Re: Stus-List insuring a 38 landfall
I have liability insurance with Progressive. You never know, I might hit a manatee with a camera. It's $195/year. Bob M Ox 33-1 Jax, FL I only carry liability. If I wreck my boat I'm sunk. > > Wal > >> >> > > ___ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com > ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
Offshore/International single handed insurance is always expensive. Doing it with a boat that's over 30 years old is ridiculous. Actually, the only carrier that would insure my boat wanted about 8 percent of the boat's market value annually. At this point I only carry liability. If I wreck my boat I'm sunk. Wal Frederick G Street wrote: I’m at about $800 for my LF38, with an agreed value of $50k (much more than I could get selling her…). But that’s for Great Lakes and tributaries. It’s all about location. ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
I would guess you're paying the price for living in Florida. Rates in the coastal counties of North Carolina more than doubled a few years ago due to insurance company experience in hurricane country, and in addition deductables were doubled in the event of a named storm - even though we only get hit with a hurricane every 4 or 5 years on average. I, too, had progressive coverage on my 38 for a few months. They will not normally cover anything over 35 feet. I also found the policy was slanted toward the coverage needed for a boat on a trailer when compared to the marine policy I had previously. I had coverage for a while from a company called Victoria, which was the marine insurance subsidiary of Nationwide or Geico. They did not renew one year because my boat no longer met their underwriting criteria for age and value. Might be a problem, but the cost was reasonable. I was going to say Boat/US. Have you tried SeaTow Insurance as well? One alternative might be to join your local Power Squadron chapter so you can get into their insurance program. You get credit for education and for being conscientious and concerned with safety. The Power Squadron insurance was the best value I had, and I regret changing carriers now. Have you called the agent that does your home owners and car insurance? They might be able to help with marine insurance. That's how I ended up with Victoria, and changing got me a multi-policy discount on my homeowners insurance (which has also gone up a whale of a lot in the coastal counties of North Carolina - afterboth Irene and Sandy). Or you might try one of the several marines specific insurance agencies who advertise in Cruising World of Blue Water sailing. Good luck, Rick Brass Washington, NC -Original Message- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of dre...@gmail.com Sent: Wednesday, February 05, 2014 9:54 AM To: cnc-list@cnc-list.com Subject: Stus-List insuring a 38 landfall Hi I currently use Progressive for insuring my C&C 29. I called them to insure the 38 Landfall and I was informed that they do not insure sailboat over 35' in length. They did how ever added the 38LF on to my policy for the remainder of the policy year (Aug) , but informed me that the policy will not be renewable. I have been looking for other insurance companies, and so far I have received only one quote as most companies are not interested. The quote came from BoatUS, but I was shocked that the quote is 4 times more than what I am currently paying at Progressive.Does $2,600/yr seem reasonable? What insurance companies are others using? Thanks for any insight. Paul - Paul E. 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall S/V Johanna Rose Carrabelle, FL ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
I'm paying about $600/year with an agreed value of 35k on my 32. Lake Ontario isn't in the hurricane belt though and my boat spends 7 (long sad cold) months out of the water. Steve Suhana, C&C 32 Toronto On Wed, Feb 5, 2014 at 11:27 AM, j...@svpaws.net wrote: > Yes, 2,600 per year sounds very, very high. Boat US is by no means the > cheapest but by most accounts are extremely responsive and provide good > coverage. Price will vary significantly due to nav area and boat value. > > By comparison, my 121 is insured by Progressive for about $800 annual > (coastal only). I'm sure BoatUS would be more responsive but I figured the > best bet is to simply avoid having to file a claim > > John > > > Sent from my iPad > > > On Feb 5, 2014, at 9:53 AM, dre...@gmail.com wrote: > > > > Hi > > > > I currently use Progressive for insuring my C&C 29. I called them to > insure the 38 Landfall and I was informed that they do not insure sailboat > over 35' in length. They did how ever added the 38LF on to my policy for > the remainder of the policy year (Aug) , but informed me that the policy > will not be renewable. > > > > I have been looking for other insurance companies, and so far I have > received only one quote as most companies are not interested. The quote > came from BoatUS, but I was shocked that the quote is 4 times more than > what I am currently paying at Progressive.Does $2,600/yr seem > reasonable?What insurance companies are others using? > > > > Thanks for any insight. > > > > Paul > > > > > > - > > Paul E. > > 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall > > S/V Johanna Rose > > Carrabelle, FL > > > > > > ___ > > This List is provided by the C&C Photo Album > > http://www.cncphotoalbum.com > > CnC-List@cnc-list.com > > ___ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com > ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
Yes, 2,600 per year sounds very, very high. Boat US is by no means the cheapest but by most accounts are extremely responsive and provide good coverage. Price will vary significantly due to nav area and boat value. By comparison, my 121 is insured by Progressive for about $800 annual (coastal only). I'm sure BoatUS would be more responsive but I figured the best bet is to simply avoid having to file a claim John Sent from my iPad > On Feb 5, 2014, at 9:53 AM, dre...@gmail.com wrote: > > Hi > > I currently use Progressive for insuring my C&C 29. I called them to insure > the 38 Landfall and I was informed that they do not insure sailboat over 35' > in length. They did how ever added the 38LF on to my policy for the > remainder of the policy year (Aug) , but informed me that the policy will not > be renewable. > > I have been looking for other insurance companies, and so far I have received > only one quote as most companies are not interested. The quote came from > BoatUS, but I was shocked that the quote is 4 times more than what I am > currently paying at Progressive.Does $2,600/yr seem reasonable?What > insurance companies are others using? > > Thanks for any insight. > > Paul > > > - > Paul E. > 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall > S/V Johanna Rose > Carrabelle, FL > > > ___ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
I’m at about $800 for my LF38, with an agreed value of $50k (much more than I could get selling her…). But that’s for Great Lakes and tributaries. It’s all about location. Fred Street -- Minneapolis S/V Oceanis (1979 C&C Landfall 38) -- on the hard in Bayfield, WI :^( On Feb 5, 2014, at 8:59 AM, Joel Aronson wrote: > Florida is a much more expensive place to insure a boat because it is > considered to be in the hurricane zone. BoatUS charges me about 700 for my > 35/3 in Annapolis. > > Joel > > > On Wed, Feb 5, 2014 at 9:57 AM, Andrew Burton > wrote: > I am insuring through Gowrie Barden and Brett in CT. They have me at around > $700. > > Andy > C&C 40 > Peregrine > > > On Wed, Feb 5, 2014 at 9:53 AM, wrote: > Hi > > I currently use Progressive for insuring my C&C 29. I called them to insure > the 38 Landfall and I was informed that they do not insure sailboat over 35' > in length. They did how ever added the 38LF on to my policy for the > remainder of the policy year (Aug) , but informed me that the policy will not > be renewable. > > I have been looking for other insurance companies, and so far I have received > only one quote as most companies are not interested. The quote came from > BoatUS, but I was shocked that the quote is 4 times more than what I am > currently paying at Progressive.Does $2,600/yr seem reasonable?What > insurance companies are others using? ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
BoatUS is outrageously expensive in Florida. I think they wanted 2K from me for a 10K policy with a 2.5K deductible on a Bristol 30 in Fort Lauderdale. Progressive gave me the same policy for $600. When I moved to St. Petersburg, it dropped to $400. The rates went way up in South Florida after the horrible 2004-5 hurricane seasons, when hundreds/thousands of boats were sunk from West Palm Beach on south. Especially on older boats. The suspicion was that owners were using the hurricanes as a way to get rid of older, well-insured boats that weren’t in good shape. At my mooring field at Key Biscayne, the joke was that for every owner adding lines, there was another one loosening them ... Jack Brennan Former C&C 25 Shanachie, 1974 Bristol 30 Tierra Verde, Fl. ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
There can be an issue with insuring boats that are more than 25 years old, at least that is what I learned from my agent here in Halifax, Royal Sun alliance is the underwriter and I am not insured for full replacement value, more like the current market value, so if you can find an underwriter save some money and go with current market value on an older boat and get at least $1 million third party liability. Dwight C&C 35, Alianna _ From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Della Barba, Joe Sent: February 5, 2014 11:01 AM To: cnc-list@cnc-list.com Subject: Re: Stus-List insuring a 38 landfall I am paying about $500/yr for BOATUS. I think it would double or triple if I moved to Florida :-( Joe Della Barba Coquina C&C 35 MK I Kent Island, MD From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Andrew Burton Sent: Wednesday, February 05, 2014 9:57 AM To: cnc-list@cnc-list.com Subject: Re: Stus-List insuring a 38 landfall I am insuring through Gowrie Barden and Brett in CT. They have me at around $700. Andy C&C 40 Peregrine On Wed, Feb 5, 2014 at 9:53 AM, wrote: Hi I currently use Progressive for insuring my C&C 29. I called them to insure the 38 Landfall and I was informed that they do not insure sailboat over 35' in length. They did how ever added the 38LF on to my policy for the remainder of the policy year (Aug) , but informed me that the policy will not be renewable. I have been looking for other insurance companies, and so far I have received only one quote as most companies are not interested. The quote came from BoatUS, but I was shocked that the quote is 4 times more than what I am currently paying at Progressive.Does $2,600/yr seem reasonable? What insurance companies are others using? Thanks for any insight. Paul - Paul E. 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall S/V Johanna Rose Carrabelle, FL ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com -- Andrew Burton 61 W Narragansett Ave Newport, RI USA 02840 http://sites.google.com/site/andrewburtonyachtservices/ phone +401 965 5260 ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
I am paying about $500/yr for BOATUS. I think it would double or triple if I moved to Florida :( Joe Della Barba Coquina C&C 35 MK I Kent Island, MD From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Andrew Burton Sent: Wednesday, February 05, 2014 9:57 AM To: cnc-list@cnc-list.com Subject: Re: Stus-List insuring a 38 landfall I am insuring through Gowrie Barden and Brett in CT. They have me at around $700. Andy C&C 40 Peregrine On Wed, Feb 5, 2014 at 9:53 AM, mailto:dre...@gmail.com>> wrote: Hi I currently use Progressive for insuring my C&C 29. I called them to insure the 38 Landfall and I was informed that they do not insure sailboat over 35' in length. They did how ever added the 38LF on to my policy for the remainder of the policy year (Aug) , but informed me that the policy will not be renewable. I have been looking for other insurance companies, and so far I have received only one quote as most companies are not interested. The quote came from BoatUS, but I was shocked that the quote is 4 times more than what I am currently paying at Progressive.Does $2,600/yr seem reasonable?What insurance companies are others using? Thanks for any insight. Paul - Paul E. 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall S/V Johanna Rose Carrabelle, FL ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com<mailto:CnC-List@cnc-list.com> -- Andrew Burton 61 W Narragansett Ave Newport, RI USA 02840 http://sites.google.com/site/andrewburtonyachtservices/ phone +401 965 5260 ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
Florida is a much more expensive place to insure a boat because it is considered to be in the hurricane zone. BoatUS charges me about 700 for my 35/3 in Annapolis. Joel On Wed, Feb 5, 2014 at 9:57 AM, Andrew Burton wrote: > I am insuring through Gowrie Barden and Brett in CT. They have me at > around $700. > > Andy > C&C 40 > Peregrine > > > On Wed, Feb 5, 2014 at 9:53 AM, wrote: > >> Hi >> >> I currently use Progressive for insuring my C&C 29. I called them to >> insure the 38 Landfall and I was informed that they do not insure sailboat >> over 35' in length. They did how ever added the 38LF on to my policy for >> the remainder of the policy year (Aug) , but informed me that the policy >> will not be renewable. >> >> I have been looking for other insurance companies, and so far I have >> received only one quote as most companies are not interested. The quote >> came from BoatUS, but I was shocked that the quote is 4 times more than >> what I am currently paying at Progressive.Does $2,600/yr seem >> reasonable?What insurance companies are others using? >> >> Thanks for any insight. >> >> Paul >> >> >> - >> Paul E. >> 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall >> S/V Johanna Rose >> Carrabelle, FL >> >> >> ___ >> This List is provided by the C&C Photo Album >> http://www.cncphotoalbum.com >> CnC-List@cnc-list.com >> > > > > -- > Andrew Burton > 61 W Narragansett Ave > Newport, RI > USA 02840 > http://sites.google.com/site/andrewburtonyachtservices/ > phone +401 965 5260 > > ___ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com > > -- Joel 301 541 8551 ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
Re: Stus-List insuring a 38 landfall
I am insuring through Gowrie Barden and Brett in CT. They have me at around $700. Andy C&C 40 Peregrine On Wed, Feb 5, 2014 at 9:53 AM, wrote: > Hi > > I currently use Progressive for insuring my C&C 29. I called them to > insure the 38 Landfall and I was informed that they do not insure sailboat > over 35' in length. They did how ever added the 38LF on to my policy for > the remainder of the policy year (Aug) , but informed me that the policy > will not be renewable. > > I have been looking for other insurance companies, and so far I have > received only one quote as most companies are not interested. The quote > came from BoatUS, but I was shocked that the quote is 4 times more than > what I am currently paying at Progressive.Does $2,600/yr seem > reasonable?What insurance companies are others using? > > Thanks for any insight. > > Paul > > > - > Paul E. > 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall > S/V Johanna Rose > Carrabelle, FL > > > ___ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com > -- Andrew Burton 61 W Narragansett Ave Newport, RI USA 02840 http://sites.google.com/site/andrewburtonyachtservices/ phone +401 965 5260 ___ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
