Just went in to adjust my contributions (lower them - I'd rather see my
money go against my debt than get thrown into this market) and reorganize my
investments in my retirement account (moved a good chunk to a fixed return
fund).  I did - more on hope than any real understanding - keep the lion's
share in my companies own stock fund... we're in the crapper too but I
honestly believe (hope!) that we'll pull out of this better than most (if
not all) in our industry.

But still - I've lost nearly 30% of my retirement savings in the past three
months.  After working 15 years I've lost nearly a third in three months
(numerologists can have some fun with that).

I know I'm hardly alone and am thankful that I'm still working (survived the
latest round of layoffs just last week) but... damn.   I guess early
retirement isn't an option.

Jim Davis


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