At 13:34 1/26/2009, Nate Duehr wrote:
>Also consider that most of your Board and Officers will be bankrupt from
>paying for the lawyers to defend themselves (let alone the organization)
>long before the insurance kicks in...    Nate

You picked a bad state, Nate.  In California, an insurance company 
has a duty to defend, even if they think the suit is baseless or not 
covered by your policy (they must defend to ensure that they get that 
ruling).   And they pay for the defense.

FWIW, I am not a lawyer nor do I play one on TV, this is NOT legal advice.

>


-- 
Dave Gomberg, San Francisco   NE5EE     gomberg1 at wcf dot com
All addresses, phones, etc. at http://www.wcf.com/ham/info.html
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