Hi Bjarne,
You will need to port Mifos X for other databases – Oracle or any other
database – other than MySQL. I am not expecting Mifos to run without any
changes on Oracle, however, I do not expect the changes to be high either. One
of the technical guys can correct me if I am way off mark on this.
Card handling is not there in Mifos X.
Savings functionality is present in Mifos. Interest schemes, with periodic
interest posting, withdrawals, deposits, with fees and the related accounting
aspects have all been implemented in Mifos X. Is there any specific feature
that you are looking for beyond these?
Yes, accounting is separate from loans and savings. Products definitions
include a section whereby various ledger accounts are associated to product
transactions (like disbursements, repaymen rts, withdrawals, deposits, fees
etc.)
Hi Satriadi,
You are right if you are referring to Mifo 2.x. It tightly incorporates the
Grameen microfinance methodology. However, Mifos X can work well for a
financial institution which does not follow group lending methodologies. The
goal of Mifos X is to support financial institutions that may or may not follow
group lending methodologies. BTW, Mifos X has been rebuilt from ground up so
that ground lending/savings and general financial functions are cleanly
separated out.
Thanks and Regards
Binny Gopinath Sreevas
+91-98861 39498
Skype: binny.gopinath
From: Bjarne Henriksen [mailto:bjarne.henrik...@gmail.com]
Sent: 06 January 2014 16:25
To: mifosus...@googlegroups.com
Cc: A good place to start for users or folks new to Mifos.
Subject: Re: [Mifos-users] Is this possible with mifos?
Hi again:)
After having looked a little bit more Mifos I have a few extra questions.
I can see you are using Mysql. How tightly coupled are you to this? Would it be
possible to run on another db, for example Oracle, knowing it would require a
few datatype changes in DDL?
I cannot find anything regarding card handling, so I assume that as something
we would have to implement?
Savings accounts are in beta as I understand it. How far off is it from being
available?
In your package structure, loan- and savings accounts/transactions are
separated. I'm thinking accounts/transactions are generic and then defined by
the products attached to them?
/
Bjarne
Den mandag den 6. januar 2014 03.42.23 UTC+1 skrev Satriadi:
Dear bjarne,
If I’m not mistaken, mifos is designed for grameen replicator.
So as long as your company using grameen method as your business process, you
may only need a bit adjustment.
Best Regards,
Satriadi
IT BA Microfinance
BTPN Syariah
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From: Bjarne Henriksen [mailto:bjarne.h...@gmail.com <javascript:> ]
Sent: Thursday, January 02, 2014 9:17 PM
To: mifos...@googlegroups.com <javascript:>
Subject: [Mifos-users] Is this possible with mifos?
Hi.
We're a smaller company providing transaction-handling on pre-paid/gift-cards
as well as revolving credit-cards for chains and shopping centers. At the
moment we're running on a 3rd party banking product, but we'd like to replace
it with something where we have more control over the development.
Would it be possible to use Mifos for this:
Is it possible to have multiple institutions in the same database-schema, all
using same currency?
The bulk of our cards are anonymous gift-cards, is that a problem in terms of
having a minimum of registration for each card?
The system should be able to handle both single- and dual message transactions.
I know it will require some adjustments for us, but if the basics are ok, we've
come a long way:)
Do you think it's possible or am I stretching it a bit?
Best regards
Bjarne
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