How can you claim PADs is no administration when there is when it comes to 
first setup, or removal.. During no change/ normal operations then ya no 
administration is required... But those that decide to pay monthly, and pay by 
paypal... What additional administration work is there?

Cheers!!

> On Jan 27, 2014, at 6:08 PM, Ron <[email protected]> wrote:
> 
> Nah, pads don't cause any administrative work. PAD people get charged no
> fee. Only people paying by cash/cheque get charged the "make more work
> for Ian and Courtney" fee. If you pay in bitcoins or American money, the
> fee quadrupals.
> 
> Ron
> 
>> On 2014-01-27 17:58, Roswyne wrote:
>> But it will require cancelling existing PADs and redoing them. Given our
>> past issues with the bank, I'm very leery.
>>> On Jan 27, 2014 5:53 PM, "Aemilianus Kehler" <[email protected]> wrote:
>>> 
>>> Like that idea it's simple and it works..
>>> 
>>> Cheers!!
>>> 
>>>>> On Jan 27, 2014, at 5:33 PM, Ron <[email protected]> wrote:
>>>>> 
>>>>> On 2014-01-27 17:17, Brittany Postnikoff wrote:
>>>>> If we allow people to pay in advance and they decide to quit, what then?
>>>> 
>>>> We refund them. Always have. We find a way. :)
>>>> 
>>>> Here's another suggestion: instead of giving people a discount for
>>>> paying in advance, why don't we charge people an administrative fee
>>>> whenever they pay us? If they pay us monthly, it's $45. If they pay for
>>>> 6 months, it's (6*$40) + $5. etc. That more accurately reflects the real
>>>> world. :)
>>>> 
>>>> Ron
>>>> 
>>>>> know the natural response to this idea is that we give them their money
>>>>> back, but this is not always easily done as funds may be tied up
>>> elsewhere.
>>>>> SkullSpace is stable and will be able to survive on our current earnings
>>>>> plan and we do have savings, but savings does not equate to money that
>>> is
>>>>> easily dispensed. When considering plans it is important to note the
>>>>> extremes and whether we can ride through that easily. For example, 10
>>>>> people pay a bunch of money up front for the year, two months later we
>>> make
>>>>> an investment to the space such as a lazer engraver or what have you.
>>> Month
>>>>> three those people decide to quit and all of a sudden we have to
>>> dispense
>>>>> over four thousand dollars to people leaving. This is a possibility we
>>> need
>>>>> to be aware of.
>>>>> 
>>>>> The other point about making a piece of software to do automation is
>>> great.
>>>>> Considering we are a hackerspace this is a wonderful idea! The offer to
>>>>> maybe turn this into a Ruby project is great as well. If someone would
>>> be
>>>>> willing to step up and create an operations team for this, they would
>>> be my
>>>>> temporary SkullSpace hero. (Until next obstacle comes and someone helps
>>> us
>>>>> clear it) I for one volunteer as a tribute to help get part of this
>>> done.
>>>>> 
>>>>> I would really like to see us stay as a month to month organization
>>> because
>>>>> that would best display our expenses and incomes in a directly parallel
>>>>> comparison. We are not a big corporate entity that is amortizing things
>>>>> over years or other large periods, so I would like to say even in "real
>>>>> world" scenarios, which SkullSpace definitely is, that this is likely
>>> not
>>>>> feasible due to the size, structure, and purpose of the SkullSpace
>>>>> community.
>>>>> 
>>>>> --BP
>>>>> 
>>>>>> On Mon, Jan 27, 2014 at 4:58 PM, Aemilianus Kehler <[email protected]>
>>> wrote:
>>>>>> 
>>>>>> Ian... There will always be more costs to those that can't budget
>>> properly
>>>>>> and prepay in advance... You'll see this in every possible business
>>>>>> transaction.. Or how about we just go straight to run in a credit
>>> system
>>>>>> like most of the business world and offer a deal to those that day
>>> their
>>>>>> debt early... Perfect to get those in accounting the practice it as it
>>>>>> would be in the "real" world... One thing I never understood in
>>> business..
>>>>>> Borrow from us and repay with 2 weeks and you get a better deal than
>>> just
>>>>>> paying for it straight up... Uhh what?
>>>>>> 
>>>>>> Cheers!!
>>>>>> 
>>>>>>>> On Jan 27, 2014, at 3:44 PM, Mark Jenkins <[email protected]> wrote:
>>>>>>>> 
>>>>>>>> On 27/01/14 03:02 PM, Ian Trump wrote:
>>>>>>>> IMHO Monthly PAD is preferred - less overhead to worry about,
>>> tracking
>>>>>>>> anniversaries of renewal or issuing refunds. Were a Month to Month
>>>>>>>> organization. Discounts are a pain in the ass and punish those who
>>> don't
>>>>>>>> have sufficient means to up front $480.00
>>>>>>> 
>>>>>>> Even with banking fees, anyone we can get on PAD is ideal for
>>>>>> administrative reasons, but some people are always going to turn it
>>> down as
>>>>>> an option and pay irregularly.
>>>>>>> 
>>>>>>> So how best to deal with them.
>>>>>>> 
>>>>>>> Getting people who aren't on PAD to pay in bigger chucks should reduce
>>>>>> the admin overhead in dealing with them. It's not fair to Skullspace to
>>>>>> have so much admin overhead, which technology can help with, but can't
>>>>>> eliminate.
>>>>>>> 
>>>>>>> But a 1/6 discount (10 out of 12 months example) [16%!] is going too
>>>>>> steep, enough that it does feel like a kick in the teeth to everybody
>>> else.
>>>>>>> 
>>>>>>> Should be big enough to incentive some people who are already paying
>>>>>> irregularly every month to step up and do this (bi-monthly, quarterly,
>>>>>> annual), but not so big that we got people dropping their monthly PADs
>>> or
>>>>>> big enough that people who pay irregular feel it out-paces the admin
>>> burden
>>>>>> they create. Sweet spot might be closer to where those PAD bank fees
>>> are
>>>>>> at, like 2%... not 16%.
>>>>>>> 
>>>>>>> And however done, shouldn't strike me as bylaw territory, should be in
>>>>>> the board's purview.
>>>>>>> (Bylaw fix needed if the board doesn't have some discretion on this...
>>>>>> not formally moving something...)
>>>>>>> 
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