[AsburyPark] Re: The Virginia Plan

2008-09-29 Thread wernerapnj
--- In AsburyPark@yahoogroups.com, sandpiper15 [EMAIL PROTECTED] wrote:

 Another perfectly lucid post. This is good. 


Thank You
 
 So, to arcman's point about it being worthwhile to rehabilitate the 
 Virginia only if you could raise the rents to market rate (I'm 
 presuming from his post that they're not at the moment, but I don't 
 honestly know), would you advocate returning that building to market 
 rate status?


There is no rent control ordinance in Asbury Park hence all rents are 
'market-rate'. I 
assume the reference was directed at the issue of maximum possible income from 
luxury 
units vs less expensive units. Accepted practice for successful redevelopment 
is to 
incorporate a mix of unit price points. (not the case in our situation)

 And, if yes, what about Jack's point about moving all the people 
 out? Presumably, that would include at least some folks not engaged 
 in illicit activity but who couldn't afford the market rate. Where do 
 they go and who is responsible for helping them find alternative 
 housing?


Relocation assistance is only required if the relocation is due to a 
governmental act - in 
this case eminent domain condemnation or due to the building being declared 
unfit for 
habitation by code officials. Absent that an owner may offer consideration to 
facilitate 
vacation of a building.
 
 I'm also curious about arcman's point here: Elevators, corridor 
 widths, ceiling heights, plumbing, electrical,
 fire protection, among countless other things would need to be
 replaced and retrofitted to meet codes and standards of luxury. 
 
 Did the renderings to which you referred address those aspects? Who 
 drew them up? 


The rendering was an exterior view showing the building architecturally 
restored . Interior 
improvements are not part of a visual rendering. Certainly mechanical systems 
and space allocations would be addressed in a building rehab to the extent that 
the 
owner/developer would deem necessary. The New Jersey Rehabilitation Subcode 
would 
be the guiding regulation. (Unfortunately a moot point since the site is zoned 
for acquisition, demolition and condo development)

 Beyond that, it's been reported that both apartment and office 
 buildings, particularly those constructed in the early 20th Century, 
 have contributed at least as much, if not more, than automobiles to 
 the total greehouse gas emissions in the United States. Would/could a 
 rehab of the Virginia and/or Jersey include making them far more 
 energy efficient so that they emit much less greenhouse gases (while 
 also saving the owner a ton of $$$ on both heating and cooling 
 costs)? 


Going 'Green' would be the decission of the building owner, certainly it is 
technically 
possible. (again moot since it is to be torn down)
 
 BTW, hopefully it's obvious, but I'm not asking any of these 
 questions out of a preconceived opinion. I don't know enough about 
 the building to have one, so that's why I'm asking in the first 
 place. 
 

:-) The building appears to be structurally sound as of my last visit several 
years ago. Masonry construction (possibly a steel frame, not certain) and 
interesting unit layouts. 
For comparison, built in the same time frame as the BCH which is accepted as a 
viable rehabbed building that suffered from all the same issues of age, layout, 
size of spaces, 
etc. Or comparable to the Britwood on the same block which was caved in yet 
rehabbed 
very nicely.

Unfortunately the Virginia (and the Jersey) are tied up in the very poor 
redevelopment 
deal made with Asbury Partners preventing the current owners from moving 
forward.

Werner




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[AsburyPark] Re: What a strange place

2008-09-29 Thread mancatnj
--- In AsburyPark@yahoogroups.com, Gabrielle Obre
[EMAIL PROTECTED] wrote:

 
  i have been thinking that it could be that people are afraid of going
 on the record questioning the leadership...its easy to rail on hank
 paulson, but chances are you wouldn't be invited to the Fed Ball
 anyway...now the mayors ball??...or maybe people are afraid they will
 need a favor from someone someday, or their relative or friend will
 take heat etc...or maybe they are afraid they will end up in jail like
 werner. if that were the case, it wouldn't be surprising. this is NJ,
 thats how politics operate here. its a disease we don't even know we
 have. and its Un-American. 
 
===

Being part of the clique and getting invites certainly dominates the
processes in Asbury Park. Critcal discourse and participation in civic
affairs is discouraged and duely punished.

Werner 




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[AsburyPark] Re: What a strange place

2008-09-29 Thread justifiedright
--- In AsburyPark@yahoogroups.com, Gabrielle Obre 
[EMAIL PROTECTED] wrote:

 i know what you mean. but from a trading point of view your buying
 debt. and its value, as i said before is dependent on the ability of
 the people to repay.  i understand the government could make money.
 
 
 so, now where did i say i was smarter than everyone else?



You said this:

As Americans we are
constantly distracted by the superficial, disconnected from our
communities, we avoid genuine involvement with our local governments
and we provide wealth to the companies that screw us in the end. We
are intellectually lazy and narcissistic. We care only how we look,
what we drive and how that compares to others.

I blame American anti intellectualism for a big chunk of that and am
amazed that elite could be considered a derogatory remark.


So you made a sweeping generalization about a group to which I 
belong.  You even anticipagted our counter-arguement (elitism) in 
your post.

Did you really expect me, as part of the group you criticized, to not 
respond?

You posted something not too long ago about fascism stopping speech.  
Yet here in practice, on this board, you try the same.






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[AsburyPark] Re: APP: Security Cameras

2008-09-29 Thread sharon_b283
TOUCHE'!

--- In AsburyPark@yahoogroups.com, sandpiper15 [EMAIL PROTECTED] wrote:

 --- In AsburyPark@yahoogroups.com, sharon_b283 sharon_b283@ 
 wrote:
  Hopefully, they'll catch the ones who bring
  the drugs into our community.  
 
 Or, conversely, maybe they'll catch the customers coming in from the 
 rest of the county. Illicit or not, narcotics are a commodity. There's 
 no supply without a demand.






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[AsburyPark] Re: What a strange place

2008-09-29 Thread Gabrielle Obre

 
 You said this:
 
 As Americans we are
 constantly distracted by the superficial, disconnected from our
 communities, we avoid genuine involvement with our local governments
 and we provide wealth to the companies that screw us in the end. We
 are intellectually lazy and narcissistic. We care only how we look,
 what we drive and how that compares to others.
 
 I blame American anti intellectualism for a big chunk of that and am
 amazed that elite could be considered a derogatory remark.
 
 
 So you made a sweeping generalization about a group to which I 
 belong.  You even anticipagted our counter-arguement (elitism) in 
 your post.
 
 Did you really expect me, as part of the group you criticized, to not 
 respond?
 
 You posted something not too long ago about fascism stopping speech.  
 Yet here in practice, on this board, you try the same.


as you can clearly see, i included myself in that group. i am an
american tommy so don't throw that rovian tribal bs at me. i have two
family members that fought in the am rev and a couple in the civ war.
they did not fight for what this country has become. we have become
soulless, narcissistic and yes.. ignorant. not stupid. we need to move
to a world centric perspective or we are not going to make it. 

paris hilton gets more media play than any elected official. football
players make more money than teachers. there is an ad in the TCN for a
G-Spot shot. WE are pathetic, and WE can be so much more.

throw the elite label at me all you want, i won't go into the many
reasons why its absurd to throw it my way. and you didn't prove i said
i was smarter than everyone else and now you also have to prove i have
tried to quash anyone from posting. i have been begging for
discussion. i even suggested we all hang out.

i know its rough and all with the white christian male pedestal
crumbling.  i have a picture in my mind...this old angry white guy
standing on a rock. limp and shadow boxing. clinging, clinging,
clinging (thats the same as wanting wanting wanting). come on down
tommy, it'll be ok and its going to be so much more FUN!





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[AsburyPark] Re: The Virginia Plan

2008-09-29 Thread sandpiper15
--- In AsburyPark@yahoogroups.com, wernerapnj [EMAIL PROTECTED] 
wrote:

 Relocation assistance is only required if the relocation is due to 
a governmental act - in 
 this case eminent domain condemnation or due to the building being 
declared unfit for 
 habitation by code officials. Absent that an owner may offer 
consideration to facilitate 
 vacation of a building.

Alright, but let's say the owner doesn't feel like it. (According to 
maubddny's post, the owner of the Jersey didn't feel like fixing his 
place up, so clearly not every landlord is driven by altruism). So he 
raises the rent to maximize profit, and you've got upward of two 
dozen or so law abiding residents out on the street after however 
many years of calling the Virginia home. Couldn't that engender some 
pretty raw feelings, along with potentially increasing the homeless 
population (given the economic climate). Worst case scenario, I 
realize, but worth considering, no?

 
 Going 'Green' would be the decission of the building owner, 
certainly it is technically 
 possible. (again moot since it is to be torn down)

Obviously I haven't pored through the city's building codes, but 
leaving that up to the owner sounds a little 1992. We're not talking 
spotted owls here. It's a health issue. Has the city discussed 
instituting some requirements in this regard for both building rehab 
and new construction?

 Unfortunately the Virginia (and the Jersey) are tied up in the very 
poor redevelopment 
 deal made with Asbury Partners preventing the current owners from 
moving forward.

Well, this whole thread spun off from the Fastlane thread by pointing 
out the illicit drug sales going on in the building and wondering 
what could be done about it. Does the redevelopment deal prevent the 
owners from enforcing the law within their own buildings? Kicking out 
residents who are convicted of even a drug misdemeanor? If not, and 
they just don't feel like doing anything about it, can't the zoning 
authority and/or police department exert some muscle there?

Beyond that, hasn't Partners reneged on the redevelopment deal time 
and time again by missing several deadlines? What is keeping the city 
from saying You broke your end of the deal. It's off. Time to go 
back to the table. Was there some fine print in there that said 
party A could waver on some of the details but party B had to 
strictly adhere to ever line in the plan? 







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[AsburyPark] Re: The Virginia Plan

2008-09-29 Thread wernerapnj
--- In AsburyPark@yahoogroups.com, maubddny [EMAIL PROTECTED] wrote:

 Or comparable to the Britwood on the same block which was caved in 
 yet rehabbed very nicely.
 
 The owners of the Britwood Court condos have had close to 1 millin 
 dollars in assessments in the past three years to fix the shoddy work 
 of rehabilitation. That is the reason why they will not let the 
 builder move forward on The Jersey... he refused to make 
 infrastructure repairs as required.

===

To clarify your concern - the owners are now the collective 'Condo Association' 
not the 
party that did the rehabilitation.

I am aware that several key issues regarding the rehab were not done in the 
most 
workmanlike manner. The responsibility for that likely lays with the City 
through its 
construction inspection department. Ultimately they sign off on the quality of 
work.

Has there been litigation to your knowledge? Builder, City, Association ? - is 
that how 
you conclude that the 'builder refused to make repairs' ?

It is however, not the reason for denying rehab of the Jersey building. That is 
due to the 
'Deal' crafted allowing Asbury Partners sole redevelopment rights to all 
properties not 
specifically excluded from eminent domain action.

The Britwood was excluded - the Jersey (and Virginia) were not. The Jersey 
owner 
litigated and lost. End result - the Jersey and Virginia are not attractive for 
rehab due to 
the waterfront redevelopment agreement.

Werner




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[AsburyPark] Re: What a strange place

2008-09-29 Thread dfsavgny
--- In AsburyPark@yahoogroups.com, justifiedright
[EMAIL PROTECTED] wrote:

 The bad reporters are thinking of this from the point of view of the 
 people who owe the money to the banks.  To those people it is a debt, 
 because they owe.
 
 The government is not buying a thing from them.
 
 This is an ASSET PURCHASE, not a DEBT PURCHASE.
 
 In fact, in the end, if all goes well, the government will make money 
 off the deal (time will tell).

Fair points but it gets a little murky when you get into the CDO's
which are private contracts insuring against bad borrowers. Is the
government buying the insurance policy (insured) or being the insurer? 







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[AsburyPark] Re: What a strange place

2008-09-29 Thread dfsavgny
--- In AsburyPark@yahoogroups.com, justifiedright
[EMAIL PROTECTED] wrote:

 So you made a sweeping generalization about a group to which I 
 belong.  You even anticipagted our counter-arguement (elitism) in 
 your post.
 
 Did you really expect me, as part of the group you criticized, to not 
 respond?
 
 You posted something not too long ago about fascism stopping speech.  
 Yet here in practice, on this board, you try the same.


Here's the thing about Americans. You can send their kids off by the
thousands to get their balls blown off in foreign lands for no reason
at all, saddle them with billions in debt year after congressional
year while they spend their winters cheerfully watching game shows and
football, pull the rug out from under their mortgages, and leave them
living off their credit cards and their Wal-Mart salaries while you
move their jobs to China and Bangalore.

And none of it matters, so long as you remember a few months before
Election Day to offer them a two-bit caricature culled from some
cutting-room-floor episode of Roseanne as part of your presidential
ticket. And if she's a good enough likeness of a loudmouthed
middle-American archetype, as Sarah Palin is, John Q. Public will drop
his giant-size bag of Doritos in gratitude, wipe the Sizzlin' Picante
dust from his lips and rush to the booth to vote for her. Not because
it makes sense, or because it has a chance of improving his life or
anyone else's, but simply because it appeals to the low-humming
narcissism that substitutes for his personality, because the image on
TV reminds him of the mean, brainless slob he sees in the mirror every
morning.

Sarah Palin is a symbol of everything that is wrong with the modern
United States. As a representative of our political system, she's a
new low in reptilian villainy, the ultimate cynical masterwork of
puppeteers like Karl Rove. But more than that, she is a horrifying
symbol of how little we ask for in return for the total surrender of
our political power.

Not only is Sarah Palin a fraud, she's the tawdriest, most half-assed
fraud imaginable, 20 floors below the lowest common denominator, a
character too dumb even for daytime TV -and this country is going to
eat her up, cheering her every step of the way. All because most
Americans no longer have the energy to do anything but lie back and
allow ourselves to be jacked off by the calculating thieves who run
this grasping consumer paradise we call a nation.

- Matt Taibbi is a writer for Rolling Stone.
© 2008 RollingStone.com All rights reserved.




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[AsburyPark] Full Rolling Stone Story

2008-09-29 Thread dfsavgny
http://www.alternet.org/module/printversion/100551




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[AsburyPark] Re: What a strange place

2008-09-29 Thread justifiedright
--- In AsburyPark@yahoogroups.com, Gabrielle Obre 
[EMAIL PROTECTED] wrote:

 as you can clearly see, i included myself in that group. i am an
 american tommy so don't throw that rovian tribal bs at me.

Rovian tribal bs? - but I thought you celebrate diversity.  If so, 
what's wrong with recognizing tribes?


 i have two
 family members that fought in the am rev and a couple in the civ 
war.

For which side?

 we have become
 soulless, narcissistic and yes.. ignorant. 

There are two shores and two borders I can show you.  Tap into your 
inner Marco Polo and go in search of a people you like.

we need to move
 to a world centric perspective or we are not going to make it. 

Never.  NEVER I'm America centric and staying that way.

 
 paris hilton gets more media play than any elected official. 

Blame the left wing media.

football
 players make more money than teachers. 

They should, because they earn their employers more money than 
teachers earn their employers.


there is an ad in the TCN for a
 G-Spot shot. 

I don't know what that is and please don't anyone tell me.


WE are pathetic, and WE can be so much more.

YOU can speak for yourself.

i even suggested we all hang out.

Speaking of, I didn't see you in Twisted Tree when I went there last 
week.  Anyone catch the Johnny Cash show there last night?

 i know its rough and all with the white christian male pedestal
 crumbling.  i have a picture in my mind...this old angry white guy
 standing on a rock. limp and shadow boxing. clinging, clinging,
 clinging (thats the same as wanting wanting wanting). come on down
 tommy, it'll be ok and its going to be so much more FUN!


See, now this part, right here, is why you're still my favorite 
writer in TCN.  What imagery!





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[AsburyPark] Re: What a strange place

2008-09-29 Thread Mario
In a message dated 9/29/2008 11:36:57 A.M. Eastern Daylight Time,
[EMAIL PROTECTED] writes: All because most Americans no longer have
the energy to do anything but lie back and allow ourselves to be jacked
off by the calculating thieves who run this grasping consumer paradise
we call a nation. Similarly: No Longer masters of our own fate? 
Consumerism, Affluenza?   Andrew Bacevich has described himself as a
Catholic conservative and initially published writings in a number of
traditionally conservative American political magazines.  (Wiki)   From
transcript here  http://tinyurl.com/4need5 http://tinyurl.com/4need5  
or watch here http://tinyurl.com/3no33h http://tinyurl.com/3no33h   
(Bill Moyers Journal)   ANDREW BACEVICH: I think there's a tendency on
the part of policy makers and probably a tendency on the part of many
Americans to think that the problems we face are problems that are out
there somewhere, beyond our borders. And that if we can fix those
problems, then we'll be able to continue the American way of life as it
has long existed. I think it's fundamentally wrong. Our major problems
are at home….Physician, heal thyself, and you begin healing
yourself by looking at yourself in the mirror and seeing yourself as you
really are….   We want to be able to pump gas into our cars
regardless of how big they may happen to be, in order to be able to
drive wherever we want to be able to drive. And we want to be able to do
these things without having to think about whether or not the book's
balanced at the end of the month, or the end of the fiscal year. And
therefore, we want this unending line of credit….   What neither of
these candidates will be able to, I think, accomplish is to persuade us
to look ourselves in the mirror, to see the direction in which we are
headed. And from my point of view, it's a direction towards ever greater
debt and dependency….   Well, we don't live within our means. I
mean, the nation doesn't, and increasingly, individual Americans don't.
Our saving - the individual savings rate in this country is below zero.
The personal debt, national debt, however you want to measure it, as
individuals and as a government, and as a nation we assume an endless
line of credit.
As individuals, the line of credit is not endless, that's one of the
reasons why we're having this current problem with the housing crisis,
and so on. And my view would be that the nation's assumption, that its
line of credit is endless, is also going to be shown to be false. And
when that day occurs it's going to be a black day, indeed….  
Americans are no longer masters of their own fate. Our negative trade
balance with the world is something in the order of $800 billion per
year. That's $800 billion of stuff that we buy, so that we can consume,
that is $800 billion greater than the amount of stuff that we sell to
them. That's a big number. I mean, it's a big number even relative to
the size of our economy.…   Do we get balanced budgets? Do we get
serious as opposed to simply rhetorical attention to traditional social
values? The answer's no. Because all of that really has simply been part
of a package of tactics that Republicans have employed to get elected
and to - and then to stay in office. = 
Andrew Bacevich speaks truth to power, no matter who's in power, which
may be why those on both the left and right listen to him. Perhaps it's
also because when he challenges American myths and illusions, he does so
from a patriotism forged in the fire of experience as a soldier in
Vietnam.
After 23 years in the army, this West Point graduate has been teaching
international relations and history at Boston University.


[Non-text portions of this message have been removed]




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[AsburyPark] Re: Full Rolling Stone Story

2008-09-29 Thread oakdorf
--- In AsburyPark@yahoogroups.com, dfsavgny [EMAIL PROTECTED] wrote:

 http://www.alternet.org/module/printversion/100551


problem is obama has little behind him as well - more then palin. He's 
no prize either if you really look at his track record.




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[AsburyPark] Re: Full Rolling Stone Story

2008-09-29 Thread dfsavgny
--- In AsburyPark@yahoogroups.com, oakdorf [EMAIL PROTECTED] wrote:

 --- In AsburyPark@yahoogroups.com, dfsavgny dfsavgny@ wrote:
 
  http://www.alternet.org/module/printversion/100551
 
 
 problem is obama has little behind him as well - more then palin. He's 
 no prize either if you really look at his track record.

Neither did reagan. It is what dream you want to buy into. I look at
Obama and I see a thoughful response, non-partisan response to many of
the issue facing us. When i look at Palin I see - well  a pitbull with
lipstick.




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Re: [AsburyPark] Re: What a strange place

2008-09-29 Thread MarioAPNJ
Sorry 'bout that.  All the paragraphing disappeared in  transmitting.  Hard 
to read.  Maybe second try below is easier on the  eyes.
 
In a message dated 9/29/2008 2:01:51 P.M. Eastern Daylight Time,  
[EMAIL PROTECTED] writes:

In a  message dated 9/29/2008 11:36:57 A.M. Eastern Daylight  Time,
[EMAIL PROTECTED] writes:  All  because most Americans no longer have
the energy to do anything but lie  back and allow ourselves to be jacked
off by the calculating thieves who  run this grasping consumer paradise
we call a nation.
 
 

Similarly: No Longer masters of our own fate? Consumerism,  Affluenza?
 

Andrew  Bacevich has described himself as a Catholic conservative and 
initially  published writings in a number of
traditionally conservative American  political magazines.  (Wiki)
 

From  transcript here  _http://tinyurl.com/4need5_ 
(http://tinyurl.com/4need5)  http://tinyurl.com/4need5  
or watch here  http://tinyurl.com/3no33h http://tinyurl.com/3no33h(Bill 
Moyers Journal)
 

ANDREW  BACEVICH: I think there's a tendency on
the part of policy makers and  probably a tendency on the part of many
Americans to think that the  problems we face are problems that are out
there somewhere, beyond our  borders. And that if we can fix those
problems, then we'll be able to  continue the American way of life as it
has long existed. I think it's  fundamentally wrong. Our major problems
are at home….
 

Physician, heal thyself, and you begin healing
yourself by looking  at yourself in the mirror and seeing yourself as you
really  are….   We want to be able to pump gas into our cars
regardless  of how big they may happen to be, in order to be able to
drive wherever we  want to be able to drive. And we want to be able to do
these things without  having to think about whether or not the book's
balanced at the end of the  month, or the end of the fiscal year. And
therefore, we want this unending  line of credit….
 

What  neither of these candidates will be able to, I think, accomplish is to  
persuade us
to look ourselves in the mirror, to see the direction in which  we are
headed. And from my point of view, it's a direction towards ever  greater
debt and dependency….
 

Well, we  don't live within our means. I mean, the nation doesn't, and 
increasingly,  individual Americans don't.
Our saving - the individual savings rate in  this country is below zero.
The personal debt, national debt, however you  want to measure it, as
individuals and as a government, and as a nation we  assume an endless
line of credit.
 

As  individuals, the line of credit is not endless, that's one of the
reasons  why we're having this current problem with the housing crisis,
and so on.  And my view would be that the nation's assumption, that its
line of credit  is endless, is also going to be shown to be false. And
when that day occurs  it's going to be a black day, indeed…. 
 

Americans are no longer masters of their own fate. Our negative  trade
balance with the world is something in the order of $800 billion  per
year. That's $800 billion of stuff that we buy, so that we can  consume,
that is $800 billion greater than the amount of stuff that we sell  to
them. That's a big number. I mean, it's a big number even relative  to
the size of our economy.…   Do we get balanced budgets? Do we  get
serious as opposed to simply rhetorical attention to traditional  social
values? The answer's no. Because all of that really has simply been  part
of a package of tactics that Republicans have employed to get  elected
and to - and then to stay in office
 

Moyers:  Andrew Bacevich speaks truth to power, no matter who's in power, 
which
may  be why those on both the left and right listen to him. Perhaps it's
also  because when he challenges American myths and illusions, he does so
from a  patriotism forged in the fire of experience as a soldier  in
Vietnam.
After 23 years in the army, this West Point graduate has  been teaching
international relations and history at Boston  University.




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[AsburyPark] Re: Full Rolling Stone Story

2008-09-29 Thread oakdorf
--- In AsburyPark@yahoogroups.com, dfsavgny [EMAIL PROTECTED] wrote:
.
 
 Neither did reagan. It is what dream you want to buy into. I look at
 Obama and I see a thoughful response, non-partisan response to many of
 the issue facing us. When i look at Palin I see - well  a pitbull with
 lipstick.


didn't say I am the least bit impressed with her. Maybe if I was stuck 
in a bar in Alaska it would be a different story.






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[AsburyPark] Re: Full Rolling Stone Story

2008-09-29 Thread arcman210
--- In AsburyPark@yahoogroups.com, dfsavgny [EMAIL PROTECTED] wrote:

 http://www.alternet.org/module/printversion/100551


Worst political article I have ever read.  Beats out the other 45 
political articles I've read from Rolling Stone for the number one 
spot.  Distasteful, factless, and just plain arrogant... just like all 
of their other one-sided political garbage. 




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[AsburyPark] Re: Full Rolling Stone Story

2008-09-29 Thread Jack Pitzer
I saw an interview with Obama yesterday, in which he was asked about Palin's 
Russia/Alaska proximity quote from the Couric interview.
His answer blew me away. He didn't comment, and instead said that It's for the 
American 
people to form their own opinion and that he was running against McCain, not 
Palin.
That's class in my opinion.

--- In AsburyPark@yahoogroups.com, dfsavgny [EMAIL PROTECTED] wrote:

 --- In AsburyPark@yahoogroups.com, oakdorf oakdorf@ wrote:
 
  --- In AsburyPark@yahoogroups.com, dfsavgny dfsavgny@ wrote:
  
   http://www.alternet.org/module/printversion/100551
  
  
  problem is obama has little behind him as well - more then palin. He's 
  no prize either if you really look at his track record.
 
 Neither did reagan. It is what dream you want to buy into. I look at
 Obama and I see a thoughful response, non-partisan response to many of
 the issue facing us. When i look at Palin I see - well  a pitbull with
 lipstick.







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Re: [AsburyPark] Re: Full Rolling Stone Story

2008-09-29 Thread Jersey Shore John
It's brilliant.

On Sep 29, 2008, at 2:59 PM, arcman210 wrote:

 --- In AsburyPark@yahoogroups.com, dfsavgny [EMAIL PROTECTED] wrote:
 
  http://www.alternet.org/module/printversion/100551
 

 Worst political article I have ever read. Beats out the other 45
 political articles I've read from Rolling Stone for the number one
 spot. Distasteful, factless, and just plain arrogant... just like all
 of their other one-sided political garbage.


 



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[AsburyPark] 12.5% Interest Rate......

2008-09-29 Thread oakdorf
I think our first house we purchased in 1986, I had a 12.5% interest 
rate. I don't recall anyone feeling sorry for us.

We got married, lived in an apartment in Twinbroook in Ocean Twp for 
one year as we completed college and SAVED every f'in penny we could 
find. 

We first looked for houses, the only place we could of afford would 
of been Kensburg. Enough said.

Our Plan B, find an investment property whiich we did in Ocean Twp 
back then. 3 family (2 houses, 3 units). Final sale price: $170,000. 
My new wife then was making $15k a year commuting to the city at 
Merrill. Big bucks. Me I jsut recall telling the recruiter 350 
week !? I can make more cutting grass... two weeks later I called and 
took the job. 

I think we refied that house from the 12% range to 8.5% to 6.5% over 
the years, Still have it.

One car, her VW rabbit Dis. We packed our own lunches...

Dinner was noodles or noodles or mexican home made. Or mooched off my 
parents...

The REAL problem with MORTGAGES is that people over extended 
THEMSELVES. No one else did it. 

The banks/borkers made it easy cause they found fees and the ability 
to dump the notes off to the investment houses who were equally 
greedy.

The loans that were being offered got crazy by the day:

1. Skip payment Loans like a hybrid interest only with kickers in it

2. No doc loans - even if you COULD show documetnation, the brokers 
and banks were pushing NO DOC loans. The name ALONE should of rang 
bells. I remember telling the bank look, I have PROOF of income...

For them, the HIGHER RATE.

I wrote about a number of scenarios on RentLaw.com. Not that I'm a 
writer, but there are no experts on wall st either.

The entire home buying process / financing process has to reexamined 
real, real close. As one guy on Bloomberg pointed out, the Savings 
and Loans were rescued just tweny years ago - long forgotten.

In the meantime, there are a few real good local banks that are 
pretty secure. I'd stop by and visit one. Real banking for real 
people.


A quick Wachovia story...

I did a small home equity with them back in july. They were supposed 
to pay off the cars and send me the balance. They paid off the cars, 
sent me the balance of the loan, BUT also sent me a check for the 
amount of the loan. I figured they didn't need it, so I held it for 
them, figured it was safer with me then them. Took them a week to 
call for it. Two days to call me and tell me they will give me wire 
instructions, then I called them and reminded them.







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[AsburyPark] Why should the people bail out Wall Street?

2008-09-29 Thread Jack Pitzer
I'm asking a very simplistic question.
I live within my means. I don't have any debt. I would never, ever think about 
living beyond 
my means, nor would I buy a house that I couldn't afford.
That being said, why should any of us agree on this bailout plan?
Finally, as an Obama supporter, I lost a bit of respect for him today, because 
he supports the 
bailout, and so does McCain.
This makes me very nervous about our countries future.
Is there no alternative to this bailout?
And, is it just me, or is in incredibly absurd that we are allowing certain 
members of our
government the luxury of a day off because of a religious holiday? 
I'll be working.
Why aren't they?




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[AsburyPark] Re: Why should the people bail out Wall Street?

2008-09-29 Thread oakdorf
--- government the luxury of a day off because of a religious holiday? 
 I'll be working.
 Why aren't they?


I;m working right now. Drive by my office. 

Stay open on Xmas as well and new years day

It's now an option as a floating holiday - or in some schools in 
areas where there is a heavier J population - close them down. Like 
Ocean Township Two days off.

We've had these discussions before.

shana tova and Laila Tov (I had to google that one)








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[AsburyPark] Re: Why should the people bail out Wall Street?

2008-09-29 Thread Jack Pitzer
I'm an equal opportunity religious hater.
To me, they are all BS.
The only redeeming quality of religion is it's ability to bring people together 
as a support 
group. Why can't we do this on our own, without mythology?
Why not have non-religious holidays just because we all work so hard?
Christmas depresses me, and it makes me ponder the absurdity of a holiday that 
promotes spending excess. It's total hypocrisy. Spend spend spend, in the name 
of jesus.
I'm sure god would approve.
Sorry to sound so offensive, but we need to wake up on a global level and stop 
letting 
mythology rule our lives.
When the stock market crashes, if it does, how can we justify the fact that 
some of the 
people guiding our destiny are on holiday because their religion gives them the 
opportunity?

--- In AsburyPark@yahoogroups.com, oakdorf [EMAIL PROTECTED] wrote:

 --- government the luxury of a day off because of a religious holiday? 
  I'll be working.
  Why aren't they?
 
 
 I;m working right now. Drive by my office. 
 
 Stay open on Xmas as well and new years day
 
 It's now an option as a floating holiday - or in some schools in 
 areas where there is a heavier J population - close them down. Like 
 Ocean Township Two days off.
 
 We've had these discussions before.
 
 shana tova and Laila Tov (I had to google that one)







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Re: [AsburyPark] Re: Why should the people bail out Wall Street?

2008-09-29 Thread MarioAPNJ
In a message dated 9/29/2008 11:35:29 P.M. Eastern Daylight Time,  
[EMAIL PROTECTED] writes:

shana  tova and Laila Tov (I had to google that one)
 
L'Shanah Tovah Tikatevu, 5769
 
 
 



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