[ob] Apple Announces Tablet Device Called iPad
Breaking News Alert The New York Times Wed, January 27, 2010 -- 1:26 PM ET - Apple Announces Tablet Device Called iPad Steven P. Jobs says the product, which looks like a big iPhone, will fill a gap between laptops and smartphones. Read More: http://bits. blogs.nytimes. com/2010/ 01/27/live- blogging- the-apple- product-announce ment/?emc= na Live Blogging the iPad Product Announcement By BRAD STONE Jim Wilson/The New York Times Apple’s chief executive, Steven Jobs, unveils the iPad. Selalu bisa chat di profil jaringan, blog, atau situs web pribadi! Yahoo! memungkinkan Anda selalu bisa chat melalui Pingbox. Coba! http://id.messenger.yahoo.com/pingbox/
[obrolan-bandar] As if Things Weren't Bad Enough, Russian Professor Predicts End of U.S.
* DECEMBER 29, 2008 * http://sec.online.wsj.com/article/SB123051100709638419.html As if Things Weren't Bad Enough, Russian Professor Predicts End of U.S. In Moscow, Igor Panarin's Forecasts Are All the Rage; America 'Disintegrates' in 2010 By ANDREW OSBORN MOSCOW -- For a decade, Russian academic Igor Panarin has been predicting the U.S. will fall apart in 2010. For most of that time, he admits, few took his argument -- that an economic and moral collapse will trigger a civil war and the eventual breakup of the U.S. -- very seriously. Now he's found an eager audience: Russian state media. Igor Panarin In recent weeks, he's been interviewed as much as twice a day about his predictions. "It's a record," says Prof. Panarin. "But I think the attention is going to grow even stronger." Prof. Panarin, 50 years old, is not a fringe figure. A former KGB analyst, he is dean of the Russian Foreign Ministry's academy for future diplomats. He is invited to Kremlin receptions, lectures students, publishes books, and appears in the media as an expert on U.S.-Russia relations. But it's his bleak forecast for the U.S. that is music to the ears of the Kremlin, which in recent years has blamed Washington for everything from instability in the Middle East to the global financial crisis. Mr. Panarin's views also fit neatly with the Kremlin's narrative that Russia is returning to its rightful place on the world stage after the weakness of the 1990s, when many feared that the country would go economically and politically bankrupt and break into separate territories. A polite and cheerful man with a buzz cut, Mr. Panarin insists he does not dislike Americans. But he warns that the outlook for them is dire. "There's a 55-45% chance right now that disintegration will occur," he says. "One could rejoice in that process," he adds, poker-faced. "But if we're talking reasonably, it's not the best scenario -- for Russia." Though Russia would become more powerful on the global stage, he says, its economy would suffer because it currently depends heavily on the dollar and on trade with the U.S. Mr. Panarin posits, in brief, that mass immigration, economic decline, and moral degradation will trigger a civil war next fall and the collapse of the dollar. Around the end of June 2010, or early July, he says, the U.S. will break into six pieces -- with Alaska reverting to Russian control. In addition to increasing coverage in state media, which are tightly controlled by the Kremlin, Mr. Panarin's ideas are now being widely discussed among local experts. He presented his theory at a recent roundtable discussion at the Foreign Ministry. The country's top international relations school has hosted him as a keynote speaker. During an appearance on the state TV channel Rossiya, the station cut between his comments and TV footage of lines at soup kitchens and crowds of homeless people in the U.S. The professor has also been featured on the Kremlin's English-language propaganda channel, Russia Today. Mr. Panarin's apocalyptic vision "reflects a very pronounced degree of anti-Americanism in Russia today," says Vladimir Pozner, a prominent TV journalist in Russia. "It's much stronger than it was in the Soviet Union." Mr. Pozner and other Russian commentators and experts on the U.S. dismiss Mr. Panarin's predictions. "Crazy ideas are not usually discussed by serious people," says Sergei Rogov, director of the government-run Institute for U.S. and Canadian Studies, who thinks Mr. Panarin's theories don't hold water. Mr. Panarin's résumé includes many years in the Soviet KGB, an experience shared by other top Russian officials. His office, in downtown Moscow, shows his national pride, with pennants on the wall bearing the emblem of the FSB, the KGB's successor agency. It is also full of statuettes of eagles; a double-headed eagle was the symbol of czarist Russia. The professor says he began his career in the KGB in 1976. In post-Soviet Russia, he got a doctorate in political science, studied U.S. economics, and worked for FAPSI, then the Russian equivalent of the U.S. National Security Agency. He says he did strategy forecasts for then-President Boris Yeltsin, adding that the details are "classified." In September 1998, he attended a conference in Linz, Austria, devoted to information warfare, the use of data to get an edge over a rival. It was there, in front of 400 fellow delegates, that he first presented his theory about the collapse of the U.S. in 2010. "When I pushed the button on my computer and the map of the United States disintegrated, hundreds of people cried out in surprise," he remembers. He says most in the audience were skeptical. "They didn't believe me." At the end of the presentation, he says many delegates asked him to autograph copies of the map showing a dismembered U.S. He based the forecast on classified data supplied to him by FAPSI analysts, he says. He predicts that economic, financial and demographic trends wi
[obrolan-bandar] Penghapusan Sanksi Pajak Tidak Akan Diperpanjang
http://www.kompas. com/read/ xml/2008/ 12/22/06220228/ Penghapusan. Sanksi.Pajak. Tidak.Akan. Diperpanjang Penghapusan Sanksi Pajak Tidak Akan Diperpanjang JAKARTA, SENIN - Program sunset policy atau penghapusan sanksi administrasi pajak dipastikan tidak akan diperpanjang lebih dari tanggal 31 Desember 2008. Untuk itu, wajib pajak diminta memanfaatkan waktu yang masih tersisa guna menghindarkan diri dari berbagai sanksi lain yang menunggu bagi warga negara yang tidak melaporkan penghasilannya secara jujur. ”Seperti pengalaman yang ada di semua negara, fasilitas pajak itu selalu dimanfaatkan di saat mendekati batas akhir. Jadi, kemungkinan akan ada lonjakan pembuatan NPWP (nomor pokok wajib pajak) pada minggu ke-3 Desember ini,” ujar Direktur Jenderal Pajak Darmin Nasution di Jakarta, pekan lalu. Meningkatkan kepatuhan Menurut Darmin, perpanjangan batas waktu sunset policy tidak bisa diperpanjang karena batas 31 Desember 2008 telah diatur dalam Undang-Undang Nomor 28 Tahun 2007 tentang Ketentuan Umum dan Tata Cara Perpajakan (KUP). Sunset policy merupakan program pemerintah untuk meningkatkan kepatuhan warga negara dalam membayar pajak dengan memberikan penghapusan sanksi administrasi berupa bunga sekitar 2 persen per bulan dari pajak yang tidak atau kurang dibayar. Selain itu, Ditjen Pajak juga tidak akan memeriksa wajib pajak yang menyampaikan koreksi penghasilan yang belum masuk ke Surat Pemberitahuan (SPT) Pajak Penghasilan (PPh) pada tahun pajak 2007 ke belakang sebelum 31 Desember 2008. Sebaliknya, wajib pajak yang tidak melaporkan penghasilannya atau data yang diperlukan dalam SPT-nya diancam sanksi berupa denda sebesar satu hingga dua kali jumlah pajak terutang. Atau, diancam kurungan tiga bulan dan paling lama satu tahun. Selain itu, setiap warga negara yang memiliki penghasilan di atas penghasilan tidak kena pajak (PTKP) wajib memiliki NPWP. Jika diketahui ada warga negara yang tidak memiliki NPWP setelah 31 Desember 2008, akan dikenakan tarif PPh 20 persen lebih tinggi. Dalam UU No 36/2008 tentang PPh disebutkan, PTKP terendah ditetapkan senilai Rp 15,84 juta per tahun untuk seorang bujangan. PTKP semakin tinggi untuk pasangan suami istri yang sudah memiliki anak, yang tertinggi adalah pasangan dengan tiga anak, yakni Rp 21,120 juta per tahun. Sementara itu Ketua Umum Asosiasi Pertekstilan Indonesia Benny Soetrisno menyebut sunset policy ibarat pengakuan dosa tentang kewajiban yang mesti dilaksanakan. Tidak ada kewajiban yang dikurangi, tetapi kewajiban itu mesti dilaksanakan. ”Pelanggar tak dihukum, asalkan mengaku saja,” katanya. Recent ActivityVisit Your Group Yahoo! Groups Join people over 40 who are finding ways to stay in shape. Yahoo! Groups Going Green Zone Learn to go green. Save energy. Save the planet. Find helpful tips for Moderators on the Yahoo! Groups team blog. . ___ Nama baru untuk Anda! Dapatkan nama yang selalu Anda inginkan di domain baru @ymail dan @rocketmail. Cepat sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] Auto Sales Plummet Again
http://www.ritholtz.com/blog/2008/12/auto-sales-plummet-again/ Auto Sales Plummet Again Posted: 02 Dec 2008 10:00 AM PST U.S. auto sales plunged 37 percent in November to the lowest annual rate in 26 years as the recession and Detroit automakers’ aid pleas kept buyers away from showrooms. Ford’s November sales down 30.6%; Toyota sales down 33.9%. Honda sales down 31.6% Volvo sales tumbled 46.5% Chrysler U.S. sales fell 47% GM falls 41% The auto slump has gone global: Indian auto maker Tata Motors posted a 30% sales decline (its 2nd consecutive month of big sales drop) ~~~ Kenapa BBM mesti naik? Apakah tidak ada solusi selain itu? Temukan jawabannya di Yahoo! Answers! http://id.answers.yahoo.com
[obrolan-bandar] Pertanyaan di Saat Krisis.... tulisan yg cukup baik utk dibaca...
Pertanyaan di Saat Krisis Read More? http://indonesianlp society.org Join the Community? idnlpsociety- subscribe@ yahoogroups. com Khawatir. Demikian kata yang akrab dengar beriringan dengan merebaknya berita tentang krisis ekonomi global yang muncul beberapa waktu belakangan.Betapa tidak? Beberapa rekan sudah merasakan sendiri pemangkasan yang dilakukan oleh perusahaannya. Rekan yang lain bahkan sudah diberi paket hemat untuk dapat bekerja secara mandiri atau mencari perusahaan lain yang mampu mempekerjakan mereka. Semua karena apa? Krisis. Krisis. Krisis. Begitu kata orang. Harga naik karena krisis. Kredit macet meningkat karena krisis. Penjualan menurun karena krisis. Budget dipotong karena krisis. Saham anjlok karena krisis. Krisis. Krisis. Krisis. Saya pikir-pikir, malang betul ya nasib makhluk yang bernama krisis ini. Tapi omong-omong, apa sih sebenarnya yang dimaksud dengan krisis itu? Secara harfiah, krisis dapat diartikan sebagai sebuah titik balik, situasi yang tidak stabil, perubahan yang tiba-tiba, perubahan yang menekan, dsb. Menariknya, meskipun kata krisis merupakan kata benda, ia memiliki makna yang sama sekali bukan benda. Coba cermati beberapa definisi yang saya sebutkan tadi, bukankah Anda sepakat kalau kesemuanya menunjukkan adanya proses? Nah, model kata benda seperti ini di dalam ilmu bahasa seringkali disebut dengan nominalisasi atau terjemahan bebasnya adalah pembendaan. Dengan kata lain, ia adalah sebuah proses yang panjang, yang untuk memudahkan proses komunikasi kemudian diberi label agar mudah untuk disebut. Contoh lain adalah kata pekerjaan, yang merupakan pembendaan dari proses bekerja. Loh, kok jadi membahas bahasa? Begini ceritanya. Karena dianggap sebagai benda, maka krisis dianggap sebagai sesuatu makhluk asing yang tidak menyenangkan yang datang secara tiba-tiba tanpa diundang. Pertanyaannya, benarkah krisis adalah makhluk yang demikian? Sekilas, bisa jadi tampaknya demikian. La wong tadinya aman tentram, kok tiba-tiba harga naik, saham turun, investasi amblas, dst. Tapi, apa iya itu yang sebenarnya terjadi? Jika Anda pernah mengamati bagaimana krisis ekonomi global terjadi, maka Anda tentu sepakat dengan saya bahwa krisis ini hanyalah sebuah titik puncak dari serangkaian perjalanan sistem ekonomi kapitalis yang memang telah dianut oleh sebagian besar negara di dunia. Ia mirip dengan kanker, yang juga tidak datang secara mendadak, melainkan berproses sedikit demi sedikit hingga pada suatu ketika merenggut kesehatan penderitanya secara drastis. Terus, apa gunanya kita memahami hal ini? Sangat berguna. Sebab kata-kata yang dibendakan, akan menimbulkan efek stagnan dalam pikiran dan perasaan kita. Maka krisis seolah-olah akan menjadi sesuatu yang berat dan sulit diubah. Sisi lain, karena dianggap benda, maka kita pun berharap ia bisa pergi begitu saja, dibuang layaknya benda yang sudah usang. Atau, ya, setidak-tidaknya ada seorang super hero penyelamat yang akan membantu kita membuangnya. Nah, yang terakhir ini cukup banyak kita temukan di berbagai media, salah satunya terkait dengan terpilihnya Obama sebagai presiden Amerika. "Obama terpilih, saham malah anjlok", "Obama terpilih, penjualan senjata meningkat", "Obama terpilih, harapan bagi pulihnya ekonomi dunia." Saya tidak tahu dengan Anda, hanya bagi saya, memandang krisis dengan cara seperti ini hanya akan memperlambat proses pemulihannya. Jika krisis datang secara bertahap, pelan tapi pasti, menggerogoti sedikit demi sedikit, maka ia pun akan pulih jika kita membenahi sumber masalahnya dengan cara pandang yang sama. Kita tentu tahu bahwa penyakit kanker seringkali justru bertambah parah justru karena ia langsung dibuang melalui operasi, bukan? Lalu, apa donk yang bisa kita lakukan? Menggunakan analogi kanker tadi, pengobatan dan pencegahan kanker yang efektif harus dimulai dari perubahan mendasar gaya hidup dan pola pikir. Maka dalam konteks krisis ini, kita bisa memulai dari perubahan mendasar cara kita memaknai krisis. Setidaknya ada 2 pertanyaan ampuh yang bisa kita tanyakan untuk mengubah persepsi kita tentang krisis. Tanyakan pada diri Anda: Apa yang menghalangi saya untuk bisa mengatasi keadaan ini dan sukses di masa mendatang? Jawaban dari pertanyaan itu akan membukakan kita akan berbagai penghalang yang secara tidak sadar kita pegang terus-menerus. Nah, kalau sudah dibuka, ia bisa dibongkar dengan pertanyaan: Sejak kapan saya memutuskan untuk memiliki penghalang tersebut? Loh, kok memutuskan? Ya, sebab setiap hal yang kita miliki sebenarnya adalah hasil keputusan kita sendiri. Kita sakit, karena pernah ada masanya kita memutuskan—tanpa disadari—untuk memakan makanan yang tidak sehat dan malas berolahraga. Kita bangkrut, sebab pernah suatu ketika kita merasa puas dengan pencapaian kita, dan memutuskan untuk tidak mengantisipasi resiko di masa depan. Jika sudah tahu jawabannya, maka... Ups! UUD 45 saja bisa diamandemen. PKS saja bisa kadaluarsa. SK saja bis
[obrolan-bandar] American Paul Krugman wins economics Nobel
American Paul Krugman wins economics Nobel New York Times columnist, Princeton professor commended for analysishttp://www.msnbc. msn.com/id/ 27159654/ STOCKHOLM, Sweden - Paul Krugman, the Princeton University scholar and New York Times columnist, won the Nobel prize in economics Monday for his analysis of how economies of scale can affect trade patterns and the location of economic activity. Krugman has been a harsh critic of the Bush administration and the Republican Party in The New York Times, where he writes a regular column and has a blog called “Conscience of a Liberal.”He has come out forcefully against John McCain during the economic meltdown, saying the Republican candidate is “more frightening now than he was a few weeks ago” and earlier that the GOP has become “the party of stupid.” AFP - Getty Images file U.S. economist Paul Krugman won the 2008 Nobel Economics Prize for ‘analysis of trade patterns and location of economic activity,’ the Nobel jury said. “Krugman is not only a scientist but also an opinion maker,” economics prize committee member Tore Ellingsen said. He added that Krugman’s analyses tend to back free trade and his research gives no “support for protectionism.” The 55-year-old American economist was the lone winner of the 10 million kronor ($1.4 million) award and the latest in a string of American researchers to be honored. It was only the second time since 2000 that a single laureate won the prize, which is typically shared by two or three researchers. The Royal Swedish Academy of Sciences praised Krugman for formulating a new theory to answer questions about free trade and said his theory has inspired an enormous field of research. “What are the effects of free trade and globalization? What are the driving forces behind worldwide urbanization? Paul Krugman has formulated a new theory to answer these questions,” the academy said in its citation. “He has thereby integrated the previously disparate research fields of international trade and economic geography,” it said. The award, known as the Nobel Memorial Prize in Economic Sciences, is the last of the six Nobel prizes announced this year and is not one of the original Nobels. It was created in 1968 by the Swedish central bank in Alfred Nobel’s memory. Besides his work as an economist at Princeton University in New Jersey, where he has been since 2000, Krugman has written for publications including Foreign Affairs, the Harvard Business Review and Scientific American. Commenting on the global economic meltdown, Krugman told a news conference in Stockholm by telephone from the United States that some of his research was linked to currency crises and related issues. “This is terrifying,” he said, comparing it to the financial crisis that gripped Asia in the 1990s. “I had never thought that in my lifetime I would see anything that resembles the Great Depression, but this in fact does.” He said winning the Nobel award won’t change his approach to research and writing. “The prize will enhance visibility,” he said, “but I hope it does not lead me into going to a lot of purely celebratory events, aside from the Nobel presentation itself.” Showing a sense of humor, Krugman’s New York Times blog had an entry early Monday that read “A funny thing happened to me this morning” with a link to the Nobel announcement. Krugman graduated with a bachelor’s degree from Yale in 1974 and received a Ph.D. from MIT in 1977. Besides teaching at Yale and MIT, he also taught at Stanford. Krugman’s work on new trade theory also garnered him the John Bates Clark medal from the American Economic Association in 1991. That prize is given every two years to an economist under the age of 40. Winners of the Nobel economics prize Recent winners of the Nobel Memorial Prize in Economic Sciences, and their research, according to the Nobel Foundation: —2008: American Paul Krugman for his analysis of trade patterns and location of economic activity. —2007: Americans Leonid Hurwicz, Eric S. Maskin and Roger B. Myerson for laying the foundations of mechanism design theory. —2006: American Edmund S. Phelps for furthering the understanding of the trade-offs between inflation and its effects on unemployment. —2005: Robert J. Aumann, of Israel and the United States, and American Thomas C. Schelling, for their work in game-theory analysis. —2004: Finn E. Kydland, Norway, and Edward C. Prescott, United States, for their contribution to dynamic macroeconomics. —2003: Robert F. Engle, United States, and Clive W.J. Granger, Britain, for their use of statistical methods for economic time series. —2002: Daniel Kahneman, United States and Israel, and Vernon L. Smith, United States, for pioneering the use of psychological and experimental economics in decision-making. —2001: George A. Akerlof, A. Michael Spence and Joseph E. Stiglitz, United States, for research into how the control of information affects markets. —2000: James J. Heckman and Daniel L. McFadden
[obrolan-bandar] It's the West Va Ameribank, NOT the Savannah or New England Ameribanks
Ameribank folds, twelfth closure this year By John Letzing Last update: 7:38 p.m. EDT Sept. 19, 2008 SAN FRANCISCO (MarketWatch) -- Northfork, West Virginia-based Ameribank Inc. has been closed, the Federal Deposit Insurance Corporation said late Friday, marking the 12th bank closure so far this year. Deposits at Ameribank's Ohio branches have been transferred to The Citizens Savings Bank, while Ameribank's Ohio branches will reopen Saturday as Citizens Bank branches, the FDIC said. Ameribank's West Virginia deposits have been transferred to Pioneer Community Bank, and Ameribank's West Virginia branches will reopen as Pioneer branches. ___ Dapatkan alamat Email baru Anda! Dapatkan nama yang selalu Anda inginkan sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] Lehman Faces Mounting Pressures
Lehman Faces Mounting Pressures http://online.wsj.com/article/SB122103833291118977.html?mod=googlenews_wsj By SUSANNE CRAIG, RANDALL SMITH, SERENA NG and MATTHEW KARNITSCHNIG September 10, 2008 5:56 a.m. Lehman Brothers Holdings Inc. came under mounting pressure Tuesday after hopes faded for an investment deal with a Korean bank, helping to trigger a 45% fall in the firm's shares. Lehman's troubles mark the latest installment in the worst financial-system crunch in decades, coming just two days after the U.S. government announced its plan to take over the two giants of the mortgage business. U.S. stocks fell Tuesday, giving back gains that had greeted the weekend bailout of Fannie Mae and Freddie Mac. The drop in Lehman shares highlights the continuing nervousness in markets as the company attempts to raise fresh capital to offset sharp declines in the value of its assets. Shares of Lehman, which is heavily exposed to troubled real-estate investments, have been under pressure for months and were down about 80% this year before Tuesday's drop. Investors have been frustrated as Lehman has taken months to pull together a plan to raise capital to absorb expected losses. On Tuesday, credit-rating services Standard & Poor's and Fitch Ratings placed their ratings on Lehman on review for downgrades. S&P cited uncertainty about the firm's ability to raise capital, "based on the precipitous decline in its share price in previous days." If downgraded, Lehman may be required to post billions of dollars in collateral to its trading partners on derivative contracts and other agreements.In an attempt to assuage investors, Lehman said late Tuesday that before markets open Wednesday, it will offer a preview of its third-quarter earnings and announce "key strategic initiatives." The people familiar with the firm said Lehman plans to announce it is in talks with money manager BlackRock Inc. to sell a package of primarily British residential real-estate assets. Also, Lehman is expected to announce a separate plan to spin off some commercial real-estate assets into a new company, referred to internally at Lehman as SpinCo. The remaining portion of the firm, shorn of much of its distressed real-estate assets, is being called CleanCo, these people say. Lehman has been shopping for investors to buy a piece of its investment-management unit, which includes the profitable asset-manager Neuberger Berman. Three private-equity firms are in the running for this division, with bids due late Friday night. People familiar with the company say this piece could bring in about $5 billion. The 158-year-old financial firm was trading normally with counterparties on Tuesday. Rival Wall Street firm Goldman Sachs Group Inc. said it was doing business with the firm. Lehman, one of four big independent firms remaining after the near collapse of Bear Stearns Cos. in March, declined to comment. The firm's situation differs markedly from that of Bear Stearns, which was taken over earlier this year after it ran into a liquidity crisis. Unlike Bear Stearns, Lehman has access to new Federal Reserve facilities that can provide short-term funding when the markets won't, in addition to the ability to exchange illiquid assets for safer securities such as Treasurys. That makes a sudden run on an investment bank less likely than it was a few months ago. The facilities for dealers weren't in place when Bear Stearns faced its crisis. The Fed does not disclose which institutions are using these facilities. Deal Falters Lehman's declines came after the Korea Development Bank, which has been in talks with Lehman about a capital infusion, said Tuesday it had closed the door on a possible deal. Discussions between Lehman and KDB ended in early August, according to a person familiar with the talks. KDB said Wednesday it has ended talks with the investment bank "due to differences in transaction terms with Lehman and in consideration of the domestic and international financial market situation." It didn't elaborate. But persistent rumors that a deal was still possible continued to bolster the firm's stock. The share decline helped drag down the rest of the market, which had rallied strongly on Monday after the bailout of Fannie and Freddie. Financial stocks tumbled more than 6%, including a 10% decline for Lehman rival Merrill Lynch & Co. and a 14% drop for Wachovia Corp., which is also struggling under the weight of bad mortgage loans. By 4 p.m. Tuesday, the Dow Jones Industrial Average had shed 280 points, nearly wiping out the 289-point gain from Monday's session. Lehman shares last swapped hands at $7.79 each, their lowest level in 10 years. The severe stock drop showed how skittish investors remain about Lehman, a bond-focused firm that moved aggressively into the commercial real-estate market and leveraged loans over the past few years, and often produced record profits between 2004 and 2007. As the value of
[obrolan-bandar] Perusahaan harus memotong pajak dua kali untuk pegawainya yang tak ber-NPWP
Perusahaan harus memotong pajak dua kali untuk pegawainya yang tak ber-NPWP(berlaku mulai Januari 2009) JAKARTA. jika Anda karyawan sebuah perusahaan dan belum punya Nomor Pokok Wajib Pajak (NPWP), sebaiknya bergegas mengurusnya. Direktorat Jenderal (Ditjen) Pajak akan memaksa perusahaan tempat Anda bekerja menjadi algojo yang langsung memotong gaji Anda dua kali, sebagai pembayaran pajak berikut dendanya. Mungkin Anda sudah mafhum, Ditjen Pajak saat ini menjalankan program yang bernama sunset policy. Salah satu pokok kebijakan ini adalah: pembayar pajak yang belum memiliki NPWP harus membayar 20% lebih besar dari tarif normal. Disinilah Ditjen Pajak akan memaksa perusahaan membantu mereka memungut pajak sekaligus tambahan tarif itu. Ditjen Pajak telah merancang Peraturan Pemerintah (PP) yang mewajibkan perusahaan memotong gaji karyawannya untuk pajak sebanyak dua kali bila karyawan itu tidak memiliki NPWP. "Drafnya sudah matang,"kata Kepala Pusat Pengolahan Data dan Dokumen Perpajakan Ditjen Pajak Kismantoro Petrus. Selain akan mengatur pembayaran PPh, PP ini juga akan menegaskan ketentuan bahwa setiap perusahaan wajib menyerahkan data mengenai seluruh karyawannya kepada Ditjen Pajak. Kismantoro berharap,dengan terbitnya PP baru itu, setiap wajib pajak tidak akan menunda-nunda lagi perbaikan Surat Pemberitahuan Pajak Tahunan (SPT) atau mengajukan NPWP pada tahun ini juga. Ditjen Pajak mengaku punya dasar hukum yang kuat untuk melakukan pemaksaan itu. Lembaga ini akan menyusun PP tersebut dengan memakai Pasal 35A Undang-Undang Nomor 28 Tahun 2007 tentang Ketentuan Umum Perpajakan (KUP) sebagai payung hukumnya, yang berbunyi sbb: Ayat 1:” Apabila dalam menjalankan ketentuan peraturan perundang-undangan perpajakan diperlukan keterangan atau bukti dari bank,akuntan public, notaries, konsultan pajak, kantor administrasi, dan/atau pihak ketiga lainnya, yang berhubungan dengan wajib pajak yang dilakukan pemeriksaan pajak, penagihan pajak, atau penyidikan tindak pidana dibidang perpajakan, atas permintaan tertulis dari Direktur Jenderal Pajak, pihak-pihak tersebut wajib memberikan keterangan atau bukti yang diminta.” Ayat 2 :”Dalam hal pihak-pihak sebagaimana yang dimaksud pada ayat 1 terikat oleh kewajiban merahasiakan, untuk keperluan pemeriksaan, penagihan pajak, atau penyidikan tindak pidana dibidang perpajakan, kewajiban merahasiakan tersebut ditiadakan, kecuali untuk bank, kewajiban merahasiakan ditiadakan atas permintaan tertulis dari Menteri Keuangan.” Selain mengenakan tarif yang lebih tinggi kepada pembayar pajak yang belum punya NPWP, sunset policy memberikan fasilitas penghapusan sanksi administrasi bagi wajib pajak pribadi maupun badan. Program ini telah diatur dalam pasal 37A UU 28/2007. Tujuan utamanya adalah untuk menjaring wajib pajak baru dan memperbaiki basis objek pajak. Pemerintah bersikeras benar-benar akan menerapkan tarif lebih tinggi itu mulai 2009 nanti. Meskipun begitu, jika tahun ini tak juga beres, setiap wajib pajak pribadi dan badan masih memiliki kesempatan untuk memperbaiki data atau membuat NPWP baru pada tahun depan. "Tapi sanksi denda untuk mereka tetap berlaku,"ungkap Direktur Pemeriksaan Pajak dan Penagihan Riza Nur Karim, Kamis (21/8). Sumber : Harian Kontan, 22 Agustus 2008m Recent Activity * 4 New MembersVisit Your Group Yahoo! Finance It's Now Personal Guides, news, advice & more. Yahoo! Groups Come check out featured healthy living groups on Yahoo! Yahoo! Groups Real Food Group Share recipes and favorite meals. . ___ Dapatkan nama yang Anda sukai! Sekarang Anda dapat memiliki email di @ymail.com dan @rocketmail.com. http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] Program Bike to School..... Mohon disebar luaskan....
BIKEFOR SCHOOL Latar Belakang Imbas dari kenaikan harga BBM oleh pemerintah,yang diikuti dengan kenaikan harga kebutuhan pokok dan ongkos transportasi, dirasakan sangat memberatkan bagi kondisi perekonomian masyarakat miskin. Secara langsung kondisi ini berpengarah pada kelanjutan studi para pelajar dari keluarga miskin, yang mereka setiap hari harus menambah biaya transportasi untuk pergi ke sekolah. Berkaitan dengan hal tersebut, kami menawarkan program “Bike For School” kepada para dermawan untuk bekerjasama dalam membantu menyediakan alat transportasi sepeda bagi para pelajar SD, SMP dan SMA dari keluarga miskin untuk pergi ke sekolah. Sejak dimulainya program pada bulan April 2008, ini sudah 20 sepeda yang disalurkan kepada anak-anak dhu’afa dan masih bayak lagi peminat yang mengajukan. Tujuan Program 1. Salah satu solusi untuk meringankan beban masyarakat miskin dalam mengurangi beban biaya transportasi. 2. Membantu pelajar tingkat SD, SMP dan SMA dari keluarga miskin dalam hal penyediaan alat transportasi untuk pergi ke sekolah. 3. Memotivasi para pelajar untuk tetap giat bersekolah. 4. Membantu pemerintah dalam mensukseskan program wajib belajar sembilan tahun. Kontribusi program ini dengan mewakafkan sepeda layak pakai dan/ atau mendonasikan dana sebesar Rp 400.000,-/ sepeda. Salurkan melalui Rek. Yayasan Tangerang Sejahtera Bank Central Asia (BCA), Bintaro Utama 1,No. 603 – 030 – 9691. Bank Syariah Mandiri (BSM), Bintaro Jaya Sektor 7, No. 004 – 007 – 4755 Informasi : LAZ SEJAHTERA UMMAT Jl. Gapura Menteng No. 22B - Bintaro Jaya Sektor 5 Telp (021) 7388 8261 dan (021) 946 0473 - Fax (021) 7388 8261 Alamat e-mail : [EMAIL PROTECTED] dan [EMAIL PROTECTED] BEASTUDI CERIA Latar Belakang Sebuah kenyataan yang tak dapat dipungkiri, bahwa kondisi perekonomian saat ini sangat memberatkan bagi masyarakat miskin. Angka pemutusan hubungan kerja semakin meningkat, sedangkan peluang kerja belum juga tercipta. Ditambah lagi dengan kenaikan harga BBM yang berimbas pada kenaikan harga barang dan jasa kebutuhan sehari-hari. Hal ini membuat banyak pelajar yang terpaksa meninggalkan bangku sekolah, karena ketidakmampuan orang tua mereka. Program Beastudi CERIA (Cerdas Raih Impian), adalah salah satu program unggulan LAZ Sejahtera Ummat, dalam bentuk bea pendidikan pelajar SD, SMP dan SMA bagi yatim-piatu dan dhu’afa berprestasi secara berkelanjutan. Program Beastudi CERIA didukung oleh donator perorangan dan atau instansi, yang diberikan rutin setiap awal bulan disertai dengan pembinaan ruhani dan pelatihan motivasi. Sehubungan dengan hal tersebut, kami menghimbau dan mengajak semua pihak untuk terlibat aktif membantu sesama, dalam meningkatkan kualitas hidup masyarakat miskin dengan pendidikan yang berkelanjutan bersama kami di LAZ Sejahtera Ummat. Donasi Beastudi CERIA setiap bulan adalah sebagai berikut : PelajarSD: Rp 20.000,- Pelajar SMP : Rp 50.000,- dan Pelajar SMA : Rp 70.000,- Tujuan Program 1. Meringankan beban keluarga miskin dalam melanjutkan sekolah putra-putri mereka 2. Menekan dan mengurangi angka putus sekolah 3. Memotivasi para pelajar untuk tetap giat bersekolah. 4. Membantu pemerintah dalam mensukseskan program wajib belajar sembilan tahun. Salurkan donasi anda melalui Rek. Yayasan Tangerang Sejahtera di : Bank Central Asia (BCA), Bintaro Utama 1,No. 603 – 030 – 9691. Bank Syariah Mandiri (BSM), Bintaro Jaya Sektor 7, No. 004 – 007 – 4755 Dapatkan info tentang selebritis - Yahoo! Indonesia Search. ___ Dapatkan alamat Email baru Anda! Dapatkan nama yang selalu Anda inginkan sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] AAPL 's disappointing guidance for next quarter
July 21, 2008, 4:33 pm Apple FY Q3 Beats Estimates: $7.46B Revs; EPS $1.19; But Sees Q4 Revs $7.8B, EPS $1, Well Below Street Posted by Eric Savitz There is mixed news from Apple (AAPL) this afternoon. The company posted better-than- expected results for the June quarter, but provided guidance for the September quarter well short of expectations. Keep in mind that Apple has a long track record or providing very conservative guidance. Apple posted revenue for its fiscal third quarter ended June 28 of $7.46 billion and profits of $1.19 a share. That is above both the Street consensus of $7.37 billion and $1.08 a share and the company's previous guidance of $7.2 billion and $1 a share. The company sold 2.496 million Macs, 11.011 million iPods and 717,000 iPhones in the quarter. Gross margin in the quarter was 34.8%, down from 36.9% in the year ago quarter. For the September quarter, the company projects revenue of $7.8 billion and profits of $1 a share, which is well below the Street consensus of $8.32 billion and $1.24. The company finished the quarter with cash and short-term investments of $20.77 billion. Deferred revenue at June 28 stood at $4.063 billion, up from $3.825 billion at the end of March. ___ Nama baru untuk Anda! Dapatkan nama yang selalu Anda inginkan di domain baru @ymail dan @rocketmail. Cepat sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] Kenapa Harga BBM Indonesia Jadi Tinggi...??? ni Jawabannya
Pemerintah Melanggar Konstitusi Dalam Kebijakannya Menaikkan Harga BBM (Artikel 3 Pelengkap Minggu, 08 Juni 08 Mahkamah Konstitusi RI (MK) telah menguji Undang-Undang nomor 22 tahun 2001 tentang Minyak dan Gas Bumi, apakah isinya bertentangan dengan Undang-Undang Dasar kita. Vonisnya ditetapkan dalam Rapat Permusyawaratan 9 (sembilan) Hakim Konstitusi pada hari Rabu, tanggal 15 Desember 2004, dan dituangkan dalam PUTUSAN Perkara Nomor 002/PUU-I/2003. Putusan MK tersebut yang tentang kebijakan harga BBM berbunyi sebagai berikut : "Pasal 28 ayat (2) dan (3) yang berbunyi (2) Harga Bahan Bakar Minyak dan Harga Gas Bumi diserahkan pada mekanisme persaingan usaha yang sehat dan wajar; (3) Pelaksanaan kebijaksanaan harga sebagaimana dimaksud dalam ayat (2) tidak mengurangi tanggung jawab sosial Pemerintah terhadap golongan masyarakat tertentu"; Undang-undang Nomor 22 Tahun 2001 tentang Minyak dan Gas Bumi (Lembaran Negara Republik Indonesia Tahun 2001 nomor 136, Tambahan Lembaran Negara Republik Indonesia Nomor 4152) bertentangan dengan Undang-Undang Dasar Negara Republik Indonesia 1945." Jadi menentukan harga BBM yang diserahkan pada mekanisme persaingan usaha dinyatakan bertentangan dengan Konstitusi kita, walaupun persaingan usahanya dikategorikan sehat dan wajar. Setelah vonis tersebut, terbit sebuah "pedoman" oleh Direktorat Jenderal Minyak dan Gas Bumi Departemen ESDM. Isinya mengatakan bahwa sebagai implikasi dari vonis MK "dilakukan perubahan atas Pasal 72 Peraturan Pemerintah Nomor 36 Tahun 2004 tentang Kegiatan Usaha Hilir Migas yang berkaitan dengan harga BBM dan Gas Bumi. Harga jual BBM ditetapkan oleh Pemerintah dengan Peraturan Presiden." Peraturan Pemerintah Nomor 36 Tahun 2004 tentang Kegiatan Usaha Hilir Minyak dan Gas Bumi pasal 72 ayat (1) berbunyi sebagai berikut. (1) Harga Bahan Bakar Minyak dan Gas Bumi kecuali Gas Bumi untuk rumah tangga dan pelanggan kecil, diserahkan pada mekanisme persaingan usaha yang wajar, sehat dan transparan. Jadi sangat jelas bahwa Peraturan Pemerintah nomor 36 tahun 2004 tersebut tetap mengatakan bahwa harga BBM diserahkan pada mekanisme persaingan usaha yang wajar, sehat dan transparan", walaupun oleh MK dinyatakan bertentangan dengan UUD 1945. Yang dikecualikan Gas Bumi untuk rumah tangga dan pelanggan kecil. Dalam berbagai penjelasannya, dalam menentukan harga BBM pemerintah memang mendasarkan diri pada persaingan usaha, bahkan persaingan usaha yang tidak sehat dan tidak fair. Bagaimana penjelasannya? Kita ambil bensin jenis premium sebagai contoh. Ketika harga minyak mentah yang ditentukan berdasarkan mekanisme pasar atau mekanisme persaingan yang diselenggarakan oleh New York Mercantile Exchange (NYMEX) mencapai US$ 60 per barrel, harga bensin premium yang Rp. 2.700 per liter dinaikkan menjadi Rp. 4.500 per liter. Angka ini memang ekivalen dengan US$ 61,50 per barrelnya. Seperti kita ketahui, biaya lifting, refining dan transporting secara keseluruhan rata-ratanya US$ 10 per barrel. Kalau kita ambil US$ = Rp. 10.000, keseluruhan biaya ini adalah (10 : 159) x 10.000 = Rp. 628,9 atau dibulatkan menjadi Rp. 630 per liter. Jadi kalau harga bensin premium per liter dikonversi menjadi harga minyak mentah per barrel dalam US$, jadinya sebagai berikut : (4.500 – 630) x 159 : 10.000 = US$ 61,53. Ketika itu harga minyak di New York US$ 60 per barrel. Maka Wapres JK mengatakan bahwa mulai saat itu tidak ada istilah "subsdi" lagi untuk bensin premium, karena harga bensin premium sudah ekivalen dengan harga minyak mentah di New York. Ini adalah bukti bahwa harga bensin di Indonesia ditentukan atas dasar mekanisme pasar atau mekanisme persaingan usaha yang berlangsung di NYMEX. Artinya, ketika itu pemerintah tetap saja mendasarkan diri sepenuhnya pada mekanisme pasar atau mekanisme persaingan usaha, bahkan yang berlangsung di NYMEX. BAGAIMANA SEKARANG? Tindakan pemerintah menaikkan harga BBM yang berlaku mulai tanggal 24 Mei 2008 jam 00 melanggar Konstitusi. Bagaimana penjelasannya? Menteri ESDM Purnomo Yusgiantoro Kompas tanggal 24 Mei 2008 memberitakan keterangan Menteri ESDM yang mengatakan bahwa "dengan tingkat harga baru itu, pemerintah masih mensubsidi harga premium sebesar Rp. 3.000 per liter karena ada perbedaan harga antara harga baru Rp. 6.000 per liter dan harga di pasar dunia sebesar Rp. 9.000 per liter. Dari mana angka Rp. 9.000 per liter yang disebut harga dunia itu? Harga BBM Rp. 9.000 per liter dikurangi dengan biaya lifting, refining dan transporting sebesar Rp. 630 per liter, sehingga harga minyak mentahnya Rp. 9.000 – Rp. 630 = Rp. 8.370. Per barrelnya = Rp. 8.370 x 159 = Rp. 1.330.830. Kalau nilai rupiah kita ambil US$ 1 = Rp. 10.000, harga minyak mentah di pasar dunia sama dengan 1.330.830 : 10.000 = UD$ 133,08. Sangat-sangat jelas isi pikirannya bahwa harga BBM untuk rakyatnya harus diserahkan sepenuhnya pada "mekanisme persaingan usaha" yang berlangsung di N
[obrolan-bandar] Hot news : GOOG
Google's Net Income Climbs Less Than Expected; Shares Tumble By JAY MILLER July 17, 2008 5:27 p.m. Google Inc.'s second-quarter net income rose 35%, but the results disappointed investors and shares fell nearly 10% in after-hours trading. "Strong international growth as well as sustained traffic increases on Google's Web properties propelled us to another strong quarter, despite a more challenging economic environment, " said Chief Executive Eric Schmidt. 1 What to expect from other major companies -- including analyst forecasts for profit and revenue -- as they report quarterly earnings The search-engine giant reported net income of $1.25 billion, or $3.92 a share, compared with $925.1 million, or $2.93 a share, a year earlier. Net income fell from $1.31 billion, or $4.12 a share, in the first quarter. Excluding stock-option costs, the company said per-share earnings were $4.63. Revenue jumped 39% from a year earlier to $5.37 billion. Traffic-acquisition costs totaled $1.47 billion. Revenue was up 3% from the first quarter. A Thomson Reuters analyst survey projected earnings of $4.74 a share, excluding stock-based compensation, on revenue of $3.87 billion, excluding traffic-acquisition costs. Google's U.S. paid clicks for the second quarter rose 19% from a year earlier, but fell 1% from the first quarter. Google's U.S. paid clicks for the first quarter grew 20% over the year ago period, a sharp deceleration from the company's 30% growth rate in its 2007 fourth quarter and 45% growth in the 2007 third quarter. However, some analysts have argued that the slower click growth is a result of steps Google has taken to weed out less lucrative advertisers. Despite the disappointing second-quarter report, Citigroup remains positive on Google. "Google's underlying fundamentals are intrinsically strong," analyst Mark Mahaney wrote. "We'd be buyers on this pullback." Mr. Mahaney noted that operating margin came in "modestly light" but that Google showed strength in revenue from its partner sites and licensing. One of the company's major efforts to grow advertising sales -- at YouTube - has hit snags as some companies have been reluctant to advertise next to amateur videos. Copyright litigation has also complicated matters. Earlier this week, Google went to Washington in an effort to sell lawmakers on its advertising partnership with Yahoo Inc. The deal, seen by many as a lifeline for Yahoo as it fends off unwanted suitors, has faced antitrust concerns. Microsoft Corp., one of those suitors, opposes the deal, saying it would create a monopoly in search advertising. There were signs that Google has slowed its spending: The company added 448 employees in the quarter – relatively low by Google standards – bringing its total to 19,604. In after-hours trading, the company's shares fell 9.9% to $479.70. The shares ended the regular session at $532.15, down 0.6%. ___ Yahoo! Toolbar kini dilengkapi dengan Search Assist. Download sekarang juga. http://id.toolbar.yahoo.com/
[obrolan-bandar] MEMBEDAH BIBIT SUKSES KEBANGKITAN DIRI
MEMBEDAH BIBIT SUKSES KEBANGKITAN DIRI Prof. Roy Sembel, Sandra Sembel, pemerhati dan praktisi pengembangan SDM Individu yang sukses akan berdampak positif pada masyarakat sekitarnya. Masyarakat yang sukses akan menularkan dampak positif pada kelompok-kelompok masyarakat lain disekitar mereka. Selanjutnya, kelompok-kelompok yang sukses ini akan membantuk bangsa yang sukses. Jadi, `kebangkitan' satu orang yang bertekad untuk menggulirkan kesuksesan akhirnya akan memiliki dampak spiral yang meluas sampai akhirnya merambah ke tingkat nasional. Mungkin ini pulalah yang disadari oleh para pendiri bangsa kita 100 tahun yang lalu ketika mereka mencetuskan semangat `Kebangkitan Nasional'. Namun, untuk membuat hari bersejerah ini lebih bermakna dan berdampak positif, kita juga harus memiliki tekad yang sama: membuat bangsa Indonesia, secara individupun juga mengalami "kebangkitan diri'. Jika hal ini tidak terjadi, maka kita tidak akan mampu mengulang lagi momen bersejarah tersebut. Lalu, apa rahasia para pejuang kita ketika mereka mencetuskan ikrar bahwa bangsa kita ini perlu mengalami kebangkitan? Simak yang berikut. RIGHT NOW, RIGHT HERE, RIGHT PERSON Kapan sih waktu yang tepat untuk menggulirkan kebangkitan diri dari keterpurukan atau kondisi yang tidak menyenangkan saat ini? Dimana kita harus memulai langkah awal kebangkitan diri? Siapa orang yang tepat yang membantu kita untuk memulai kebangkitan diri? Right Now. Dodi adalah pekerja keras. Tiap hari berangkat jam 5.30 dari rumahnya di Bekasi menuju tempat kerjanya di Kungingan, di pusat Jakarta. Hampir setiap hari ia pulang lewat dari jam 7 malam karena harus menyelesaikan banyak pekerjaan. Tiba di rumah sudah sekitar menjelang jam 9 malam. Kadang-kadang akhir pekan juga tersita untuk pekerjaan. Namun, Dodi tetap merasa bahwa gaji yang dibawa pulang belum mencukupi atau belum memberikan kelonggaran yang dapat digunakan untuk membeli barang-barang yang selalu diinginkannya. Ia sepertinya harus hidup dari `gaji' ke `gaji' dan dari `hutang' ke `hutang'. Uangnya di bankpun tidak bisa menginap terlalu lama— begitu uang masuk, uang tersebut harus keluar lagi untuk membayar cicilan rumah, cicilan mobil, uang sekolah anak, uang belanja, bayar listrik, telepon dan berbagai kebutuhan pokok lainnya. Seringkali pula ia harus meminjam atau membeli dengan kartu kredit yang harus dicicilnya, dan menambah jumlah pinjaman yang harus dicicil. Dodi sebenarnya sudah bosan hidup seperti ini. Namun ia tidak berani meninggalkan pekerjaannya yang memberikan jaminan gaji bulanan dan tunjangan kesehatan serta berbagai tunjangan yang `lumayan'. Jadi, Dodi tetap sabar menunggu "waktu yang tepat" untuk melakukan perubahan. Dia menunggu `rejeki nomplok'. Siapa tahu dia menang undian, mendapat harta warisan, atau bonus besar dari kantor tempatnya bekerja, sehingga ia bisa menggunakan uang tersebut untuk membuat perubahan dalam hidup. Tahun demi tahun berlalu, rejeki nomplok yang diharapkan Dodi tak kunjung tiba. Iapun masih harus berangkat pagi dan pulang malam kelelahan, serta hidup `pas-pasan' bahkan seringkali juga merasa sesak `tercekik' cicilan. Apakah Anda melihat kemiripan hidup Anda dengan yang dialami Dodi? Jika demikian Anda perlu melakukan perubahan. Anda tidak perlu menunggu `waktu yang tepat'. Kita tidak punya kuasa untuk kembali ke masa lalu. Kita juga tidak punya kuasa untuk melompat ke masa depan. Tetapi, kita punya kemampuan untuk melakukan sesuatu di masa ini (right now). Jadi, jika Anda ingin `bangkit' dari lingkaran keterpurukan, kebosanan, jangan tunggu sampai `waktu yang tepat'. Waktu yang tepat untuk bangkit adalah sekarang. Anda tidak akan pernah menemukan waktu yang sempurna, karena tidak akan pernah ada waktu yang sesempurna saat ini. Paling tidak Anda bisa mulai menyusun strategi sekarang dan tetapkan langkah untuk melaju menggulirkan perubahan tersebut seperti yang telah diteladani oleh para pendiri bangsa 100 tahun yang lalu. Right Here. Budi adalah pria muda yang menginginkan perubahan dalam dirinya. Sebagai lulusan SMA di sebuah kota kecil. Setelah lulus, ia masih menganggur sambil menunggu jawaban dari lamaran kerja yang telah dikirimkannya kemana-mana. "Ah, seandainya saya dapat kesempatan bekerja di kota besar, pasti saya bisa sukses dengan gaji lebih besear. Lalu, datanglah seseorang yang menawarkan kesempatan untuk berangkat ke kota besar dengan sejumlah besar uang sebagai imbalannya. Dengan mengerahkan seluruh tabungan serta menggalang uang pinjaman dari berbagai pihak, Budi berhasil mengumpulkan uang yang diperlukan. Ia lalu berangkat dengan harapan setinggi langit. Ternyata setibanya di tempat impiannya, ia tidak juga menemukan kesuksesan yang dicari. Ia ditipu dan di tinggalkan tanpa uang tanpa tempat tinggal dan tanpa makanan. Ia terlunta-lunta dan tidak bisa kembali ke kampung halaman karena malu dan karena tidak punya uang lagi. Karena tidak kenal tempat, maka ia menerima
[obrolan-bandar] Toyota to equip Prius with solar panels: report
Toyota to equip Prius with solar panels: report By V. Phani Kumar, MarketWatch Last update: 9:44 p.m. EDT July 6, 2008 HONG KONG (MarketWatch) -- Toyota Motor Corp. plans to install a solar power generation system on its Prius hybrid car, when the vehicle goes through a complete makeover as early as next spring, according to a media report Monday. The move will make Toyota the first major automaker to install a popular model with solar panels. The redesigned Prius will have solar panels on the roof, which will supply part of the two to five kilowatts needed to power the air-conditioning unit, the Nikkei business daily reported. Toyota (TMtoyota motor corp sp adr rep2com News, chart, profile, more Delayed quote data Add to portfolio Analyst Create alert Insider Discuss Financials Sponsored by: TM) (JP:7203: news, chart, profile) plans to buy the panels from Kyocera Corp. (JP:6971: news, chart, profile) (KYOKyocera Corporation News, chart, profile, more Delayed quote data Add to portfolio Analyst Create alert Insider Discuss Financials Sponsored by: KYO) . The Japanese auto giant intends to produce 450,000 units of the Prius in Japan next year, about 60% higher than the vehicle's output in 2007. It also aims to reduce the Prius' weight to improve the gasoline-electric hybrid vehicle's fuel efficiency, the report added. ___ Nama baru untuk Anda! Dapatkan nama yang selalu Anda inginkan di domain baru @ymail dan @rocketmail. Cepat sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] Gas Prices
ANALYSIS Wall Streeters say speculators double gas prices By Jerry Mazza Online Journal Associate Editor Jul 2, 2008, 11:21 Gas could fall to $2 if Congress acts, analysts say, says Market Watch. In fact, the article's lead paragraph states, “The price of retail gasoline could fall by half, to around $2 a gallon, within 30 days of passage of a law to limit speculation in energy-futures markets, four energy analysts told Congress on Monday.” And you thought it was just a matter of over-consumption. In a rare moment of candor, appearing before the House Energy and Commerce Committee, first Michael Masters of Masters Capital Management told members that the price of oil would quickly drop closer to its marginal of around$65 to $75 a barrel, like half the current $135-40. Ironically, this seems to jibe with my article, Ahmadinejad calls oil price hikes ‘manipulated,’ in which he said, “Speculation is the reason behind the increasingly high prices of crude, not a lack of supply.” This is probably an historic event, having Wall Streeters and the Iranian president agree. Additionally, “Fadel Gheit of Oppenheimer & Co., Edward Krapels of Energy Security Analysis and Roger Diwan of PFS Energy Consultants agree with Masters’ assessment at a hearing on proposed legislation to limit speculation in futures markets.” Will meetings turn into action ? Krapels thought it would take less than 30 days to drive prices lower, since fund managers would quickly liquidate their stakes in futures markets. Gheit said, “Record oil prices are inflated by speculation and not justified by market fundamentals. Based on supply and demand fundamentals, crude-oil prices should not be above $60 per barrel.” Rep. John Dingell, D-Mich., chairman of the full committee, said “Energy speculation has become a growth industry and it is time for the government to intervene. We need to consider a full range of options to counter this rapacious speculation.” These were his strongest words yet on the oil wolves. In fact, Market Watch mentions, he “introduced a bill on June 11 to get the Energy Department fact-gathering on energy prices, including the role played by speculators.” How the scamming works Masters pointed out that there are two kinds of futures market speculators. Traditional speculators need to hedge because they take physical possession of the commodities. But index speculators merely allocate a portion of their portfolio to commodity futures. Index speculation, according to Masters, damages price-discovery mechanisms provided by futures markets. Said simply: with index speculation you posses nothing but paper, so you play more easily. The committee is looking for legislation to curtain index speculation, requiring higher-margin (money down) requirements; also requiring position limits for speculators and more disclosure of positions; lastly, preventing pension funds and investment banks from owning commodities. Why? It raises risks of loss of funds, either from pensions or bank assets. By the way, both presidential candidates endorse closing the loopholes encouraging speculation in energy markets. But then I’m sure they endorse motherhood, apple pie, and the American flag. The question is how committed are they to really doing something about it? You may remember the infamous Enron and “Enron Loophole.” Financial writer Pam Martens, in her article How a Shady Citigroup Subsidiary Secretly Makes Billions in the Oil Market, described the “Enron Loophole” this way: “What the Energy Group had long lobbied for and finally received from its Federal regulator was the breathtaking ability to trade oil contracts and oil derivatives secretly in the over-the-counter (OTC) market, thus avoiding the scrutiny of regulated commodity exchanges, their CFTC regulator, and Congress . . . The change in the law occurred via the Commodity Futures Modernization ACT (CFMA) and is called the Enron Loophole.” No scrutiny, no regulation, no honesty. That simple. You may also remember that Enron, before bankrupting itself, bankrupted the State of California. It cornered energy sources then raised electricity prices sky-high, gouging California into bankruptcy and blaming financial failure on Governor Gray Davis. He was then subjected to a dubious recall vote that handed California to the “Terminator,” an apt title in this context, Arnold Schwarzenegger. It was a new low that derived actually from George HW Bush’s support of legislation that allowed states to deregulate energy suppliers in the early '90s, not so different from the savings and loan debacle he inspired by deregulating standards for loans and savings bank investments. That doozey cost the U.S. some $300 billion underwriting bank failures. Returning to “The Energy Group,” it is described by Martens this way: “Combing through government archives, the first noteworthy appearance of Phibro [a Citigroup subsidiary] occurs on April 6, 2001, when the Wa
[obrolan-bandar] Onions and oil (Fortune Magazine)
What onions teach us about oil prices Onions have no futures market, yet their recent price volatility makes the swings in oil and corn look tame. By Jon Birger, senior writer Last Updated: June 30, 2008: 11:49 AM EDT Onions and oil futures More Videos More from Fortune Waiting on an iPhone Top 10 luxury rides Hunting for oil villains FORTUNE 500 Current Issue Subscribe to Fortune (Fortune Magazine) -- Before the U.S. Commodity Futures Trading Commission starts scrutinizing the role that speculators may have played in driving up fuel and food prices, investigators may want to take a look at price swings in a commodity not in today's news: onions. The bulbous root is the only commodity for which futures trading is banned. Back in 1958, onion growers convinced themselves that futures traders (and not the new farms sprouting up in Wisconsin) were responsible for falling onion prices, so they lobbied an up-and-coming Michigan Congressman named Gerald Ford to push through a law banning all futures trading in onions. The law still stands. And yet even with no traders to blame, the volatility in onion prices makes the swings in oil and corn look tame, reinforcing academics' belief that futures trading diminishes extreme price swings. Since 2006, oil prices have risen 100%, and corn is up 300%. But onion prices soared 400% between October 2006 and April 2007, when weather reduced crops, according to the U.S. Department of Agriculture, only to crash 96% by March 2008 on overproduction and then rebound 300% by this past April. The volatility has been so extreme that the son of one of the original onion growers who lobbied Congress for the trading ban now thinks the onion market would operate more smoothly if a futures contract were in place. "There probably has been more volatility since the ban," says Bob Debruyn of Debruyn Produce, a Michigan-based grower and wholesaler. "I would think that a futures market for onions would make some sense today, even though my father was very much involved in getting rid of it." ___ Cari tahu ramalan bintang kamu - Yahoo! Indonesia Search. http://id.search.yahoo.com/search?p=%22ramalan+bintang%22&cs=bz&fr=fp-top
[obrolan-bandar] mall closings
Thursday, July 3, 2008 INVESTORS' SOAPBOX PM Mall Anchors May Weigh Closings Chain-store closings are on track for the highest level in 15 years. Credit Suisse IN THE CURRENT CYCLE, MALL-anchor peak-to-trough market-cap declines now nearly match the declines posted in their last peak-to-trough periods. From late 1998 to early 2003, mall-anchor market capitalizations declined by 66% on average from their respective peak-to-trough levels, and enterprise values were down 56% over the same time periods. Currently, mall-anchor market caps have declined 58% on average from their peak levels reached in 2006-2007 to their current levels. Enterprise values are down 47% on average. However, the average duration of the current downturn is much shorter than the last. The average duration of the peak-to-trough cycle for mall anchors in the 1998-2003 timeframe was 27 months. The average duration between when the mall-anchor stocks peaked in 2006/2007 and now is 15 months. This suggests that while there may not be substantial downside left in the mall-anchor stocks, we could see a prolonged "L"-shaped recovery as opposed to a quick "V"-shaped recovery. Our 2008 estimates imply average mall-anchor operating margins declining to 6.9% in 2008 from a peak of 9.0% in 2006. Our 2008 forecast represents an average that is still above prior average troughs of 5.8% in 2000 and 6.6% in 1990, suggesting margins may decline further before they reach their trough. Either way, operating margins have declined rapidly in line with stock prices. While they may bottom sooner than in prior cycles, we believe mall-anchor margins might also stagnate for longer at the bottom. Focusing on what retailers can control (supply of stores) as opposed to what they can't control (consumer demand), we believe 2008 and 2009 should mark record years for retail-store closings given the current downturn in demand. Store closings announcements from chain retailers in 2008 remain on track to reach one of their highest levels of the last 15 years. DOW JONES REPRINTS This copy is for your personal, non-commercial use only. To order presentation- ready copies for distribution to your colleagues, clients or customers, use the Order Reprints tool at the bottom of any article or visit: www.djreprints. com. • See a sample reprint in PDF format • Order a reprint of this article now. Through June 2008, we have recorded 2,173 store closings announcements. With very few store closings in the last several years, the mall-anchor industry is over-stored and could benefit greatly from store-closings activity. We believe the current demand environment will lead to substantial closings in the mall-anchor industry in 2008 and 2009. In general, the mature mall-anchor stocks tend to trough at 4.5-5 times enterprise value/earnings before interest, taxes, depreciation and amortization (EV/EBITDA) on a forward one-year basis. Currently, J.C. Penney (ticker: JCP) and Macy's (M) trade at 4.9 and 5.3 times consensus 2009 EBITDA estimates, suggesting that minimal downside remains in these stocks unless estimates prove to be too optimistic (which we believe could be likely). Nordstrom (JWN) has tended to trough closer to six times forward-one- year EBITDA. Its current valuation is also approaching trough levels. Finally, Kohl's currently trades at its lowest EV/EBIDTA multiple of the company's 20-year history, reflecting its closing in on maturity. We believe it is too early to call a bottom to mall-anchor stocks in general but not too early to begin doing work reconsidering a long term bearish thesis for the group. If the stocks do bottom, near term upside is still unlikely in our view based on the greater duration of prior downturns relative to the present. However, we do believe that as mall-anchor operating margins get closer to their prior trough levels and retail store closings accelerate, it is prudent to invest selectively in those mall anchors that are well positioned to gain market share. At the top of our list is Nordstrom, which based on its current store footprint in high-quality locations should not have to be concerned with either too many forward opening commitments or rationalizing its existing-store base in the future. As such, we believe it stands to enjoy an outsized benefit from industry consolidation. We also think Kohl 's (KSS) could benefit from competitors closing stores without it having to close many stores itself because of its relatively young store base with good standards. ___ Dapatkan nama yang Anda sukai! Sekarang Anda dapat memiliki email di @ymail.com dan @rocketmail.com. http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] ECB hikes key rate to 4.25%
ECB hikes key rate to 4.25% 'No bias' on future rate moves, says ECB's Trichet By William L. Watts, MarketWatch Last update: 11:50 a.m. EDT July 3, 2008 Comments: 110 LONDON (MarketWatch) - The European Central Bank returned to a wait-and-see mode on monetary policy Thursday, but only after making good on a threat to hike rates for the first time in 13 months in an effort to wrestle down surging inflation pressures. "Starting from here, I have no bias" on interest rates, ECB President Jean-Claude Trichet told reporters at his monthly news conference following the central bank's widely-anticipated decision to hike its key lending rate by 25 basis points, or a quarter of a percentage point, to 4.25%. Financial markets had previously factored in expectations that Thursday's move would be the first in a series of hikes. But economists said Trichet's remarks indicated that the ECB is content to see how inflationary pressures develop as it wrestles with surging prices and signs that growth across the 15-nation euro zone is headed for a significant slowdown. Trichet, who issued a clear warning in June about the possibility of a July rate hike, used none of the phrases employed in the past to signal another move was imminent. ___ Nama baru untuk Anda! Dapatkan nama yang selalu Anda inginkan di domain baru @ymail dan @rocketmail. Cepat sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] Life Lesson - Mengejar Tantangan
Mengejar Tantangan Memang sulit. Justru itu yang membuatnya demikian berharga. Waktu, usaha, dan komitmen yang anda berikan dalam usaha mencapai sasaran memiliki kepuasan tersendiri, di luar dari prestasi yang didapatkan. Mereka membuat anda lebih kuat, lebih disiplin, dan lebih efektif. Ketika usaha besar dibutuhkan, kesempatan-kesempat an besar pun melimpah. Di saat tantangan dan kesulitan menyelebungi anda, ada banyak nilai yang akan diciptakan. Daripada meratapi tantangan, berterimakasihlah untuk kesempatan yang datang itu, karena anda telah dirancang dan diperlengkapi untuk dapat menyelesaikan berbagai tantangan, dan hidup anda pun akan menjadi sangat memuaskan. Ketika pekerjaan sulit sedang menanti, melangkahlah dengan penuh antusias. Karena inilah saatnya bagi anda untuk bersinar, tumbuh, dan mencipta sesuai dengan harapan-harapan terbaik anda. Kejarlah tantangan anda, karena di dalam tantangan itulah anda akan memenuhi impian-impian besar anda. Best Regards, From: adithia- . ___ Nama baru untuk Anda! Dapatkan nama yang selalu Anda inginkan di domain baru @ymail dan @rocketmail. Cepat sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] NYSE shorts
Short Selling on NYSE Sets Record By ANNELENA LOBB June 20, 2008; Page C7 Short selling at the New York Stock Exchange set another record in the first half of June. Short positions not yet closed out -- or short interest -- jumped 7.4% to 17,654,028,383 shares in the semimonthly reporting period ended June 13 from 16,431,281,684 shares on May 30. The short ratio, or number of days' average volume represented by short positions outstanding, fell to 4.1 from 4.3 at the end of prior period. Investors who "short" shares borrow and sell them, betting prices will fall so they will replace the shares later at a lower price. Accelerating inflation and weak growth put investors in a bearish frame of mind. "There's no big concern of a market rally, short of interest rates being lowered, which isn't going to happen," said Harry Strunk of Treflie Capital Management. The next NYSE short report will be published in the Journal on July 8. That day's report won't include American Stock Exchange data, since the Amex will start reporting on the same day as Nasdaq beginning with the July 11 paper. The next Nasdaq report is June 25. ___ Yahoo! sekarang memiliki alamat Email baru. Dapatkan nama yang selalu Anda inginkan di domain baru @ymail dan @rocketmail. Cepat sebelum diambil orang lain! http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] Weekend Reading for June 20, 2008.... US Market
Weekend Reading for June 20, 2008 from Briefing.com The focal point next week will be the FOMC policy announcement on Wednesday. The market expects the fed funds rate to remain unchanged at 2.00%, but the uncertainty with respect to the wording of the policy directive means it has market-moving potential. Market participants will also be keeping a close eye on economic data. The consumer confidence, durable orders, new home sales, existing home sales, and personal income and spending reports highlight the economic docket. The Earnings Calendar is relatively light, although there are a few widely held names due to report. Quarterly results from Nike (NKE), Monsanto (MON), Oracle (ORCL), Research In Motion (RIMM) and Walgreen (WAG) will get the most consideration. Monday, June 23: * Earnings: Walgreen (WAG) * Economic Data: None * Events: None * Conferences: Wachovia Nantucket Equity Conference * Fed Speakers: None Tuesday, June 24: * Earnings: Kroger (KR), Darden Restaurants (DRI), Jabil Circuit (JBL) * Economic Data: Consumer Confidence (June) * Events: Start of two-day FOMC Meeting * Conferences: Wachovia Nantucket Equity Conference... Jefferies & Co. Annual Healthcare Conference... Deutsche Bank Securities Inc. 2008 Alternative Energy Conference * Fed Speakers: None Wednesday, June 25: * Earnings: General Mills (GIS), Monsanto (MON), Nike (NKE), Oracle (ORCL), Red Hat (RHT), Research In Motion (RIMM) * Economic Data: Durable Orders (May)... New Home Sales (May) * Events: FOMC Policy Statement (2:15 PM ET)... Weekly Crude Inventories (week ended June 21) * Conferences: Wachovia Nantucket Equity Conference... Jefferies & Co. Annual Healthcare Conference * Fed Speakers: None Thursday, June 26: * Earnings: ConAgra (CAG), Discover Financial Services (DFS), Lennar (LEN), Rite Aid (RAD), Accenture (ACN), Micron (MU), * Economic Data: Final GDP (Q1)... Existing Home Sales (May)... Weekly Initial Jobless Claims (week ended June 21) * Events: None * Conferences: Wachovia Nantucket Equity Conference... Jefferies & Co. Annual Healthcare Conference... * Fed Speakers: Federal Reserve Vice Chairman Kohn to speak at European Central Bank conference (7:30 AM ET)... St. Louis Fed President Bullard to speak on monetary policy at European Central Bank conference ( 9:00 AM ET) Friday, June 27: * Earnings: KB Home (KBH), Steelcase (SCS) * Economic Data: Personal Income and Spending (May) * Events: None * Conferences: None * Fed Speakers: None Dapatkan nama yang Anda sukai! Sekarang Anda dapat memiliki email di @ymail.com dan @rocketmail.com. http://mail.promotions.yahoo.com/newdomains/id/
[obrolan-bandar] TA from briefing.com
The Technical Take Support and resistance levels posted daily. Updated Daily by 9:30 ET. Updated: 16-Jun-08 09:07 ET Market To Cut Friday's Gain Off The Open The stock market ended what has been a choppy but negative week on a bullish note. Despite the solid gain Friday, however, only the Dow ended higher on the week (S&P 500 just fractionally lower). In similar fashion to Thursday the indices opened stronger (mild weakness in crude oil, in line core CPI data, short term technically oversold) and stalled out in the first hour with a steady but modest slide noted into the afternoon. Instead of accelerating on the downside as it did Thursday, we saw a solid move higher off the afternoon pullback lows, led by Finance +1.3%, Housing +2.8%, Semi SMH +2.9% and Internet +2% (YHOO -0.2% but 7.5% off session low) that allowed the indices to close at their best levels of the day. The top performing groups on a percentage basis included: Broker +4.85, Steel +4.4%, Coal +4%, Airline +3.9%, Retail +3%, Mining +2.6%, Casino +2.4%, Software +2.4%, Clean Energy PBW +2.1%, Chemical +1.9%, Medical Supplies +1.7%, Defense +1.7%, Biotech +1.4%. Little was on the defensive other than Bank -1.1% but the BIX index ended 3% off its fresh near 6-yr low to form a possible reversal pattern on the daily. Market Averages As note recently here was looking for recovery in the wake of the aggressive slide last week and the market did post solid gains in the first hour Friday and again during the afternoon. The premarket tone has weakened a bit, however, near the release of a regional economic report (N.Y. Empire State index -8.6 vs. consensus of -2.0) but the pressure has been limited. From a short term perspective a continued posture above roughly 1354/1353 and 1350 keeps the pattern favorable for additional upticks. Looking at the daily, it still takes sustained gains back through 1370/1373 and the declining 50 day averages to neutralize the weak pattern off the May high. The Dow held near the 70.7% retrace (positive divergence in daily RSI) last week and ended last week on a two day win streak. Crude Oil Sets New High Expiration Week This Friday mark's the end of the 2nd quarter. There are no guarantees of course but there are two things that I watch for during a quarterly expiration week. The first is that we often see one and sometimes two sessions of a significant percentage move and second institutions will at least attempt to mark up the market to try to improve their quarterly performance by the end of the week. Send comments, questions or suggestions on The Technical Take or TECHX IN PLAY updates to Jim Schroeder, Briefing.com. Due to the large amount of junk/spam e-mail, make sure that you put The Technical Take in the subject line. Support And Resistance Table for Monday June 16 Resist/ Support Nasdaq Comp S&P 500Cash Dow Ind. Avg Nasdaq 100 Tracking Stock () Semi ETF (SMH) Russell 2000 ETF (IWM) Resist 4 2510/2516 200 sma 1383 50 sma 12600/12610 50.00/50.10 33.00/33.05 75.35/75.40 Resist 3 2495/2500 1377 50 ema 12550/12563 50 ema 49.55/49.65 32.60/32.67 74.90/75.02 Resist 2 2478/2484 1370/1373 12440/12450 49.19/49.25 32.22/32.33 200 sma 74.10/74.22 200 sma Resist 1 2461/2466 200 ema 1366 12370/12380 48.70/48.80 31.90/32.02 200 ema 73.60/73.63 200 ema CLOSE 2454.50 1360.03 12307.35 48.39 31.77 73.32 Supp 1 2441/2438 1354/1353 12260/12250 48.18/48.10 31.50/31.45 50 ema/sma 72.90/72.85 Supp 2 2426/2417 1345/1344 12180/12170 47.82/47.73 50 sma 31.25/31.18 72.40/72.30 50 sma Supp 3 2405/2400 1336 12130/12120 47.46/47.38 31.00/30.95 71.70/71.63 Supp 4 2388/2380 1331/1330 12080/12070 47.25/47.20 200 ema 30.55/30.50 71.40/71.30 Yahoo! Toolbar kini dilengkapi dengan Search Assist. Download sekarang juga. http://id.toolbar.yahoo.com/
[obrolan-bandar] 08:54 Crude oil sets new record of $139.89; currently trading +3.70 at 138.58
08:54 Crude oil sets new record of $139.89; currently trading +3.70 at 138.58 >From briefing.com Regards, Eddi Wahyudi, Yahoo! Toolbar kini dilengkapi dengan Search Assist. Download sekarang juga. http://id.toolbar.yahoo.com/
[obrolan-bandar] Life Lesson - Bebas dari Frustasi
Bebas dari Frustasi Anda memilih untuk frustasi, dan anda dapat sama mudahnya untuk memilih bebas dari frustasi. Apa yang membuat anda frustasi? hal-hal apa yang menyebabkan anda frustasi sehingga anda tidak bisa menyelesaikan pekerjaan atau situasi anda? Sebenarnya, tidak ada yang membuat anda frustasi. Frustasi adalah hanya cara anda menanggapi situasi tertentu. Frustasi berguna ketika anda merasakan untuk pertama kalinya, sehingga perhatian anda akan terfokus pada konflik-konflik yang terjadi antara nilai diri anda yang terdalam dengan situasi eksternal anda. Namun ketika perhatian anda sudah fokus, tugas frustasi sudah selesai, dan saatnya dia pergi. Ketika anda merasa frustasi, segera tanyakan diri anda apa yang frustasi ini hendak memberitahukan anda, dan dengarkan jawabannya dengan hati-hati. Setelah anda telah benar-benar menerima jawabannya, tugas frustasi sudah selesai dan akan dengan mudah dan alamiah menghilang. Dengan memahami dan menghargai apa yang rasa frustasi anda hendak katakan, anda dapat mengatasinya dengan mudah dan cepat. Lalu, dengan adanya maksud dan arah positif yang baru, anda akan menjadi lebih efektif dari sebelumnya. Best Regards, -adithia- Yahoo! Toolbar kini dilengkapi dengan Search Assist. Download sekarang juga. http://id.toolbar.yahoo.com/
[obrolan-bandar] Saudis will lift oil output
June 14, 2008 Plan Would Lift Saudi Oil Output to Highest Ever By JAD MOUAWAD Saudi Arabia, the world’s biggest oil exporter, is planning to increase its output next month by about a half-million barrels a day, according to analysts and oil traders who have been briefed by Saudi officials. The increase could bring Saudi output to a production level of 10 million barrels a day, which, if sustained, would be the kingdom’s highest ever. The move was seen as a sign that the Saudis are becoming increasingly nervous about both the political and economic effect of high oil prices. In recent weeks, soaring fuel costs have incited demonstrations and protests from Italy to Indonesia. Saudi Arabia is currently pumping 9.45 million barrels a day, which is an increase of about 300,000 barrels from last month. While they are reaping record profits, the Saudis are concerned that today’s record prices might eventually damp economic growth and lead to lower oil demand, as is already happening in the United States and other developed countries. The current prices are also making alternative fuels more viable, threatening the long-term prospects of the oil-based economy. President Bush visited Saudi Arabia twice this year, pleading with King Abdullah to step up production. While the Saudis resisted the calls then, arguing that the markets were well supplied, they seem to have since concluded that they needed to disrupt the momentum that has been building in commodity markets, sending prices higher. The Saudi plans were disclosed in interviews with several oil traders and analysts who said that Saudi oil officials had privately conveyed their production plans recently to some traders and companies in the United States. The analysts declined to be identified so as not to be cut off from future information from the Saudis. Last week, King Abdullah also took the unprecedented step of arranging on short notice a major gathering of oil producers and consumers to address the causes of the price rally. The meeting will be held on June 22 in the Red Sea town of Jeddah. Oil prices have gained 40 percent this year, rising to nearly $140 a barrel in recent days and driving gasoline costs above $4 a gallon. Some analysts have predicted that prices could reach $200 a barrel this year as oil consumption continues to rise rapidly while supplies lag. The growing volatility of the markets, including a record one-day gain of $10.75 a barrel last week, has persuaded the Saudis that they need to step in, analysts said. Tony Fratto, a White House spokesman, said, “We would welcome any and all increases in oil production, including from Saudi Arabia.” But the measure carries some risks to the kingdom and is not guaranteed to bring down prices, analysts said. Some investors doubt that Saudi Arabia has the capacity to increase its production beyond its current levels. “This clearly represents the biggest test for them,” said John Kilduff, a senior vice president at the brokerage firm MF Global, who said the move could backfire if investors failed to respond to the extra Saudi supplies. No other producer has the capacity to quickly expand production. Oil prices fell on Friday, slipping $1.88 to settle at $134.86 a barrel on the New York Mercantile Exchange, after reports of the prospective Saudi increase trickled into the market. Ibrahim al-Muhanna, an adviser at the Saudi petroleum ministry, declined to comment on the production increase but said that Saudi Arabia was uncomfortable with oil prices. “Our goal is to bring back stability to the oil market,” he said. Consumers are complaining that rising fuel prices are imposing a growing toll on their economies, and contributing to higher food costs. The Australian prime minister, Kevin Rudd, said this month that it was time “to apply the blowtorch to the OPEC organization.” In Washington, bipartisan support is also growing to pass a law allowing the Justice Department to engage in antitrust proceedings against OPEC producers accused of curbing supplies to drive up prices. Pressure is also mounting in consuming countries to address record energy prices. Congress is debating measures that would tackle speculators, whom many in Washington blame for driving up commodity prices. When the Organization of the Petroleum Exporting Countries, of which Saudi Arabia is the most powerful member, met in March, it decided against increasing production, blaming speculators and a declining dollar, not a shortfall in supplies, for driving up oil prices. Saudi Arabia’s unilateral policy could put it at odds with other members of the OPEC cartel. In a report from the group’s secretariat on Friday, OPEC analysts said they saw no need to put more oil on the market. “Claims that the recent surge in prices is due to a supply shortage are unjustified,” the report said. Saudi Arabia is completing a huge expansion program in its oil industry that is expected to
[obrolan-bandar] WSJ NEWS ALERT: Fed's Beige Book Shows Economic Sluggishness Persists
The Wall Street Journal June 11, 2008 Economic activity remained weak in April and May, according the Federal Reserve's latest beige book report. The survey of conditions by the regional banks found that consumer spending was pinched amid high prices for oil and food. Seven out of 12 regions reported economic activity was softer in the six-week period, while the remaining five said it was stable or little changed from the similarly gloomy April survey. The housing market faced continuing pressure, and the cost of energy was seen damping tourism. http://online. wsj.com/home/ us?mod=djemalert NEWS Bergabunglah dengan orang-orang yang berwawasan, di di bidang Anda! Kunjungi Yahoo! Answers saat ini juga di http://id.answers.yahoo.com/
[obrolan-bandar] Emotional roller caster
People pay money to experience the feeling that the roller caster provide, its a fun and we like it, The train goes high and down in a high speed some people scream from fears but they still love it, others promise themselves that its was absolutely the last time they will ever do that, its probably not for them. When we trade especially daytrading (high speed) we practice the same sensation unlike other businesses good trading involved with loosing trades. loosing put us down and the following winner kick us high, as much as our winning streak is, then, the loser came again and here we again sinking down as much as our loosing streak is now, just to prepare to the following blissing of the winners another high and down and high and so on, even now when you read these lines you probably practice the same sensations and you probably like it.. its fun. Trading is a business its not an entertainment venture as Dr Alexander Elder in his "Trading for living" book stated, "Trading its a very expensive entertainment" , You want to make sure that the reason for your trading its not the fun of the emotional roller caster you have practice in the market at your first beginning but rational one. its perfectly essential to enjoy best the thing you are doing as long as its not the reason for that doing, because if it yes the reason, you may find yourself take trades that you know have low probability of winning, as going down is part of the roller caster sensation, part of the fun, you may find yourself over trade, "recognize" in the market patterns that not really exist just to realize it after and regrade of it, you may find yourself doing things in the market that you don't really indented to do and never made any sense to you, in short finding yourself less in control and awareness of your entire being in trading time. Your reason for trading shall be logical, like some kind of yearly return per investment and the fun of the roller caster as side effect that accompany your logical planned trading. No matter how long you are trading, you like it and you have good time doing it, otherwise you wouldn't have been there, trading involved with pain if your fun wouldn't have exceed that pain by now you find yourself in different job, you do enjoy trading and chances are that the emotional roller caster it big part of this joy, even though its maybe in different levels of awareness we may have suppress it as we all know the danger of trading for fun, So you may have said, I enjoy the return per my investment while in the reality you enjoy more the roller caster, go out from trading for a while and imagine yourself on the roller caster in your nearby fun park, right now you about to go down, you scare, do you like it ? now you are going high, fast .. very fast, do you like it ?.. If you do, what the chances are, you do enjoy the market's emotional roller caster because is the same thing, as long as you get high by winning and down by losing you are in emotional roller caster, being aware for that phenomenal gives you the tool to better understand your self in the market and bring yourself more under control. You don't assume you can do well in such kind of environment by being out of control, aren't you? Regards, Yahoo! Toolbar kini dilengkapi dengan Search Assist. Download sekarang juga. http://id.toolbar.yahoo.com/
[obrolan-bandar] Pidato Steve Jobs di Acara Wisuda Stanford University..... This is my favorite stock...AAPL
orokan, lalu ke perut dan lambung, memasukkan jarum ke pankreas saya dan mengambil beberapa sel tumor. Saya dibius, namun istri saya, yang ada di sana, mengatakan bahwa ketika melihat selnya di bawah mikroskop, para dokter menangis mengetahui bahwa jenisnya adalah kanker pankreas yang sangat jarang, namun bisa diatasi dengan operasi. Saya dioperasi dan sehat sampai sekarang. Itu adalah rekor terdekat saya dengan kematian dan berharap terus begitu hingga beberapa dekade lagi.Setelah melalui pengalaman tersebut, sekarang saya bisa katakan dengan yakin kepada Anda bahwa menurut konsep pikiran, kematian adalah hal yang berguna: Tidak ada orang yang ingin mati. Bahkan orang yang ingin masuk surga pun tidak ingin mati dulu untuk mencapainya. Namun, kematian pasti menghampiri kita. Tidak ada yang bisa mengelak. Dan, memang harus demikian, karena kematian adalah buah terbaik dari kehidupan. Kematian membuat hidup berputar. Dengannya maka yang tua menyingkir untuk digantikan yang muda. Maaf bila terlalu dramatis menyampaikannya, namun memang begitu. Waktu Anda terbatas, jadi jangan sia-siakan dengan menjalani hidup orang lain. Jangan terperangkap dengan dogma-yaitu hidup bersandar pada hasilpemikiran orang lain. Jangan biarkan omongan orang menulikan Anda sehingga tidak mendengar kata hati Anda. Dan yang terpenting, miliki keberanian untuk mengikuti kata hati dan intuisi Anda, maka Anda pun akan sampai pada apa yang Anda inginkan. Semua hal lainnya hanya nomor dua. Ketika saya masih muda, ada satu penerbitan hebat yang bernama "The Whole Earth Catalog", yang menjadi salah satu buku pintar generasi saya. Buku itu diciptakan oleh seorang bernama Stewart Brand yang tinggal tidak jauh dari sini di Menlo Park, dan dia membuatnya sedemikian menarik dengan sentuhan puitisnya. Waktu itu akhir 1960-an, sebelum era komputer dan desktop publishing, jadi semuanya dibuat dengan mesin tik, gunting, dan kamera polaroid. Mungkin seperti Google dalam bentuk kertas, 35 tahun sebelum kelahiran Google: isinya padat dengan tips-tips ideal dan ungkapan-ungkapan hebat. Stewart dan timnya sempat menerbitkan beberapa edisi "The Whole Earth Catalog", dan ketika mencapai titik ajalnya, mereka membuat edisi terakhir. Saat itu pertengahan 1970-an dan saya masih seusia Anda. Di sampul belakang edisi terakhir itu ada satu foto jalan pedesaan di pagi hari, jenis yang mungkin Anda lalui jika suka bertualang. Di bawahnya ada kata-kata: "Stay Hungry. Stay Foolish." (Jangan Pernah Puas. Selalu Merasa Bodoh). Itulah pesan perpisahan yang dibubuhi tanda tangan mereka. Stay Hungry. Stay Foolish. Saya selalu mengharapkan diri saya begitu. Dan sekarang, karena Anda akan lulus untuk memulai kehidupan baru, saya harapkan Anda juga begitu. Stay Hungry. Stay Foolish. Regards, Eddi Wahyudi, Moderator: [EMAIL PROTECTED] Hard work Smart work Ikhlas work. Bergabunglah dengan orang-orang yang berwawasan, di di bidang Anda! Kunjungi Yahoo! Answers saat ini juga di http://id.answers.yahoo.com/
Bls: [obrolan-bandar] Bursa di Buka Bapak Saya...ehh malah turun...!!!
Sepertinya BEI hr ini akan merah merona seiring dg kejatuhan bursa2 dunia tadi malam.. Ditambah lagi harga minyak sudah sempat menyentuh 100/b - Pesan Asli Dari: Edi Baskoro Yudhoyono <[EMAIL PROTECTED]> Kepada: obrolan-bandar@yahoogroups.com Terkirim: Kamis, 3 Januari, 2008 6:16:58 Topik: [obrolan-bandar] Bursa di Buka Bapak Saya...ehh malah turun...!!! Koq bursa di buka sama Bapaku saya, IHSG koq malah turun ya...? Tp..gpp justru itu bawa hoki, krn hari ini (kamis) akan naik..jd yg pada beli kematin jadi untung to...iya to...jadi Bpk saya sbnrnya bawa berkah buat kita semua. Looking for last minute shopping deals? Find them fast with Yahoo! Search. Bergabunglah dengan orang-orang yang berwawasan, di di bidang Anda! Kunjungi Yahoo! Answers saat ini juga di http://id.answers.yahoo.com/
Bls: [obrolan-bandar] diverses [fibo literature, software, polling]
Dear Cleo... Thanks sy sangat berminat... - Pesan Asli Dari: darma tarigan <[EMAIL PROTECTED]> Kepada: obrolan-bandar@yahoogroups.com Terkirim: Jumat, 28 Desember, 2007 11:42:08 Topik: Re: [obrolan-bandar] diverses [fibo literature, software, polling] dear cleo, saya juga berminat thanks - Original Message From: A Moeis Ibrahim <[EMAIL PROTECTED] com> To: obrolan-bandar@ yahoogroups. com Sent: Friday, December 28, 2007 10:29:58 AM Subject: RE: [obrolan-bandar] diverses [fibo literature, software, polling] Dear Cleo, Saya juga sangat berminat. Tks. Rgds A Moeis Ibrahim From: obrolan-bandar@ yahoogroups. com [mailto:obrolan- [EMAIL PROTECTED] ps.com] On Behalf Of Forever Apprentice Sent: 28 Desember 2007 8:19 To: obrolan-bandar@ yahoogroups. com Subject: Re: [obrolan-bandar] diverses [fibo literature, software, polling] saya minat juga dong Pak Cleo many thanks in advance. - Original Message From: fendi lukman To: obrolan-bandar@ yahoogroups. com Sent: Thursday, December 27, 2007 10:35:36 PM Subject: Re: [obrolan-bandar] diverses [fibo literature, software, polling] Selamat malam Pak minat sama ebook dan softwarenya Pak. Terima kasih sebelumnya Cleopatras Cat wrote: puntennn, saya ada beberapa literature [E-Buch] tentang Fibonacci, biar kita semua makin pinter pinter nambah ilmu. karena tidak mau memberatkan milis tercinta ini, saya ga pajang di OB [28% sudah terpakai]. yang minat silakan japri saya. hari minggu akan saya kirim ke mailbox Anda yang meminta. Titel nya menyusul tapi ada bukunya Robert Fischer juga. mungkin 1 atau 2 dulu minggu ini. so, Fibo software nya si Mbah dah berhasil di cracked. bukan saya, tapi ipar saya, ex BD TOTL yang sudah insyaf dan lg mencari cari tempat berlabuh baru hahaha jadi ga perlu trial period segala. ada keluar Meldung trial period nya seh, tapi abaikan saja. cara penggunaan ba bi bu tanya si Mbah, buat yang minat bikin Grafik semangka tanya juga sama Mbah. siang ini saya berhasil nongolin semangka versi Dow haha ga jelas deh mirip semangka bonyok. entah bener atawa ngga. masih kutak katik.. namanya juga masih belajar hehe tentang Robert Fischer's software ini saya ga tau gimana ngirim nya. ada yang punya Idee? size nya circa 32,2 MB. ga perlu dikirim kali yaa. di komprimiert juga paling mentok 27 MB an. polling 'posting news terbaik' mau saya ubah dikit namanya jadi 'posting yang paling ditunggu tunggu' ini subjektive lho. kalo saya seh yang paling saya tunggu tunggu [urutan mencerminkan Intensität]: 1. Mr Oentoeng 2. James Liem 3. ER 4. Pak DE 5. Mbah 6. figur figur lucu yang sering nongol dan kemudian hilang yang sering mendatangkan CUAN dengan postingan postingan nya mereka [u.a. PK, El, Ai et cetera]. happy cuan! Ihr erstes Fernweh? Wo gibt es den schönsten Strand. Looking for last minute shopping deals? Find them fast with Yahoo! Search. Never miss a thing. Make Yahoo your homepage. Be a better friend, newshound, and know-it-all with Yahoo! Mobile. Try it now. Bergabunglah dengan orang-orang yang berwawasan, di di bidang Anda! Kunjungi Yahoo! Answers saat ini juga di http://id.answers.yahoo.com/
[obrolan-bandar] US Market close summary
After Hours for 24-Dec-07 18:55 ET Despite persisting concerns about the economy and a troubling outlook for the financial sector, U.S. stocks finished another volatile week higher. The rise was fueled by a late rally on Friday, following stronger than expected results from Research In Motion (RIMM) and a report in The Wall Street Journal that investment bank Merrill Lynch (MER), which has been hit hard by mortgage-related write-downs, may sell a stake to a Singapore investment fund. Earlier in the week, however, stocks traded in unimpressive fashion, as investors continued to wrestle with weakness in the housing and credit markets and concerns about a slowing economy. Factoring into the weakness on Monday was an announcement from Moody's that it was considering downgrading the debt ratings of several bond insurance companies as strain in the credit market continues to take its toll on the financial sector. Also, diversified manufacturer Illinois Tool Works (ITW) lowered its fourth quarter earnings guidance due to ongoing weakness in its North American end markets. On Tuesday, optimism about the European Central Bank's unprecedented $500 billion injection into the banking system and easing in credit markets helped lift stocks modestly higher, despite continued weakness on the housing front. The latest housing data from the U.S. Commerce Dept. suggests that problems are far from over. According to the report, new housing starts in November fell 3.7% to a 1.187 million annual rate, in-line with expectations, while building permits slipped 1.5% to a largely expected 1.152 million annual rate. Although stronger than expected quarterly results from Goldman Sachs (GS) contributed to early market gains, the stock fell off later in the session as investors focused on the investment bank's cautious outlook due to challenging market conditions and tougher comparisons ahead. In another volatile session, stocks ended mixed on Wednesday as a $9.4 billion write-down by Morgan Stanley (MS) and a tepid outlook for bond insurers weighed on sentiment. Standard & Poor's cut the credit rating of ACA Financial Guaranty Corp. and placed Financial Guaranty Insurance Co. on watch for a downgrade given their exposure to risky debt securities. Not all of the news on Wednesday was bad, however. Morgan Stanley also said it sold a $5 billion stake in the company to China Investment Corp. in an effort to strengthen its capital position. The news, along with strong demand for the first of the Federal Reserve's four auctions, helped alleviate concerns about more severe liquidity issues and provided a level of support for the overall financial sector. While a strong earnings report from Oracle Corp. (ORCL) helped lift technology shares on Thursday, the broader market traded lower following mixed economic data. The Philadelphia Fed's index of regional business activity in December was a disappointing -5.7, and new claims for unemployment for the week ended December 15 rose to 346,000 from 335,000 in the prior week. A separate report showed third quarter real GDP was unchanged at a 4.9% annual rate. In corporate news, investment bank Bear Stearns (BSC) reported its first ever quarterly loss and announced an additional $700 million in write-downs for mortgage-related securities. FedEx (FDX), meanwhile, reported fiscal second quarter results ahead of analysts' lowered expectations, but provided disappointing guidance for the current quarter. In a further sign of weakness in the financial sector, bond insurer MBIA (MBI) disclosed that its total exposure to the collateralized debt obligations, or CDOs, is about $30.6 billion. The news was especially bothersome for investors who felt blindsided by the admission which came after the company's credit rating was upheld by Moody's and Standard & Poor's. In addition to Research In Motion's strong quarterly results and rumors that Merrill Lynch will receive a cash injection from an overseas investment company, the Commerce Dept.'s report on personal spending, which showed healthy consumer spending trends, along with a solid report from Walgreen Co. (WAG), helped fuel the rally on Friday. According to the Commerce Dept., November personal spending rose 1.1%, ahead of analysts' forecast for a gain of 0.7%, while the core PCE increased 0.2%. Core inflation is now up 2.2% over the past 12 months, above the upper range of the Federal Reserve's comfort zone of 1% to 2%, but still well off a level that should raise broad inflation concerns. Personal incomes were also up in November, increasing by
[obrolan-bandar] US Stock Market Update (Briefing.com)
Stock Market Update 16:25 ET Dow -172.65 at 13167.20, Nasdaq -61.28 at 2574.46, S&P -22.05 at 1445.90 : [BRIEFING.COM] The new week began much like the old week ended - on a decidedly lower note. Today's downdraft was fed by familiar concerns related to the financial sector that were identified by Citigroup in a downgrade of multiple banking stocks that included Bank of America (BAC 41.70, -0.46), JPMorgan Chase (JPM 44.53, -0.67) and US Bancorp (USB 31.81, -0.87) to name a few. Separately, a Morgan Stanley downgrade of leading industrial company Caterpillar (CAT 71.16, -2.23) from Equal Weight to Underweight also weighed on the market as it played into concerns about a slowing pace of capital investment and global economic growth. The Caterpillar downgrade overshadowed Ingersoll-Rand's (IR 43.68, -5.58) announcement that it is going to acquire Trane (TT 45.24, +8.04) for approximately $10.2 billion. That wasn't the only notable deal this Monday. National Oilwell Varco (NOV 70.69, -6.68) stepped up with a $7.5 billion offer to acquire Grant Prideco (GRP 53.91, +6.45), a recommended holding in Briefing.com's Active Portfolio that has gained close to 130% since its inclusion. In keeping with the broader market mood, neither deal sparked much residual buying interest. In fact, the industrials (-1.7%) and energy (-2.1%) sectors were among today's worst-performing areas. The materials (-3.1%) sector suffered the largest loss as growth concerns drove selling interest in the deep cyclical space. Technology (-2.1%) was another hard-hit area as large-cap components were targets for today's sellers. Like Friday, there wasn't a single winner from a sector standpoint. The lack of leadership was evident in the major indices which, once again, finished basically at their lows for the day. On a comparative basis, the financial sector (-0.9%) outperformed as gains in bond insurance companies MBIA (MBI 28.54, +0.94) and Ambac Financial (ABK 26.66, +3.85) provided a measure of support. Both companies benefited from news that Moody's decided to maintain their triple-A ratings. Overall, though, winners were few and far in between. Decliners outpaced advancers at the NYSE and Nasdaq by a healthy margin. Losses in the equity market fed another flight-to-safety bid in Treasuries that saw the 10-year note jump 23 ticks and its yield fall to 4.14%. A weaker than expected regional manufacturing report also provided a lift for the Treasury market. Before the open, it was reported that the New York Empire State Index showed a reading of 10.3 for November. While a number above zero reflects growth, the reading was well below the prior month's reading of 27.7 and the consensus estimate of 20.0. The market didn't show much reaction to the Q3 Current Account Deficit and October Net Foreign Purchases reports, both of which were better than expected. ..Nasdaq 100 -2.5%. ..S&P Midcap 400 -1.7%. ..Russell 2000 -2.0%. ..NYSE Adv/Dec 594/2594. ..NASDAQ Adv/Dec 615/2348. Bergabunglah dengan orang-orang yang berwawasan, di di bidang Anda! Kunjungi Yahoo! Answers saat ini juga di http://id.answers.yahoo.com/
[obrolan-bandar] From Briefing.com
Broad based pressure to start the day/week with last week's worries (inflation, credit markets), overseas weakness, and weekend comments from Greenspan (mentioned stagflation) cited as market concerns. Technically, the poor close to last week/negative candlestick alluded to follow through pressure with the indices trending slowly but steadily lower most of the day. The Dow and Nasdaq Comp joined the S&P 500 below their 200 day averages while the Russell 200 came within roughly four points of its Nov/52-wk close low at 735 (52-wk intraday low 734). The worst performing sectors were paced by Airline -5.2%, Steel -3.7%, Internet HOLDRs -3.5%, Oil Service -3.2%, Paper -2.7%, Chemical -2.7%, Restaurant -2.3%, Mining -2.2%, Software -2.1%, Networking -2%, Biotech HOLDRs -2% and Telecom -2%. Market summary Dec 17 - Close Dow13,167.20-172.65 (-1.29%) Nasdaq2,574.46-61.28 (-2.32%) S&P 5001,445.90-22.05 (-1.50%) 10y bond4.14%-0.07(-1.66%) USD-Euro0.694+0.0071(1.027%) USD-Yen112.910+0.1700(0.151%) USD-GBP0.495+0.0029(0.594%) Bergabunglah dengan orang-orang yang berwawasan, di di bidang Anda! Kunjungi Yahoo! Answers saat ini juga di http://id.answers.yahoo.com/
