the chicago utility code is deferred to on that, it muddies it by saying
that homeowners arent directly responsible to be in the database solely by
owning a property that contains underground utilities. it doesnt clarify
though the responsibility and liability. Its good the because otherwise
theyd be assessed a 100 dollar fine per day per utility thats not in the
JULIE database like a utility owner.

On Mon, Nov 28, 2022 at 10:56 AM Mike Hammett <af...@ics-il.net> wrote:

> Around here, water and sewer waive any liability for anything other than
> their mains.
>
> Somehow the residence is supposed to know how to locate their service
> lines, be notified by 811, etc.
>
>
>
> -----
> Mike Hammett
> Intelligent Computing Solutions <http://www.ics-il.com/>
> <https://www.facebook.com/ICSIL>
> <https://plus.google.com/+IntelligentComputingSolutionsDeKalb>
> <https://www.linkedin.com/company/intelligent-computing-solutions>
> <https://twitter.com/ICSIL>
> Midwest Internet Exchange <http://www.midwest-ix.com/>
> <https://www.facebook.com/mdwestix>
> <https://www.linkedin.com/company/midwest-internet-exchange>
> <https://twitter.com/mdwestix>
> The Brothers WISP <http://www.thebrotherswisp.com/>
> <https://www.facebook.com/thebrotherswisp>
>
>
> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg>
> ------------------------------
> *From: *"Josh Luthman" <j...@imaginenetworksllc.com>
> *To: *"AnimalFarm Microwave Users Group" <af@af.afmug.com>
> *Sent: *Monday, November 28, 2022 10:47:04 AM
> *Subject: *Re: [AFMUG] The Hartford claims
>
> If it wasn't marked, I would push it to the water utility.  If the
> customer paid it already I'd question why they fixed it themselves instead
> of the water company.
>
> If it was marked and you hit it, you fucked up.  Like TJ said - pay now or
> pay later.
>
> On Sun, Nov 27, 2022 at 7:27 PM Steve Jones <st...@togservice.com> wrote:
>
>> This is a situation where a resident had toget the repair done and
>> already paid the bill.
>> I'd  have negotiated with the plumber, maybe had luck, maybe not.
>> I could argue about the lack of paint, but then the consumer gets screwed.
>> Its 2800 and a water bill. Dont know how bad that will be but it filled a
>> ditch apparently.
>> Could have been worse because the resident could have had them come on
>> Thanksgiving instead of friday.
>>
>> On Sun, Nov 27, 2022, 3:52 PM Chuck McCown via AF <af@af.afmug.com>
>> wrote:
>>
>>> Generally I have video proof that they were not marked.
>>>
>>> -----Original Message-----
>>> From: Chris Fabien
>>> Sent: Sunday, November 27, 2022 2:40 PM
>>> To: AnimalFarm Microwave Users Group
>>> Subject: Re: [AFMUG] The Hartford claims
>>>
>>> We have Hartford but do not have any smallish claims like that to know
>>> what their response would be. I would be more concerned about making
>>> any claim as a brand new company / policyholder. What's the $ of the
>>> damage in question. My general policy is for a damage that we were
>>> really at fault, under maybe $3000ish I would just pay it. Same for a
>>> damaged piece of equipment etc. Anything over $5k I would probably
>>> make a claim. When we have had an at-fault claim, I have had success
>>> in negotiating with the utility. Local power/gas co will knock off 25%
>>> for prompt payment and asking nicely. Some utilities really inflate
>>> the repair costs and others are very reasonable. If it's an inflated
>>> bill I would have a discussion about that. We do get damage bills all
>>> the time for telco cables that were mismarked and we hit and were not
>>> at fault, those I tell them once we were not at fault and here is why
>>> and then ignore them. Eventually they give up and stop bothering.
>>>
>>>
>>> On Fri, Nov 25, 2022 at 2:32 PM Steve Jones <thatoneguyst...@gmail.com>
>>> wrote:
>>> >
>>> > Any of you fine gents use the Hartford for general liability?
>>> >
>>> > Is there some method to talk to an agent with these guys without
>>> filing a
>>> > claim? Calling just circles me to claims agents, and they wont tell me
>>> > anything.
>>> > Im just trying to find out what the impact of a small claim is with
>>> these
>>> > guys and whether its best to just pay out of pocket if the liability
>>> does
>>> > fall on me.
>>> > I dont want to save a couple grand out of pocket to have my rates
>>> > skyrocket or coverage cancelled since its a new account, but then
>>> again, I
>>> > pay for more coverage than I need for what I do so its kind of a waste
>>> to
>>> > not use it.
>>> >
>>> > If any of you guys have filed a claim with them, how smooth is the
>>> > process?
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