardwaj,

We write with reference to your complaint no. N202122014024901
addressed to The Office of RBI Ombudsman, Delhi, which has been
forwarded to us for due analysis and redressal with regard to the
concerns raised pertaining to your Credit Card Application
8201X5367. In this connection, we wish to state as under:

On receipt of your complaint we have verified the details and would
like to state that, in the absence of written VKYC guidelines for
visually impaired customers, biometric KYC mode is followed and guided
to customer. However in your case agent had incorrectly marked the
lead as “unable” instead of “rejected” due to which lead was not
assigned to agency for biometric KYC. Further we would like to state
that agency pick up was completed by  March 23, 2022 and we would like
to confirm that, your credit card application is approved and an
Amazon Pay ICICI Bank Credit Card no 43158002 is allocated in
your name. Further, the bank is in the process of dispatching the same
to you and you will be receiving the same in 10 working days.

Please accept our sincere apologies for the inconvenience caused. We
urge you to treat this incident as an exceptional occurrence and not
an indicator of our service levels.

We trust the above clarifies the concerns raised by you.

We affirm that ICICI Bank at all times acts with diligence, in good
faith, and in no manner prejudicial to the interests of its customers.

Looking forward to your co-operation in helping us serve you better.

Sincerely,

Divya P
Manager - Service Quality

Thank you,

Bharat.

On 3/28/22, Mohammed arif khan  wrote:
> Hi guys,
>   I hope you all are doing very well. Friends as you know after video kya 
> or
> physical kya in 3,4 days you’ll get your vertual  card which is shows on
> your Amazon account.
>   Within 1 week ICICI Bank send a new Amazon pay credit card on your
> regidentiol address. Same process on Flipkart Axis bank credit card.
> RegardsArif
>
>
>> On 07-Chaitra-1944 Saka, at 10:58 AM, Sandesh 
>> wrote:
>>
>> Namaskar!
>>
>> Good, Very good indeed!
>>
>> As I said, came to know that you are able to see your card details in your
>> Amazon application in about 3 to 4 days' time.
>>
>> Lastly, it gives immense happiness that people do come with their
>> experiences, suggestions, ideas etc to help and it gets converted into
>> permanent resolutions.
>>
>> Congrattulations once again.
>>
>> Vande Mataram
>>
>> - Original Message - From: "Bharat" 
>> To: 
>> Sent: Saturday, March 26, 2022 11:29 PM
>> Subject: Re: [AI] KYC for banking facilities for the blind
>>
>>
>> Hi all,
>>
>> Finally, today I got my virtual credit card. Now the card is
>> reflecting in my Amazon account as well. Although i don't really have
>> access to things such as CVV or date of expiry for the card yet. Looks
>> like all of those would be available only once i have my physical card
>> on me.
>>
>> My experience once again prove at a gap of over 14 years, that the
>> only way to get things done out of them is to resort to arm-twisting.
>>
>> Even i 2008 when my wife & I wanted to open a joint account they had
>> refusedto do so & it was only  when RBI came to my rescue is when we
>> could manage to get the account. & even this time around  an
>> absolutely similar experience.
>>
>> By refusing access to credit card meant for a specific site, they are
>> causing us financial loss & should be held liable for that.
>>
>> Thanks to everyone for their valuable guidance in my struggle. I
>> really appreciate it.
>>
>> Thank you,
>>
>> Bharat.
>>
>> On 3/23/22, Minar Singh  wrote:
>>> Last week Jana bank staff has completed my KYC I used thumb impression
>>> during account opening process.
>>>
>>> On 3/23/22, gufran ahmed  wrote:
>>>> Hello sir please elaborate more on this issue, I mean to say that do
>>>> you
>>>> used thumb   impression on the KYC form or you have put your signatures
>>>> on
>>>> it
>>>>
>>>> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>>>>
>>>>> So that much discussed KYC happened for me today at home & it took
>>>>> less than 3 minutes for the person to complete it for me. Subsequently
>>>>> I infor

Re: [AI] KYC for banking facilities for the blind

2022-03-28 Thread Mohammed arif khan
Hi guys, 
I hope you all are doing very well. Friends as you know after video kya 
or physical kya in 3,4 days you’ll get your vertual  card which is shows on 
your Amazon account. 
Within 1 week ICICI Bank send a new Amazon pay credit card on your 
regidentiol address. Same process on Flipkart Axis bank credit card. 
RegardsArif 


> On 07-Chaitra-1944 Saka, at 10:58 AM, Sandesh  
> wrote:
> 
> Namaskar!
> 
> Good, Very good indeed!
> 
> As I said, came to know that you are able to see your card details in your 
> Amazon application in about 3 to 4 days' time.
> 
> Lastly, it gives immense happiness that people do come with their 
> experiences, suggestions, ideas etc to help and it gets converted into 
> permanent resolutions.
> 
> Congrattulations once again.
> 
> Vande Mataram
> 
> - Original Message - From: "Bharat" 
> To: 
> Sent: Saturday, March 26, 2022 11:29 PM
> Subject: Re: [AI] KYC for banking facilities for the blind
> 
> 
> Hi all,
> 
> Finally, today I got my virtual credit card. Now the card is
> reflecting in my Amazon account as well. Although i don't really have
> access to things such as CVV or date of expiry for the card yet. Looks
> like all of those would be available only once i have my physical card
> on me.
> 
> My experience once again prove at a gap of over 14 years, that the
> only way to get things done out of them is to resort to arm-twisting.
> 
> Even i 2008 when my wife & I wanted to open a joint account they had
> refusedto do so & it was only  when RBI came to my rescue is when we
> could manage to get the account. & even this time around  an
> absolutely similar experience.
> 
> By refusing access to credit card meant for a specific site, they are
> causing us financial loss & should be held liable for that.
> 
> Thanks to everyone for their valuable guidance in my struggle. I
> really appreciate it.
> 
> Thank you,
> 
> Bharat.
> 
> On 3/23/22, Minar Singh  wrote:
>> Last week Jana bank staff has completed my KYC I used thumb impression
>> during account opening process.
>> 
>> On 3/23/22, gufran ahmed  wrote:
>>> Hello sir please elaborate more on this issue, I mean to say that do you
>>> used thumb   impression on the KYC form or you have put your signatures
>>> on
>>> it
>>> 
>>> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>>> 
>>>> So that much discussed KYC happened for me today at home & it took
>>>> less than 3 minutes for the person to complete it for me. Subsequently
>>>> I informed the concerned that it was done for me & the assured to
>>>> inform of it to their concerned teams. Now I am awaiting their
>>>> response to see what's next. Would surely let the group know what
>>>> follows through.
>>>> 
>>>> Thank you,
>>>> 
>>>> Bharat.
>>>> 
>>>> On 3/22/22, Mahesh S. Panicker  wrote:
>>>> > Axis can be the most governmental of all private banks in the country.
>>>> > Had the struggle of my life to get them to issue the Flipkart Axis
>>>> > card. Thankfully, the guy who eventually helped my with my ICICI
>>>> > issue, had changed jobs, and was working with Axis. Axis had done a
>>>> > physical KYC for me. And originally, they had refused to issue the
>>>> > card on thumb impression, had to escalate the issue all the way to get
>>>> > it fixed.
>>>> > Hang in their, keep fighting, they'll eventually come around.
>>>> >
>>>> > On 3/21/22, Sandesh  wrote:
>>>> >> Namaskar!
>>>> >>
>>>> >> Well said!
>>>> >>
>>>> >> And I did not face any issue
>>>> >> with my IDFC First CC application on V KYC. and I do use LHT and have
>>>> >> my
>>>> >> thumb impression on my PAN too.
>>>> >> Here, all things including knowledge, mentality, understanding as
>>>> >> well
>>>> as
>>>> >> willingness to assist of the bank staff play a very significant role.
>>>> >>
>>>> >> I also do have a story of Axis bank in this regard.
>>>> >>
>>>> >> will certainly tell it here on some other day.
>>>> >>
>>>> >> Regards
>>>> >>
>>>> >> Vande Mataram
>>>> >>
>>>> >> - Original Message -
>>>> >> From: &

Re: [AI] KYC for banking facilities for the blind

2022-03-27 Thread Sandesh

Namaskar!

Good, Very good indeed!

As I said, came to know that you are able to see your card details in your 
Amazon application in about 3 to 4 days' time.


Lastly, it gives immense happiness that people do come with their 
experiences, suggestions, ideas etc to help and it gets converted into 
permanent resolutions.


Congrattulations once again.

Vande Mataram

- Original Message - 
From: "Bharat" 

To: 
Sent: Saturday, March 26, 2022 11:29 PM
Subject: Re: [AI] KYC for banking facilities for the blind


Hi all,

Finally, today I got my virtual credit card. Now the card is
reflecting in my Amazon account as well. Although i don't really have
access to things such as CVV or date of expiry for the card yet. Looks
like all of those would be available only once i have my physical card
on me.

My experience once again prove at a gap of over 14 years, that the
only way to get things done out of them is to resort to arm-twisting.

Even i 2008 when my wife & I wanted to open a joint account they had
refusedto do so & it was only  when RBI came to my rescue is when we
could manage to get the account. & even this time around  an
absolutely similar experience.

By refusing access to credit card meant for a specific site, they are
causing us financial loss & should be held liable for that.

Thanks to everyone for their valuable guidance in my struggle. I
really appreciate it.

Thank you,

Bharat.

On 3/23/22, Minar Singh  wrote:

Last week Jana bank staff has completed my KYC I used thumb impression
during account opening process.

On 3/23/22, gufran ahmed  wrote:

Hello sir please elaborate more on this issue, I mean to say that do you
used thumb   impression on the KYC form or you have put your signatures
on
it

On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:


So that much discussed KYC happened for me today at home & it took
less than 3 minutes for the person to complete it for me. Subsequently
I informed the concerned that it was done for me & the assured to
inform of it to their concerned teams. Now I am awaiting their
response to see what's next. Would surely let the group know what
follows through.

Thank you,

Bharat.

On 3/22/22, Mahesh S. Panicker  wrote:
> Axis can be the most governmental of all private banks in the country.
> Had the struggle of my life to get them to issue the Flipkart Axis
> card. Thankfully, the guy who eventually helped my with my ICICI
> issue, had changed jobs, and was working with Axis. Axis had done a
> physical KYC for me. And originally, they had refused to issue the
> card on thumb impression, had to escalate the issue all the way to get
> it fixed.
> Hang in their, keep fighting, they'll eventually come around.
>
> On 3/21/22, Sandesh  wrote:
>> Namaskar!
>>
>> Well said!
>>
>> And I did not face any issue
>> with my IDFC First CC application on V KYC. and I do use LHT and have
>> my
>> thumb impression on my PAN too.
>> Here, all things including knowledge, mentality, understanding as
>> well
as
>> willingness to assist of the bank staff play a very significant role.
>>
>> I also do have a story of Axis bank in this regard.
>>
>> will certainly tell it here on some other day.
>>
>> Regards
>>
>> Vande Mataram
>>
>> - Original Message -
>> From: "Mahesh S. Panicker" 
>> To: 
>> Sent: Monday, March 21, 2022 10:14 AM
>> Subject: Re: [AI] KYC for banking facilities for the blind
>>
>>
>> Think they authenticate your ID, PAN and Aadhar, and match it with
>> the
>> person. You have to show them the documents in a way wherein they can
>> click a photograph of the document. They would also need to click
>> you.
>> This is what I was told by both Standard Chartered and American
>> Express. So its not really about the signature, as the application is
>> anyways taken online. So, ICICI shouldn't create much fuss really.
>> You
>> should surely not let it go, fight it out, they do have processes to
>> get cards issued to blind person, just that most people dealing with
>> it aren't aware of the same.
>>
>> On 3/20/22, Amar Jain  wrote:
>>> Bharat-authenticating thumb impression on a video kyc is not
>>> possible.
>>>
>>> CEO or nodal officer or compliance officer can correct the situation
>>> before
>>> it gets escalated.
>>>
>>> Letting RBI know only helps from the perspective of data collection
>>> perspective.
>>>
>>> Regards,
>>> Amar Jain
>>>
>>> Sent from my iPhone
>>>
>>>> On 20-Mar-2022, at 9:49 PM, Bharat  wrote:
>>>>
>>>> I generally wonder, how are people  who put the

Re: [AI] KYC for banking facilities for the blind

2022-03-27 Thread Bharat
Hi Harshit & all,

The ist came to my aid very swiftly. The other members sharing their
experiences & suggesting the way forward was certainly of a great
help. I am going to reach out to my other friends who are stuggling
with similar concerns & suggest all these things to them as well.
Thanks much.

Thank you,

Bharat.

On 3/27/22, Harshit Lohia  wrote:
> Hi Bharat,
> You are certainly right. From now on, do not extend the struggle too
> long. At the first instance of being denied any banking service, write
> an email to the concerned bank quoting the provisions of RBI's Master
> Circular on Customer Service in Banks dated 1st July, 2015 (Para 9 and
> 10) and Banking facilities to Senior Citizens and the Disabled dated
> November 9, 2017. On the 30th day, submit a complaint to RBI Ombudsman
> on https://cms.rbi.org.in
> This shall definitely shorten the time of your struggle with the banks.
>
> Regards
> Harshit
>
> On 3/26/22, Bharat  wrote:
>> Hi all,
>>
>> Finally, today I got my virtual credit card. Now the card is
>> reflecting in my Amazon account as well. Although i don't really have
>> access to things such as CVV or date of expiry for the card yet. Looks
>> like all of those would be available only once i have my physical card
>> on me.
>>
>> My experience once again prove at a gap of over 14 years, that the
>> only way to get things done out of them is to resort to arm-twisting.
>>
>> Even i 2008 when my wife & I wanted to open a joint account they had
>> refusedto do so & it was only  when RBI came to my rescue is when we
>> could manage to get the account. & even this time around  an
>> absolutely similar experience.
>>
>> By refusing access to credit card meant for a specific site, they are
>> causing us financial loss & should be held liable for that.
>>
>> Thanks to everyone for their valuable guidance in my struggle. I
>> really appreciate it.
>>
>> Thank you,
>>
>> Bharat.
>>
>> On 3/23/22, Minar Singh  wrote:
>>> Last week Jana bank staff has completed my KYC I used thumb impression
>>> during account opening process.
>>>
>>> On 3/23/22, gufran ahmed  wrote:
>>>> Hello sir please elaborate more on this issue, I mean to say that do
>>>> you
>>>> used thumb   impression on the KYC form or you have put your signatures
>>>> on
>>>> it
>>>>
>>>> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>>>>
>>>>> So that much discussed KYC happened for me today at home & it took
>>>>> less than 3 minutes for the person to complete it for me. Subsequently
>>>>> I informed the concerned that it was done for me & the assured to
>>>>> inform of it to their concerned teams. Now I am awaiting their
>>>>> response to see what's next. Would surely let the group know what
>>>>> follows through.
>>>>>
>>>>> Thank you,
>>>>>
>>>>> Bharat.
>>>>>
>>>>> On 3/22/22, Mahesh S. Panicker  wrote:
>>>>> > Axis can be the most governmental of all private banks in the
>>>>> > country.
>>>>> > Had the struggle of my life to get them to issue the Flipkart Axis
>>>>> > card. Thankfully, the guy who eventually helped my with my ICICI
>>>>> > issue, had changed jobs, and was working with Axis. Axis had done a
>>>>> > physical KYC for me. And originally, they had refused to issue the
>>>>> > card on thumb impression, had to escalate the issue all the way to
>>>>> > get
>>>>> > it fixed.
>>>>> > Hang in their, keep fighting, they'll eventually come around.
>>>>> >
>>>>> > On 3/21/22, Sandesh  wrote:
>>>>> >> Namaskar!
>>>>> >>
>>>>> >> Well said!
>>>>> >>
>>>>> >> And I did not face any issue
>>>>> >> with my IDFC First CC application on V KYC. and I do use LHT and
>>>>> >> have
>>>>> >> my
>>>>> >> thumb impression on my PAN too.
>>>>> >> Here, all things including knowledge, mentality, understanding as
>>>>> >> well
>>>>> as
>>>>> >> willingness to assist of the bank staff play a very significant
>>>>> >> role.
>>>>> >>
>>>>> >> I also do have a story

Re: [AI] KYC for banking facilities for the blind

2022-03-27 Thread Harshit Lohia
Hi Bharat,
You are certainly right. From now on, do not extend the struggle too
long. At the first instance of being denied any banking service, write
an email to the concerned bank quoting the provisions of RBI's Master
Circular on Customer Service in Banks dated 1st July, 2015 (Para 9 and
10) and Banking facilities to Senior Citizens and the Disabled dated
November 9, 2017. On the 30th day, submit a complaint to RBI Ombudsman
on https://cms.rbi.org.in
This shall definitely shorten the time of your struggle with the banks.

Regards
Harshit

On 3/26/22, Bharat  wrote:
> Hi all,
>
> Finally, today I got my virtual credit card. Now the card is
> reflecting in my Amazon account as well. Although i don't really have
> access to things such as CVV or date of expiry for the card yet. Looks
> like all of those would be available only once i have my physical card
> on me.
>
> My experience once again prove at a gap of over 14 years, that the
> only way to get things done out of them is to resort to arm-twisting.
>
> Even i 2008 when my wife & I wanted to open a joint account they had
> refusedto do so & it was only  when RBI came to my rescue is when we
> could manage to get the account. & even this time around  an
> absolutely similar experience.
>
> By refusing access to credit card meant for a specific site, they are
> causing us financial loss & should be held liable for that.
>
> Thanks to everyone for their valuable guidance in my struggle. I
> really appreciate it.
>
> Thank you,
>
> Bharat.
>
> On 3/23/22, Minar Singh  wrote:
>> Last week Jana bank staff has completed my KYC I used thumb impression
>> during account opening process.
>>
>> On 3/23/22, gufran ahmed  wrote:
>>> Hello sir please elaborate more on this issue, I mean to say that do you
>>> used thumb   impression on the KYC form or you have put your signatures
>>> on
>>> it
>>>
>>> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>>>
>>>> So that much discussed KYC happened for me today at home & it took
>>>> less than 3 minutes for the person to complete it for me. Subsequently
>>>> I informed the concerned that it was done for me & the assured to
>>>> inform of it to their concerned teams. Now I am awaiting their
>>>> response to see what's next. Would surely let the group know what
>>>> follows through.
>>>>
>>>> Thank you,
>>>>
>>>> Bharat.
>>>>
>>>> On 3/22/22, Mahesh S. Panicker  wrote:
>>>> > Axis can be the most governmental of all private banks in the
>>>> > country.
>>>> > Had the struggle of my life to get them to issue the Flipkart Axis
>>>> > card. Thankfully, the guy who eventually helped my with my ICICI
>>>> > issue, had changed jobs, and was working with Axis. Axis had done a
>>>> > physical KYC for me. And originally, they had refused to issue the
>>>> > card on thumb impression, had to escalate the issue all the way to
>>>> > get
>>>> > it fixed.
>>>> > Hang in their, keep fighting, they'll eventually come around.
>>>> >
>>>> > On 3/21/22, Sandesh  wrote:
>>>> >> Namaskar!
>>>> >>
>>>> >> Well said!
>>>> >>
>>>> >> And I did not face any issue
>>>> >> with my IDFC First CC application on V KYC. and I do use LHT and
>>>> >> have
>>>> >> my
>>>> >> thumb impression on my PAN too.
>>>> >> Here, all things including knowledge, mentality, understanding as
>>>> >> well
>>>> as
>>>> >> willingness to assist of the bank staff play a very significant
>>>> >> role.
>>>> >>
>>>> >> I also do have a story of Axis bank in this regard.
>>>> >>
>>>> >> will certainly tell it here on some other day.
>>>> >>
>>>> >> Regards
>>>> >>
>>>> >> Vande Mataram
>>>> >>
>>>> >> - Original Message -
>>>> >> From: "Mahesh S. Panicker" 
>>>> >> To: 
>>>> >> Sent: Monday, March 21, 2022 10:14 AM
>>>> >> Subject: Re: [AI] KYC for banking facilities for the blind
>>>> >>
>>>> >>
>>>> >> Think they authenticate your ID, PAN and Aadhar, and match it with
>>>> >> the
>>>&

Re: [AI] KYC for banking facilities for the blind

2022-03-27 Thread Harshit Lohia
Hi Vivek,
Can you communicate with me off the list at lohia...@gmail.com?

Regards
Harshit

On 3/27/22, 'Singhal, Vivek (सिंघल, विवेक)' via AccessIndia
 wrote:
> Dear Members,
> I am a long time member of this fantastic email list called AI Mailing list.
> Same has helped numerous   members as they can freely express their views
> and seek guidance from fellow members.
> Over the years I have seen that the issue of opening of bank accountfor
> VI persons has always been an issue of concern. I had vision issues during
> my 30s  and I too had faced challenges with my S/B accounts that were opened
> during my normal eyesight period. The issues faced are more or less person
> specific and  often not  system related.
> In this regard I would like to propose to the bankers on this list that if
> possible please advocate for inclusion of one  training session covering
> the bank PWD policy during the induction of new Probationary Officers. I
> have heard that bankers needs to pass some exams before being considered for
> promotion to next level. If possible please advocate  for including some
> questions (say 2 - 3 questions of higher as deemed fit by bankers) in these
> tests so that the bank's PWD policy  is refreshed at each and every step.
> Humans by nature are emphatic  and hopefully  by better training, things
> shall improve in near future.
>
> Regards,
> Vivek Singhal,
>
>
>
>
>
>
>   
>
> अस्वीकरण
> यह संदेश इंडियनऑयल मेसेजिंग गेटवे, भारत से भेजा गया है। इस इलेक्ट्रॉनिक
> संदेश में निहित जानकारी और इसके साथ कोई भी संलग्‍नक केवल प्रेषित व्यक्ति
> (यों) के लिए ही है और इसमे स्वामित्व, गोपनीय या विशेषाधिकार प्राप्त जानकारी
> हो सकती है। यदि आप वांछित प्राप्तकर्ता नहीं हैं तो आपको इस ई-मेल को
> प्रसारित, वितरित या कॉपी नहीं करना चाहिए। कृपया इसकी सूचना तुरंत प्रेषक को
> दें और इस संदेश की सभी प्रतियां और सभी संलग्‍नक नष्ट कर दें।
> राजभाषा हिन्दी में हम आपके पत्रों का स्वागत करते है।
>   
>
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[AI] KYC for banking facilities for the blind

2022-03-27 Thread सिंघल, विवेक
Dear Members,
I am a long time member of this fantastic email list called AI Mailing list. 
Same has helped numerous   members as they can freely express their views and 
seek guidance from fellow members.
Over the years I have seen that the issue of opening of bank accountfor VI 
persons has always been an issue of concern. I had vision issues during my 30s  
and I too had faced challenges with my S/B accounts that were opened during my 
normal eyesight period. The issues faced are more or less person specific and  
often not  system related.
In this regard I would like to propose to the bankers on this list that if 
possible please advocate for inclusion of one  training session covering  the 
bank PWD policy during the induction of new Probationary Officers. I have heard 
that bankers needs to pass some exams before being considered for promotion to 
next level. If possible please advocate  for including some questions (say 2 - 
3 questions of higher as deemed fit by bankers) in these tests so that the 
bank's PWD policy  is refreshed at each and every step.
Humans by nature are emphatic  and hopefully  by better training, things shall 
improve in near future.

Regards,
Vivek Singhal,






  

अस्वीकरण
यह संदेश इंडियनऑयल मेसेजिंग गेटवे, भारत से भेजा गया है। इस इलेक्ट्रॉनिक संदेश 
में निहित जानकारी और इसके साथ कोई भी संलग्‍नक केवल प्रेषित व्यक्ति (यों) के लिए 
ही है और इसमे स्वामित्व, गोपनीय या विशेषाधिकार प्राप्त जानकारी हो सकती है। यदि 
आप वांछित प्राप्तकर्ता नहीं हैं तो आपको इस ई-मेल को प्रसारित, वितरित या कॉपी 
नहीं करना चाहिए। कृपया इसकी सूचना तुरंत प्रेषक को दें और इस संदेश की सभी 
प्रतियां और सभी संलग्‍नक नष्ट कर दें।
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Re: [AI] KYC for banking facilities for the blind

2022-03-26 Thread Mahesh S. Panicker
Usually, when ICICI generates the vertual card, you should be able to
see the card details including CVV and date of expiry on the Imobile
app. By default, those would be hidden, but there is a checkbox next
to the card number, you can find the details.
And usually, they don't take much time to send the physical card.
Anyways, you have been able to see the struggle through...

On 3/26/22, Bharat  wrote:
> Hi all,
>
> Finally, today I got my virtual credit card. Now the card is
> reflecting in my Amazon account as well. Although i don't really have
> access to things such as CVV or date of expiry for the card yet. Looks
> like all of those would be available only once i have my physical card
> on me.
>
> My experience once again prove at a gap of over 14 years, that the
> only way to get things done out of them is to resort to arm-twisting.
>
> Even i 2008 when my wife & I wanted to open a joint account they had
> refusedto do so & it was only  when RBI came to my rescue is when we
> could manage to get the account. & even this time around  an
> absolutely similar experience.
>
> By refusing access to credit card meant for a specific site, they are
> causing us financial loss & should be held liable for that.
>
> Thanks to everyone for their valuable guidance in my struggle. I
> really appreciate it.
>
> Thank you,
>
> Bharat.
>
> On 3/23/22, Minar Singh  wrote:
>> Last week Jana bank staff has completed my KYC I used thumb impression
>> during account opening process.
>>
>> On 3/23/22, gufran ahmed  wrote:
>>> Hello sir please elaborate more on this issue, I mean to say that do you
>>> used thumb   impression on the KYC form or you have put your signatures
>>> on
>>> it
>>>
>>> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>>>
>>>> So that much discussed KYC happened for me today at home & it took
>>>> less than 3 minutes for the person to complete it for me. Subsequently
>>>> I informed the concerned that it was done for me & the assured to
>>>> inform of it to their concerned teams. Now I am awaiting their
>>>> response to see what's next. Would surely let the group know what
>>>> follows through.
>>>>
>>>> Thank you,
>>>>
>>>> Bharat.
>>>>
>>>> On 3/22/22, Mahesh S. Panicker  wrote:
>>>> > Axis can be the most governmental of all private banks in the
>>>> > country.
>>>> > Had the struggle of my life to get them to issue the Flipkart Axis
>>>> > card. Thankfully, the guy who eventually helped my with my ICICI
>>>> > issue, had changed jobs, and was working with Axis. Axis had done a
>>>> > physical KYC for me. And originally, they had refused to issue the
>>>> > card on thumb impression, had to escalate the issue all the way to
>>>> > get
>>>> > it fixed.
>>>> > Hang in their, keep fighting, they'll eventually come around.
>>>> >
>>>> > On 3/21/22, Sandesh  wrote:
>>>> >> Namaskar!
>>>> >>
>>>> >> Well said!
>>>> >>
>>>> >> And I did not face any issue
>>>> >> with my IDFC First CC application on V KYC. and I do use LHT and
>>>> >> have
>>>> >> my
>>>> >> thumb impression on my PAN too.
>>>> >> Here, all things including knowledge, mentality, understanding as
>>>> >> well
>>>> as
>>>> >> willingness to assist of the bank staff play a very significant
>>>> >> role.
>>>> >>
>>>> >> I also do have a story of Axis bank in this regard.
>>>> >>
>>>> >> will certainly tell it here on some other day.
>>>> >>
>>>> >> Regards
>>>> >>
>>>> >> Vande Mataram
>>>> >>
>>>> >> - Original Message -
>>>> >> From: "Mahesh S. Panicker" 
>>>> >> To: 
>>>> >> Sent: Monday, March 21, 2022 10:14 AM
>>>> >> Subject: Re: [AI] KYC for banking facilities for the blind
>>>> >>
>>>> >>
>>>> >> Think they authenticate your ID, PAN and Aadhar, and match it with
>>>> >> the
>>>> >> person. You have to show them the documents in a way wherein they
>>>> >> can
>>>> >> click a photograph of the doc

Re: [AI] KYC for banking facilities for the blind

2022-03-26 Thread Bharat
Hi all,

Finally, today I got my virtual credit card. Now the card is
reflecting in my Amazon account as well. Although i don't really have
access to things such as CVV or date of expiry for the card yet. Looks
like all of those would be available only once i have my physical card
on me.

My experience once again prove at a gap of over 14 years, that the
only way to get things done out of them is to resort to arm-twisting.

Even i 2008 when my wife & I wanted to open a joint account they had
refusedto do so & it was only  when RBI came to my rescue is when we
could manage to get the account. & even this time around  an
absolutely similar experience.

By refusing access to credit card meant for a specific site, they are
causing us financial loss & should be held liable for that.

Thanks to everyone for their valuable guidance in my struggle. I
really appreciate it.

Thank you,

Bharat.

On 3/23/22, Minar Singh  wrote:
> Last week Jana bank staff has completed my KYC I used thumb impression
> during account opening process.
>
> On 3/23/22, gufran ahmed  wrote:
>> Hello sir please elaborate more on this issue, I mean to say that do you
>> used thumb   impression on the KYC form or you have put your signatures
>> on
>> it
>>
>> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>>
>>> So that much discussed KYC happened for me today at home & it took
>>> less than 3 minutes for the person to complete it for me. Subsequently
>>> I informed the concerned that it was done for me & the assured to
>>> inform of it to their concerned teams. Now I am awaiting their
>>> response to see what's next. Would surely let the group know what
>>> follows through.
>>>
>>> Thank you,
>>>
>>> Bharat.
>>>
>>> On 3/22/22, Mahesh S. Panicker  wrote:
>>> > Axis can be the most governmental of all private banks in the country.
>>> > Had the struggle of my life to get them to issue the Flipkart Axis
>>> > card. Thankfully, the guy who eventually helped my with my ICICI
>>> > issue, had changed jobs, and was working with Axis. Axis had done a
>>> > physical KYC for me. And originally, they had refused to issue the
>>> > card on thumb impression, had to escalate the issue all the way to get
>>> > it fixed.
>>> > Hang in their, keep fighting, they'll eventually come around.
>>> >
>>> > On 3/21/22, Sandesh  wrote:
>>> >> Namaskar!
>>> >>
>>> >> Well said!
>>> >>
>>> >> And I did not face any issue
>>> >> with my IDFC First CC application on V KYC. and I do use LHT and have
>>> >> my
>>> >> thumb impression on my PAN too.
>>> >> Here, all things including knowledge, mentality, understanding as
>>> >> well
>>> as
>>> >> willingness to assist of the bank staff play a very significant role.
>>> >>
>>> >> I also do have a story of Axis bank in this regard.
>>> >>
>>> >> will certainly tell it here on some other day.
>>> >>
>>> >> Regards
>>> >>
>>> >> Vande Mataram
>>> >>
>>> >> - Original Message -
>>> >> From: "Mahesh S. Panicker" 
>>> >> To: 
>>> >> Sent: Monday, March 21, 2022 10:14 AM
>>> >> Subject: Re: [AI] KYC for banking facilities for the blind
>>> >>
>>> >>
>>> >> Think they authenticate your ID, PAN and Aadhar, and match it with
>>> >> the
>>> >> person. You have to show them the documents in a way wherein they can
>>> >> click a photograph of the document. They would also need to click
>>> >> you.
>>> >> This is what I was told by both Standard Chartered and American
>>> >> Express. So its not really about the signature, as the application is
>>> >> anyways taken online. So, ICICI shouldn't create much fuss really.
>>> >> You
>>> >> should surely not let it go, fight it out, they do have processes to
>>> >> get cards issued to blind person, just that most people dealing with
>>> >> it aren't aware of the same.
>>> >>
>>> >> On 3/20/22, Amar Jain  wrote:
>>> >>> Bharat-authenticating thumb impression on a video kyc is not
>>> >>> possible.
>>> >>>
>>> >>> CEO or nodal officer or compliance officer can correct the situation
>>>

Re: [AI] KYC for banking facilities for the blind

2022-03-23 Thread Minar Singh
Last week Jana bank staff has completed my KYC I used thumb impression
during account opening process.

On 3/23/22, gufran ahmed  wrote:
> Hello sir please elaborate more on this issue, I mean to say that do you
> used thumb   impression on the KYC form or you have put your signatures on
> it
>
> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>
>> So that much discussed KYC happened for me today at home & it took
>> less than 3 minutes for the person to complete it for me. Subsequently
>> I informed the concerned that it was done for me & the assured to
>> inform of it to their concerned teams. Now I am awaiting their
>> response to see what's next. Would surely let the group know what
>> follows through.
>>
>> Thank you,
>>
>> Bharat.
>>
>> On 3/22/22, Mahesh S. Panicker  wrote:
>> > Axis can be the most governmental of all private banks in the country.
>> > Had the struggle of my life to get them to issue the Flipkart Axis
>> > card. Thankfully, the guy who eventually helped my with my ICICI
>> > issue, had changed jobs, and was working with Axis. Axis had done a
>> > physical KYC for me. And originally, they had refused to issue the
>> > card on thumb impression, had to escalate the issue all the way to get
>> > it fixed.
>> > Hang in their, keep fighting, they'll eventually come around.
>> >
>> > On 3/21/22, Sandesh  wrote:
>> >> Namaskar!
>> >>
>> >> Well said!
>> >>
>> >> And I did not face any issue
>> >> with my IDFC First CC application on V KYC. and I do use LHT and have
>> >> my
>> >> thumb impression on my PAN too.
>> >> Here, all things including knowledge, mentality, understanding as well
>> as
>> >> willingness to assist of the bank staff play a very significant role.
>> >>
>> >> I also do have a story of Axis bank in this regard.
>> >>
>> >> will certainly tell it here on some other day.
>> >>
>> >> Regards
>> >>
>> >> Vande Mataram
>> >>
>> >> - Original Message -
>> >> From: "Mahesh S. Panicker" 
>> >> To: 
>> >> Sent: Monday, March 21, 2022 10:14 AM
>> >> Subject: Re: [AI] KYC for banking facilities for the blind
>> >>
>> >>
>> >> Think they authenticate your ID, PAN and Aadhar, and match it with the
>> >> person. You have to show them the documents in a way wherein they can
>> >> click a photograph of the document. They would also need to click you.
>> >> This is what I was told by both Standard Chartered and American
>> >> Express. So its not really about the signature, as the application is
>> >> anyways taken online. So, ICICI shouldn't create much fuss really. You
>> >> should surely not let it go, fight it out, they do have processes to
>> >> get cards issued to blind person, just that most people dealing with
>> >> it aren't aware of the same.
>> >>
>> >> On 3/20/22, Amar Jain  wrote:
>> >>> Bharat-authenticating thumb impression on a video kyc is not
>> >>> possible.
>> >>>
>> >>> CEO or nodal officer or compliance officer can correct the situation
>> >>> before
>> >>> it gets escalated.
>> >>>
>> >>> Letting RBI know only helps from the perspective of data collection
>> >>> perspective.
>> >>>
>> >>> Regards,
>> >>> Amar Jain
>> >>>
>> >>> Sent from my iPhone
>> >>>
>> >>>> On 20-Mar-2022, at 9:49 PM, Bharat  wrote:
>> >>>>
>> >>>> I generally wonder, how are people  who put their signature instead
>> of
>> >>>> a thumb impression are more reliable & trustworthy. Even the blind
>> >>>> people, if they can't  vouch for their own signature, which most of
>> >>>> them cannot, how & why are they should be taken at the face value?
>> >>>>
>> >>>> The entire world seems to be against those who don't sign but use
>> >>>> their thumb impression to authenticate themselves.
>> >>>>
>> >>>> Thank you,
>> >>>>
>> >>>> Bharat.
>> >>>>
>> >>>>> On 3/20/22, Bharat  wrote:
>> >>>>> Isn't that hillarious? the C

Re: [AI] KYC for banking facilities for the blind

2022-03-23 Thread Bharat
Gufran,

My friend, I always afix my thumb impression  on all  my documents &
that is what i did in this case as well.

Thank you,

Bharat.

On 3/23/22, gufran ahmed  wrote:
> Hello sir please elaborate more on this issue, I mean to say that do you
> used thumb   impression on the KYC form or you have put your signatures on
> it
>
> On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:
>
>> So that much discussed KYC happened for me today at home & it took
>> less than 3 minutes for the person to complete it for me. Subsequently
>> I informed the concerned that it was done for me & the assured to
>> inform of it to their concerned teams. Now I am awaiting their
>> response to see what's next. Would surely let the group know what
>> follows through.
>>
>> Thank you,
>>
>> Bharat.
>>
>> On 3/22/22, Mahesh S. Panicker  wrote:
>> > Axis can be the most governmental of all private banks in the country.
>> > Had the struggle of my life to get them to issue the Flipkart Axis
>> > card. Thankfully, the guy who eventually helped my with my ICICI
>> > issue, had changed jobs, and was working with Axis. Axis had done a
>> > physical KYC for me. And originally, they had refused to issue the
>> > card on thumb impression, had to escalate the issue all the way to get
>> > it fixed.
>> > Hang in their, keep fighting, they'll eventually come around.
>> >
>> > On 3/21/22, Sandesh  wrote:
>> >> Namaskar!
>> >>
>> >> Well said!
>> >>
>> >> And I did not face any issue
>> >> with my IDFC First CC application on V KYC. and I do use LHT and have
>> >> my
>> >> thumb impression on my PAN too.
>> >> Here, all things including knowledge, mentality, understanding as well
>> as
>> >> willingness to assist of the bank staff play a very significant role.
>> >>
>> >> I also do have a story of Axis bank in this regard.
>> >>
>> >> will certainly tell it here on some other day.
>> >>
>> >> Regards
>> >>
>> >> Vande Mataram
>> >>
>> >> - Original Message -
>> >> From: "Mahesh S. Panicker" 
>> >> To: 
>> >> Sent: Monday, March 21, 2022 10:14 AM
>> >> Subject: Re: [AI] KYC for banking facilities for the blind
>> >>
>> >>
>> >> Think they authenticate your ID, PAN and Aadhar, and match it with the
>> >> person. You have to show them the documents in a way wherein they can
>> >> click a photograph of the document. They would also need to click you.
>> >> This is what I was told by both Standard Chartered and American
>> >> Express. So its not really about the signature, as the application is
>> >> anyways taken online. So, ICICI shouldn't create much fuss really. You
>> >> should surely not let it go, fight it out, they do have processes to
>> >> get cards issued to blind person, just that most people dealing with
>> >> it aren't aware of the same.
>> >>
>> >> On 3/20/22, Amar Jain  wrote:
>> >>> Bharat-authenticating thumb impression on a video kyc is not
>> >>> possible.
>> >>>
>> >>> CEO or nodal officer or compliance officer can correct the situation
>> >>> before
>> >>> it gets escalated.
>> >>>
>> >>> Letting RBI know only helps from the perspective of data collection
>> >>> perspective.
>> >>>
>> >>> Regards,
>> >>> Amar Jain
>> >>>
>> >>> Sent from my iPhone
>> >>>
>> >>>> On 20-Mar-2022, at 9:49 PM, Bharat  wrote:
>> >>>>
>> >>>> I generally wonder, how are people  who put their signature instead
>> of
>> >>>> a thumb impression are more reliable & trustworthy. Even the blind
>> >>>> people, if they can't  vouch for their own signature, which most of
>> >>>> them cannot, how & why are they should be taken at the face value?
>> >>>>
>> >>>> The entire world seems to be against those who don't sign but use
>> >>>> their thumb impression to authenticate themselves.
>> >>>>
>> >>>> Thank you,
>> >>>>
>> >>>> Bharat.
>> >>>>
>> >>>>> On 3/20/22, Bharat  wrote:
>> >>>>> Is

Re: [AI] KYC for banking facilities for the blind

2022-03-23 Thread gufran ahmed
Hello sir please elaborate more on this issue, I mean to say that do you
used thumb   impression on the KYC form or you have put your signatures on
it

On Wed, 23 Mar, 2022, 5:56 pm Bharat,  wrote:

> So that much discussed KYC happened for me today at home & it took
> less than 3 minutes for the person to complete it for me. Subsequently
> I informed the concerned that it was done for me & the assured to
> inform of it to their concerned teams. Now I am awaiting their
> response to see what's next. Would surely let the group know what
> follows through.
>
> Thank you,
>
> Bharat.
>
> On 3/22/22, Mahesh S. Panicker  wrote:
> > Axis can be the most governmental of all private banks in the country.
> > Had the struggle of my life to get them to issue the Flipkart Axis
> > card. Thankfully, the guy who eventually helped my with my ICICI
> > issue, had changed jobs, and was working with Axis. Axis had done a
> > physical KYC for me. And originally, they had refused to issue the
> > card on thumb impression, had to escalate the issue all the way to get
> > it fixed.
> > Hang in their, keep fighting, they'll eventually come around.
> >
> > On 3/21/22, Sandesh  wrote:
> >> Namaskar!
> >>
> >> Well said!
> >>
> >> And I did not face any issue
> >> with my IDFC First CC application on V KYC. and I do use LHT and have my
> >> thumb impression on my PAN too.
> >> Here, all things including knowledge, mentality, understanding as well
> as
> >> willingness to assist of the bank staff play a very significant role.
> >>
> >> I also do have a story of Axis bank in this regard.
> >>
> >> will certainly tell it here on some other day.
> >>
> >> Regards
> >>
> >> Vande Mataram
> >>
> >> - Original Message -
> >> From: "Mahesh S. Panicker" 
> >> To: 
> >> Sent: Monday, March 21, 2022 10:14 AM
> >> Subject: Re: [AI] KYC for banking facilities for the blind
> >>
> >>
> >> Think they authenticate your ID, PAN and Aadhar, and match it with the
> >> person. You have to show them the documents in a way wherein they can
> >> click a photograph of the document. They would also need to click you.
> >> This is what I was told by both Standard Chartered and American
> >> Express. So its not really about the signature, as the application is
> >> anyways taken online. So, ICICI shouldn't create much fuss really. You
> >> should surely not let it go, fight it out, they do have processes to
> >> get cards issued to blind person, just that most people dealing with
> >> it aren't aware of the same.
> >>
> >> On 3/20/22, Amar Jain  wrote:
> >>> Bharat-authenticating thumb impression on a video kyc is not possible.
> >>>
> >>> CEO or nodal officer or compliance officer can correct the situation
> >>> before
> >>> it gets escalated.
> >>>
> >>> Letting RBI know only helps from the perspective of data collection
> >>> perspective.
> >>>
> >>> Regards,
> >>> Amar Jain
> >>>
> >>> Sent from my iPhone
> >>>
> >>>> On 20-Mar-2022, at 9:49 PM, Bharat  wrote:
> >>>>
> >>>> I generally wonder, how are people  who put their signature instead
> of
> >>>> a thumb impression are more reliable & trustworthy. Even the blind
> >>>> people, if they can't  vouch for their own signature, which most of
> >>>> them cannot, how & why are they should be taken at the face value?
> >>>>
> >>>> The entire world seems to be against those who don't sign but use
> >>>> their thumb impression to authenticate themselves.
> >>>>
> >>>> Thank you,
> >>>>
> >>>> Bharat.
> >>>>
> >>>>> On 3/20/22, Bharat  wrote:
> >>>>> Isn't that hillarious? the CEO of the bank needs to authorise extreme
> >>>>> dangerous concern of the issuance of a credit card to a blind person!
> >>>>> Wow, I am seriously impressed. Every 2 days I receive a call asking
> me
> >>>>> why did I not complete my KYC? As soon as I tell them of my
> blindness.
> >>>>> They tell me they would check & get back. & of course, they never get
> >>>>> back.
> >>>>>
> >>>>> Thank you,
> >>>>>
> >>&

Re: [AI] KYC for banking facilities for the blind

2022-03-23 Thread Sandesh

Wonderful!
I think if evverything goes well, You would bbe able to see your card 
details in your Amazon app itself in next 2 3 days before the physical 
delivery of the card.


Vande Mataram

- Original Message - 
From: "Bharat" 

To: 
Sent: Wednesday, March 23, 2022 5:56 PM
Subject: Re: [AI] KYC for banking facilities for the blind


So that much discussed KYC happened for me today at home & it took
less than 3 minutes for the person to complete it for me. Subsequently
I informed the concerned that it was done for me & the assured to
inform of it to their concerned teams. Now I am awaiting their
response to see what's next. Would surely let the group know what
follows through.

Thank you,

Bharat.

On 3/22/22, Mahesh S. Panicker  wrote:

Axis can be the most governmental of all private banks in the country.
Had the struggle of my life to get them to issue the Flipkart Axis
card. Thankfully, the guy who eventually helped my with my ICICI
issue, had changed jobs, and was working with Axis. Axis had done a
physical KYC for me. And originally, they had refused to issue the
card on thumb impression, had to escalate the issue all the way to get
it fixed.
Hang in their, keep fighting, they'll eventually come around.

On 3/21/22, Sandesh  wrote:

Namaskar!

Well said!

And I did not face any issue
with my IDFC First CC application on V KYC. and I do use LHT and have my
thumb impression on my PAN too.
Here, all things including knowledge, mentality, understanding as well as
willingness to assist of the bank staff play a very significant role.

I also do have a story of Axis bank in this regard.

will certainly tell it here on some other day.

Regards

Vande Mataram

- Original Message -
From: "Mahesh S. Panicker" 
To: 
Sent: Monday, March 21, 2022 10:14 AM
Subject: Re: [AI] KYC for banking facilities for the blind


Think they authenticate your ID, PAN and Aadhar, and match it with the
person. You have to show them the documents in a way wherein they can
click a photograph of the document. They would also need to click you.
This is what I was told by both Standard Chartered and American
Express. So its not really about the signature, as the application is
anyways taken online. So, ICICI shouldn't create much fuss really. You
should surely not let it go, fight it out, they do have processes to
get cards issued to blind person, just that most people dealing with
it aren't aware of the same.

On 3/20/22, Amar Jain  wrote:

Bharat-authenticating thumb impression on a video kyc is not possible.

CEO or nodal officer or compliance officer can correct the situation
before
it gets escalated.

Letting RBI know only helps from the perspective of data collection
perspective.

Regards,
Amar Jain

Sent from my iPhone


On 20-Mar-2022, at 9:49 PM, Bharat  wrote:

I generally wonder, how are people  who put their signature instead of
a thumb impression are more reliable & trustworthy. Even the blind
people, if they can't  vouch for their own signature, which most of
them cannot, how & why are they should be taken at the face value?

The entire world seems to be against those who don't sign but use
their thumb impression to authenticate themselves.

Thank you,

Bharat.


On 3/20/22, Bharat  wrote:
Isn't that hillarious? the CEO of the bank needs to authorise extreme
dangerous concern of the issuance of a credit card to a blind person!
Wow, I am seriously impressed. Every 2 days I receive a call asking me
why did I not complete my KYC? As soon as I tell them of my blindness.
They tell me they would check & get back. & of course, they never get
back.

Thank you,

Bharat.


On 3/20/22, Amar Jain  wrote:
Bharat-very interesting!

I Did apply but when they said that follow physical process, I left
it.

One advice I would have given was to write to the CEO and then
approach
RBI.
But since you have already filed, then let’s wait.

Regards,
Amar Jain

Sent from my iPhone


On 20-Mar-2022, at 5:37 PM, Bharat  wrote:

the challenge is, while trying to file a follow up complaint with
the
hiegher ups, it started asking me to choose the correct  cotegory &
refused  to allow me to proceed to the next level.

About the social media bit, you are right. Wonder, how i never
thought
of
it.

Thank you,

bharat.


On 3/20/22, Mahesh S. Panicker  wrote:
In the mean time, you can also use ICICI's social media pages to
highlight the issue. Post comments to some of their posts, then
send
a
private message detailing the issue. Also, keep the channels opened
with the higher authorities in the bank, the nodal officer,
principal
nodal officer, and also try finding out the CEO desk mail ID and
let
them know about the issue. Based on my experience, the people at
the
higher levels at ICICI, seem to be more sensitive and sensible.


On 3/20/22, Bharat  wrote:
I have finally gone ahead & complained to RBI regarding this.
Although
I couldn't manage to save my complaint copy due to some confu

Re: [AI] KYC for banking facilities for the blind

2022-03-23 Thread Bharat
So that much discussed KYC happened for me today at home & it took
less than 3 minutes for the person to complete it for me. Subsequently
I informed the concerned that it was done for me & the assured to
inform of it to their concerned teams. Now I am awaiting their
response to see what's next. Would surely let the group know what
follows through.

Thank you,

Bharat.

On 3/22/22, Mahesh S. Panicker  wrote:
> Axis can be the most governmental of all private banks in the country.
> Had the struggle of my life to get them to issue the Flipkart Axis
> card. Thankfully, the guy who eventually helped my with my ICICI
> issue, had changed jobs, and was working with Axis. Axis had done a
> physical KYC for me. And originally, they had refused to issue the
> card on thumb impression, had to escalate the issue all the way to get
> it fixed.
> Hang in their, keep fighting, they'll eventually come around.
>
> On 3/21/22, Sandesh  wrote:
>> Namaskar!
>>
>> Well said!
>>
>> And I did not face any issue
>> with my IDFC First CC application on V KYC. and I do use LHT and have my
>> thumb impression on my PAN too.
>> Here, all things including knowledge, mentality, understanding as well as
>> willingness to assist of the bank staff play a very significant role.
>>
>> I also do have a story of Axis bank in this regard.
>>
>> will certainly tell it here on some other day.
>>
>> Regards
>>
>> Vande Mataram
>>
>> - Original Message -
>> From: "Mahesh S. Panicker" 
>> To: 
>> Sent: Monday, March 21, 2022 10:14 AM
>> Subject: Re: [AI] KYC for banking facilities for the blind
>>
>>
>> Think they authenticate your ID, PAN and Aadhar, and match it with the
>> person. You have to show them the documents in a way wherein they can
>> click a photograph of the document. They would also need to click you.
>> This is what I was told by both Standard Chartered and American
>> Express. So its not really about the signature, as the application is
>> anyways taken online. So, ICICI shouldn't create much fuss really. You
>> should surely not let it go, fight it out, they do have processes to
>> get cards issued to blind person, just that most people dealing with
>> it aren't aware of the same.
>>
>> On 3/20/22, Amar Jain  wrote:
>>> Bharat-authenticating thumb impression on a video kyc is not possible.
>>>
>>> CEO or nodal officer or compliance officer can correct the situation
>>> before
>>> it gets escalated.
>>>
>>> Letting RBI know only helps from the perspective of data collection
>>> perspective.
>>>
>>> Regards,
>>> Amar Jain
>>>
>>> Sent from my iPhone
>>>
>>>> On 20-Mar-2022, at 9:49 PM, Bharat  wrote:
>>>>
>>>> I generally wonder, how are people  who put their signature instead of
>>>> a thumb impression are more reliable & trustworthy. Even the blind
>>>> people, if they can't  vouch for their own signature, which most of
>>>> them cannot, how & why are they should be taken at the face value?
>>>>
>>>> The entire world seems to be against those who don't sign but use
>>>> their thumb impression to authenticate themselves.
>>>>
>>>> Thank you,
>>>>
>>>> Bharat.
>>>>
>>>>> On 3/20/22, Bharat  wrote:
>>>>> Isn't that hillarious? the CEO of the bank needs to authorise extreme
>>>>> dangerous concern of the issuance of a credit card to a blind person!
>>>>> Wow, I am seriously impressed. Every 2 days I receive a call asking me
>>>>> why did I not complete my KYC? As soon as I tell them of my blindness.
>>>>> They tell me they would check & get back. & of course, they never get
>>>>> back.
>>>>>
>>>>> Thank you,
>>>>>
>>>>> Bharat.
>>>>>
>>>>>> On 3/20/22, Amar Jain  wrote:
>>>>>> Bharat-very interesting!
>>>>>>
>>>>>> I Did apply but when they said that follow physical process, I left
>>>>>> it.
>>>>>>
>>>>>> One advice I would have given was to write to the CEO and then
>>>>>> approach
>>>>>> RBI.
>>>>>> But since you have already filed, then let’s wait.
>>>>>>
>>>>>> Regards,
>>>>>> Amar Jain
>>>>>>
>>>>>> Sen

Re: [AI] KYC for banking facilities for the blind

2022-03-21 Thread Mahesh S. Panicker
Axis can be the most governmental of all private banks in the country.
Had the struggle of my life to get them to issue the Flipkart Axis
card. Thankfully, the guy who eventually helped my with my ICICI
issue, had changed jobs, and was working with Axis. Axis had done a
physical KYC for me. And originally, they had refused to issue the
card on thumb impression, had to escalate the issue all the way to get
it fixed.
Hang in their, keep fighting, they'll eventually come around.

On 3/21/22, Sandesh  wrote:
> Namaskar!
>
> Well said!
>
> And I did not face any issue
> with my IDFC First CC application on V KYC. and I do use LHT and have my
> thumb impression on my PAN too.
> Here, all things including knowledge, mentality, understanding as well as
> willingness to assist of the bank staff play a very significant role.
>
> I also do have a story of Axis bank in this regard.
>
> will certainly tell it here on some other day.
>
> Regards
>
> Vande Mataram
>
> - Original Message -
> From: "Mahesh S. Panicker" 
> To: 
> Sent: Monday, March 21, 2022 10:14 AM
> Subject: Re: [AI] KYC for banking facilities for the blind
>
>
> Think they authenticate your ID, PAN and Aadhar, and match it with the
> person. You have to show them the documents in a way wherein they can
> click a photograph of the document. They would also need to click you.
> This is what I was told by both Standard Chartered and American
> Express. So its not really about the signature, as the application is
> anyways taken online. So, ICICI shouldn't create much fuss really. You
> should surely not let it go, fight it out, they do have processes to
> get cards issued to blind person, just that most people dealing with
> it aren't aware of the same.
>
> On 3/20/22, Amar Jain  wrote:
>> Bharat-authenticating thumb impression on a video kyc is not possible.
>>
>> CEO or nodal officer or compliance officer can correct the situation
>> before
>> it gets escalated.
>>
>> Letting RBI know only helps from the perspective of data collection
>> perspective.
>>
>> Regards,
>> Amar Jain
>>
>> Sent from my iPhone
>>
>>> On 20-Mar-2022, at 9:49 PM, Bharat  wrote:
>>>
>>> I generally wonder, how are people  who put their signature instead of
>>> a thumb impression are more reliable & trustworthy. Even the blind
>>> people, if they can't  vouch for their own signature, which most of
>>> them cannot, how & why are they should be taken at the face value?
>>>
>>> The entire world seems to be against those who don't sign but use
>>> their thumb impression to authenticate themselves.
>>>
>>> Thank you,
>>>
>>> Bharat.
>>>
>>>> On 3/20/22, Bharat  wrote:
>>>> Isn't that hillarious? the CEO of the bank needs to authorise extreme
>>>> dangerous concern of the issuance of a credit card to a blind person!
>>>> Wow, I am seriously impressed. Every 2 days I receive a call asking me
>>>> why did I not complete my KYC? As soon as I tell them of my blindness.
>>>> They tell me they would check & get back. & of course, they never get
>>>> back.
>>>>
>>>> Thank you,
>>>>
>>>> Bharat.
>>>>
>>>>> On 3/20/22, Amar Jain  wrote:
>>>>> Bharat-very interesting!
>>>>>
>>>>> I Did apply but when they said that follow physical process, I left
>>>>> it.
>>>>>
>>>>> One advice I would have given was to write to the CEO and then
>>>>> approach
>>>>> RBI.
>>>>> But since you have already filed, then let’s wait.
>>>>>
>>>>> Regards,
>>>>> Amar Jain
>>>>>
>>>>> Sent from my iPhone
>>>>>
>>>>>> On 20-Mar-2022, at 5:37 PM, Bharat  wrote:
>>>>>>
>>>>>> the challenge is, while trying to file a follow up complaint with
>>>>>> the
>>>>>> hiegher ups, it started asking me to choose the correct  cotegory &
>>>>>> refused  to allow me to proceed to the next level.
>>>>>>
>>>>>> About the social media bit, you are right. Wonder, how i never
>>>>>> thought
>>>>>> of
>>>>>> it.
>>>>>>
>>>>>> Thank you,
>>>>>>
>>>>>> bharat.
>>>>>>
>>>>>>> On 3/20/22, Mahesh S. Pa

Re: [AI] KYC for banking facilities for the blind

2022-03-21 Thread Sandesh

Namaskar!

Well said!

And I did not face any issue
with my IDFC First CC application on V KYC. and I do use LHT and have my 
thumb impression on my PAN too.
Here, all things including knowledge, mentality, understanding as well as 
willingness to assist of the bank staff play a very significant role.


I also do have a story of Axis bank in this regard.

will certainly tell it here on some other day.

Regards

Vande Mataram

- Original Message - 
From: "Mahesh S. Panicker" 

To: 
Sent: Monday, March 21, 2022 10:14 AM
Subject: Re: [AI] KYC for banking facilities for the blind


Think they authenticate your ID, PAN and Aadhar, and match it with the
person. You have to show them the documents in a way wherein they can
click a photograph of the document. They would also need to click you.
This is what I was told by both Standard Chartered and American
Express. So its not really about the signature, as the application is
anyways taken online. So, ICICI shouldn't create much fuss really. You
should surely not let it go, fight it out, they do have processes to
get cards issued to blind person, just that most people dealing with
it aren't aware of the same.

On 3/20/22, Amar Jain  wrote:

Bharat-authenticating thumb impression on a video kyc is not possible.

CEO or nodal officer or compliance officer can correct the situation 
before

it gets escalated.

Letting RBI know only helps from the perspective of data collection
perspective.

Regards,
Amar Jain

Sent from my iPhone


On 20-Mar-2022, at 9:49 PM, Bharat  wrote:

I generally wonder, how are people  who put their signature instead of
a thumb impression are more reliable & trustworthy. Even the blind
people, if they can't  vouch for their own signature, which most of
them cannot, how & why are they should be taken at the face value?

The entire world seems to be against those who don't sign but use
their thumb impression to authenticate themselves.

Thank you,

Bharat.


On 3/20/22, Bharat  wrote:
Isn't that hillarious? the CEO of the bank needs to authorise extreme
dangerous concern of the issuance of a credit card to a blind person!
Wow, I am seriously impressed. Every 2 days I receive a call asking me
why did I not complete my KYC? As soon as I tell them of my blindness.
They tell me they would check & get back. & of course, they never get
back.

Thank you,

Bharat.


On 3/20/22, Amar Jain  wrote:
Bharat-very interesting!

I Did apply but when they said that follow physical process, I left it.

One advice I would have given was to write to the CEO and then approach
RBI.
But since you have already filed, then let’s wait.

Regards,
Amar Jain

Sent from my iPhone


On 20-Mar-2022, at 5:37 PM, Bharat  wrote:

the challenge is, while trying to file a follow up complaint with the
hiegher ups, it started asking me to choose the correct  cotegory &
refused  to allow me to proceed to the next level.

About the social media bit, you are right. Wonder, how i never thought
of
it.

Thank you,

bharat.


On 3/20/22, Mahesh S. Panicker  wrote:
In the mean time, you can also use ICICI's social media pages to
highlight the issue. Post comments to some of their posts, then send
a
private message detailing the issue. Also, keep the channels opened
with the higher authorities in the bank, the nodal officer, principal
nodal officer, and also try finding out the CEO desk mail ID and let
them know about the issue. Based on my experience, the people at the
higher levels at ICICI, seem to be more sensitive and sensible.


On 3/20/22, Bharat  wrote:
I have finally gone ahead & complained to RBI regarding this.
Although
I couldn't manage to save my complaint copy due to some confusion. I
tried to reach out to their futher complaint authorities but all the
time i Kept getting  a message saying this particular complaint
doesn't belong to their queue.

Lets see, what does ICICI bank say about it.

Thank you once again to everyone for their guidance in this regard.
I
would get back to you with what happens in  this regard.

thank you,

bharat.

On 3/20/22, Shek Mohammad Ali  wrote:

I'm also puzzled how they are stating that physical KYC is no more.
I just did physical KYC in HDFC by visiting to the branch
yesterday.
On the other hand, I had applied for am Icici card couple of months
back
but
had not got any update concerning my application though.
Probably internally they might have discontinued physical KYC and
please
ask
them to provide circular/notification from the RBI or from Icici
itself.


Thanks and best regards,
Ali
Sent from my iPhone


On 19-Mar-2022, at 9:13 PM, Harshit Lohia 
wrote:

Hi,
RBI guidelines on Video KYC can be accessed from the below link
https://rbidocs.rbi.org.in/rdocs/notification/PDFs/NT354BE2BCC23B344982BD5793737940EFF3.PDF


On 3/19/22, Harshit Lohia  wrote:
Hi Bharat,
Proceed with registering your complaint with RBI Ombudsman. I am
not
aware of RBI guidelines by which physical KYC is permanently
closed.


Re: [AI] KYC for banking facilities for the blind

2022-03-21 Thread Minar Singh
;>>>> Looking forward to more opportunities to be of service to
>>>>>>>>>>>>> you
>>>>>>>>>>>>>
>>>>>>>>>>>>> Thank you for giving us the opportunity to serve.
>>>>>>>>>>>>>
>>>>>>>>>>>>> Bank Digitally and Stay Safe!
>>>>>>>>>>>>>
>>>>>>>>>>>>> Sincerely,
>>>>>>>>>>>>>
>>>>>>>>>>>>>
>>>>>>>>>>>>> Manimegalai R
>>>>>>>>>>>>> Customer Service Officer
>>>>>>>>>>>>> ICICI Bank Limited
>>>>>>>>>>>>>
>>>>>>>>>>>>> On 3/16/22, Bharat  wrote:
>>>>>>>>>>>>>> Hi Harshit,
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> Thank you so much for the prompt reply. I would surely do
>>>>>>>>>>>>>> that
>>>>>>>>>>>>>> in
>>>>>>>>>>>>>> case
>>>>>>>>>>>>>> nothing works & would certainly get back witht he final
>>>>>>>>>>>>>> outcome.
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> Bharat.
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> On 3/15/22, Harshit Lohia  wrote:
>>>>>>>>>>>>>>> Dear Mr. Bharat,
>>>>>>>>>>>>>>> Please note the date on which you have made a complaint to
>>>>>>>>>>>>>>> ICICI
>>>>>>>>>>>>>>> bank.
>>>>>>>>>>>>>>> On 30th day of filing complaint with ICICI bank approach
>>>>>>>>>>>>>>> RBI
>>>>>>>>>>>>>>> Ombudsman
>>>>>>>>>>>>>>> via CMS portal. The link is available on RBI's official
>>>>>>>>>>>>>>> website.
>>>>>>>>>>>>>>> While
>>>>>>>>>>>>>>> registering the complaint mention that you have approached
>>>>>>>>>>>>>>> the
>>>>>>>>>>>>>>> bank
>>>>>>>>>>>>>>> on
>>>>>>>>>>>>>>> which date; your declaration in this regard may suffice.
>>>>>>>>>>>>>>> You
>>>>>>>>>>>>>>> may
>>>>>>>>>>>>>>> choose to attach any other document/communication such as
>>>>>>>>>>>>>>> mail
>>>>>>>>>>>>>>> regarding schedule of KYC call or application copy. If you
>>>>>>>>>>>>>>> don't
>>>>>>>>>>>>>>> have
>>>>>>>>>>>>>>> any document you may submit the complaint without any
>>>>>>>>>>>>>>> attachment
>>>>>>>>>>>>>>> also.
>>>>>>>>>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> Regards
>>>>>>>>>>>>>>> Harshit
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>>>>>>>>>>> Hi,
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> Here is the update on this. My Kyc has now been
>>>>>>>>>>>>>>>> rescheduled
>>>>>>>>>>>>>>>> for
>>>>>>>>>>>&g

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Amar Jain
tly
closed.


On 3/17/22, Bharat  wrote:
Hi all,

I have heard from ICICI regarding my request. As expected, 
they

refuse
to help. Should I still continue to persue their complaint
redressal
system or directly reach out to RBI in this regard.

Please have a look at the below mail:

-

Dear Customer,

Greetings from ICICI Bank.

Hope you and your loved ones are healthy and safe.

We sincerely regret for the delay in response and 
inconvenience

caused
to
you.



Based on our record your application is not eligible for 
video

KYC.



In case you wish to do video KYC, we suggest cancelling the
application and applying again. You can opt for Video KYC in 
the

new
application.



However, please be informed that the cancellation request 
will

take
7
working days to get processed and the application will be
de-linked
in
another 7 working days.



Hence you can apply again only post 14 working days. Please
revert
back to us with your confirmation and we shall raise a 
request

for
cancellation.

Please be informed that due to RBI guidelines, Physical KYC 
is

permanently closed. You can only apply through Video KYC if
Aadhaar
linked with your mobile number and complete address updated 
in

your
Aadhaar.


Looking forward to more opportunities to be of service to 
you


Thank you for giving us the opportunity to serve.

Bank Digitally and Stay Safe!

Sincerely,


Manimegalai R
Customer Service Officer
ICICI Bank Limited

On 3/16/22, Bharat  wrote:

Hi Harshit,

Thank you so much for the prompt reply. I would surely do 
that

in
case
nothing works & would certainly get back witht he final
outcome.

Thank you,

Bharat.

On 3/15/22, Harshit Lohia  wrote:

Dear Mr. Bharat,
Please note the date on which you have made a complaint to
ICICI
bank.
On 30th day of filing complaint with ICICI bank approach 
RBI

Ombudsman
via CMS portal. The link is available on RBI's official
website.
While
registering the complaint mention that you have approached 
the

bank
on
which date; your declaration in this regard may suffice. 
You

may
choose to attach any other document/communication such as 
mail

regarding schedule of KYC call or application copy. If you
don't
have
any document you may submit the complaint without any
attachment
also.
This pressurises the bank to act with urgency.

Regards
Harshit

On 3/15/22, Bharat  wrote:

Hi,

Here is the update on this. My Kyc has now been 
rescheduled

for
the
3rd time. On  each of these days, let alone the 
represetative

visit,
I
haven't even received a phone call from anyone.

I have also written to ICICI on their website for the 1st
level
complaint but to no avail as no one got back to me.
Considering,
ICICI
did not send me a copy of my submission to me despite 
asking

for
my
email ID at the time of submitting my request, I don't 
even

have
a
proof of my submission.

I called up the Amazon customercare who assured me that 
they

have
raised my concern to the verification department & have 
lined

up
my
request at the high priority. In such a scenario I
technically
have
no
proof of having reached out to ICICI to be attached at 
the

time
of
complaining to banking ombudsman.

Thank you,

Bharat.



On 3/10/22, Harshit Lohia  wrote:

Hi,
Write a complaint to ICICI bank on their website using 
their

online
grievance redressal form. Mention that if  they do not
comply
within
30 days, you will be forced to file a complaint with RBI
Ombudsman
as
per the provisions of RBI circular on 'Banking services 
to

senior
citizens and the disabled' dated November 9, 2017. They 
will

surely
respond.

On 3/9/22, Mahesh S. Panicker 


wrote:

Standard Chartered did V KYC for me without drama. With
ICICI,
it
was
originally very difficult, pre-Covid times it was and 
they

originally
refused to process my documents after home KYC. As I 
kept

writing,
and
using up all avenues of protest and complaind, they
eventually
processed my application. It was the ICICI Platinum 
card.

On
the
basis
of that card, I got the AmazonPay card issued without 
any

issues,
and
the onboarding process in that case took just a couple 
of

minutes.

On 3/9/22, Sandesh  wrote:
You could certainly schedule for V KYC and it has to 
be

done
without
any
issue.
You could also write to Amazon and ICICI bank telling 
them

these
things.
and if you are comfortable for home KYC, ask them why 
even

after
making
it
scheduled is not done so far? Amazon would certainly 
be of

assistance
here.

I did get this credit card about 2 and half years back
without
any
problem.

the person came to my residence and everything went
smoothly.

Vande Mataram

- Original Message -
From: "Bharat" 
To: "AccessIndia: a list for discussing accessibility 
and

issues
concerning

the disabled." 
Sent: Wednesday, March 9, 2022 9:36 PM
Subject: [AI] KYC for banking facilities for the blind



Hi all,

I recently filled up the online application for the
Amazon
ICICI
credit card & was presented with the video

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Mahesh S. Panicker
nother 7 working days.
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>> Hence you can apply again only post 14 working days. Please
>>>>>>>>>>> revert
>>>>>>>>>>> back to us with your confirmation and we shall raise a request
>>>>>>>>>>> for
>>>>>>>>>>> cancellation.
>>>>>>>>>>>
>>>>>>>>>>> Please be informed that due to RBI guidelines, Physical KYC is
>>>>>>>>>>> permanently closed. You can only apply through Video KYC if
>>>>>>>>>>> Aadhaar
>>>>>>>>>>> linked with your mobile number and complete address updated in
>>>>>>>>>>> your
>>>>>>>>>>> Aadhaar.
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>> Looking forward to more opportunities to be of service to you
>>>>>>>>>>>
>>>>>>>>>>> Thank you for giving us the opportunity to serve.
>>>>>>>>>>>
>>>>>>>>>>> Bank Digitally and Stay Safe!
>>>>>>>>>>>
>>>>>>>>>>> Sincerely,
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>> Manimegalai R
>>>>>>>>>>> Customer Service Officer
>>>>>>>>>>> ICICI Bank Limited
>>>>>>>>>>>
>>>>>>>>>>> On 3/16/22, Bharat  wrote:
>>>>>>>>>>>> Hi Harshit,
>>>>>>>>>>>>
>>>>>>>>>>>> Thank you so much for the prompt reply. I would surely do that
>>>>>>>>>>>> in
>>>>>>>>>>>> case
>>>>>>>>>>>> nothing works & would certainly get back witht he final
>>>>>>>>>>>> outcome.
>>>>>>>>>>>>
>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>
>>>>>>>>>>>> Bharat.
>>>>>>>>>>>>
>>>>>>>>>>>> On 3/15/22, Harshit Lohia  wrote:
>>>>>>>>>>>>> Dear Mr. Bharat,
>>>>>>>>>>>>> Please note the date on which you have made a complaint to
>>>>>>>>>>>>> ICICI
>>>>>>>>>>>>> bank.
>>>>>>>>>>>>> On 30th day of filing complaint with ICICI bank approach RBI
>>>>>>>>>>>>> Ombudsman
>>>>>>>>>>>>> via CMS portal. The link is available on RBI's official
>>>>>>>>>>>>> website.
>>>>>>>>>>>>> While
>>>>>>>>>>>>> registering the complaint mention that you have approached the
>>>>>>>>>>>>> bank
>>>>>>>>>>>>> on
>>>>>>>>>>>>> which date; your declaration in this regard may suffice. You
>>>>>>>>>>>>> may
>>>>>>>>>>>>> choose to attach any other document/communication such as mail
>>>>>>>>>>>>> regarding schedule of KYC call or application copy. If you
>>>>>>>>>>>>> don't
>>>>>>>>>>>>> have
>>>>>>>>>>>>> any document you may submit the complaint without any
>>>>>>>>>>>>> attachment
>>>>>>>>>>>>> also.
>>>>>>>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>>>>>>>
>>>>>>>>>>>>> Regards
>>>>>>>>>>>>> Harshit
>>>>>>>>>>>>>
>>>>>>>>>>>>> On 3/15/22, Bharat  wrote:
>>>&

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Amar Jain
t;>>> 
>>>>>>>>>> Sincerely,
>>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> Manimegalai R
>>>>>>>>>> Customer Service Officer
>>>>>>>>>> ICICI Bank Limited
>>>>>>>>>> 
>>>>>>>>>> On 3/16/22, Bharat  wrote:
>>>>>>>>>>> Hi Harshit,
>>>>>>>>>>> 
>>>>>>>>>>> Thank you so much for the prompt reply. I would surely do that in
>>>>>>>>>>> case
>>>>>>>>>>> nothing works & would certainly get back witht he final outcome.
>>>>>>>>>>> 
>>>>>>>>>>> Thank you,
>>>>>>>>>>> 
>>>>>>>>>>> Bharat.
>>>>>>>>>>> 
>>>>>>>>>>> On 3/15/22, Harshit Lohia  wrote:
>>>>>>>>>>>> Dear Mr. Bharat,
>>>>>>>>>>>> Please note the date on which you have made a complaint to ICICI
>>>>>>>>>>>> bank.
>>>>>>>>>>>> On 30th day of filing complaint with ICICI bank approach RBI
>>>>>>>>>>>> Ombudsman
>>>>>>>>>>>> via CMS portal. The link is available on RBI's official website.
>>>>>>>>>>>> While
>>>>>>>>>>>> registering the complaint mention that you have approached the
>>>>>>>>>>>> bank
>>>>>>>>>>>> on
>>>>>>>>>>>> which date; your declaration in this regard may suffice. You may
>>>>>>>>>>>> choose to attach any other document/communication such as mail
>>>>>>>>>>>> regarding schedule of KYC call or application copy. If you don't
>>>>>>>>>>>> have
>>>>>>>>>>>> any document you may submit the complaint without any attachment
>>>>>>>>>>>> also.
>>>>>>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>>>>>> 
>>>>>>>>>>>> Regards
>>>>>>>>>>>> Harshit
>>>>>>>>>>>> 
>>>>>>>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>>>>>>>> Hi,
>>>>>>>>>>>>> 
>>>>>>>>>>>>> Here is the update on this. My Kyc has now been rescheduled for
>>>>>>>>>>>>> the
>>>>>>>>>>>>> 3rd time. On  each of these days, let alone the represetative
>>>>>>>>>>>>> visit,
>>>>>>>>>>>>> I
>>>>>>>>>>>>> haven't even received a phone call from anyone.
>>>>>>>>>>>>> 
>>>>>>>>>>>>> I have also written to ICICI on their website for the 1st level
>>>>>>>>>>>>> complaint but to no avail as no one got back to me.
>>>>>>>>>>>>> Considering,
>>>>>>>>>>>>> ICICI
>>>>>>>>>>>>> did not send me a copy of my submission to me despite asking
>>>>>>>>>>>>> for
>>>>>>>>>>>>> my
>>>>>>>>>>>>> email ID at the time of submitting my request, I don't even
>>>>>>>>>>>>> have
>>>>>>>>>>>>> a
>>>>>>>>>>>>> proof of my submission.
>>>>>>>>>>>>> 
>>>>>>>>>>>>> I called up the Amazon customercare who assured me that they
>>>>>>>>>>>>> have
>>>>>>>>>>>>> raised my concern to the verification department & have lined
>>>>>>>>>>>>> up
>>>>>>>>>>>>> my
>>>>>>>>>>>>> request at the high priority. In such a scenario I techni

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Bharat
Bharat,
>>>>>>>>>>> Please note the date on which you have made a complaint to ICICI
>>>>>>>>>>> bank.
>>>>>>>>>>> On 30th day of filing complaint with ICICI bank approach RBI
>>>>>>>>>>> Ombudsman
>>>>>>>>>>> via CMS portal. The link is available on RBI's official website.
>>>>>>>>>>> While
>>>>>>>>>>> registering the complaint mention that you have approached the
>>>>>>>>>>> bank
>>>>>>>>>>> on
>>>>>>>>>>> which date; your declaration in this regard may suffice. You may
>>>>>>>>>>> choose to attach any other document/communication such as mail
>>>>>>>>>>> regarding schedule of KYC call or application copy. If you don't
>>>>>>>>>>> have
>>>>>>>>>>> any document you may submit the complaint without any attachment
>>>>>>>>>>> also.
>>>>>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>>>>>
>>>>>>>>>>> Regards
>>>>>>>>>>> Harshit
>>>>>>>>>>>
>>>>>>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>>>>>>> Hi,
>>>>>>>>>>>>
>>>>>>>>>>>> Here is the update on this. My Kyc has now been rescheduled for
>>>>>>>>>>>> the
>>>>>>>>>>>> 3rd time. On  each of these days, let alone the represetative
>>>>>>>>>>>> visit,
>>>>>>>>>>>> I
>>>>>>>>>>>> haven't even received a phone call from anyone.
>>>>>>>>>>>>
>>>>>>>>>>>> I have also written to ICICI on their website for the 1st level
>>>>>>>>>>>> complaint but to no avail as no one got back to me.
>>>>>>>>>>>> Considering,
>>>>>>>>>>>> ICICI
>>>>>>>>>>>> did not send me a copy of my submission to me despite asking
>>>>>>>>>>>> for
>>>>>>>>>>>> my
>>>>>>>>>>>> email ID at the time of submitting my request, I don't even
>>>>>>>>>>>> have
>>>>>>>>>>>> a
>>>>>>>>>>>> proof of my submission.
>>>>>>>>>>>>
>>>>>>>>>>>> I called up the Amazon customercare who assured me that they
>>>>>>>>>>>> have
>>>>>>>>>>>> raised my concern to the verification department & have lined
>>>>>>>>>>>> up
>>>>>>>>>>>> my
>>>>>>>>>>>> request at the high priority. In such a scenario I technically
>>>>>>>>>>>> have
>>>>>>>>>>>> no
>>>>>>>>>>>> proof of having reached out to ICICI to be attached at the time
>>>>>>>>>>>> of
>>>>>>>>>>>> complaining to banking ombudsman.
>>>>>>>>>>>>
>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>
>>>>>>>>>>>> Bharat.
>>>>>>>>>>>>
>>>>>>>>>>>>
>>>>>>>>>>>>
>>>>>>>>>>>> On 3/10/22, Harshit Lohia  wrote:
>>>>>>>>>>>>> Hi,
>>>>>>>>>>>>> Write a complaint to ICICI bank on their website using their
>>>>>>>>>>>>> online
>>>>>>>>>>>>> grievance redressal form. Mention that if  they do not comply
>>>>>>>>>>>>> within
>>>>>>>>>>>>> 30 days, you will be forced to file a complaint with RBI
>>>>>>>>>>>>> Ombudsman
>>>>&

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Bharat
;>>>>>>
>>>>>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>>>>>> Hi,
>>>>>>>>>>>
>>>>>>>>>>> Here is the update on this. My Kyc has now been rescheduled for
>>>>>>>>>>> the
>>>>>>>>>>> 3rd time. On  each of these days, let alone the represetative
>>>>>>>>>>> visit,
>>>>>>>>>>> I
>>>>>>>>>>> haven't even received a phone call from anyone.
>>>>>>>>>>>
>>>>>>>>>>> I have also written to ICICI on their website for the 1st level
>>>>>>>>>>> complaint but to no avail as no one got back to me. Considering,
>>>>>>>>>>> ICICI
>>>>>>>>>>> did not send me a copy of my submission to me despite asking for
>>>>>>>>>>> my
>>>>>>>>>>> email ID at the time of submitting my request, I don't even have
>>>>>>>>>>> a
>>>>>>>>>>> proof of my submission.
>>>>>>>>>>>
>>>>>>>>>>> I called up the Amazon customercare who assured me that they
>>>>>>>>>>> have
>>>>>>>>>>> raised my concern to the verification department & have lined up
>>>>>>>>>>> my
>>>>>>>>>>> request at the high priority. In such a scenario I technically
>>>>>>>>>>> have
>>>>>>>>>>> no
>>>>>>>>>>> proof of having reached out to ICICI to be attached at the time
>>>>>>>>>>> of
>>>>>>>>>>> complaining to banking ombudsman.
>>>>>>>>>>>
>>>>>>>>>>> Thank you,
>>>>>>>>>>>
>>>>>>>>>>> Bharat.
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>> On 3/10/22, Harshit Lohia  wrote:
>>>>>>>>>>>> Hi,
>>>>>>>>>>>> Write a complaint to ICICI bank on their website using their
>>>>>>>>>>>> online
>>>>>>>>>>>> grievance redressal form. Mention that if  they do not comply
>>>>>>>>>>>> within
>>>>>>>>>>>> 30 days, you will be forced to file a complaint with RBI
>>>>>>>>>>>> Ombudsman
>>>>>>>>>>>> as
>>>>>>>>>>>> per the provisions of RBI circular on 'Banking services to
>>>>>>>>>>>> senior
>>>>>>>>>>>> citizens and the disabled' dated November 9, 2017. They will
>>>>>>>>>>>> surely
>>>>>>>>>>>> respond.
>>>>>>>>>>>>
>>>>>>>>>>>> On 3/9/22, Mahesh S. Panicker 
>>>>>>>>>>>> wrote:
>>>>>>>>>>>>> Standard Chartered did V KYC for me without drama. With ICICI,
>>>>>>>>>>>>> it
>>>>>>>>>>>>> was
>>>>>>>>>>>>> originally very difficult, pre-Covid times it was and they
>>>>>>>>>>>>> originally
>>>>>>>>>>>>> refused to process my documents after home KYC. As I kept
>>>>>>>>>>>>> writing,
>>>>>>>>>>>>> and
>>>>>>>>>>>>> using up all avenues of protest and complaind, they eventually
>>>>>>>>>>>>> processed my application. It was the ICICI Platinum card. On
>>>>>>>>>>>>> the
>>>>>>>>>>>>> basis
>>>>>>>>>>>>> of that card, I got the AmazonPay card issued without any
>>>>>>>>>>>>> issues,
>>>>>>>>>>>>> and
>>>>>>>>>>>>> the onboarding process in t

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Amar Jain
gt;>>>> application.
>>>>>>> 
>>>>>>> 
>>>>>>> 
>>>>>>> However, please be informed that the cancellation request will take 7
>>>>>>> working days to get processed and the application will be de-linked
>>>>>>> in
>>>>>>> another 7 working days.
>>>>>>> 
>>>>>>> 
>>>>>>> 
>>>>>>> Hence you can apply again only post 14 working days. Please revert
>>>>>>> back to us with your confirmation and we shall raise a request for
>>>>>>> cancellation.
>>>>>>> 
>>>>>>> Please be informed that due to RBI guidelines, Physical KYC is
>>>>>>> permanently closed. You can only apply through Video KYC if Aadhaar
>>>>>>> linked with your mobile number and complete address updated in your
>>>>>>> Aadhaar.
>>>>>>> 
>>>>>>> 
>>>>>>> Looking forward to more opportunities to be of service to you
>>>>>>> 
>>>>>>> Thank you for giving us the opportunity to serve.
>>>>>>> 
>>>>>>> Bank Digitally and Stay Safe!
>>>>>>> 
>>>>>>> Sincerely,
>>>>>>> 
>>>>>>> 
>>>>>>> Manimegalai R
>>>>>>> Customer Service Officer
>>>>>>> ICICI Bank Limited
>>>>>>> 
>>>>>>> On 3/16/22, Bharat  wrote:
>>>>>>>> Hi Harshit,
>>>>>>>> 
>>>>>>>> Thank you so much for the prompt reply. I would surely do that in
>>>>>>>> case
>>>>>>>> nothing works & would certainly get back witht he final outcome.
>>>>>>>> 
>>>>>>>> Thank you,
>>>>>>>> 
>>>>>>>> Bharat.
>>>>>>>> 
>>>>>>>> On 3/15/22, Harshit Lohia  wrote:
>>>>>>>>> Dear Mr. Bharat,
>>>>>>>>> Please note the date on which you have made a complaint to ICICI
>>>>>>>>> bank.
>>>>>>>>> On 30th day of filing complaint with ICICI bank approach RBI
>>>>>>>>> Ombudsman
>>>>>>>>> via CMS portal. The link is available on RBI's official website.
>>>>>>>>> While
>>>>>>>>> registering the complaint mention that you have approached the bank
>>>>>>>>> on
>>>>>>>>> which date; your declaration in this regard may suffice. You may
>>>>>>>>> choose to attach any other document/communication such as mail
>>>>>>>>> regarding schedule of KYC call or application copy. If you don't
>>>>>>>>> have
>>>>>>>>> any document you may submit the complaint without any attachment
>>>>>>>>> also.
>>>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>>> 
>>>>>>>>> Regards
>>>>>>>>> Harshit
>>>>>>>>> 
>>>>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>>>>> Hi,
>>>>>>>>>> 
>>>>>>>>>> Here is the update on this. My Kyc has now been rescheduled for
>>>>>>>>>> the
>>>>>>>>>> 3rd time. On  each of these days, let alone the represetative
>>>>>>>>>> visit,
>>>>>>>>>> I
>>>>>>>>>> haven't even received a phone call from anyone.
>>>>>>>>>> 
>>>>>>>>>> I have also written to ICICI on their website for the 1st level
>>>>>>>>>> complaint but to no avail as no one got back to me. Considering,
>>>>>>>>>> ICICI
>>>>>>>>>> did not send me a copy of my submission to me despite asking for
>>>>>>>>>> my
>>>>>>>>>> email ID at the time of submitting my request, I don't even have a
>>>>>>>>>> proof of my submission.
>>>>>>>>>> 
>>&g

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Bharat
idelines, Physical KYC is
>>>>>> permanently closed. You can only apply through Video KYC if Aadhaar
>>>>>> linked with your mobile number and complete address updated in your
>>>>>> Aadhaar.
>>>>>>
>>>>>>
>>>>>> Looking forward to more opportunities to be of service to you
>>>>>>
>>>>>> Thank you for giving us the opportunity to serve.
>>>>>>
>>>>>> Bank Digitally and Stay Safe!
>>>>>>
>>>>>> Sincerely,
>>>>>>
>>>>>>
>>>>>> Manimegalai R
>>>>>> Customer Service Officer
>>>>>> ICICI Bank Limited
>>>>>>
>>>>>> On 3/16/22, Bharat  wrote:
>>>>>>> Hi Harshit,
>>>>>>>
>>>>>>> Thank you so much for the prompt reply. I would surely do that in
>>>>>>> case
>>>>>>> nothing works & would certainly get back witht he final outcome.
>>>>>>>
>>>>>>> Thank you,
>>>>>>>
>>>>>>> Bharat.
>>>>>>>
>>>>>>> On 3/15/22, Harshit Lohia  wrote:
>>>>>>>> Dear Mr. Bharat,
>>>>>>>> Please note the date on which you have made a complaint to ICICI
>>>>>>>> bank.
>>>>>>>> On 30th day of filing complaint with ICICI bank approach RBI
>>>>>>>> Ombudsman
>>>>>>>> via CMS portal. The link is available on RBI's official website.
>>>>>>>> While
>>>>>>>> registering the complaint mention that you have approached the bank
>>>>>>>> on
>>>>>>>> which date; your declaration in this regard may suffice. You may
>>>>>>>> choose to attach any other document/communication such as mail
>>>>>>>> regarding schedule of KYC call or application copy. If you don't
>>>>>>>> have
>>>>>>>> any document you may submit the complaint without any attachment
>>>>>>>> also.
>>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>>
>>>>>>>> Regards
>>>>>>>> Harshit
>>>>>>>>
>>>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>>>> Hi,
>>>>>>>>>
>>>>>>>>> Here is the update on this. My Kyc has now been rescheduled for
>>>>>>>>> the
>>>>>>>>> 3rd time. On  each of these days, let alone the represetative
>>>>>>>>> visit,
>>>>>>>>> I
>>>>>>>>> haven't even received a phone call from anyone.
>>>>>>>>>
>>>>>>>>> I have also written to ICICI on their website for the 1st level
>>>>>>>>> complaint but to no avail as no one got back to me. Considering,
>>>>>>>>> ICICI
>>>>>>>>> did not send me a copy of my submission to me despite asking for
>>>>>>>>> my
>>>>>>>>> email ID at the time of submitting my request, I don't even have a
>>>>>>>>> proof of my submission.
>>>>>>>>>
>>>>>>>>> I called up the Amazon customercare who assured me that they have
>>>>>>>>> raised my concern to the verification department & have lined up
>>>>>>>>> my
>>>>>>>>> request at the high priority. In such a scenario I technically
>>>>>>>>> have
>>>>>>>>> no
>>>>>>>>> proof of having reached out to ICICI to be attached at the time of
>>>>>>>>> complaining to banking ombudsman.
>>>>>>>>>
>>>>>>>>> Thank you,
>>>>>>>>>
>>>>>>>>> Bharat.
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>
>>>>>>>>> On 3/10/22, Harshit Lohia  wrote:
>>>>>>>>>> Hi,
>>>>>>>>>> Write a complaint to ICICI bank on their website using their
>>>>&g

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Mahesh S. Panicker
 Bharat  wrote:
>>>>>> Hi Harshit,
>>>>>>
>>>>>> Thank you so much for the prompt reply. I would surely do that in
>>>>>> case
>>>>>> nothing works & would certainly get back witht he final outcome.
>>>>>>
>>>>>> Thank you,
>>>>>>
>>>>>> Bharat.
>>>>>>
>>>>>> On 3/15/22, Harshit Lohia  wrote:
>>>>>>> Dear Mr. Bharat,
>>>>>>> Please note the date on which you have made a complaint to ICICI
>>>>>>> bank.
>>>>>>> On 30th day of filing complaint with ICICI bank approach RBI
>>>>>>> Ombudsman
>>>>>>> via CMS portal. The link is available on RBI's official website.
>>>>>>> While
>>>>>>> registering the complaint mention that you have approached the bank
>>>>>>> on
>>>>>>> which date; your declaration in this regard may suffice. You may
>>>>>>> choose to attach any other document/communication such as mail
>>>>>>> regarding schedule of KYC call or application copy. If you don't
>>>>>>> have
>>>>>>> any document you may submit the complaint without any attachment
>>>>>>> also.
>>>>>>> This pressurises the bank to act with urgency.
>>>>>>>
>>>>>>> Regards
>>>>>>> Harshit
>>>>>>>
>>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>>> Hi,
>>>>>>>>
>>>>>>>> Here is the update on this. My Kyc has now been rescheduled for the
>>>>>>>> 3rd time. On  each of these days, let alone the represetative
>>>>>>>> visit,
>>>>>>>> I
>>>>>>>> haven't even received a phone call from anyone.
>>>>>>>>
>>>>>>>> I have also written to ICICI on their website for the 1st level
>>>>>>>> complaint but to no avail as no one got back to me. Considering,
>>>>>>>> ICICI
>>>>>>>> did not send me a copy of my submission to me despite asking for
>>>>>>>> my
>>>>>>>> email ID at the time of submitting my request, I don't even have a
>>>>>>>> proof of my submission.
>>>>>>>>
>>>>>>>> I called up the Amazon customercare who assured me that they have
>>>>>>>> raised my concern to the verification department & have lined up my
>>>>>>>> request at the high priority. In such a scenario I technically have
>>>>>>>> no
>>>>>>>> proof of having reached out to ICICI to be attached at the time of
>>>>>>>> complaining to banking ombudsman.
>>>>>>>>
>>>>>>>> Thank you,
>>>>>>>>
>>>>>>>> Bharat.
>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>> On 3/10/22, Harshit Lohia  wrote:
>>>>>>>>> Hi,
>>>>>>>>> Write a complaint to ICICI bank on their website using their
>>>>>>>>> online
>>>>>>>>> grievance redressal form. Mention that if  they do not comply
>>>>>>>>> within
>>>>>>>>> 30 days, you will be forced to file a complaint with RBI Ombudsman
>>>>>>>>> as
>>>>>>>>> per the provisions of RBI circular on 'Banking services to senior
>>>>>>>>> citizens and the disabled' dated November 9, 2017. They will
>>>>>>>>> surely
>>>>>>>>> respond.
>>>>>>>>>
>>>>>>>>> On 3/9/22, Mahesh S. Panicker  wrote:
>>>>>>>>>> Standard Chartered did V KYC for me without drama. With ICICI, it
>>>>>>>>>> was
>>>>>>>>>> originally very difficult, pre-Covid times it was and they
>>>>>>>>>> originally
>>>>>>>>>> refused to process my documents after home KYC. As I kept
>>>>>>>>>> writing,
>>>>>>>>>> and
>>>>>>>

Re: [AI] KYC for banking facilities for the blind

2022-03-20 Thread Bharat
>>> on
>>>>>> which date; your declaration in this regard may suffice. You may
>>>>>> choose to attach any other document/communication such as mail
>>>>>> regarding schedule of KYC call or application copy. If you don't have
>>>>>> any document you may submit the complaint without any attachment
>>>>>> also.
>>>>>> This pressurises the bank to act with urgency.
>>>>>>
>>>>>> Regards
>>>>>> Harshit
>>>>>>
>>>>>> On 3/15/22, Bharat  wrote:
>>>>>>> Hi,
>>>>>>>
>>>>>>> Here is the update on this. My Kyc has now been rescheduled for the
>>>>>>> 3rd time. On  each of these days, let alone the represetative visit,
>>>>>>> I
>>>>>>> haven't even received a phone call from anyone.
>>>>>>>
>>>>>>> I have also written to ICICI on their website for the 1st level
>>>>>>> complaint but to no avail as no one got back to me. Considering,
>>>>>>> ICICI
>>>>>>> did not send me a copy of my submission to me despite asking for  my
>>>>>>> email ID at the time of submitting my request, I don't even have a
>>>>>>> proof of my submission.
>>>>>>>
>>>>>>> I called up the Amazon customercare who assured me that they have
>>>>>>> raised my concern to the verification department & have lined up my
>>>>>>> request at the high priority. In such a scenario I technically have
>>>>>>> no
>>>>>>> proof of having reached out to ICICI to be attached at the time of
>>>>>>> complaining to banking ombudsman.
>>>>>>>
>>>>>>> Thank you,
>>>>>>>
>>>>>>> Bharat.
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>> On 3/10/22, Harshit Lohia  wrote:
>>>>>>>> Hi,
>>>>>>>> Write a complaint to ICICI bank on their website using their online
>>>>>>>> grievance redressal form. Mention that if  they do not comply
>>>>>>>> within
>>>>>>>> 30 days, you will be forced to file a complaint with RBI Ombudsman
>>>>>>>> as
>>>>>>>> per the provisions of RBI circular on 'Banking services to senior
>>>>>>>> citizens and the disabled' dated November 9, 2017. They will surely
>>>>>>>> respond.
>>>>>>>>
>>>>>>>> On 3/9/22, Mahesh S. Panicker  wrote:
>>>>>>>>> Standard Chartered did V KYC for me without drama. With ICICI, it
>>>>>>>>> was
>>>>>>>>> originally very difficult, pre-Covid times it was and they
>>>>>>>>> originally
>>>>>>>>> refused to process my documents after home KYC. As I kept writing,
>>>>>>>>> and
>>>>>>>>> using up all avenues of protest and complaind, they eventually
>>>>>>>>> processed my application. It was the ICICI Platinum card. On the
>>>>>>>>> basis
>>>>>>>>> of that card, I got the AmazonPay card issued without any issues,
>>>>>>>>> and
>>>>>>>>> the onboarding process in that case took just a couple of minutes.
>>>>>>>>>
>>>>>>>>> On 3/9/22, Sandesh  wrote:
>>>>>>>>>> You could certainly schedule for V KYC and it has to be done
>>>>>>>>>> without
>>>>>>>>>> any
>>>>>>>>>> issue.
>>>>>>>>>> You could also write to Amazon and ICICI bank telling them these
>>>>>>>>>> things.
>>>>>>>>>> and if you are comfortable for home KYC, ask them why even after
>>>>>>>>>> making
>>>>>>>>>> it
>>>>>>>>>> scheduled is not done so far? Amazon would certainly be of
>>>>>>>>>> assistance
>>>>>>>>>> here.
>>>>>>>>>>
>>>>>>>>>> I did get this credit c

Re: [AI] KYC for banking facilities for the blind

2022-03-19 Thread Shek Mohammad Ali
gt;>>> complaint but to no avail as no one got back to me. Considering, ICICI
>>>>>> did not send me a copy of my submission to me despite asking for  my
>>>>>> email ID at the time of submitting my request, I don't even have a
>>>>>> proof of my submission.
>>>>>> 
>>>>>> I called up the Amazon customercare who assured me that they have
>>>>>> raised my concern to the verification department & have lined up my
>>>>>> request at the high priority. In such a scenario I technically have no
>>>>>> proof of having reached out to ICICI to be attached at the time of
>>>>>> complaining to banking ombudsman.
>>>>>> 
>>>>>> Thank you,
>>>>>> 
>>>>>> Bharat.
>>>>>> 
>>>>>> 
>>>>>> 
>>>>>> On 3/10/22, Harshit Lohia  wrote:
>>>>>>> Hi,
>>>>>>> Write a complaint to ICICI bank on their website using their online
>>>>>>> grievance redressal form. Mention that if  they do not comply within
>>>>>>> 30 days, you will be forced to file a complaint with RBI Ombudsman as
>>>>>>> per the provisions of RBI circular on 'Banking services to senior
>>>>>>> citizens and the disabled' dated November 9, 2017. They will surely
>>>>>>> respond.
>>>>>>> 
>>>>>>> On 3/9/22, Mahesh S. Panicker  wrote:
>>>>>>>> Standard Chartered did V KYC for me without drama. With ICICI, it
>>>>>>>> was
>>>>>>>> originally very difficult, pre-Covid times it was and they
>>>>>>>> originally
>>>>>>>> refused to process my documents after home KYC. As I kept writing,
>>>>>>>> and
>>>>>>>> using up all avenues of protest and complaind, they eventually
>>>>>>>> processed my application. It was the ICICI Platinum card. On the
>>>>>>>> basis
>>>>>>>> of that card, I got the AmazonPay card issued without any issues,
>>>>>>>> and
>>>>>>>> the onboarding process in that case took just a couple of minutes.
>>>>>>>> 
>>>>>>>> On 3/9/22, Sandesh  wrote:
>>>>>>>>> You could certainly schedule for V KYC and it has to be done
>>>>>>>>> without
>>>>>>>>> any
>>>>>>>>> issue.
>>>>>>>>> You could also write to Amazon and ICICI bank telling them these
>>>>>>>>> things.
>>>>>>>>> and if you are comfortable for home KYC, ask them why even after
>>>>>>>>> making
>>>>>>>>> it
>>>>>>>>> scheduled is not done so far? Amazon would certainly be of
>>>>>>>>> assistance
>>>>>>>>> here.
>>>>>>>>> 
>>>>>>>>> I did get this credit card about 2 and half years back without any
>>>>>>>>> problem.
>>>>>>>>> 
>>>>>>>>> the person came to my residence and everything went smoothly.
>>>>>>>>> 
>>>>>>>>> Vande Mataram
>>>>>>>>> 
>>>>>>>>> - Original Message -
>>>>>>>>> From: "Bharat" 
>>>>>>>>> To: "AccessIndia: a list for discussing accessibility and issues
>>>>>>>>> concerning
>>>>>>>>> 
>>>>>>>>> the disabled." 
>>>>>>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>>>>>>>> Subject: [AI] KYC for banking facilities for the blind
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>>> Hi all,
>>>>>>>>>> 
>>>>>>>>>> I recently filled up the online application for the Amazon ICICI
>>>>>>>>>> credit card & was presented with the video KYC option. Once I
>>>>>>>>>> opted
>>>>>>>>>> for that, the representative refused to conduct my KYC once she
>>>>>>>>>>

Re: [AI] KYC for banking facilities for the blind

2022-03-19 Thread Harshit Lohia
;>>> Write a complaint to ICICI bank on their website using their online
>>>>>> grievance redressal form. Mention that if  they do not comply within
>>>>>> 30 days, you will be forced to file a complaint with RBI Ombudsman as
>>>>>> per the provisions of RBI circular on 'Banking services to senior
>>>>>> citizens and the disabled' dated November 9, 2017. They will surely
>>>>>> respond.
>>>>>>
>>>>>> On 3/9/22, Mahesh S. Panicker  wrote:
>>>>>>> Standard Chartered did V KYC for me without drama. With ICICI, it
>>>>>>> was
>>>>>>> originally very difficult, pre-Covid times it was and they
>>>>>>> originally
>>>>>>> refused to process my documents after home KYC. As I kept writing,
>>>>>>> and
>>>>>>> using up all avenues of protest and complaind, they eventually
>>>>>>> processed my application. It was the ICICI Platinum card. On the
>>>>>>> basis
>>>>>>> of that card, I got the AmazonPay card issued without any issues,
>>>>>>> and
>>>>>>> the onboarding process in that case took just a couple of minutes.
>>>>>>>
>>>>>>> On 3/9/22, Sandesh  wrote:
>>>>>>>> You could certainly schedule for V KYC and it has to be done
>>>>>>>> without
>>>>>>>> any
>>>>>>>> issue.
>>>>>>>> You could also write to Amazon and ICICI bank telling them these
>>>>>>>> things.
>>>>>>>> and if you are comfortable for home KYC, ask them why even after
>>>>>>>> making
>>>>>>>> it
>>>>>>>> scheduled is not done so far? Amazon would certainly be of
>>>>>>>> assistance
>>>>>>>> here.
>>>>>>>>
>>>>>>>> I did get this credit card about 2 and half years back without any
>>>>>>>> problem.
>>>>>>>>
>>>>>>>> the person came to my residence and everything went smoothly.
>>>>>>>>
>>>>>>>> Vande Mataram
>>>>>>>>
>>>>>>>> - Original Message -
>>>>>>>> From: "Bharat" 
>>>>>>>> To: "AccessIndia: a list for discussing accessibility and issues
>>>>>>>> concerning
>>>>>>>>
>>>>>>>> the disabled." 
>>>>>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>>>>>>> Subject: [AI] KYC for banking facilities for the blind
>>>>>>>>
>>>>>>>>
>>>>>>>>> Hi all,
>>>>>>>>>
>>>>>>>>> I recently filled up the online application for the Amazon ICICI
>>>>>>>>> credit card & was presented with the video KYC option. Once I
>>>>>>>>> opted
>>>>>>>>> for that, the representative refused to conduct my KYC once she
>>>>>>>>> realised me being blind. She instead suggested me to opt for the
>>>>>>>>> home
>>>>>>>>> document collection option.
>>>>>>>>>
>>>>>>>>> I have scheduled the home collection thrice but no one has come up
>>>>>>>>> for
>>>>>>>>> it till now.
>>>>>>>>>
>>>>>>>>> I would like to know, if the video KYC is not for the blind. & if
>>>>>>>>> yes,
>>>>>>>>> then what are the rules for it.
>>>>>>>>>
>>>>>>>>> Thank you,
>>>>>>>>>
>>>>>>>>> Bharat.
>>>>>>>>>
>>>>>>>>> --
>>>>>>>>> Disclaimer:
>>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>>>> thinking
>>>>>>>>> of
>>>>>>>>> the person sending the mail and AI in no way relates itself to its
>>>>>>>>> veracity;
>>>>

Re: [AI] KYC for banking facilities for the blind

2022-03-19 Thread Harshit Lohia
t; originally very difficult, pre-Covid times it was and they originally
>>>>>> refused to process my documents after home KYC. As I kept writing,
>>>>>> and
>>>>>> using up all avenues of protest and complaind, they eventually
>>>>>> processed my application. It was the ICICI Platinum card. On the
>>>>>> basis
>>>>>> of that card, I got the AmazonPay card issued without any issues, and
>>>>>> the onboarding process in that case took just a couple of minutes.
>>>>>>
>>>>>> On 3/9/22, Sandesh  wrote:
>>>>>>> You could certainly schedule for V KYC and it has to be done without
>>>>>>> any
>>>>>>> issue.
>>>>>>> You could also write to Amazon and ICICI bank telling them these
>>>>>>> things.
>>>>>>> and if you are comfortable for home KYC, ask them why even after
>>>>>>> making
>>>>>>> it
>>>>>>> scheduled is not done so far? Amazon would certainly be of
>>>>>>> assistance
>>>>>>> here.
>>>>>>>
>>>>>>> I did get this credit card about 2 and half years back without any
>>>>>>> problem.
>>>>>>>
>>>>>>> the person came to my residence and everything went smoothly.
>>>>>>>
>>>>>>> Vande Mataram
>>>>>>>
>>>>>>> - Original Message -
>>>>>>> From: "Bharat" 
>>>>>>> To: "AccessIndia: a list for discussing accessibility and issues
>>>>>>> concerning
>>>>>>>
>>>>>>> the disabled." 
>>>>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>>>>>> Subject: [AI] KYC for banking facilities for the blind
>>>>>>>
>>>>>>>
>>>>>>>> Hi all,
>>>>>>>>
>>>>>>>> I recently filled up the online application for the Amazon ICICI
>>>>>>>> credit card & was presented with the video KYC option. Once I opted
>>>>>>>> for that, the representative refused to conduct my KYC once she
>>>>>>>> realised me being blind. She instead suggested me to opt for the
>>>>>>>> home
>>>>>>>> document collection option.
>>>>>>>>
>>>>>>>> I have scheduled the home collection thrice but no one has come up
>>>>>>>> for
>>>>>>>> it till now.
>>>>>>>>
>>>>>>>> I would like to know, if the video KYC is not for the blind. & if
>>>>>>>> yes,
>>>>>>>> then what are the rules for it.
>>>>>>>>
>>>>>>>> Thank you,
>>>>>>>>
>>>>>>>> Bharat.
>>>>>>>>
>>>>>>>> --
>>>>>>>> Disclaimer:
>>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>>> thinking
>>>>>>>> of
>>>>>>>> the person sending the mail and AI in no way relates itself to its
>>>>>>>> veracity;
>>>>>>>>
>>>>>>>> 2. AI cannot be held liable for any commission/omission based on
>>>>>>>> the
>>>>>>>> mails
>>>>>>>>
>>>>>>>> sent through this mailing list..
>>>>>>>>
>>>>>>>>
>>>>>>>> Search for old postings at:
>>>>>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/
>>>>>>>> ---
>>>>>>>> You received this message because you are subscribed to the Google
>>>>>>>> Groups
>>>>>>>>
>>>>>>>> "AccessIndia" group.
>>>>>>>> To unsubscribe from this group and stop receiving emails from it,
>>>>>>>> send
>>>>>>>> an
>>>>>>>>
>>>>>>>> email to accessindia+unsubscr...@accessindia.org.in.
>>>>>>>> To view this discussion on the web visit
>>>

Re: [AI] KYC for banking facilities for the blind

2022-03-17 Thread Sandesh
No, you now need to raise the issue with their Nodal or Principal Nodal 
officer informing everything including their own bank's customer service's 
negative response. Also hint them that if this is not dealt with serious 
attention, you wouldn't be having any other option than going to the Banking 
Ombudsman established by RBI.


Vande Mataram

Sandesh

- Original Message - 
From: "Bharat" 

To: 
Sent: Thursday, March 17, 2022 11:33 AM
Subject: Re: [AI] KYC for banking facilities for the blind



Hi all,

I have heard from ICICI regarding my request. As expected, they refuse
to help. Should I still continue to persue their complaint redressal
system or directly reach out to RBI in this regard.

Please have a look at the below mail:

-

Dear Customer,

Greetings from ICICI Bank.

Hope you and your loved ones are healthy and safe.

We sincerely regret for the delay in response and inconvenience caused to 
you.




Based on our record your application is not eligible for video KYC.



In case you wish to do video KYC, we suggest cancelling the
application and applying again. You can opt for Video KYC in the new
application.



However, please be informed that the cancellation request will take 7
working days to get processed and the application will be de-linked in
another 7 working days.



Hence you can apply again only post 14 working days. Please revert
back to us with your confirmation and we shall raise a request for
cancellation.

Please be informed that due to RBI guidelines, Physical KYC is
permanently closed. You can only apply through Video KYC if Aadhaar
linked with your mobile number and complete address updated in your
Aadhaar.


Looking forward to more opportunities to be of service to you

Thank you for giving us the opportunity to serve.

Bank Digitally and Stay Safe!

Sincerely,


Manimegalai R
Customer Service Officer
ICICI Bank Limited

On 3/16/22, Bharat  wrote:

Hi Harshit,

Thank you so much for the prompt reply. I would surely do that in case
nothing works & would certainly get back witht he final outcome.

Thank you,

Bharat.

On 3/15/22, Harshit Lohia  wrote:

Dear Mr. Bharat,
Please note the date on which you have made a complaint to ICICI bank.
On 30th day of filing complaint with ICICI bank approach RBI Ombudsman
via CMS portal. The link is available on RBI's official website. While
registering the complaint mention that you have approached the bank on
which date; your declaration in this regard may suffice. You may
choose to attach any other document/communication such as mail
regarding schedule of KYC call or application copy. If you don't have
any document you may submit the complaint without any attachment also.
This pressurises the bank to act with urgency.

Regards
Harshit

On 3/15/22, Bharat  wrote:

Hi,

Here is the update on this. My Kyc has now been rescheduled for the
3rd time. On  each of these days, let alone the represetative visit, I
haven't even received a phone call from anyone.

I have also written to ICICI on their website for the 1st level
complaint but to no avail as no one got back to me. Considering, ICICI
did not send me a copy of my submission to me despite asking for  my
email ID at the time of submitting my request, I don't even have a
proof of my submission.

I called up the Amazon customercare who assured me that they have
raised my concern to the verification department & have lined up my
request at the high priority. In such a scenario I technically have no
proof of having reached out to ICICI to be attached at the time of
complaining to banking ombudsman.

Thank you,

Bharat.



On 3/10/22, Harshit Lohia  wrote:

Hi,
Write a complaint to ICICI bank on their website using their online
grievance redressal form. Mention that if  they do not comply within
30 days, you will be forced to file a complaint with RBI Ombudsman as
per the provisions of RBI circular on 'Banking services to senior
citizens and the disabled' dated November 9, 2017. They will surely
respond.

On 3/9/22, Mahesh S. Panicker  wrote:

Standard Chartered did V KYC for me without drama. With ICICI, it was
originally very difficult, pre-Covid times it was and they originally
refused to process my documents after home KYC. As I kept writing, 
and

using up all avenues of protest and complaind, they eventually
processed my application. It was the ICICI Platinum card. On the 
basis

of that card, I got the AmazonPay card issued without any issues, and
the onboarding process in that case took just a couple of minutes.

On 3/9/22, Sandesh  wrote:

You could certainly schedule for V KYC and it has to be done without
any
issue.
You could also write to Amazon and ICICI bank telling them these
things.
and if you are comfortable for home KYC, ask them why even after
making
it
scheduled is not done so far? Amazon would certainly be of 
assistance

here.

I did get this credit card about 2 and half years back without any
problem.

the person came to my residence a

Re: [AI] KYC for banking facilities for the blind

2022-03-17 Thread Bharat
;>>> any
>>>>>> issue.
>>>>>> You could also write to Amazon and ICICI bank telling them these
>>>>>> things.
>>>>>> and if you are comfortable for home KYC, ask them why even after
>>>>>> making
>>>>>> it
>>>>>> scheduled is not done so far? Amazon would certainly be of assistance
>>>>>> here.
>>>>>>
>>>>>> I did get this credit card about 2 and half years back without any
>>>>>> problem.
>>>>>>
>>>>>> the person came to my residence and everything went smoothly.
>>>>>>
>>>>>> Vande Mataram
>>>>>>
>>>>>> - Original Message -
>>>>>> From: "Bharat" 
>>>>>> To: "AccessIndia: a list for discussing accessibility and issues
>>>>>> concerning
>>>>>>
>>>>>> the disabled." 
>>>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>>>>> Subject: [AI] KYC for banking facilities for the blind
>>>>>>
>>>>>>
>>>>>>> Hi all,
>>>>>>>
>>>>>>> I recently filled up the online application for the Amazon ICICI
>>>>>>> credit card & was presented with the video KYC option. Once I opted
>>>>>>> for that, the representative refused to conduct my KYC once she
>>>>>>> realised me being blind. She instead suggested me to opt for the
>>>>>>> home
>>>>>>> document collection option.
>>>>>>>
>>>>>>> I have scheduled the home collection thrice but no one has come up
>>>>>>> for
>>>>>>> it till now.
>>>>>>>
>>>>>>> I would like to know, if the video KYC is not for the blind. & if
>>>>>>> yes,
>>>>>>> then what are the rules for it.
>>>>>>>
>>>>>>> Thank you,
>>>>>>>
>>>>>>> Bharat.
>>>>>>>
>>>>>>> --
>>>>>>> Disclaimer:
>>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the
>>>>>>> thinking
>>>>>>> of
>>>>>>> the person sending the mail and AI in no way relates itself to its
>>>>>>> veracity;
>>>>>>>
>>>>>>> 2. AI cannot be held liable for any commission/omission based on the
>>>>>>> mails
>>>>>>>
>>>>>>> sent through this mailing list..
>>>>>>>
>>>>>>>
>>>>>>> Search for old postings at:
>>>>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/
>>>>>>> ---
>>>>>>> You received this message because you are subscribed to the Google
>>>>>>> Groups
>>>>>>>
>>>>>>> "AccessIndia" group.
>>>>>>> To unsubscribe from this group and stop receiving emails from it,
>>>>>>> send
>>>>>>> an
>>>>>>>
>>>>>>> email to accessindia+unsubscr...@accessindia.org.in.
>>>>>>> To view this discussion on the web visit
>>>>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD_viiMNpc-yEsOSK7DyKa9x0ywE2A36B6US-%3DQ_sZzfA%40mail.gmail.com.
>>>>>>>
>>>>>>
>>>>>> --
>>>>>> Disclaimer:
>>>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>>>>>> of
>>>>>> the
>>>>>> person sending the mail and AI in no way relates itself to its
>>>>>> veracity;
>>>>>>
>>>>>> 2. AI cannot be held liable for any commission/omission based on the
>>>>>> mails
>>>>>> sent through this mailing list..
>>>>>>
>>>>>>
>>>>>> Search for old postings at:
>>>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/
>>>>>> ---
>>>>>> You received this message because you are subscribed to the Google
>>>>>> Groups
>>>>>> "AccessIndia"

Re: [AI] KYC for banking facilities for the blind

2022-03-16 Thread Bharat
Hi Harshit,

Thank you so much for the prompt reply. I would surely do that in case
nothing works & would certainly get back witht he final outcome.

Thank you,

Bharat.

On 3/15/22, Harshit Lohia  wrote:
> Dear Mr. Bharat,
> Please note the date on which you have made a complaint to ICICI bank.
> On 30th day of filing complaint with ICICI bank approach RBI Ombudsman
> via CMS portal. The link is available on RBI's official website. While
> registering the complaint mention that you have approached the bank on
> which date; your declaration in this regard may suffice. You may
> choose to attach any other document/communication such as mail
> regarding schedule of KYC call or application copy. If you don't have
> any document you may submit the complaint without any attachment also.
> This pressurises the bank to act with urgency.
>
> Regards
> Harshit
>
> On 3/15/22, Bharat  wrote:
>> Hi,
>>
>> Here is the update on this. My Kyc has now been rescheduled for the
>> 3rd time. On  each of these days, let alone the represetative visit, I
>> haven't even received a phone call from anyone.
>>
>> I have also written to ICICI on their website for the 1st level
>> complaint but to no avail as no one got back to me. Considering, ICICI
>> did not send me a copy of my submission to me despite asking for  my
>> email ID at the time of submitting my request, I don't even have a
>> proof of my submission.
>>
>> I called up the Amazon customercare who assured me that they have
>> raised my concern to the verification department & have lined up my
>> request at the high priority. In such a scenario I technically have no
>> proof of having reached out to ICICI to be attached at the time of
>> complaining to banking ombudsman.
>>
>> Thank you,
>>
>> Bharat.
>>
>>
>>
>> On 3/10/22, Harshit Lohia  wrote:
>>> Hi,
>>> Write a complaint to ICICI bank on their website using their online
>>> grievance redressal form. Mention that if  they do not comply within
>>> 30 days, you will be forced to file a complaint with RBI Ombudsman as
>>> per the provisions of RBI circular on 'Banking services to senior
>>> citizens and the disabled' dated November 9, 2017. They will surely
>>> respond.
>>>
>>> On 3/9/22, Mahesh S. Panicker  wrote:
>>>> Standard Chartered did V KYC for me without drama. With ICICI, it was
>>>> originally very difficult, pre-Covid times it was and they originally
>>>> refused to process my documents after home KYC. As I kept writing, and
>>>> using up all avenues of protest and complaind, they eventually
>>>> processed my application. It was the ICICI Platinum card. On the basis
>>>> of that card, I got the AmazonPay card issued without any issues, and
>>>> the onboarding process in that case took just a couple of minutes.
>>>>
>>>> On 3/9/22, Sandesh  wrote:
>>>>> You could certainly schedule for V KYC and it has to be done without
>>>>> any
>>>>> issue.
>>>>> You could also write to Amazon and ICICI bank telling them these
>>>>> things.
>>>>> and if you are comfortable for home KYC, ask them why even after
>>>>> making
>>>>> it
>>>>> scheduled is not done so far? Amazon would certainly be of assistance
>>>>> here.
>>>>>
>>>>> I did get this credit card about 2 and half years back without any
>>>>> problem.
>>>>>
>>>>> the person came to my residence and everything went smoothly.
>>>>>
>>>>> Vande Mataram
>>>>>
>>>>> - Original Message -
>>>>> From: "Bharat" 
>>>>> To: "AccessIndia: a list for discussing accessibility and issues
>>>>> concerning
>>>>>
>>>>> the disabled." 
>>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>>>> Subject: [AI] KYC for banking facilities for the blind
>>>>>
>>>>>
>>>>>> Hi all,
>>>>>>
>>>>>> I recently filled up the online application for the Amazon ICICI
>>>>>> credit card & was presented with the video KYC option. Once I opted
>>>>>> for that, the representative refused to conduct my KYC once she
>>>>>> realised me being blind. She instead suggested me to opt for the home
>>>>>> document collection option.
>>>>>

Re: [AI] KYC for banking facilities for the blind

2022-03-15 Thread Harshit Lohia
Dear Mr. Bharat,
Please note the date on which you have made a complaint to ICICI bank.
On 30th day of filing complaint with ICICI bank approach RBI Ombudsman
via CMS portal. The link is available on RBI's official website. While
registering the complaint mention that you have approached the bank on
which date; your declaration in this regard may suffice. You may
choose to attach any other document/communication such as mail
regarding schedule of KYC call or application copy. If you don't have
any document you may submit the complaint without any attachment also.
This pressurises the bank to act with urgency.

Regards
Harshit

On 3/15/22, Bharat  wrote:
> Hi,
>
> Here is the update on this. My Kyc has now been rescheduled for the
> 3rd time. On  each of these days, let alone the represetative visit, I
> haven't even received a phone call from anyone.
>
> I have also written to ICICI on their website for the 1st level
> complaint but to no avail as no one got back to me. Considering, ICICI
> did not send me a copy of my submission to me despite asking for  my
> email ID at the time of submitting my request, I don't even have a
> proof of my submission.
>
> I called up the Amazon customercare who assured me that they have
> raised my concern to the verification department & have lined up my
> request at the high priority. In such a scenario I technically have no
> proof of having reached out to ICICI to be attached at the time of
> complaining to banking ombudsman.
>
> Thank you,
>
> Bharat.
>
>
>
> On 3/10/22, Harshit Lohia  wrote:
>> Hi,
>> Write a complaint to ICICI bank on their website using their online
>> grievance redressal form. Mention that if  they do not comply within
>> 30 days, you will be forced to file a complaint with RBI Ombudsman as
>> per the provisions of RBI circular on 'Banking services to senior
>> citizens and the disabled' dated November 9, 2017. They will surely
>> respond.
>>
>> On 3/9/22, Mahesh S. Panicker  wrote:
>>> Standard Chartered did V KYC for me without drama. With ICICI, it was
>>> originally very difficult, pre-Covid times it was and they originally
>>> refused to process my documents after home KYC. As I kept writing, and
>>> using up all avenues of protest and complaind, they eventually
>>> processed my application. It was the ICICI Platinum card. On the basis
>>> of that card, I got the AmazonPay card issued without any issues, and
>>> the onboarding process in that case took just a couple of minutes.
>>>
>>> On 3/9/22, Sandesh  wrote:
>>>> You could certainly schedule for V KYC and it has to be done without
>>>> any
>>>> issue.
>>>> You could also write to Amazon and ICICI bank telling them these
>>>> things.
>>>> and if you are comfortable for home KYC, ask them why even after making
>>>> it
>>>> scheduled is not done so far? Amazon would certainly be of assistance
>>>> here.
>>>>
>>>> I did get this credit card about 2 and half years back without any
>>>> problem.
>>>>
>>>> the person came to my residence and everything went smoothly.
>>>>
>>>> Vande Mataram
>>>>
>>>> - Original Message -
>>>> From: "Bharat" 
>>>> To: "AccessIndia: a list for discussing accessibility and issues
>>>> concerning
>>>>
>>>> the disabled." 
>>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>>> Subject: [AI] KYC for banking facilities for the blind
>>>>
>>>>
>>>>> Hi all,
>>>>>
>>>>> I recently filled up the online application for the Amazon ICICI
>>>>> credit card & was presented with the video KYC option. Once I opted
>>>>> for that, the representative refused to conduct my KYC once she
>>>>> realised me being blind. She instead suggested me to opt for the home
>>>>> document collection option.
>>>>>
>>>>> I have scheduled the home collection thrice but no one has come up for
>>>>> it till now.
>>>>>
>>>>> I would like to know, if the video KYC is not for the blind. & if yes,
>>>>> then what are the rules for it.
>>>>>
>>>>> Thank you,
>>>>>
>>>>> Bharat.
>>>>>
>>>>> --
>>>>> Disclaimer:
>>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>>>>> of
>>>>> the 

Re: [AI] KYC for banking facilities for the blind

2022-03-15 Thread Bharat
Hi,

Here is the update on this. My Kyc has now been rescheduled for the
3rd time. On  each of these days, let alone the represetative visit, I
haven't even received a phone call from anyone.

I have also written to ICICI on their website for the 1st level
complaint but to no avail as no one got back to me. Considering, ICICI
did not send me a copy of my submission to me despite asking for  my
email ID at the time of submitting my request, I don't even have a
proof of my submission.

I called up the Amazon customercare who assured me that they have
raised my concern to the verification department & have lined up my
request at the high priority. In such a scenario I technically have no
proof of having reached out to ICICI to be attached at the time of
complaining to banking ombudsman.

Thank you,

Bharat.



On 3/10/22, Harshit Lohia  wrote:
> Hi,
> Write a complaint to ICICI bank on their website using their online
> grievance redressal form. Mention that if  they do not comply within
> 30 days, you will be forced to file a complaint with RBI Ombudsman as
> per the provisions of RBI circular on 'Banking services to senior
> citizens and the disabled' dated November 9, 2017. They will surely
> respond.
>
> On 3/9/22, Mahesh S. Panicker  wrote:
>> Standard Chartered did V KYC for me without drama. With ICICI, it was
>> originally very difficult, pre-Covid times it was and they originally
>> refused to process my documents after home KYC. As I kept writing, and
>> using up all avenues of protest and complaind, they eventually
>> processed my application. It was the ICICI Platinum card. On the basis
>> of that card, I got the AmazonPay card issued without any issues, and
>> the onboarding process in that case took just a couple of minutes.
>>
>> On 3/9/22, Sandesh  wrote:
>>> You could certainly schedule for V KYC and it has to be done without any
>>> issue.
>>> You could also write to Amazon and ICICI bank telling them these things.
>>> and if you are comfortable for home KYC, ask them why even after making
>>> it
>>> scheduled is not done so far? Amazon would certainly be of assistance
>>> here.
>>>
>>> I did get this credit card about 2 and half years back without any
>>> problem.
>>>
>>> the person came to my residence and everything went smoothly.
>>>
>>> Vande Mataram
>>>
>>> - Original Message -
>>> From: "Bharat" 
>>> To: "AccessIndia: a list for discussing accessibility and issues
>>> concerning
>>>
>>> the disabled." 
>>> Sent: Wednesday, March 9, 2022 9:36 PM
>>> Subject: [AI] KYC for banking facilities for the blind
>>>
>>>
>>>> Hi all,
>>>>
>>>> I recently filled up the online application for the Amazon ICICI
>>>> credit card & was presented with the video KYC option. Once I opted
>>>> for that, the representative refused to conduct my KYC once she
>>>> realised me being blind. She instead suggested me to opt for the home
>>>> document collection option.
>>>>
>>>> I have scheduled the home collection thrice but no one has come up for
>>>> it till now.
>>>>
>>>> I would like to know, if the video KYC is not for the blind. & if yes,
>>>> then what are the rules for it.
>>>>
>>>> Thank you,
>>>>
>>>> Bharat.
>>>>
>>>> --
>>>> Disclaimer:
>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>>>> of
>>>> the person sending the mail and AI in no way relates itself to its
>>>> veracity;
>>>>
>>>> 2. AI cannot be held liable for any commission/omission based on the
>>>> mails
>>>>
>>>> sent through this mailing list..
>>>>
>>>>
>>>> Search for old postings at:
>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/
>>>> ---
>>>> You received this message because you are subscribed to the Google
>>>> Groups
>>>>
>>>> "AccessIndia" group.
>>>> To unsubscribe from this group and stop receiving emails from it, send
>>>> an
>>>>
>>>> email to accessindia+unsubscr...@accessindia.org.in.
>>>> To view this discussion on the web visit
>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD_viiMNpc-yEsOSK7DyKa9x0ywE2A36B6US-%3DQ_sZzfA%40mail.gmail.com.
>>>>
>>>
>

Re: [AI] KYC for banking facilities for the blind

2022-03-09 Thread Harshit Lohia
Hi,
Write a complaint to ICICI bank on their website using their online
grievance redressal form. Mention that if  they do not comply within
30 days, you will be forced to file a complaint with RBI Ombudsman as
per the provisions of RBI circular on 'Banking services to senior
citizens and the disabled' dated November 9, 2017. They will surely
respond.

On 3/9/22, Mahesh S. Panicker  wrote:
> Standard Chartered did V KYC for me without drama. With ICICI, it was
> originally very difficult, pre-Covid times it was and they originally
> refused to process my documents after home KYC. As I kept writing, and
> using up all avenues of protest and complaind, they eventually
> processed my application. It was the ICICI Platinum card. On the basis
> of that card, I got the AmazonPay card issued without any issues, and
> the onboarding process in that case took just a couple of minutes.
>
> On 3/9/22, Sandesh  wrote:
>> You could certainly schedule for V KYC and it has to be done without any
>> issue.
>> You could also write to Amazon and ICICI bank telling them these things.
>> and if you are comfortable for home KYC, ask them why even after making
>> it
>> scheduled is not done so far? Amazon would certainly be of assistance
>> here.
>>
>> I did get this credit card about 2 and half years back without any
>> problem.
>>
>> the person came to my residence and everything went smoothly.
>>
>> Vande Mataram
>>
>> - Original Message -
>> From: "Bharat" 
>> To: "AccessIndia: a list for discussing accessibility and issues
>> concerning
>>
>> the disabled." 
>> Sent: Wednesday, March 9, 2022 9:36 PM
>> Subject: [AI] KYC for banking facilities for the blind
>>
>>
>>> Hi all,
>>>
>>> I recently filled up the online application for the Amazon ICICI
>>> credit card & was presented with the video KYC option. Once I opted
>>> for that, the representative refused to conduct my KYC once she
>>> realised me being blind. She instead suggested me to opt for the home
>>> document collection option.
>>>
>>> I have scheduled the home collection thrice but no one has come up for
>>> it till now.
>>>
>>> I would like to know, if the video KYC is not for the blind. & if yes,
>>> then what are the rules for it.
>>>
>>> Thank you,
>>>
>>> Bharat.
>>>
>>> --
>>> Disclaimer:
>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
>>> the person sending the mail and AI in no way relates itself to its
>>> veracity;
>>>
>>> 2. AI cannot be held liable for any commission/omission based on the
>>> mails
>>>
>>> sent through this mailing list..
>>>
>>>
>>> Search for old postings at:
>>> http://www.mail-archive.com/accessindia@accessindia.org.in/
>>> ---
>>> You received this message because you are subscribed to the Google
>>> Groups
>>>
>>> "AccessIndia" group.
>>> To unsubscribe from this group and stop receiving emails from it, send
>>> an
>>>
>>> email to accessindia+unsubscr...@accessindia.org.in.
>>> To view this discussion on the web visit
>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALkJ5UD_viiMNpc-yEsOSK7DyKa9x0ywE2A36B6US-%3DQ_sZzfA%40mail.gmail.com.
>>>
>>
>> --
>> Disclaimer:
>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
>> the
>> person sending the mail and AI in no way relates itself to its veracity;
>>
>> 2. AI cannot be held liable for any commission/omission based on the
>> mails
>> sent through this mailing list..
>>
>>
>> Search for old postings at:
>> http://www.mail-archive.com/accessindia@accessindia.org.in/
>> ---
>> You received this message because you are subscribed to the Google Groups
>> "AccessIndia" group.
>> To unsubscribe from this group and stop receiving emails from it, send an
>> email to accessindia+unsubscr...@accessindia.org.in.
>> To view this discussion on the web visit
>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/001001d833dc%246bb40050%240201a8c0%40DESKTOPNR7CDRK.
>>
>
>
> --
> Dr. Mahesh S. Panicker
> Associate Professor,
> Department of Political Science,
> Lady Shri Ram College for Women,
> Lajpat Nagar
> New Delhi 110024
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking 

Re: [AI] KYC for banking facilities for the blind

2022-03-09 Thread Mahesh S. Panicker
Standard Chartered did V KYC for me without drama. With ICICI, it was
originally very difficult, pre-Covid times it was and they originally
refused to process my documents after home KYC. As I kept writing, and
using up all avenues of protest and complaind, they eventually
processed my application. It was the ICICI Platinum card. On the basis
of that card, I got the AmazonPay card issued without any issues, and
the onboarding process in that case took just a couple of minutes.

On 3/9/22, Sandesh  wrote:
> You could certainly schedule for V KYC and it has to be done without any
> issue.
> You could also write to Amazon and ICICI bank telling them these things.
> and if you are comfortable for home KYC, ask them why even after making it
> scheduled is not done so far? Amazon would certainly be of assistance here.
>
> I did get this credit card about 2 and half years back without any problem.
>
> the person came to my residence and everything went smoothly.
>
> Vande Mataram
>
> - Original Message -
> From: "Bharat" 
> To: "AccessIndia: a list for discussing accessibility and issues concerning
>
> the disabled." 
> Sent: Wednesday, March 9, 2022 9:36 PM
> Subject: [AI] KYC for banking facilities for the blind
>
>
>> Hi all,
>>
>> I recently filled up the online application for the Amazon ICICI
>> credit card & was presented with the video KYC option. Once I opted
>> for that, the representative refused to conduct my KYC once she
>> realised me being blind. She instead suggested me to opt for the home
>> document collection option.
>>
>> I have scheduled the home collection thrice but no one has come up for
>> it till now.
>>
>> I would like to know, if the video KYC is not for the blind. & if yes,
>> then what are the rules for it.
>>
>> Thank you,
>>
>> Bharat.
>>
>> --
>> Disclaimer:
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-- 
Dr. Mahesh S. Panicker
Associate Professor,
Department of Political Science,
Lady Shri Ram College for Women,
Lajpat Nagar
New Delhi 110024

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Re: [AI] KYC for banking facilities for the blind

2022-03-09 Thread Sandesh
You could certainly schedule for V KYC and it has to be done without any 
issue.

You could also write to Amazon and ICICI bank telling them these things.
and if you are comfortable for home KYC, ask them why even after making it 
scheduled is not done so far? Amazon would certainly be of assistance here.


I did get this credit card about 2 and half years back without any problem. 
the person came to my residence and everything went smoothly.


Vande Mataram

- Original Message - 
From: "Bharat" 
To: "AccessIndia: a list for discussing accessibility and issues concerning 
the disabled." 

Sent: Wednesday, March 9, 2022 9:36 PM
Subject: [AI] KYC for banking facilities for the blind



Hi all,

I recently filled up the online application for the Amazon ICICI
credit card & was presented with the video KYC option. Once I opted
for that, the representative refused to conduct my KYC once she
realised me being blind. She instead suggested me to opt for the home
document collection option.

I have scheduled the home collection thrice but no one has come up for
it till now.

I would like to know, if the video KYC is not for the blind. & if yes,
then what are the rules for it.

Thank you,

Bharat.

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Disclaimer:
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the person sending the mail and AI in no way relates itself to its 
veracity;


2. AI cannot be held liable for any commission/omission based on the mails 
sent through this mailing list..



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[AI] KYC for banking facilities for the blind

2022-03-09 Thread Bharat
Hi all,

I recently filled up the online application for the Amazon ICICI
credit card & was presented with the video KYC option. Once I opted
for that, the representative refused to conduct my KYC once she
realised me being blind. She instead suggested me to opt for the home
document collection option.

I have scheduled the home collection thrice but no one has come up for
it till now.

I would like to know, if the video KYC is not for the blind. & if yes,
then what are the rules for it.

Thank you,

Bharat.

-- 
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the 
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


Search for old postings at:
http://www.mail-archive.com/accessindia@accessindia.org.in/
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