Hi Binny,
Thank you for your reply, it all looks very promissing from my point of
view:)
I was under the impression that savings was in beta (and of course I can't
find the link now:) ). Anyway It's good to see everything's there. As susch
we don't need savings, but I guess that account-type fits debit/giftcards
best. We have no interest calcualtions on those 2 card-types, just deposits
and withdrawals.
https://mifosforge.jira.com/wiki/display/MIFOSX/The+Basic+Design descripes
you have designed Mifos as multi-tenanted which of course is good. I just
need some clarification, is it possible to have multi-tenants in the same
database shema or do they each need their own schema? At the moment we have
25+ costumers/institutions running, and if they each need their own schema,
I think it would require some more admin work:)
Regarding the database, are you using stored procedures / triggers or
anything similar? Again I'm thinking of how difficult it would be to port
from mysql
Thank you all for your kind and quick replies
/Bjarne
Den mandag den 6. januar 2014 16.06.23 UTC+1 skrev Binny Gopinath Sreevas:
>
> Hi Bjarne,
>
>
>
> You will need to port Mifos X for other databases – Oracle or any other
> database – other than MySQL. I am not expecting Mifos to run without any
> changes on Oracle, however, I do not expect the changes to be high either.
> One of the technical guys can correct me if I am way off mark on this.
>
>
>
> Card handling is not there in Mifos X.
>
>
>
> Savings functionality is present in Mifos. Interest schemes, with periodic
> interest posting, withdrawals, deposits, with fees and the related
> accounting aspects have all been implemented in Mifos X. Is there any
> specific feature that you are looking for beyond these?
>
>
>
> Yes, accounting is separate from loans and savings. Products definitions
> include a section whereby various ledger accounts are associated to product
> transactions (like disbursements, repaymen rts, withdrawals, deposits, fees
> etc.)
>
>
>
> Hi Satriadi,
>
>
>
> You are right if you are referring to Mifo 2.x. It tightly incorporates
> the Grameen microfinance methodology. However, Mifos X can work well for a
> financial institution which does not follow group lending methodologies.
> The goal of Mifos X is to support financial institutions that may or may
> not follow group lending methodologies. BTW, Mifos X has been rebuilt from
> ground up so that ground lending/savings and general financial functions
> are cleanly separated out.
>
>
>
> Thanks and Regards
> Binny Gopinath Sreevas
>
> +91-98861 39498
> Skype: binny.gopinath
>
>
>
>
>
> *From:* Bjarne Henriksen [mailto:bjarne.h...@gmail.com <javascript:>]
> *Sent:* 06 January 2014 16:25
> *To:* mifos...@googlegroups.com <javascript:>
> *Cc:* A good place to start for users or folks new to Mifos.
> *Subject:* Re: [Mifos-users] Is this possible with mifos?
>
>
>
> Hi again:)
>
> After having looked a little bit more Mifos I have a few extra questions.
>
> I can see you are using Mysql. How tightly coupled are you to this? Would
> it be possible to run on another db, for example Oracle, knowing it would
> require a few datatype changes in DDL?
>
> I cannot find anything regarding card handling, so I assume that as
> something we would have to implement?
>
> Savings accounts are in beta as I understand it. How far off is it from
> being available?
>
> In your package structure, loan- and savings accounts/transactions are
> separated. I'm thinking accounts/transactions are generic and then defined
> by the products attached to them?
>
> /
> Bjarne
>
>
> Den mandag den 6. januar 2014 03.42.23 UTC+1 skrev Satriadi:
>
> Dear bjarne,
>
> If I’m not mistaken, mifos is designed for grameen replicator.
>
> So as long as your company using grameen method as your business process,
> you may only need a bit adjustment.
>
>
>
>
>
> *Best Regards,*
>
> *Satriadi*
>
> *IT BA Microfinance*
>
> BTPN Syariah
>
> ___________________________________
>
> [image: cid:4583C82F-A7B2-4E60-B31F-080DF89DAC2A]
>
> *BTPN Syariah*
>
> Menara Cyber 2, lt. 3
>
> Jl. HR Rasuna Said Block X-5, No. 13
>
> Kuningan, Jakarta 12950
>
>
>
> t. +62 21 300 26 494 ext 2845
>
> f. +62 21 300 26 307
>
>
>
> w. *http://www.btpn.com <http://www.btpn.com/>*
>
>
>
> *From:* Bjarne Henriksen [mailto:bjarne.h...@gmail.com]
> *Sent:* Thursday, January 02, 2014 9:17 PM
> *To:* mifos...@googlegroups.com
> *Subject:* [Mifos-users] Is this possible with mifos?
>
>
>
> Hi.
>
> We're a smaller company providing transaction-handling on
> pre-paid/gift-cards as well as revolving credit-cards for chains and
> shopping centers. At the moment we're running on a 3rd party banking
> product, but we'd like to replace it with something where we have more
> control over the development.
>
> Would it be possible to use Mifos for this:
>
> Is it possible to have multiple institutions in the same database-schema,
> all using same currency?
> The bulk of our cards are anonymous gift-cards, is that a problem in terms
> of having a minimum of registration for each card?
> The system should be able to handle both single- and dual message
> transactions.
>
> I know it will require some adjustments for us, but if the basics are ok,
> we've come a long way:)
>
> Do you think it's possible or am I stretching it a bit?
>
> Best regards
> Bjarne
>
>
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