from:"\"Shenoy Investment Fin. Cons. Pvt. Ltd\""

HeartSpeaks Save the Indian Rupee & our Economy

2012-02-04 Thread Shenoy Investment & Fin. Cons. Pvt. Ltd


 




  YOU CAN MAKE A HUGE DIFFERENCE TO THE INDIAN ECONOMY BY FOLLOWING FEW SIMPLE 
STEPS:- 

  Please spare a couple of minutes here for the sake of India. 

  I got this article from one of my friends, but it's true. I can see this in 
day to day life.

  Here's a small example:- 

  Before 12 months 1 US $ = IND Rs 39
  After 12  months, now 1 $ = IND Rs 50

  Do you think US Economy is booming? No, but Indian Economy is Going Down.

  Our economy is in your hands
   
  INDIAN economy is in a crisis. Our country like many other ASIAN countries, 
is undergoing a severe economic crunch. Many INDIAN industries are closing 
down. The INDIAN economy is in a crisis and if we do not take proper steps to 
control those, we will be in a critical situation.


  More than 30,000 crore rupees of foreign exchange are being siphoned out of 
our country on products such as cosmetics, snacks, tea, beverages, etc... which 
are grown, produced and consumed here.


  A cold drink that costs only 70 / 80 paisa to produce, is sold for Rs.9 and a 
major chunk of profits from these are sent abroad. This is a serious drain on 
INDIAN economy.


  We have nothing against Multinational companies, but to protect our own 
interests we request everybody to use INDIAN products only atleast for the next 
two years. With the rise in petrol prices, if we do not do this, the Rupee will 
devalue further and we will end up paying much more for the same products in 
the near future. 


  What you can do about it?

  1. Buy only products manufactured by WHOLLY INDIAN COMPANIES.
  2. ENROLL as many people as possible for this cause.


  Each individual should become a leader for this awareness. This is the only 
way to save our country from severe economic crisis. You don't need to give-up 
your lifestyle. You just need to choose an alternate product.

  All categories of products are available from WHOLLY INDIAN COMPANIES.

  LIST OF PRODUCTS

  COLD DRINKS:-

  DRINK LEMON JUICE, FRESH FRUIT JUICES, CHILLED LASSI (SWEET OR SOUR), BUTTER 
MILK, COCONUT WATER, JAL JEERA, ENERJEE, and MASALA MILK...

  INSTEAD OF  COCA COLA, PEPSI, LIMCA, MIRINDA, SPRITE

  BATHING SOAP:- 
  USE CINTHOL & OTHER GODREJ BRANDS, SANTOOR, WIPRO SHIKAKAI, MYSORE SANDAL, 
MARGO, NEEM, EVITA, MEDIMIX, GANGA , NIRMA BATH & CHANDRIKA 

  INSTEAD OF  LUX, LIFEBUOY, REXONA, LIRIL, DOVE, PEARS, HAMAM, LESANCY, CAMAY, 
PALMOLIVE


  TOOTH PASTE:- 
  USE  NEEM, BABOOL, PROMISE, VICO VAJRADANTI, PRUDENT, DABUR RED & OTHER DABUR 
PRODUCTS, MISWAK

  INSTEAD OF  COLGATE, CLOSE UP, PEPSODENT, CIBACA, FORHANS, MENTADENT. 


  TOOTH BRUSH: - 
  USE PRUDENT, AJANTA , PROMISE

  INSTEAD OF COLGATE, CLOSE UP, PEPSODENT, FORHANS, ORAL-B

  SHAVING CREAM:- 
  USE GODREJ, EMAMI

  INSTEAD OF PALMOLIVE, OLD SPICE, GILLETE


  BLADE:- 
  USE  SUPERMAX, TOPAZ, LAZER, ASHOKA

  INSTEAD OF  SEVEN-O -CLOCK, 365, GILLETTE 


  TALCUM POWDER:- 
  USE  SANTOOR, GOKUL, CINTHOL, WIPRO BABY POWDER, BOROPLUS

  INSTEAD OF  PONDS, OLD SPICE, JOHNSON'S BABY POWDER, SHOWER TO SHOWER


  MILK POWDER:- 
  USE  INDIANA, AMUL, AMULYA

  INSTEAD OF  ANIKSPRAY, MILKANA, EVERYDAY MILK, MILKMAID.


  SHAMPOO:- 
  USE  LAKME, NIRMA, VELVETTE 

  INSTEAD OF  HALO, ALL CLEAR, NYLE, SUNSILK, HEAD AND SHOULDERS, PANTENE 

  MOBILE CONNECTIONS:- 
  USE BSNL, AIRTEL 

  INSTEAD OF HUTCH

  Food Items:- 
  Eat Vada Pav, Idli, Dosa, Puri, Uppuma 

  INSTEAD OF  KFC, MACDONALD'S, PIZZA HUT, A&W

  Every INDIAN product you buy makes a big difference. It saves INDIA. Let us 
take a firm decision today. 


  BUY INDIAN TO BE INDIAN - We are not against of foreign products.

  WE ARE NOT ANTI-MULTINATIONAL. WE ARE TRYING TO SAVE OUR NATION. EVERY DAY IS 
A STRUGGLE FOR A REAL FREEDOM. WE ACHIEVED OUR INDEPENDENCE AFTER LOSING MANY 
LIVES.
  THEY DIED PAINFULLY TO ENSURE THAT WE LIVE PEACEFULLY. THE CURRENT TREND IS 
VERY THREATENING.


  MULTINATIONALS CALL IT GLOBALIZATION OF INDIAN ECONOMY. FOR INDIANS LIKE YOU 
AND ME, IT IS RE-COLONIZATION OF INDIA. THE COLONIST'S LEFT INDIA THEN. BUT 
THIS TIME, THEY WILL MAKE SURE THEY DON'T MAKE ANY MISTAKES.


  WHO WOULD LIKE TO LET A "GOOSE THAT LAYS GOLDEN EGGS" SLIP AWAY? 


  PLEASE REMEMBER: POLITICAL FREEDOM IS USELESS WITHOUT ECONOMIC INDEPENDENCE


  RUSSIA, S.KOREA, MEXICO - THE LIST IS VERY LONG!! LET US LEARN FROM THEIR 
EXPERIENCE AND FROM OUR HISTORY. LET US DO THE DUTY OF EVERY TRUE INDIAN.


  FINALLY, IT'S OBVIOUS THAT YOU CAN'T GIVE UP ALL OF THE ITEMS MENTIONED 
ABOVE. SO GIVE UP AT LEAST ONE ITEM FOR THE SAKE OF OUR COUNTRY! 

  We would be sending useless forwards to our friends daily. Instead, please 
forward this mail to all your friends to create awareness. 

  "LITTLE DROPS MAKE A GREAT OCEAN." 

  PLEASE BE AN INDIAN.









 


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READ ANY NEWSPAPER ANY LANGUAGE INDIAN PAPERS

2012-02-03 Thread Shenoy Investment & Fin. Cons. Pvt. Ltd


 
  
Read any Indian newspaper from using the following link. It has option for 135 
on various languages!!!



http://www.eazyhomepage.com/Indian_newspapers.html 


Have the link on your menu bar to make things more simpler.


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TAX Benefits U/s 80CCF for investments in Infra Bonds

2012-02-03 Thread Shenoy Investment & Fin. Cons. Pvt. Ltd




Hello, 

 

Given below are the ongoing Long Term infrastructure bonds for claiming 
deduction U/s 80CCF of the Income Tax Act:

 

  Company
 Closure Date
 Lock In Period
 10 Years
 15 years
 
  IFCI
 08.02.2012
 5 years
 9.09%
 9.16%
 
  REC
 10.02.2012
 5 years
 8.95%
 9.15%
 
  IDFC
 25.02.2012
 5 years
 8.70%
 NA
 
  L&T
 11.02.2012
 5 years
 8.70%
 NA
 
  SREI
 06.03.2012
 5 years
 8.90%
 9.15%
 

 

Yellow shade denotes closure dated extended.

 


With Best Regards
SHENOY INVESTMENT AND FINANCIAL
CONSULTANTS PRIVATE LIMITED
11-A, KASHI NIKETAN, 2ND ROAD, 
CHEMBUR, MUMBAI - 400 071
 
TEL : 6797 3433 / 2521 2111
EMAIL : shifc...@gmail.com
  shifc...@mtnl.net.in

Dealing in Mutual Funds, General & Life Insurance Products, Post Office 
Schemes, Fixed Deposits, I.P.Os., and  Capital Gains Bonds

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Dividend Record Date - HDFC Long Term Advantage Fund and HDFC Premier Multi-Cap Fund

2012-02-03 Thread Shenoy Investment & Fin. Cons. Pvt. Ltd

Dear All, 
  
HDFC Mutual Fund is declaring dividends :- 

"Notice dated February 3, 2012 - Dividend Record Date - HDFC Long Term 
Advantage Fund and HDFC Premier Multi-Cap Fund".The Record date of the same is 
9th Feb 2012. 
   


With Best Regards
SHENOY INVESTMENT AND FINANCIAL
CONSULTANTS PRIVATE LIMITED
11-A, KASHI NIKETAN, 2ND ROAD, 
CHEMBUR, MUMBAI - 400 071
 
TEL : 6797 3433 / 2521 2111
EMAIL : shifc...@gmail.com
  shifc...@mtnl.net.in

Dealing in Mutual Funds, General & Life Insurance Products, Post Office 
Schemes, Fixed Deposits, I.P.Os., and  Capital Gains Bonds

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560 Notice- Dividend Record Date- HDFC Long Term Advantage Fund and HDFC Premier Multi- Cap Fund.pdf
Description: Adobe PDF document

Dividend in Franklin India Taxshield Fund

2012-01-30 Thread Shenoy Investment & Fin. Cons. Pvt. Ltd



Dear All, 

 

Franklin Templeton is declaring the annual dividend in Franklin India Taxshield 
(FIT).  

 

Launched in April 1999, the fund with its predominantly large cap focus has 
delivered good performance and is amongst the top ELSS products in the country. 
It manages over Rs.740 crore for over 2.28 lakh investors.  

 

FIT is ideal for investors seeking capital appreciation and tax savings (Upto 
Rs.1 lakh investment under Sec 80 C). The details are:

 

Quantum : Rs.3.00 per unit 
Record Date : February 3, 2012 (Friday) 

 

The performance of Tax Shield is consistent please note CPR RATING of funds is  
 1 FOR QUARTER ENDING DEC AND SEPT.


Ex-dividend NAV Date   : February 6, 2012 (Monday) 

 

 

With Best Regards
SHENOY INVESTMENT AND FINANCIAL
CONSULTANTS PRIVATE LIMITED
11-A, KASHI NIKETAN, 2ND ROAD, 
CHEMBUR, MUMBAI - 400 071
 
TEL : 6797 3433 / 2521 2111
EMAIL : shifc...@gmail.com
  shifc...@mtnl.net.in

Dealing in Mutual Funds, General & Life Insurance Products, Post Office 
Schemes, Fixed Deposits, I.P.Os., and  Capital Gains Bonds

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Good information on - WHY DO SENIOR CITIZENS FALL?

2012-01-28 Thread Shenoy Investment & Fin. Cons. Pvt. Ltd

Useful reinforcements! Nice article. Well presented, in a nut-shell, even
though many of the reasons and facts are well known to us. Please pass it
on..it may avoid a fall! And that would certainly be worth it!

--
http://www.island.lk/index.php?page_cat=article-details&page=article-details&code_title=37856
Elder Health-Why do they fall?
By Dr.Achala Balasuriya MD
Consultant Physician
(Special Interest- Elderly Care medicine)

Falls among elders is a common cause of morbidity , hospitalization ,
disability and death. Nearly a third of the elderly have falls that trigger a
chain of events that usually have them succumb to the situation or leave them
bed-ridden till the end comes. With age, the ability of the body to heal itself
reduces considerably and the immunity drops. The muscles and ligaments tend to
get more lax with bones becoming more brittle and porous. Under these
circumstances, even a trivial looking fall may prove fatal.

Common causes of falls

Reduced muscle strength, coordination and reflexes

Poor sensation in the lower extremities due to diabetes or degenerative
conditions

Poor balance due to neurological diseases, hypothyroidism or ear problems

Poor vision

Postural drop in blood pressure

Seizure disorders

Strokes, transient ischemic attacks

Abnormalities of cardiac rhythm

Multiple medication use

Environmental hazards eg poor lightning ,carpets, rugs, clutter etc

Osteoporosis
Osteoporosis is a one major risk factor for falls. What is debatable is whether
brittle bones break after a fall, or break when stressed and in turn cause a
fall. In either event, a decrease in bone density contributes to falls and
resultant injuries

Osteoporosis is a condition wherein bones become more porous, less resistant to
stress, and more prone to fractures. Caused by hormonal changes, calcium and
vitamin D deficiency, and a decrease in physical activity, osteoporosis is a
chief cause of fractures in older adults, especially among women.

Prevention Tips
"Eat or drink sufficient calcium. Postmenopausal women need 1,500 mg of calcium
daily. Calcium-rich foods include milk, yoghurt, cheese, fish and shellfish,
selected vegetables such as broccoli, soybeans, tofu and almonds.

"Get sufficient Vitamin D in order to enhance the absorption of calcium into
the bloodstream. Vitamin D is formed naturally in the body after exposure to
sunlight, but some older adults may need a supplement.

"Regularly do weight-bearing exercise.

Lack of Physical Activity
Failure to exercise regularly results in poor muscle tone, decreased strength,
and loss of bone mass and flexibility. All contribute to falls and the severity
of injury due to falls.

Prevention Tips
"Engage regularly (e.g., every other day for about 15 minutes daily) in
exercise designed to increase muscle and bone strength, and to improve balance
and flexibility.

"Undertake daily activities in a safe manner, such as reaching and bending
properly, taking time to recover balance when rising from a chair or bed,
learning the proper way to fall, and learning how to recover after a fall.

"Wear proper fitting, supportive shoes with low heels or rubber soles.

Impaired Vision
Age-related vision diseases can increase the risk of falling. Cataracts and
glaucoma alter older people's depth perception, visual acuity, peripheral
vision and susceptibility to glare. These limitations hinder their ability to
safely negotiate their environment, whether it be in their own home or in a
shopping mall. Young people use visual cues to perceive an imminent fall and
take corrective action. Older adults with visual impairments do not have this
advantage to the same extent.

Prevention Tips
"Have regular checkups by an ophthalmologist to discern the extent of
age-related eye diseases such as cataracts and glaucoma, macular degeneration
etc.

"Use colour and contrast to define balance-aiding objects in the home (e.g.,
grab bars and handrails).Add contrasting colour strips to first and last steps
to identify change of level.

"Clean eye glasses often to improve visibility.

Medications
People taking multiple medications are at greater risk of falling Sedatives,
anti-depressants, and anti-psychotic drugs can contribute to falls by reducing
mental alertness, worsening balance and gait, and causing drops in systolic
blood pressure while standing.

Prevention Tips
"Know the common side effects of all medications taken.

"Talk with your physician or pharmacist about ways to reduce your chances of
falling by using the lowest effective dosage, regularly assessing the need for
continued medication, and the need for walking aids while taking medications
that affect balance.

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