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- original message -
Subject: [hsm_muor] Re: Untuk orang bank
From: anwar zamil
Date: 03/02/2009 11:51 AM
komen lar ckit zam
pemalas lar lu ni.
tak baik tau
--- On Mon, 2/2/09, nizam7...@gmail.com
ko la salah satu customer camni...hahahaha
--- On Tue, 2/3/09, Ariffin Ahmad wrote:
From: Ariffin Ahmad
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Tuesday, February 3, 2009, 12:20 PM
nasib baik la nizam tak tetiap ari jumpa customer camni.
kalau tak, susah gak
; Subject: [hsm_muor] Re: Untuk orang bank
> To: hsmuor@googlegroups.com
> Date: Monday, February 2, 2009, 7:14 PM
>
>
> Nizam says : No koment!!! Hua hua hua hua....
>
> - original message -
> Subject: [hsm_muor] Re: Untuk orang bank
> From: Khairil
> Date: 03/02/2009 10
komen lar ckit zam
pemalas lar lu ni.
tak baik tau
--- On Mon, 2/2/09, nizam7...@gmail.com wrote:
From: nizam7...@gmail.com
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2, 2009, 7:14 PM
Nizam says : No koment!!! Hua hua hua hua
Nizam says : No koment!!! Hua hua hua hua
- original message -
Subject: [hsm_muor] Re: Untuk orang bank
From: Khairil
Date: 03/02/2009 10:19 AM
Ye..hehe..kite tunggu en nizam ngan en azmi komen
Anyway,bukan aku nak mengiyakan atau menafikan,tetapi byk perkara bile
berurusan, tak
l
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Tuesday, February 3, 2009, 9:19 AM
Assalamualaikum...
aku teringat satu benda...tak sure hadis ker per...tapi dia kata..
diakhir zaman nanti umat islam akan menyamakan yg halal dan haram.
bahaya beb...
betul pin...aku s
ubject: [hsm_muor] Re: Untuk orang bank
> To: hsmuor@googlegroups.com
> Date: Monday, 2 February, 2009, 3:30 PM
> betul la beza..
> tapi, cam aku cakap tadi la...
> kalau at the end financing rumah islamic lagi teruk,
> macam kes orang kena saman 500k untuk islamic financing
> rumah d
tetap riba.
Apex
Beyond my knowledge.
--- On Mon, 2/2/09, Bujairomi, Khairani wrote:
From: Bujairomi, Khairani
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2, 2009, 5:09 PM
Dalam kaedah Islamic ni, bank2 tak nak
rug
@googlegroups.com [mailto:hsm...@googlegroups.com] *On
> Behalf Of *Khairil
> *Sent:* 2009/02/02 4:35 PM
>
> *To:* hsmuor@googlegroups.com
> *Subject:* [hsm_muor] Re: Untuk orang bank
>
>
>
> Tapi...
> Loan kita RM 100K
> Kalau dikira sepanjang 30 tahundlm
: [hsm_muor] Re: Untuk orang bank
Tapi...
Loan kita RM 100K
Kalau dikira sepanjang 30 tahundlm fix rate 7% dan total kita bayar
bank = cth RM 170K.
Dan kalau dikurangkan sebyk 4% dan total adalah = RM 140K,
Bank masih lagi buat untung sebanyak RM 40K dari harga loan kita amik
iaitu
hati tak setuju dgn konsep BLR..
Tiada option lain ker?...
--- On Mon, 2/2/09, Bujairomi, Khairani wrote:
From: Bujairomi, Khairani
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2, 2009, 4:23 PM
Dulu pun aku ingat
From: hsmuor@googlegroups.com [mailto:hsm...@googlegroups.com] On Behalf
Of Khairil
Sent: 2009/02/02 4:12 PM
To: hsmuor@googlegroups.com
Subject: [hsm_muor] Re: Untuk orang bank
Satu persoalan yang timbul...
Kenapa bank di Malaysia nih kalau nak menggunakan konsep
.
dan kedua pihak ada tanggungjawab bersama menjaga hubungan
tersebut...wallaahualam
--- On Mon, 2/2/09, Ariffin Ahmad wrote:
From: Ariffin Ahmad
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2, 2009, 3:30 PM
betul la beza..
tapi, cam ak
16:40 PM
>
> *Subject:* [hsm_muor] Re: Untuk orang bank
>
> aper hal nk cuak pulakkata brutal +metal..
>
>
>
> --
> *Daripada:* "aidil_ad...@yahoo.com"
> *Kepada:* HSM (class of '91 - '95)
> *Dihantar:* I
lu brutal posser!!
nk wt pe..(terringat fahmi kalano)
From: mohd rafizal hassan
To: hsmuor@googlegroups.com
Sent: Monday, February 2, 2009 2:16:40 PM
Subject: [hsm_muor] Re: Untuk orang bank
aper hal nk cuak pulakkata brutal +metal
apek tk de hal lu lak nak ye ye lebih2
apek: peace no war.
From: Khairil
To: hsmuor@googlegroups.com
Sent: Monday, February 2, 2009 12:54:38 PM
Subject: [hsm_muor] Re: Untuk orang bank
Pijal,
To be honest, i'm not a perfect person and good ex
aper hal nk cuak pulakkata brutal +metal..
Daripada: "aidil_ad...@yahoo.com"
Kepada: HSM (class of '91 - '95)
Dihantar: Isnin, 2 Februari, 2009 1:59:24
Subjek: [hsm_muor] Re: Untuk orang bank
heheheh..cuak2...
On Feb 2, 1
heheheh..cuak2...
On Feb 2, 1:40 pm, mohd rafizal hassan wrote:
> aku tahu..saja nk kenakan pol...hehehe...
>
>
> Daripada: Khairil
> Kepada: hsmuor@googlegroups.com
> Dihantar: Isnin, 2 Februari, 2009 12:54:38
> Subjek: [hsm_muor]
aku tahu..saja nk kenakan pol...hehehe...
Daripada: Khairil
Kepada: hsmuor@googlegroups.com
Dihantar: Isnin, 2 Februari, 2009 12:54:38
Subjek: [hsm_muor] Re: Untuk orang bank
Pijal,
To be honest, i'm not a perfect person and good example, so not iss
fizal hassan
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2, 2009, 12:39 PM
ambil kau pol...cakap x belapis...kan dah kecil hati
Daripada: Khairil
Kepada: hsmuor@googlegroups.com
Dihantar: Isnin, 2 Februari, 2009 12:18:56
Subjek: [hsm_muo
/09, mohd rafizal hassan wrote:
From: mohd rafizal hassan
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2, 2009, 12:39 PM
ambil kau pol...cakap x belapis...kan dah kecil hati
Daripada: Khairil
Kepada: hsmuor@googlegroups.com
Dihantar: Isnin
ambil kau pol...cakap x belapis...kan dah kecil hati...
Daripada: Khairil
Kepada: hsmuor@googlegroups.com
Dihantar: Isnin, 2 Februari, 2009 12:18:56
Subjek: [hsm_muor] Re: Untuk orang bank
Bukan masalah nak beli umah bangalow atau idak
Ini kan
, ada masalah ker?
Takmo la depan umah mahadir, baik aku buat umah sebelah kubur cam umah wahab
suradi
Kurang2 ingat gak mati!
--- On Mon, 2/2/09, Ariffin Ahmad wrote:
From: Ariffin Ahmad
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2
d
> it.
>
>
>
> Korang baca di add ni ; http://www.zaharuddin.net/content/view/587/101/
> aku petik dari website zaharuddin...apa komen korang?
>
>
>
>
>
>
> --- On *Mon, 2/2/09, Ariffin Ahmad * wrote:
>
> From: Ariffin Ahmad
> Subject: [hsm_muor] Re:
zaharuddin...apa komen korang?
--- On Mon, 2/2/09, Ariffin Ahmad wrote:
From: Ariffin Ahmad
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Monday, February 2, 2009, 10:23 AM
pada aku pek, tak kesah conventional atau islamic.
aku prefer yg mana lagi murah.
after
perghhh...
panjang lebor pegawai bank kita ni xplain...
wt penat ko menaip je botak.
dia org ni kn comfirm lagi pun
--- On Sun, 2/1/09, nik shahjaril wrote:
From: nik shahjaril
Subject: [hsm_muor] Re: Untuk orang bank
To: hsmuor@googlegroups.com
Date: Sunday, February 1, 2009, 6:04 PM
pada aku pek, tak kesah conventional atau islamic.
aku prefer yg mana lagi murah.
after all, nampak cam islamic lagi mahal.
kan ker ada satu kes dulu.
masuk sok kabar, tv.
mamat tu default islamic loan rumah dia..
beli rumah 200k lebih...
tapi, bila bank bawak court, demand 500k
aku tak nampak isl
Assalamualaikum
1.Yes BFR is Base Finacning Rate.. that is bank's cost for financing. currently
is 5.95%.(CIMB Islamic)
BFR nie rate dia kira sama cam BLR. Cuma dlm Islamic Banking dia tak boleh
pakai lending..dia pakai term financing.
2. Mana ada Islamic loan kat malaysia nie beb... yg
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