I guess I do not know enough about how insurance rates are calculates
to see how, if someone rode a motorcycle without a helmet, it would
affect _my_ insurance rates.

On Wed, Jul 6, 2011 at 9:05 PM, Eric Roberts
<ow...@threeravensconsulting.com> wrote:
>
> It increases insurance rates.
>
> -----Original Message-----
> From: Scott Stroz [mailto:boyz...@gmail.com]
> Sent: Wednesday, July 06, 2011 8:07 PM
> To: cf-community
> Subject: Re: Dawrin Award Winner
>
>
> Unless all of these motorcyclists were under Medicare or Medicaid, I am not
> sure I see how this costs 'us' any more money than any other disease/injury.
>
> On Wed, Jul 6, 2011 at 4:18 PM, Larry Lyons <larrycly...@gmail.com> wrote:
>>
>> The first study I mentioned noted that following Pennsylvania's repeal non
> helmet related head injuries went up over 42 percent. Here's the rest of the
> quote:
>>
>> The number of head-injured, hospitalized motorcyclists requiring further
> care at facilities specializing in rehabilitation and long-term care
> increased 87 percent after the repeal, and increased 16 percent for non-head
> injured motorcyclists.
>> Total acute care hospital charges stemming from motorcycle-related head
> injuries increased 132 percent in the two years following repeal compared to
> 69 percent for non-head injuries.
>> ---
>>
>> That's for one state only. Want to multiply that by 50+ times and more.
> That's not a few dollars per person.
>>
>>>That's interesting stuff.
>>>
>>>Question: How much would I be willing to pay for particular freedoms,
>>>including paying for other people's freedom?
>>>
>>>Just because not having a law may cost me a few extra cents in tax
>>>dollars as an American citizen, doesn't necessarily mean I should support
> the law.
>>>Especially since there are other laws that DWARF this one in money
>>>spent by tax payers on health. The obvious one is the legality of alcohol.
>>>
>>>I know drinking causes umpteen millions, and maybe billions, in health
>>>spending every year.....but damnit, I want to be able to drink, so i'm
>>>willing to pay the bill for a little freedom.
>>>
>>>Similarly, people who want to ride motorcycles without a helmet will
>>>cost us a bit more in health spending each year.....but is it enough
>>>to give me the right to tell them what to do? Dunno. I take freedom
>>>pretty seriously...more seriously than money, actually.
>>>
>>>
>>>
>>>>
>>
>>
>
>
>
> 

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