Thanks for the update Bjarne. If you need a more hands-on walk through of
the APIs or any answers to your technical questions via a Skype call - we
are available.
Likewise if your colleagues have any questions about the Mifos Initiative,
the non-profit backing the project, please let us know.
Cheers,
Ed
*Ed Cable*
Mifos Community Manager
Director of Community Programs, The Community for Open Source Microfinance
edca...@openmf.org | Skype: edcable | Mobile: 484.477.8649
*Collectively Creating a World of 3 Billion Maries | *http://openmf.org
<http://on.fb.me/cosm-openmf> <http://www.twitter.com/mifos>
On Mon, Jan 13, 2014 at 12:13 AM, Bjarne Henriksen <
bjarne.henrik...@gmail.com> wrote:
> Thank you all for your kind and detailed replys:)
>
> At the moment we are just looking around to see what is available for us
> to use, and I think your product is very exciting with a few obstacles for
> us to solve.
> If the decision makers find this interesting I'm sure we will get back
> with more in-depth questions:)
>
> Kind regards
> Bjarne
>
> Den torsdag den 9. januar 2014 14.13.25 UTC+1 skrev Vishwas Babu:
>>
>> Bjarne,
>>
>> We use mysql as our default database, all create/update are done using
>> JPA standards so should work on any database. However, for all read
>> operations, we using native SQL queries (which bring in the mysql tie-in).
>> Changing the database would involve removing any mysql specific syntax used
>> in these sql queries.
>>
>> >>Regarding the database, are you using stored procedures / triggers or
>> anything similar?
>> No we do not.
>>
>> >>At the moment we have 25+ costumers/institutions running, and if they
>> each need their own schema, I think it would require some more admin work:)
>> We maintain around 35 pilot users on the demo server
>> and administering them isn't too difficult (since you never actually
>> have to manually run any sql patch on each database etc, upgrading to a
>> newer version of MifosX is as simple as dropping in a new war and
>> restarting the server)
>>
>> If you do want to maintain all clients on a single database schema, you
>> could do the same by creating a branch and users for each client etc ( All
>> accounting happens at branch level). The only minor change required would
>> be to enable branch level savings products (on the product roadmap, but not
>> scheduled for the next couple of quarters unless it becomes a blocker for
>> potential implementations)
>>
>> Regards,
>> Vishwas
>>
>>
>>
>> On 7 January 2014 14:09, Bjarne Henriksen <bjarne.h...@gmail.com> wrote:
>>
>>> Hi Binny,
>>>
>>> Thank you for your reply, it all looks very promissing from my point of
>>> view:)
>>>
>>> I was under the impression that savings was in beta (and of course I
>>> can't find the link now:) ). Anyway It's good to see everything's there. As
>>> susch we don't need savings, but I guess that account-type fits
>>> debit/giftcards best. We have no interest calcualtions on those 2
>>> card-types, just deposits and withdrawals.
>>>
>>> https://mifosforge.jira.com/wiki/display/MIFOSX/The+Basic+Designdescripes
>>> you have designed Mifos as multi-tenanted which of course is
>>> good. I just need some clarification, is it possible to have multi-tenants
>>> in the same database shema or do they each need their own schema? At the
>>> moment we have 25+ costumers/institutions running, and if they each need
>>> their own schema, I think it would require some more admin work:)
>>>
>>> Regarding the database, are you using stored procedures / triggers or
>>> anything similar? Again I'm thinking of how difficult it would be to port
>>> from mysql
>>>
>>> Thank you all for your kind and quick replies
>>>
>>> /Bjarne
>>>
>>> Den mandag den 6. januar 2014 16.06.23 UTC+1 skrev Binny Gopinath
>>> Sreevas:
>>>>
>>>> Hi Bjarne,
>>>>
>>>>
>>>>
>>>> You will need to port Mifos X for other databases – Oracle or any other
>>>> database – other than MySQL. I am not expecting Mifos to run without any
>>>> changes on Oracle, however, I do not expect the changes to be high either.
>>>> One of the technical guys can correct me if I am way off mark on this.
>>>>
>>>>
>>>>
>>>> Card handling is not there in Mifos X.
>>>>
>>>>
>>>>
>>>> Savings functionality is present in Mifos. Interest schemes, with
>>>> periodic interest posting, withdrawals, deposits, with fees and the related
>>>> accounting aspects have all been implemented in Mifos X. Is there any
>>>> specific feature that you are looking for beyond these?
>>>>
>>>>
>>>>
>>>> Yes, accounting is separate from loans and savings. Products
>>>> definitions include a section whereby various ledger accounts are
>>>> associated to product transactions (like disbursements, repaymen rts,
>>>> withdrawals, deposits, fees etc.)
>>>>
>>>>
>>>>
>>>> Hi Satriadi,
>>>>
>>>>
>>>>
>>>> You are right if you are referring to Mifo 2.x. It tightly incorporates
>>>> the Grameen microfinance methodology. However, Mifos X can work well for a
>>>> financial institution which does not follow group lending methodologies.
>>>> The goal of Mifos X is to support financial institutions that may or may
>>>> not follow group lending methodologies. BTW, Mifos X has been rebuilt from
>>>> ground up so that ground lending/savings and general financial functions
>>>> are cleanly separated out.
>>>>
>>>>
>>>>
>>>> Thanks and Regards
>>>> Binny Gopinath Sreevas
>>>>
>>>> +91-98861 39498
>>>> Skype: binny.gopinath
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> *From:* Bjarne Henriksen [mailto:bjarne.h...@gmail.com]
>>>> *Sent:* 06 January 2014 16:25
>>>> *To:* mifos...@googlegroups.com
>>>>
>>>> *Cc:* A good place to start for users or folks new to Mifos.
>>>> *Subject:* Re: [Mifos-users] Is this possible with mifos?
>>>>
>>>>
>>>>
>>>> Hi again:)
>>>>
>>>> After having looked a little bit more Mifos I have a few extra
>>>> questions.
>>>>
>>>> I can see you are using Mysql. How tightly coupled are you to this?
>>>> Would it be possible to run on another db, for example Oracle, knowing it
>>>> would require a few datatype changes in DDL?
>>>>
>>>> I cannot find anything regarding card handling, so I assume that as
>>>> something we would have to implement?
>>>>
>>>> Savings accounts are in beta as I understand it. How far off is it from
>>>> being available?
>>>>
>>>> In your package structure, loan- and savings accounts/transactions are
>>>> separated. I'm thinking accounts/transactions are generic and then defined
>>>> by the products attached to them?
>>>>
>>>> /
>>>> Bjarne
>>>>
>>>>
>>>> Den mandag den 6. januar 2014 03.42.23 UTC+1 skrev Satriadi:
>>>>
>>>> Dear bjarne,
>>>>
>>>> If I’m not mistaken, mifos is designed for grameen replicator.
>>>>
>>>> So as long as your company using grameen method as your business
>>>> process, you may only need a bit adjustment.
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> *Best Regards,*
>>>>
>>>> *Satriadi*
>>>>
>>>> *IT BA Microfinance*
>>>>
>>>> BTPN Syariah
>>>>
>>>> ___________________________________
>>>>
>>>> [image: cid:4583C82F-A7B2-4E60-B31F-080DF89DAC2A]
>>>>
>>>> *BTPN Syariah*
>>>>
>>>> Menara Cyber 2, lt. 3
>>>>
>>>> Jl. HR Rasuna Said Block X-5, No. 13
>>>>
>>>> Kuningan, Jakarta 12950
>>>>
>>>>
>>>>
>>>> t. +62 21 300 26 494 ext 2845
>>>>
>>>> f. +62 21 300 26 307
>>>>
>>>>
>>>>
>>>> w. *http://www.btpn.com <http://www.btpn.com/>*
>>>>
>>>>
>>>>
>>>> *From:* Bjarne Henriksen [mailto:bjarne.h...@gmail.com]
>>>> *Sent:* Thursday, January 02, 2014 9:17 PM
>>>> *To:* mifos...@googlegroups.com
>>>> *Subject:* [Mifos-users] Is this possible with mifos?
>>>>
>>>>
>>>>
>>>> Hi.
>>>>
>>>> We're a smaller company providing transaction-handling on
>>>> pre-paid/gift-cards as well as revolving credit-cards for chains and
>>>> shopping centers. At the moment we're running on a 3rd party banking
>>>> product, but we'd like to replace it with something where we have more
>>>> control over the development.
>>>>
>>>> Would it be possible to use Mifos for this:
>>>>
>>>> Is it possible to have multiple institutions in the same
>>>> database-schema, all using same currency?
>>>> The bulk of our cards are anonymous gift-cards, is that a problem in
>>>> terms of having a minimum of registration for each card?
>>>> The system should be able to handle both single- and dual message
>>>> transactions.
>>>>
>>>> I know it will require some adjustments for us, but if the basics are
>>>> ok, we've come a long way:)
>>>>
>>>> Do you think it's possible or am I stretching it a bit?
>>>>
>>>> Best regards
>>>> Bjarne
>>>>
>>>>
>>>> ------------------------------
>>>>
>>>>
>>>> "E-Mail ini dan dokumen lampirannya ditujukan untuk digunakan oleh
>>>> penerima e-mail. Bila anda bukan orang yang tepat untuk menerima e-mail ini
>>>> segera hapus e-mail ini. Isi e-mail ini mungkin tidak mewakili pandangan
>>>> dan/atau pendapat PT Bank Tabungan Pensiunan Nasional TBK (Bank), kecuali
>>>> bila dinyatakan dengan jelas demikian. Informasi yang terdapat dalam e-mail
>>>> ini dapat bersifat rahasia. Dilarang memperbanyak, menyebarkan dan menyalin
>>>> informasi rahasia kepada pihak lain tanpa persetujuan Bank. Bank tidak
>>>> bertanggungjawab atas kerusakan yang diakibatkan oleh e-mail ini jika
>>>> terkena virus atau gangguan komunikasi."
>>>>
>>>> “This e-mail and it’s attachment is intended for the use of the email
>>>> receiver only. If you are not the intended recipient you should delete this
>>>> e-mail immediately. The e-mail’s contain might be not represent vision
>>>> and/or opinion of PT Bank Tabungan Pensiunan Nasional TBK (Bank), except if
>>>> it is clearly declared as it is. The information of this e-mail may contain
>>>> confidential information. Strictly prohibited to duplicate, propagate and
>>>> make a copy or to other party without Bank’s approval. Bank will not
>>>> responsible on any harmless or disaster caused of this e-mail’s virus or
>>>> communication error”
>>>>
>>>>
>>>> ------------------------------
>>>> <http://www.avast.com/>
>>>>
>>>> This email is free from viruses and malware because avast!
>>>> Antivirus<http://www.avast.com/>protection is active.
>>>>
>>>>
>>> ------------------------------------------------------------
>>> ------------------
>>> Rapidly troubleshoot problems before they affect your business. Most IT
>>> organizations don't have a clear picture of how application performance
>>> affects their revenue. With AppDynamics, you get 100% visibility into
>>> your
>>> Java,.NET, & PHP application. Start your 15-day FREE TRIAL of
>>> AppDynamics Pro!
>>> http://pubads.g.doubleclick.net/gampad/clk?id=84349831&iu=
>>> /4140/ostg.clktrk
>>> _______________________________________________
>>> Mifos-users mailing list
>>> mifos...@lists.sourceforge.net
>>> https://lists.sourceforge.net/lists/listinfo/mifos-users
>>>
>>>
>>
>
> ------------------------------------------------------------------------------
> CenturyLink Cloud: The Leader in Enterprise Cloud Services.
> Learn Why More Businesses Are Choosing CenturyLink Cloud For
> Critical Workloads, Development Environments & Everything In Between.
> Get a Quote or Start a Free Trial Today.
>
> http://pubads.g.doubleclick.net/gampad/clk?id=119420431&iu=/4140/ostg.clktrk
> _______________________________________________
> Mifos-users mailing list
> Mifos-users@lists.sourceforge.net
> https://lists.sourceforge.net/lists/listinfo/mifos-users
>
>
------------------------------------------------------------------------------
CenturyLink Cloud: The Leader in Enterprise Cloud Services.
Learn Why More Businesses Are Choosing CenturyLink Cloud For
Critical Workloads, Development Environments & Everything In Between.
Get a Quote or Start a Free Trial Today.
http://pubads.g.doubleclick.net/gampad/clk?id=119420431&iu=/4140/ostg.clktrk
_______________________________________________
Mifos-users mailing list
Mifos-users@lists.sourceforge.net
https://lists.sourceforge.net/lists/listinfo/mifos-users
