On 2014-01-27 17:17, Brittany Postnikoff wrote:
> If we allow people to pay in advance and they decide to quit, what then?

We refund them. Always have. We find a way. :)

Here's another suggestion: instead of giving people a discount for
paying in advance, why don't we charge people an administrative fee
whenever they pay us? If they pay us monthly, it's $45. If they pay for
6 months, it's (6*$40) + $5. etc. That more accurately reflects the real
world. :)

Ron

> know the natural response to this idea is that we give them their money
> back, but this is not always easily done as funds may be tied up elsewhere.
> SkullSpace is stable and will be able to survive on our current earnings
> plan and we do have savings, but savings does not equate to money that is
> easily dispensed. When considering plans it is important to note the
> extremes and whether we can ride through that easily. For example, 10
> people pay a bunch of money up front for the year, two months later we make
> an investment to the space such as a lazer engraver or what have you. Month
> three those people decide to quit and all of a sudden we have to dispense
> over four thousand dollars to people leaving. This is a possibility we need
> to be aware of.
> 
> The other point about making a piece of software to do automation is great.
> Considering we are a hackerspace this is a wonderful idea! The offer to
> maybe turn this into a Ruby project is great as well. If someone would be
> willing to step up and create an operations team for this, they would be my
> temporary SkullSpace hero. (Until next obstacle comes and someone helps us
> clear it) I for one volunteer as a tribute to help get part of this done.
> 
> I would really like to see us stay as a month to month organization because
> that would best display our expenses and incomes in a directly parallel
> comparison. We are not a big corporate entity that is amortizing things
> over years or other large periods, so I would like to say even in "real
> world" scenarios, which SkullSpace definitely is, that this is likely not
> feasible due to the size, structure, and purpose of the SkullSpace
> community.
> 
> --BP
> 
> On Mon, Jan 27, 2014 at 4:58 PM, Aemilianus Kehler <[email protected]> wrote:
> 
> > Ian... There will always be more costs to those that can't budget properly
> > and prepay in advance... You'll see this in every possible business
> > transaction.. Or how about we just go straight to run in a credit system
> > like most of the business world and offer a deal to those that day their
> > debt early... Perfect to get those in accounting the practice it as it
> > would be in the "real" world... One thing I never understood in business..
> > Borrow from us and repay with 2 weeks and you get a better deal than just
> > paying for it straight up... Uhh what?
> >
> > Cheers!!
> >
> > > On Jan 27, 2014, at 3:44 PM, Mark Jenkins <[email protected]> wrote:
> > >
> > >> On 27/01/14 03:02 PM, Ian Trump wrote:
> > >> IMHO Monthly PAD is preferred - less overhead to worry about, tracking
> > >> anniversaries of renewal or issuing refunds. Were a Month to Month
> > >> organization. Discounts are a pain in the ass and punish those who don't
> > >> have sufficient means to up front $480.00
> > >
> > > Even with banking fees, anyone we can get on PAD is ideal for
> > administrative reasons, but some people are always going to turn it down as
> > an option and pay irregularly.
> > >
> > > So how best to deal with them.
> > >
> > > Getting people who aren't on PAD to pay in bigger chucks should reduce
> > the admin overhead in dealing with them. It's not fair to Skullspace to
> > have so much admin overhead, which technology can help with, but can't
> > eliminate.
> > >
> > > But a 1/6 discount (10 out of 12 months example) [16%!] is going too
> > steep, enough that it does feel like a kick in the teeth to everybody else.
> > >
> > > Should be big enough to incentive some people who are already paying
> > irregularly every month to step up and do this (bi-monthly, quarterly,
> > annual), but not so big that we got people dropping their monthly PADs or
> > big enough that people who pay irregular feel it out-paces the admin burden
> > they create. Sweet spot might be closer to where those PAD bank fees are
> > at, like 2%... not 16%.
> > >
> > > And however done, shouldn't strike me as bylaw territory, should be in
> > the board's purview.
> > > (Bylaw fix needed if the board doesn't have some discretion on this...
> > not formally moving something...)
> > >
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