The reality is that single payer, as in "socialized medicine" EGADS! THE HORROR!!!! Actually saves the tax payers money. Truth and real. But as long as the health insurance companies pay big bucks for the FOX propaganda machine, some are left with lies. Think for yourselves. Sorry, the Canadian economy has pretty much recovered and they have that horrible and disgusting socialized health system. And here we are, stuck with only our socialized highway system, police force, libraries, parks, fire protection, Medicare, etc..... I'm proud to line the pockets of the health insurance CEOs. I am indeed, an AMERICAN!
Number 37 and PROUD!!!!!!!!!!!!!!!!!!! Hey, I actually own a passport and have used it often. Anyone else in that club? From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Fred Goldstein Sent: Tuesday, August 03, 2010 10:44 AM To: WISPA General List Subject: Re: [WISPA] [WISPA Members] Health Insurance At 8/3/2010 01:44 AM, Tom DeReggi wrote: yeah, cash pay works, until you get a stroke, heart attack, cancer, etc Even when you have good insurance, it can mean still having to come up with a few hundred thousand out of pocket. Often cash pay translates to... if you have a serious illness, you cant afford to chose to live. I dont mean to be bleak, but that is the reality of it. Sure, I understand that some for financial reasons must choose to fore go insurance. But I'd surely prefer to find more affordable insurance, than fore go insurance. Affording Healthcare is surely a big issue today. I actually find it somewhat ironic that some countries have made "broadband" a human right. I'd argue that "healthcare" (aka affordable insurance) far more deserves to be made a human right. Pretty much every industrialized country except the United States made health care a basic right a long time ago. ONLY the United States views it as a business, for which profit comes first and results (or the illusion thereof) are merely a means to that end. BTW I have a good broker here in Massachusetts who gets me, as a sole proprietor, a small-business group rate that's well below the "connector" rate (the model for the "exchanges", but really an assigned-risk pool). And it's tax deductible as a business expense. There could be similar plans in other states. But rates here are ridiculously high; thanks to state intervention and their refusal to allow this year's 18-30% rate increases, I'm only paying around $18k/year, though today's paper announced that there is likely to be a more modest negotiated increase this month. But hey, the hospital, insurance, and drug company executives are getting their bonuses and buying yachts, and isn't that what counts the most? Tom DeReggi RapidDSL & Wireless, Inc IntAirNet- Fixed Wireless Broadband ----- Original Message ----- From: Cameron Crum <mailto:cc...@wispmon.com> To: WISPA General List <mailto:wireless@wispa.org> Sent: Saturday, July 31, 2010 5:56 PM Subject: Re: [WISPA] [WISPA Members] Health Insurance Negotiate directly with your doctor or the hospital. I've been cash pay for years. About a year and a half ago, my then 2 year old got outside un-noticed and fell into our pool. He was at the bottom when we found him and my wife, being a trained lifegaurd, was able to perform cpr and get his pulse and breath back. That combined with the cold temperature of the water (early december), and the grace of God left him with no brain damage or permanent problems. Our trip to the ermergency room plus overnight stay in the hospital was more than $12,000. I negotiated with the hospital, the doctors, and the ambulance company (all different bills) to get my bill down to less than $5000. It took about 1 hour of my time. Had I had insurance, I would have had to pay the full $5000 or $10000 deductable. So in this case it worked out for me. My family is extrememly healthy. Our kids go to the doctor maybe once a year and I can't remember the last time I saw a doctor. My wife just had arthoscopic surgurery on knee in the spring and agian, paying cash, I walked away with about a 50% dicount. As we get older, I'll probably consider getting insurance as age typically means more trips to the doc. and on average it will become cheaper to pay the insurance bills than to fund it in cash. I don't know what age that will be, but I'll keep you guys posted... Cameron On Sat, Jul 31, 2010 at 10:02 AM, RickG <rgunder...@gmail.com> wrote: How do you negotiate that? I've tried and they same we pay their standard rate. After moving back to health insurance, we always see a discount, especially on "in network" doctors. On Sat, Jul 31, 2010 at 12:34 AM, Blake Bowers <bbow...@mozarks.com> wrote: > We are cash pay. Regular DR visits are half of what the > quoted rate is. > > Hospital is pretty much the same way. > > > Don't take your organs to heaven, > heaven knows we need them down here! > Be an organ donor, sign your donor card today. > > ----- Original Message ----- > From: "Faisal Imtiaz" <fai...@snappydsl.net> > To: <wireless@wispa.org> > Sent: Friday, July 30, 2010 10:19 PM > Subject: Re: [WISPA] [WISPA Members] Health Insurance > > >> That is very interesting... it is the first time I am hearing as such... >> Our experience has been on the contrary... Without the insurance >> company's pre-netogitated discounts, it is impossible to get a >> reasonable bill.. >> more like.. They stick to you as a cash paying customer.. >> >> Faisal Imtiaz >> Snappy Internet& Telecom >> >> >> >> On 7/30/2010 9:20 PM, Roger Howard wrote: >>> I had a friend who had a triple heart bypass. They gave him the bill >>> for loadsa money, assuming he would pay it over a long period of time. >>> When he said he was paying cash outright, it cost a tiny fraction of >>> the amount the bill was for. -- Fred Goldstein k1io fgoldstein "at" ionary.com ionary Consulting http://www.ionary.com/ +1 617 795 2701
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