Like that idea it's simple and it works..

Cheers!!

> On Jan 27, 2014, at 5:33 PM, Ron <[email protected]> wrote:
> 
>> On 2014-01-27 17:17, Brittany Postnikoff wrote:
>> If we allow people to pay in advance and they decide to quit, what then?
> 
> We refund them. Always have. We find a way. :)
> 
> Here's another suggestion: instead of giving people a discount for
> paying in advance, why don't we charge people an administrative fee
> whenever they pay us? If they pay us monthly, it's $45. If they pay for
> 6 months, it's (6*$40) + $5. etc. That more accurately reflects the real
> world. :)
> 
> Ron
> 
>> know the natural response to this idea is that we give them their money
>> back, but this is not always easily done as funds may be tied up elsewhere.
>> SkullSpace is stable and will be able to survive on our current earnings
>> plan and we do have savings, but savings does not equate to money that is
>> easily dispensed. When considering plans it is important to note the
>> extremes and whether we can ride through that easily. For example, 10
>> people pay a bunch of money up front for the year, two months later we make
>> an investment to the space such as a lazer engraver or what have you. Month
>> three those people decide to quit and all of a sudden we have to dispense
>> over four thousand dollars to people leaving. This is a possibility we need
>> to be aware of.
>> 
>> The other point about making a piece of software to do automation is great.
>> Considering we are a hackerspace this is a wonderful idea! The offer to
>> maybe turn this into a Ruby project is great as well. If someone would be
>> willing to step up and create an operations team for this, they would be my
>> temporary SkullSpace hero. (Until next obstacle comes and someone helps us
>> clear it) I for one volunteer as a tribute to help get part of this done.
>> 
>> I would really like to see us stay as a month to month organization because
>> that would best display our expenses and incomes in a directly parallel
>> comparison. We are not a big corporate entity that is amortizing things
>> over years or other large periods, so I would like to say even in "real
>> world" scenarios, which SkullSpace definitely is, that this is likely not
>> feasible due to the size, structure, and purpose of the SkullSpace
>> community.
>> 
>> --BP
>> 
>>> On Mon, Jan 27, 2014 at 4:58 PM, Aemilianus Kehler <[email protected]> wrote:
>>> 
>>> Ian... There will always be more costs to those that can't budget properly
>>> and prepay in advance... You'll see this in every possible business
>>> transaction.. Or how about we just go straight to run in a credit system
>>> like most of the business world and offer a deal to those that day their
>>> debt early... Perfect to get those in accounting the practice it as it
>>> would be in the "real" world... One thing I never understood in business..
>>> Borrow from us and repay with 2 weeks and you get a better deal than just
>>> paying for it straight up... Uhh what?
>>> 
>>> Cheers!!
>>> 
>>>>> On Jan 27, 2014, at 3:44 PM, Mark Jenkins <[email protected]> wrote:
>>>>> 
>>>>> On 27/01/14 03:02 PM, Ian Trump wrote:
>>>>> IMHO Monthly PAD is preferred - less overhead to worry about, tracking
>>>>> anniversaries of renewal or issuing refunds. Were a Month to Month
>>>>> organization. Discounts are a pain in the ass and punish those who don't
>>>>> have sufficient means to up front $480.00
>>>> 
>>>> Even with banking fees, anyone we can get on PAD is ideal for
>>> administrative reasons, but some people are always going to turn it down as
>>> an option and pay irregularly.
>>>> 
>>>> So how best to deal with them.
>>>> 
>>>> Getting people who aren't on PAD to pay in bigger chucks should reduce
>>> the admin overhead in dealing with them. It's not fair to Skullspace to
>>> have so much admin overhead, which technology can help with, but can't
>>> eliminate.
>>>> 
>>>> But a 1/6 discount (10 out of 12 months example) [16%!] is going too
>>> steep, enough that it does feel like a kick in the teeth to everybody else.
>>>> 
>>>> Should be big enough to incentive some people who are already paying
>>> irregularly every month to step up and do this (bi-monthly, quarterly,
>>> annual), but not so big that we got people dropping their monthly PADs or
>>> big enough that people who pay irregular feel it out-paces the admin burden
>>> they create. Sweet spot might be closer to where those PAD bank fees are
>>> at, like 2%... not 16%.
>>>> 
>>>> And however done, shouldn't strike me as bylaw territory, should be in
>>> the board's purview.
>>>> (Bylaw fix needed if the board doesn't have some discretion on this...
>>> not formally moving something...)
>>>> 
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