When I was starting up, its was hard to get anyone to respond or get a quote out because of all the variables. Hartford was recomended so i went with them. But it seems you dont have an actual agent to talk to.
I've never had a claim before so I dont know the consequenses of filing one. On Fri, Nov 25, 2022, 3:03 PM Chuck McCown via AF <af@af.afmug.com> wrote: > I don’t use them. I have always used an independent insurance agent that > shop all the companies. My agent works for me and tries to save me money. > So there is never a risk to visit about things. He also personally visits > every single time there is some change in policies. On the very few > occasions I have filed claims he fights for my case with whoever is > underwriting the claim. > > *From:* Steve Jones > *Sent:* Friday, November 25, 2022 12:26 PM > *To:* AnimalFarm Microwave Users Group > *Subject:* [AFMUG] The Hartford claims > > Any of you fine gents use the Hartford for general liability? > > Is there some method to talk to an agent with these guys without filing a > claim? Calling just circles me to claims agents, and they wont tell me > anything. > Im just trying to find out what the impact of a small claim is with these > guys and whether its best to just pay out of pocket if the liability does > fall on me. > I dont want to save a couple grand out of pocket to have my rates > skyrocket or coverage cancelled since its a new account, but then again, I > pay for more coverage than I need for what I do so its kind of a waste to > not use it. > > If any of you guys have filed a claim with them, how smooth is the process? > > ------------------------------ > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >
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