A person's viewpoint on this and many other things depends on how risk averse s/he is, and we all tend to think our level of risk aversion is just about right and any that is quite different is unreasonable. We are also very good at self-justifying our position by concocting different hypothetical scenarios which support it and rejecting as unreasonable those that don't, regardless of our position. I don't think there is any reasonable or unreasonable position here...everyone has their own comfort level. I expect your friend would not take a job which requires him to travel overseas frequently, but others think nothing of it. There is a wide spectrum, from people who rarely venture outside their homes to those who have no home and wander the world seeking adventure. Our arguments for which is "right" is mainly to reassure ourselves that our world view is correct. We aren't likely to convince others that their position on this is wrong.
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