Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
-BEGIN PGP SIGNED MESSAGE- Hash: SHA1 Le Jeudi 23 Janvier 2003 23:39, J. Greenlees a écrit : > Adam Williamson wrote: > > On Thu, 2003-01-23 at 22:19, J. Greenlees wrote: > >>Visa Canada doesn't offer the debit card services here. might be > >>Canadian Banking laws stop them. > >>in the US Amex has a debit card, where you deposit money into special > >>Amex held account and use the card as a credit card, online only. ( it > >>functions as debit, but processes as credit card ) > >> > >>in canada, debit is only from the bank card not from a credit card > >> company. > > > > I should clarify - VISA and Switch just provide card processing services > > to the banks. I say my card is a VISA card, but it's not an account run > > by VISA, just as your credit card isn't actually run by VISA. The > > account is held at a normal bank, who (I guess) pay VISA to provide the > > card for them. > > same here, but if is has a credit card company logo on it then it's a > credit card, not a debit card here. > > but with the costs for use of debit cards, even if Mandrake store could > process them, it still costs more to use the online store. > > and lets face one simple fact, people will not download and install > mandrake, or buy it online, unless they are already mandrake users. the > only way to get the new, ex-windows, users is to be on the shelf in > local retail outlets, where people can see them and pick the box up on > impulse. Main for business bad behaviour : MANDRAKE owners are blind, they looks to refute that the distro out of the local retail outlet is a dreadful mistake. Should that distro be avalable on local retail, should they will save LM. I like LM, but why LM owners are holding me under the ransom of banks ? As probably some other peoples, for my freedom an life style, I am resistant to the use of bank card with full e-business. Pascal LACROIX - -- GPG Public Key available at http://pgp.mit.edu -BEGIN PGP SIGNATURE- Version: GnuPG v1.0.7 (GNU/Linux) iD8DBQE+MlRnkEN5g66hPygRAuN6AJ9vonLti+AIUAhgCq2PkTTQmLUn5wCfT7x7 sLJFe320nOupSwIh8sczc1A= =2JOL -END PGP SIGNATURE-
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
On Thu, 2003-01-23 at 22:38, Jason Komar wrote: > On Thu, 2003-01-23 at 15:30, Adam Williamson wrote: > > On Thu, 2003-01-23 at 22:19, J. Greenlees wrote: > > > > > Visa Canada doesn't offer the debit card services here. might be > > > Canadian Banking laws stop them. > > > in the US Amex has a debit card, where you deposit money into special > > > Amex held account and use the card as a credit card, online only. ( it > > > functions as debit, but processes as credit card ) > > > > > > in canada, debit is only from the bank card not from a credit card company. > > > > I should clarify - VISA and Switch just provide card processing services > > to the banks. I say my card is a VISA card, but it's not an account run > > by VISA, just as your credit card isn't actually run by VISA. The > > account is held at a normal bank, who (I guess) pay VISA to provide the > > card for them. > > Adam, > > Which bank do you use. That card sounds like something I am interested > in checking out. > > Thanks, Well, I'm in the UK, remember. It's a Smile bank account (www.smile.co.uk), they only operate in the UK (they're the internet branch of the Co-Operative Bank). Mine's a student account, so I get pretty good terms. -- adamw
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
Same situation in Sweden. And in most European countries I've visited/lived in. /m - Original Message - From: "Adam Williamson" <[EMAIL PROTECTED]> > That's how it's been in the UK for ages, and it's exactly what I do. For > one thing, if you don't carry any cash, it can never get stolen. Yes, I > went to Australia recently, and was rather caught off-balance by the > fact they have different cards for deposit and checking accounts, this > just doesn't happen in the UK :). You have a bank account with a debit > card that acts as an ATM withdrawal card, cheque guarantee card, and > which you can buy stuff with, plus a separate credit card. Handy. >
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
Adam Williamson wrote: On Thu, 2003-01-23 at 22:19, J. Greenlees wrote: Visa Canada doesn't offer the debit card services here. might be Canadian Banking laws stop them. in the US Amex has a debit card, where you deposit money into special Amex held account and use the card as a credit card, online only. ( it functions as debit, but processes as credit card ) in canada, debit is only from the bank card not from a credit card company. I should clarify - VISA and Switch just provide card processing services to the banks. I say my card is a VISA card, but it's not an account run by VISA, just as your credit card isn't actually run by VISA. The account is held at a normal bank, who (I guess) pay VISA to provide the card for them. same here, but if is has a credit card company logo on it then it's a credit card, not a debit card here. but with the costs for use of debit cards, even if Mandrake store could process them, it still costs more to use the online store. and lets face one simple fact, people will not download and install mandrake, or buy it online, unless they are already mandrake users. the only way to get the new, ex-windows, users is to be on the shelf in local retail outlets, where people can see them and pick the box up on impulse.
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
On Thu, 2003-01-23 at 22:19, J. Greenlees wrote: > Visa Canada doesn't offer the debit card services here. might be > Canadian Banking laws stop them. > in the US Amex has a debit card, where you deposit money into special > Amex held account and use the card as a credit card, online only. ( it > functions as debit, but processes as credit card ) > > in canada, debit is only from the bank card not from a credit card company. I should clarify - VISA and Switch just provide card processing services to the banks. I say my card is a VISA card, but it's not an account run by VISA, just as your credit card isn't actually run by VISA. The account is held at a normal bank, who (I guess) pay VISA to provide the card for them. -- adamw
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
Adam Williamson wrote: On Thu, 2003-01-23 at 20:35, J. Greenlees wrote: Adam Williamson wrote: On Thu, 2003-01-23 at 15:32, Austin Acton wrote: On Thu, 2003-01-23 at 09:02, Adam Williamson wrote: Tiny point - you don't need a credit card. Lots of debit cards work OK. My PayPal account uses my VISA debit card. Funny you mention that. What we call 'debit cards' in Canada are actually 'bank cards' or Interac. While originally intended for ATM machines, they have really caught on in Ontario for in-store purchases. They offer this in most provinces I think, but in Ontario, purchasing with a bank card is rampant - to the degree that many of my friends don't carry cash at all, just a bank card. (madness) at 1.50 to 3.00 for each purchase through interact? always knew living onthe east side of the rockies fried brains. ;-) here if it says visa, or matercard or american express, it is a credit card not a debit card, unless you are referring to the fact that using it is going to put you into debt. :-) Bloody hell, you get charged for it?! That's shocking. I don't get charged for payments on the card, or for withdrawing money (though most such cards get charged a small amount for withdrawals if they're from an ATM not owned by the bank that issued the card). Yeah, here Mastercard and AMEX only do credit cards, but VISA do debit cards, which are cards which take the funds for payment directly from a deposit account, just so we know we're on the same page here :). yup $1.50 from banks own machine, $3.00 for other banks machines. and $3.00 for interact payment at a store. unless you have a service charge plan that allows it unlimited, which often costs over $20.00 a month in base service charges. Visa Canada doesn't offer the debit card services here. might be Canadian Banking laws stop them. in the US Amex has a debit card, where you deposit money into special Amex held account and use the card as a credit card, online only. ( it functions as debit, but processes as credit card ) in canada, debit is only from the bank card not from a credit card company. and paypal argued with me that my transit information was wrong on my account for three months. the account is 20 years old, been using transit info for a long time, I know the numbers well. ( let alone that I did work as bank teller and probably know more about Canadian Banking than any non Canadian firm. ) ~lol~
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
On Thu, 2003-01-23 at 20:35, J. Greenlees wrote: > Adam Williamson wrote: > > On Thu, 2003-01-23 at 15:32, Austin Acton wrote: > > > >>On Thu, 2003-01-23 at 09:02, Adam Williamson wrote: > >> > >>>Tiny point - you don't need a credit card. Lots of debit cards work OK. > >>>My PayPal account uses my VISA debit card. > >> > >>Funny you mention that. What we call 'debit cards' in Canada are > >>actually 'bank cards' or Interac. While originally intended for ATM > >>machines, they have really caught on in Ontario for in-store purchases. > >>They offer this in most provinces I think, but in Ontario, purchasing > >>with a bank card is rampant - to the degree that many of my friends > >>don't carry cash at all, just a bank card. (madness) > > > at 1.50 to 3.00 for each purchase through interact? always knew living > onthe east side of the rockies fried brains. ;-) > here if it says visa, or matercard or american express, it is a credit > card not a debit card, unless you are referring to the fact that using > it is going to put you into debt. :-) Bloody hell, you get charged for it?! That's shocking. I don't get charged for payments on the card, or for withdrawing money (though most such cards get charged a small amount for withdrawals if they're from an ATM not owned by the bank that issued the card). Yeah, here Mastercard and AMEX only do credit cards, but VISA do debit cards, which are cards which take the funds for payment directly from a deposit account, just so we know we're on the same page here :). -- adamw
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
Adam Williamson wrote: On Thu, 2003-01-23 at 15:32, Austin Acton wrote: On Thu, 2003-01-23 at 09:02, Adam Williamson wrote: Tiny point - you don't need a credit card. Lots of debit cards work OK. My PayPal account uses my VISA debit card. Funny you mention that. What we call 'debit cards' in Canada are actually 'bank cards' or Interac. While originally intended for ATM machines, they have really caught on in Ontario for in-store purchases. They offer this in most provinces I think, but in Ontario, purchasing with a bank card is rampant - to the degree that many of my friends don't carry cash at all, just a bank card. (madness) at 1.50 to 3.00 for each purchase through interact? always knew living onthe east side of the rockies fried brains. ;-) here if it says visa, or matercard or american express, it is a credit card not a debit card, unless you are referring to the fact that using it is going to put you into debt. :-) That's how it's been in the UK for ages, and it's exactly what I do. For one thing, if you don't carry any cash, it can never get stolen. Yes, I went to Australia recently, and was rather caught off-balance by the fact they have different cards for deposit and checking accounts, this just doesn't happen in the UK :). You have a bank account with a debit card that acts as an ATM withdrawal card, cheque guarantee card, and which you can buy stuff with, plus a separate credit card. Handy. Too bad there's no secure way to use Interac online. Austin Well, my card's provided by VISA - it works just like a VISA credit card for online stuff. The other big provider in the UK is Switch, and many sites accept their cards too. I know you can get similar accounts in the US, but I guess from what you say they aren't very popular. Funny, I find my card a lifesaver :)
Re: [Cooker] This doesn't sound positive... [OT - bank card discussion]
On Thu, 2003-01-23 at 15:32, Austin Acton wrote: > On Thu, 2003-01-23 at 09:02, Adam Williamson wrote: > > Tiny point - you don't need a credit card. Lots of debit cards work OK. > > My PayPal account uses my VISA debit card. > > Funny you mention that. What we call 'debit cards' in Canada are > actually 'bank cards' or Interac. While originally intended for ATM > machines, they have really caught on in Ontario for in-store purchases. > They offer this in most provinces I think, but in Ontario, purchasing > with a bank card is rampant - to the degree that many of my friends > don't carry cash at all, just a bank card. (madness) That's how it's been in the UK for ages, and it's exactly what I do. For one thing, if you don't carry any cash, it can never get stolen. Yes, I went to Australia recently, and was rather caught off-balance by the fact they have different cards for deposit and checking accounts, this just doesn't happen in the UK :). You have a bank account with a debit card that acts as an ATM withdrawal card, cheque guarantee card, and which you can buy stuff with, plus a separate credit card. Handy. > Too bad there's no secure way to use Interac online. > Austin Well, my card's provided by VISA - it works just like a VISA credit card for online stuff. The other big provider in the UK is Switch, and many sites accept their cards too. I know you can get similar accounts in the US, but I guess from what you say they aren't very popular. Funny, I find my card a lifesaver :) -- adamw
