And when they call you, tell them you are recording the phone calls. They hate that.
At 04:07 PM 6/24/2002 +0100, you wrote: >I've been through all of this only it was with a hospital, and my >insurance DID cover it, and they were late paying the bill and the >hospital sent collections after me....and after a long (3 years) drawn >out fight, the insurance paid what they were supposed to pay in the >first place, but because of the friggin (insert other derogatory terms >here) system and how screwed up it all came, I ended up being >responsible for all interest and legal fees associated with the >collection, even though the insurance was clearly in the wrong. > >Throughout all of this, the lesson learned is keep track of EVERY >conversation, email, piece of paper, cancelled check, people's names, no >matter who it was, whether secretary or someone important, phone >numbers, dates of calls, etc. > >Put it in diary format ... And this is the only ammo and evidence you >will have to defend your situation. > >Another handy trick is to find a lawyer friend or even a para-legal, and >have them write an official letter and provide copied proof of the above >stuff. > >This can sometimes help. OH! And the next really IMPORTANT step is to >write the insurance regulations company a really SCATHING letter >(preferably from said lawyer friend on their stationary) includding a >copy to aforementioned friggin insurance company .... > >Lot of work, but may well be worth the payoff. > >Sorry pal ... It's a tough fight. > > >Erika >With a K >Todd, nuke all insurance companies, please!!!!! >------------------------------------------------------------ > > >>| -----Original Message----- > >>| From: fluffy bananachunks [mailto:[EMAIL PROTECTED]] > >>| Sent: Monday, June 24, 2002 3:21 PM > >>| To: CF-Community > >>| Subject: stupid credit people. > >>| > >>| > >>| Okay. So my GF's health insurance sucks ass. Always has. > >>| Can't say > >>| Earthlink/MS has ever been any good in that respect. So, > >>| like usual, > >>| she goes to the doctor, has some form of checkup, and finds > >>| out about 2 > >>| months later, that her 'insurance' didn't cover something, > >>| again. About > >>| $130 or so. Can't remember the exact details (this is from several > >>| years ago), but she ends up eventually sucking it up and > >>| paying them. > >>| Well, a month or so later, she gets a collection notice in the mail > >>| about the $130. The jibbs and jabbs with them on the phone > >>| about how it > >>| was taken care of, contact the medical facility where it > >>| all started, > >>| and end up dropping the collection. For some half baked > >>| reason, the > >>| Med. facility gets it in their head that they owe her the > >>| $130, and send > >>| her a check... *rolls eyes*. She tries calling them and > >>| explaining to > >>| them that they didn't owe her the money, and they have no clue what > >>| she's talking about. Somehow, I talk her into /not/ cashing the > >>| check... About 3 months later, she is in collections again for the > >>| $130, because of the check they sent her. She jumps thru some more > >>| hoops, and proves that the check was NEVER cashed and that > >>| she did pay > >>| them the original $130... The collection agency says > >>| thanks, we got all > >>| the info, if we need anything else, we'll let you know. Her credit > >>| report eventually showed the change, and all is well. Now, 2 years > >>| later, she gets a collection mail from a new company that > >>| took over all > >>| of that old company's collections, and they want their > >>| $130!!!! WTF??? > >>| And, as per always, they are the rudest f***s on the phone, and > >>| you're totally at their mercy, and they don't wanna f***ing > >>| work with > >>| her on it... They are saying it's up to her to prove that > >>| she doesn't > >>| owe this money (again!)... Is there something that she can > >>| do to avoid > >>| the impeding sh*t that I can see we're going to have to go > >>| thru about > >>| this...? > > ______________________________________________________________________ Your ad could be here. Monies from ads go to support these lists and provide more resources for the community. http://www.fusionauthority.com/ads.cfm Archives: http://www.mail-archive.com/[email protected]/ Unsubscribe: http://www.houseoffusion.com/index.cfm?sidebar=lists
