Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread dwight
I always found it quite interesting that insured boats were covered by their
policies while racing.  From my experience racing seemed a higher risk
activity for collisions that at least might rate a higher premium for
special coverage for racing compared to the premiums for boats that did
not race, but I don't think that is the case yet. 

 

  _  

From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of
johnr...@aol.com
Sent: April 4, 2014 11:40 PM
To: cnc-list@cnc-list.com
Subject: Re: Stus-List Whisker pole - Now racing insurance?

 

I certainly would not race against uninsured boats. 

 

John McLaughlin

CC29-2

Falcon



-Original Message-
From: Dennis C. capt...@gmail.com
To: CnClist cnc-list@cnc-list.com
Sent: Fri, Apr 4, 2014 6:59 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Guess I'm in a weird area.  Louisiana is fairly litigious but I've never
been asked for insurance for dockage or racing.  For racing, a valid PHRF
certificate is all I've been asked for.  We occasionally have to sign a
liability waiver for some races.

I have been asked for it for dockage in Florida.

I think the race organizers around here think that the USSailing coverage is
adequate.

Dennis C.

 

On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu rtaill...@eastlink.ca wrote:

Dennis,

 

Pretty much all the clubs in the area require at least $1 million liability
insurance.

My club requires a current copy of the insurance certificate to be on file
in the office to keep a boat here.

 

Rick Taillieu

Nemesis

'75 CC 25  #371

Shearwater Yacht Club

Halifax, NS.

 

 

 

From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis C.
Sent: April-04-14 17:53
To: CnClist
Subject: Re: Stus-List Whisker pole - Now racing insurance?

 

Mike,

$2 million insurance?  Hmmm.  Interesting policy.

How many other racing organizers require insurance?  I've never had to show
in any race in my area.  

 

Dennis C.

Touche' 35-1 #83

Mandeville, LA

 

On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown m...@tkg.ca wrote:

Well, $100 was pretty cheap. I have a twist lock that I may sell. Since
getting the
larger line control I have not used it much. As mentioned earlier, even at
17' it
is small for a #1.

If you would like to race National Yacht Club has a policy of welcoming
racers from
nearby clubs to join us for week night racing. You could race NFS on
Tuesdays, FS
on Wednesday, and there is a special beginners NFS on Thursdays. NYC also
starts
the race for the Alexandra Yacht Club on Thursdays. We have two Around the
Island weekend races a year with an open invitation. You will need a
PHRF-LO
certificate and show $2M insurance coverage.

If you are getting brave I have a spinnaker I could loan you.

Mike

Date: Fri, 4 Apr 2014 14:51:44 -0400 
From: Stevan Plavsa stevanpla...@gmail.com 
To: cnc-list@cnc-list.com cnc-list@cnc-list.com 
Subject: Re: Stus-List Whisker pole - 32 
Message-ID: 
caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 
Content-Type: text/plain; charset=iso-8859-1 

Thanks Dwight. I haven't raced the boat yet (except for some fun races the 
club hosts annually). The keelboat racing scene at our small club is 
dwindling but yeah, I plan to participate in the weekly races this year. 

Steve 
Suhana, CC 32 
Toronto 


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com

 

  _  

No virus found in this message.
Checked by AVG - www.avg.com
Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date: 04/04/14


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com

 

___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com
___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread Jim Watts
Our insurance covers us for regular racing with standard deductibles, but
has far higher deductibles for sail and rig damage in named races like
Southern Straits or Swiftsure.

Jim Watts
Paradigm Shift
CC 35 Mk III
Victoria, BC


On 5 April 2014 03:19, dwight dwight...@gmail.com wrote:

  I always found it quite interesting that insured boats were covered
 by their policies while racing.  From my experience racing seemed a
 higher risk activity for collisions that at least might rate a higher
 premium for special coverage for racing compared to the premiums for
 boats that did not race, but I don't think that is the case yet.


  --

 *From:* CnC-List [mailto:cnc-list-boun...@cnc-list.com] *On Behalf Of *
 johnr...@aol.com
 *Sent:* April 4, 2014 11:40 PM
 *To:* cnc-list@cnc-list.com
 *Subject:* Re: Stus-List Whisker pole - Now racing insurance?



 I certainly would not race against uninsured boats.



 John McLaughlin

 CC29-2

 Falcon

  -Original Message-
 From: Dennis C. capt...@gmail.com
 To: CnClist cnc-list@cnc-list.com
 Sent: Fri, Apr 4, 2014 6:59 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?

 Guess I'm in a weird area.  Louisiana is fairly litigious but I've never
 been asked for insurance for dockage or racing.  For racing, a valid PHRF
 certificate is all I've been asked for.  We occasionally have to sign a
 liability waiver for some races.

 I have been asked for it for dockage in Florida.

 I think the race organizers around here think that the USSailing coverage
 is adequate.

 Dennis C.



 On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu rtaill...@eastlink.ca
 wrote:

 Dennis,



 Pretty much all the clubs in the area require at least $1 million
 liability insurance.

 My club requires a current copy of the insurance certificate to be on file
 in the office to keep a boat here.



 Rick Taillieu

 Nemesis

 '75 CC 25  #371

 Shearwater Yacht Club

 Halifax, NS.







 *From:* CnC-List [mailto:cnc-list-boun...@cnc-list.com] *On Behalf Of *Dennis
 C.
 *Sent:* April-04-14 17:53
 *To:* CnClist
 *Subject:* Re: Stus-List Whisker pole - Now racing insurance?



 Mike,

 $2 million insurance?  Hmmm.  Interesting policy.

 How many other racing organizers require insurance?  I've never had to
 show in any race in my area.



 Dennis C.

 Touche' 35-1 #83

 Mandeville, LA



 On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown m...@tkg.ca wrote:

 Well, $100 was pretty cheap. I have a twist lock that I may sell. Since
 getting the
 larger line control I have not used it much. As mentioned earlier, even at
 17' it
 is small for a #1.

 If you would like to race National Yacht Club has a policy of welcoming
 racers from
 nearby clubs to join us for week night racing. You could race NFS on
 Tuesdays, FS
 on Wednesday, and there is a special beginners NFS on Thursdays. NYC also
 starts
 the race for the Alexandra Yacht Club on Thursdays. We have two Around the
 Island weekend races a year with an open invitation. You will need a
 PHRF-LO
 certificate and show $2M insurance coverage.

 If you are getting brave I have a spinnaker I could loan you.

 Mike

  Date: Fri, 4 Apr 2014 14:51:44 -0400
 From: Stevan Plavsa stevanpla...@gmail.com
 To: cnc-list@cnc-list.com cnc-list@cnc-list.com
 Subject: Re: Stus-List Whisker pole - 32
 Message-ID:
 caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com
 Content-Type: text/plain; charset=iso-8859-1

 Thanks Dwight. I haven't raced the boat yet (except for some fun races the
 club hosts annually). The keelboat racing scene at our small club is
 dwindling but yeah, I plan to participate in the weekly races this year.

 Steve
 Suhana, CC 32
 Toronto


 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com


 --

 No virus found in this message.
 Checked by AVG - www.avg.com
 Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date: 04/04/14


 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com



 ___

 This List is provided by the CC Photo Album

 http://www.cncphotoalbum.com

 CnC-List@cnc-list.com


 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Whisker pole - 32

2014-04-05 Thread Michael Brown
Mixed topics in this one ...

 National Yacht Club had a Hunter drop during lift out a few years back. The 
 bow was wounded badly. 
 
Rumor has it that the forward sling position was mark too far forward. At NYC 
it is the owner's responsibility
to place tape on the toe rail where the slings should go. The Hunter slid  off 
the forward sling and went down
a short distance nose first. The hole through the bow was reported to be caused 
not directly from the fall but
a loose spinnaker pole or boom inside the boat falling forward. Punctured a 
hole right through the fiberglass. 


 Michael if you ever need crew I'm available! Steve


Will do. We also run practices on the weekend and MOB drills.  Though with the 
water temps it
may not be the first week of May ;-) Might also do a practice run to DYC and 
back, maybe some night sailing.


  Don't know how your local racing is regulated, but a whisker pole more than 
  1.5 J is usually not allowed. 
 John McLaughlin  


From the current PHRF-LO handicapper's manual:

7.2. WHISKER POLE
Effective April 2009:
There will no longer be a penalty for oversized Whisker Pole lengths.
7.2.1. One whisker pole only shall be used.
7.2.2. Provisions of US Sailing rule 54, prohibiting sheeting of sails over or 
through
outriggers, are specifically voided for whisker poles used according to the
provisions of this paragraph.


The reference to US Sailing rule 54 is dated. 54 now states:

54 FORESTAYS AND HEADSAIL TACKS
Forestays and headsail tacks, except those of spinnaker staysails
when the boat is not close-hauled, shall be attached approximately on
a boat’s centreline.

Likely refers to this:

50.3 Use of Outriggers
(a) No sail shall be sheeted over or through an outrigger, except as
permitted in rule 50.3(b) or 50.3(c). An outrigger is any fitting
or other device so placed that it could exert outward pressure
on a sheet or sail at a point from which, with the boat upright, a
vertical line would fall outside the hull or deck. For the purpose
of this rule, bulwarks, rails and rubbing strakes are not part of
the hull or deck and the following are not outriggers: a
bowsprit used to secure the tack of a sail, a bumkin used to
sheet the boom of a sail, or a boom of a boomed headsail that
requires no adjustment when tacking.
(b) Any sail may be sheeted to or led above a boom that is
regularly used for a sail and is permanently attached to the
mast from which the head of the sail is set.
(c) A headsail may be sheeted or attached at its clew to a spinnaker
pole or whisker pole, provided that a spinnaker is not set.


Though common holding out a sail or sheet by hand, boat hook or
anything that is not attached to the mast / spinnaker ring may be against
rules. At NYC if people hold the #1 out a bit in light shifty winds to prevent
chaffing on the spreaders no one seems to worry.

I see differences club to club in the PHRF ratings, length of whisker poles
is one of the more common one.

Michael Brown
Windburn
CC 30-1



Date: Fri, 4 Apr 2014 17:46:18 -0700 (PDT) 
From: Don Harben sailadventu...@rogers.com 
To: cnc-list@cnc-list.com cnc-list@cnc-list.com 
Subject: Re: Stus-List Whisker pole - 32 
Message-ID: 
     1396658778.47199.yahoomail...@web121903.mail.ne1.yahoo.com 
Content-Type: text/plain; charset=iso-8859-1 
 
... National Yacht Club had a Hunter drop during lift out a few years back. The 
bow was wounded badly. 
 
The year after, a mast dropped with people and boats around. I was in the dry 
sail area watching the process with wide eyes. I did the stop and warning from 
a distance ... scary. 
? 
? Don 
 
PS I sailed at NYC in the old two story wood clubhouse that backed on the Ball 
Stadium. There is picture of the old clubhouse in one of the meeting rooms. 
There were no docks in the basin, only moorings. I dry sailed Lightnings out 
through the moorings and the gaps ... most boats andsailers lived to see 
another day ...LOL 
 
 

Message: 11 
Date: Fri, 4 Apr 2014 22:28:38 -0400 
From: Stevan Plavsa stevanpla...@gmail.com 
To: Don Harben sailadventu...@rogers.com,      cnc-list@cnc-list.com 
     cnc-list@cnc-list.com 
Subject: Re: Stus-List Whisker pole - 32 
Message-ID: 
     CADdEvn5zW=hbQZ0OdhZc2+BUwW7bdz5pRPf=9BThp=hdpom...@mail.gmail.com 
Content-Type: text/plain; charset=iso-8859-1 
 
Michael if you ever need crew I'm available! 
 
Steve 
 
 
 

 
Message: 12 
Date: Fri, 4 Apr 2014 22:37:17 -0400 (EDT) 
From: johnr...@aol.com 
To: cnc-list@cnc-list.com 
Subject: Re: Stus-List Whisker pole - 32 
Message-ID: 8d11e8f183ead2b-828-2a...@webmail-vd018.sysops.aol.com 
Content-Type: text/plain; charset=us-ascii 
 
Don't know how your local racing is regulated, but a whisker pole more than 1.5 
J is usually not allowed. 
 
 
John McLaughlin  
CC29-2 
Falcon 
___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread Ron Casciato
But you drive every day with uninsured motorists... At usually dangerous 
speeds 
Ron C.

Sent from my iPhone

 On Apr 4, 2014, at 10:39 PM, johnr...@aol.com wrote:
 
 I certainly would not race against uninsured boats.
 
 John McLaughlin
 CC29-2
 Falcon
 
 
 -Original Message-
 From: Dennis C. capt...@gmail.com
 To: CnClist cnc-list@cnc-list.com
 Sent: Fri, Apr 4, 2014 6:59 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?
 
 Guess I'm in a weird area.  Louisiana is fairly litigious but I've never been 
 asked for insurance for dockage or racing.  For racing, a valid PHRF 
 certificate is all I've been asked for.  We occasionally have to sign a 
 liability waiver for some races.
 
 I have been asked for it for dockage in Florida.
 
 I think the race organizers around here think that the USSailing coverage is 
 adequate.
 
 Dennis C.
 
 
 On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu rtaill...@eastlink.ca wrote:
 Dennis,
  
 Pretty much all the clubs in the area require at least $1 million liability 
 insurance.
 My club requires a current copy of the insurance certificate to be on file 
 in the office to keep a boat here.
  
 Rick Taillieu
 Nemesis
 '75 CC 25  #371
 Shearwater Yacht Club
 Halifax, NS.
  
  
  
 From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis C.
 Sent: April-04-14 17:53
 To: CnClist
 Subject: Re: Stus-List Whisker pole - Now racing insurance?
  
 Mike,
 $2 million insurance?  Hmmm.  Interesting policy.
 How many other racing organizers require insurance?  I've never had to show 
 in any race in my area. 
  
 Dennis C.
 Touche' 35-1 #83
 Mandeville, LA
  
 On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown m...@tkg.ca wrote:
 Well, $100 was pretty cheap. I have a twist lock that I may sell. Since 
 getting the
 larger line control I have not used it much. As mentioned earlier, even at 
 17' it
 is small for a #1.
 
 If you would like to race National Yacht Club has a policy of welcoming 
 racers from
 nearby clubs to join us for week night racing. You could race NFS on 
 Tuesdays, FS
 on Wednesday, and there is a special beginners NFS on Thursdays. NYC also 
 starts
 the race for the Alexandra Yacht Club on Thursdays. We have two Around the
 Island weekend races a year with an open invitation. You will need a PHRF-LO
 certificate and show $2M insurance coverage.
 
 If you are getting brave I have a spinnaker I could loan you.
 
 Mike
 
 Date: Fri, 4 Apr 2014 14:51:44 -0400 
 From: Stevan Plavsa stevanpla...@gmail.com 
 To: cnc-list@cnc-list.com cnc-list@cnc-list.com 
 Subject: Re: Stus-List Whisker pole - 32 
 Message-ID: 
 caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 
 Content-Type: text/plain; charset=iso-8859-1 
 
 Thanks Dwight. I haven't raced the boat yet (except for some fun races the 
 club hosts annually). The keelboat racing scene at our small club is 
 dwindling but yeah, I plan to participate in the weekly races this year. 
 
 Steve 
 Suhana, CC 32 
 Toronto
 
 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com
  
 No virus found in this message.
 Checked by AVG - www.avg.com
 Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date: 04/04/14
 
 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com
 
 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com
 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com
___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread Russ Melody

Hi John,

The prevalent attitude that forces other people to buy insurance to 
protect themselves really confuses me.


I have insurance and it includes under-insured protection, so I'm 
covered. It doesn't matter if the other guy won't carry insurance. In 
the case of an incident my policy will cover off my losses. If the 
insurance company wants to recover then they go after the other guy, 
I don't need nor am I entitled to.


Cheers, Russ
Sweet 35 mk-1


At 07:39 PM 04/04/2014, you wrote:

I certainly would not race against uninsured boats.

John McLaughlin
CC29-2
Falcon


-Original Message-
From: Dennis C. capt...@gmail.com
To: CnClist cnc-list@cnc-list.com
Sent: Fri, Apr 4, 2014 6:59 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Guess I'm in a weird area.  Louisiana is fairly litigious but I've 
never been asked for insurance for dockage or racing.  For racing, a 
valid PHRF certificate is all I've been asked for.  We occasionally 
have to sign a liability waiver for some races.


I have been asked for it for dockage in Florida.

I think the race organizers around here think that the USSailing 
coverage is adequate.


Dennis C.


On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu 
mailto:rtaill...@eastlink.cartaill...@eastlink.ca wrote:

Dennis,

Pretty much all the clubs in the area require at least $1 million 
liability insurance.
My club requires a current copy of the insurance certificate to be 
on file in the office to keep a boat here.


Rick Taillieu
Nemesis
'75 CC 25  #371
Shearwater Yacht Club
Halifax, NS.



From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis C.
Sent: April-04-14 17:53
To: CnClist
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Mike,
$2 million insurance?  Hmmm.  Interesting policy.
How many other racing organizers require insurance?  I've never had 
to show in any race in my area.


Dennis C.
Touche' 35-1 #83
Mandeville, LA

On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown 
mailto:m...@tkg.cam...@tkg.ca wrote:
Well, $100 was pretty cheap. I have a twist lock that I may sell. 
Since getting the
larger line control I have not used it much. As mentioned earlier, 
even at 17' it

is small for a #1.

If you would like to race National Yacht Club has a policy of 
welcoming racers from
nearby clubs to join us for week night racing. You could race NFS on 
Tuesdays, FS
on Wednesday, and there is a special beginners NFS on Thursdays. NYC 
also starts

the race for the Alexandra Yacht Club on Thursdays. We have two Around the
Island weekend races a year with an open invitation. You will need a PHRF-LO
certificate and show $2M insurance coverage.

If you are getting brave I have a spinnaker I could loan you.

Mike

Date: Fri, 4 Apr 2014 14:51:44 -0400
From: Stevan Plavsa mailto:stevanpla...@gmail.comstevanpla...@gmail.com
To: mailto:cnc-list@cnc-list.comcnc-list@cnc-list.com 
mailto:cnc-list@cnc-list.comcnc-list@cnc-list.com

Subject: Re: Stus-List Whisker pole - 32
Message-ID:

mailto:caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.comcaddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 


Content-Type: text/plain; charset=iso-8859-1

Thanks Dwight. I haven't raced the boat yet (except for some fun races the
club hosts annually). The keelboat racing scene at our small club is
dwindling but yeah, I plan to participate in the weekly races this year.

Steve
Suhana, CC 32
Toronto


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.comhttp://www.cncphotoalbum.com
mailto:CnC-List@cnc-list.comCnC-List@cnc-list.com


No virus found in this message.
Checked by AVG - http://www.avg.comwww.avg.com
Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date: 04/04/14

___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.comhttp://www.cncphotoalbum.com
mailto:CnC-List@cnc-list.comCnC-List@cnc-list.com



___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.comhttp://www.cncphotoalbum.com
mailto:CnC-List@cnc-list.comCnC-List@cnc-list.com

___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com
___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Stus-List CC35-II SHOWER DRAIN

2014-04-05 Thread Alex Giannelia
/pipermail/cnc-list_cnc-list.com/attachments/20140405/4747684e/attachment-0001.html

--

Subject: Digest Footer

___
CnC-List mailing list
CnC-List@cnc-list.com
http://cnc-list.com/mailman/listinfo/cnc-list_cnc-list.com


--

End of CnC-List Digest, Vol 99, Issue 25


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread johnrmcl
If you are a racer, you should have the integrity to get the proper insurance. 


John McLaughlin
CC29MKII
Falcon




-Original Message-
From: Russ  Melody russ...@telus.net
To: cnc-list cnc-list@cnc-list.com
Sent: Sat, Apr 5, 2014 8:51 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?


Hi John,

The prevalent attitude that forces other people to buy insurance toprotect 
themselves really confuses me. 

I have insurance and it includes under-insured protection, so I'mcovered. It 
doesn't matter if the other guy won't carry insurance. In thecase of an 
incident my policy will cover off my losses. If the insurancecompany wants to 
recover then they go after the other guy, I don't neednor am I entitled to.

Cheers,Russ
Sweet35 mk-1


At 07:39 PM 04/04/2014, you wrote:

I certainly would not race againstuninsured boats. 

John McLaughlin
CC29-2
Falcon


-Original Message-
From: Dennis C. capt...@gmail.com
To: CnClist cnc-list@cnc-list.com
Sent: Fri, Apr 4, 2014 6:59 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Guess I'm in a weird area.  Louisiana is fairly litigious but I'venever been 
asked for insurance for dockage or racing.  For racing, avalid PHRF certificate 
is all I've been asked for.  We occasionallyhave to sign a liability waiver for 
some races.

I have been asked for it for dockage in Florida.

I think the race organizers around here think that the USSailing coverageis 
adequate.

Dennis C.


On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieurtaill...@eastlink.cawrote:

Dennis,

 

Pretty much all the clubs in the area require at least $1 millionliability 
insurance.

My club requires a current copy of the insurance certificate to be onfile in 
the office to keep a boat here.

 

Rick Taillieu

Nemesis

'75 CC 25  #371

Shearwater Yacht Club

Halifax, NS.

 

 

 

From: CnC-List[mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis C.

Sent: April-04-14 17:53

To: CnClist

Subject: Re: Stus-List Whisker pole - Now racing insurance?

 

Mike,

$2 million insurance?  Hmmm.  Interesting policy.

How many other racing organizers require insurance?  I've neverhad to show in 
any race in my area.  

 

Dennis C.

Touche' 35-1 #83

Mandeville, LA

 

On Fri, Apr 4, 2014 at 2:15 PM, Michael Brownm...@tkg.ca wrote:

Well, $100 was pretty cheap. I have a twist lock that I may sell.Since getting 
the

larger line control I have not used it much. As mentioned earlier,even at 17' it

is small for a #1.


If you would like to race National Yacht Club has a policy ofwelcoming racers 
from

nearby clubs to join us for week night racing. You could race NFS onTuesdays, FS

on Wednesday, and there is a special beginners NFS on Thursdays. NYCalso starts

the race for the Alexandra Yacht Club on Thursdays. We have twoAround the

Island weekend races a year with an open invitation. You willneed a PHRF-LO

certificate and show $2M insurance coverage.


If you are getting brave I have a spinnaker I could loanyou.


Mike


Date: Fri, 4 Apr 2014 14:51:44 -0400 

From: Stevan Plavsastevanpla...@gmail.com 

To:cnc-list@cnc-list.comcnc-list@cnc-list.com

Subject: Re: Stus-List Whisker pole - 32 

Message-ID: 

   caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 

Content-Type: text/plain; charset=iso-8859-1 


Thanks Dwight. I haven't raced the boat yet (except for some funraces the 

club hosts annually). The keelboat racing scene at our small club is

dwindling but yeah, I plan to participate in the weekly races thisyear. 


Steve 

Suhana, CC 32 

Toronto 




___

This List is provided by the CC Photo Album

http://www.cncphotoalbum.com

CnC-List@cnc-list.com

 




No virus found in this message.

Checked by AVG - www.avg.com

Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date:04/04/14


___

This List is provided by the CC Photo Album

http://www.cncphotoalbum.com

CnC-List@cnc-list.com




___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com

___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com

 
___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread Russ Melody

Hi John,

That's my point.

I have the proper insurance.

I am bemused why the pointy heads insist that I protect my 
asset...because it's in the Sailing Instructions?!! and that makes it 
right? It is a simple fact that you should buy insurance to protect 
yourself. Maybe it's the herd instinct, I have it, so should everybody.


I buy insurance to protect my net worth, not yours!

Why is this so difficult for people to understand? In the old days an 
insurance guy would distract you with terms fancy terms and threaten 
that you could not collect on a judgement if the other guy wasn't 
insured. But under-insured protection, it is standard in my 
policy,  has thrown out that argument a long time ago. But the 
mystery remains..


Cheers, Russ
Sweet 35 mk-1


At 08:31 PM 05/04/2014, you wrote:
If you are a racer, you should have the integrity to get the proper 
insurance.


John McLaughlin
CC29MKII
Falcon



-Original Message-
From: Russ  Melody russ...@telus.net
To: cnc-list cnc-list@cnc-list.com
Sent: Sat, Apr 5, 2014 8:51 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Hi John,

The prevalent attitude that forces other people to buy insurance to 
protect themselves really confuses me.


I have insurance and it includes under-insured protection, so I'm 
covered. It doesn't matter if the other guy won't carry insurance. 
In the case of an incident my policy will cover off my losses. If 
the insurance company wants to recover then they go after the other 
guy, I don't need nor am I entitled to.


Cheers, Russ
Sweet 35 mk-1


At 07:39 PM 04/04/2014, you wrote:

I certainly would not race against uninsured boats.

John McLaughlin
CC29-2
Falcon


-Original Message-
From: Dennis C. mailto:capt...@gmail.comcapt...@gmail.com
To: CnClist mailto:cnc-list@cnc-list.comcnc-list@cnc-list.com
Sent: Fri, Apr 4, 2014 6:59 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Guess I'm in a weird area.  Louisiana is fairly litigious but I've 
never been asked for insurance for dockage or racing.  For racing, 
a valid PHRF certificate is all I've been asked for.  We 
occasionally have to sign a liability waiver for some races.


I have been asked for it for dockage in Florida.

I think the race organizers around here think that the USSailing 
coverage is adequate.


Dennis C.


On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu 
mailto:rtaill...@eastlink.cartaill...@eastlink.ca wrote:

Dennis,

Pretty much all the clubs in the area require at least $1 million 
liability insurance.
My club requires a current copy of the insurance certificate to be 
on file in the office to keep a boat here.


Rick Taillieu
Nemesis
'75 CC 25  #371
Shearwater Yacht Club
Halifax, NS.



From: CnC-List [ mailto:cnc-list-boun...@cnc-list.com] On Behalf Of 
Dennis C.

Sent: April-04-14 17:53
To: CnClist
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Mike,
$2 million insurance?  Hmmm.  Interesting policy.
How many other racing organizers require insurance?  I've never had 
to show in any race in my area.


Dennis C.
Touche' 35-1 #83
Mandeville, LA

On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown 
mailto:m...@tkg.cam...@tkg.ca wrote:
Well, $100 was pretty cheap. I have a twist lock that I may sell. 
Since getting the
larger line control I have not used it much. As mentioned earlier, 
even at 17' it

is small for a #1.
If you would like to race National Yacht Club has a policy of 
welcoming racers from
nearby clubs to join us for week night racing. You could race NFS 
on Tuesdays, FS
on Wednesday, and there is a special beginners NFS on Thursdays. 
NYC also starts

the race for the Alexandra Yacht Club on Thursdays. We have two Around the
Island weekend races a year with an open invitation. You will need 
a PHRF-LO

certificate and show $2M insurance coverage.
If you are getting brave I have a spinnaker I could loan you.
Mike

Date: Fri, 4 Apr 2014 14:51:44 -0400
From: Stevan Plavsa mailto:stevanpla...@gmail.comstevanpla...@gmail.com 
To: mailto:cnc-list@cnc-list.comcnc-list@cnc-list.com  
mailto:cnc-list@cnc-list.comcnc-list@cnc-list.com

Subject: Re: Stus-List Whisker pole - 32
Message-ID:

mailto:caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 
caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 

Content-Type: text/plain; charset=iso-8859-1
Thanks Dwight. I haven't raced the boat yet (except for some fun races the
club hosts annually). The keelboat racing scene at our small club is
dwindling but yeah, I plan to participate in the weekly races this year.
Steve
Suhana, CC 32
Toronto


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.comhttp://www.cncphotoalbum.com
mailto:CnC-List@cnc-list.comCnC-List@cnc-list.com

No virus found in this message.
Checked by AVG - http://www.avg.comwww.avg.com
Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date: 04/04/14

Stus-List Replace impeller on Sherwood pump

2014-04-05 Thread David Knecht
I tried to replace the impeller on my Sherwood 9000k raw water pump today. I put the impeller on the shaft and then attempted to get the cover and O-ring back on. I could not get the O-ring to stay in the recessed groove so that I could reassemble it. It pops out on its own as soon as I let go of it, so there is no way to hold it in place and fit the cover over the impeller. I hope someone knows the trick I am missing. Thanks- Dave
David KnechtAries1990 CC 34+New London, CT


___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Replace impeller on Sherwood pump

2014-04-05 Thread Russ Melody

Hi David,

If a few dabs of Vaseline won't hold the O-ring in the groove long 
enough to get the cover into place then I think it be a wee bit too short.


Was it exposed to solvent fumes or something like that?

Cheers, Russ
Sweet 35 mk-1


At 08:55 PM 05/04/2014, you wrote:
I tried to replace the impeller on my Sherwood 9000k raw water pump 
today.  I put the impeller on the shaft and then attempted to get 
the cover and O-ring back on.  I could not get the O-ring to stay in 
the recessed groove so that I could reassemble it.  It pops out on 
its own as soon as I let go of it, so there is no way to hold it in 
place and fit the cover over the impeller.  I hope someone knows the 
trick I am missing.  Thanks- Dave



David Knecht
Aries
1990 CC 34+
New London, CT

[]




___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com
___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Replace impeller on Sherwood pump

2014-04-05 Thread Jim Watts
Grease. Try bedding it in a light grease to keep it in place. Peanut butter
works OK as well.

Jim Watts
Paradigm Shift
CC 35 Mk III
Victoria, BC


On 5 April 2014 20:55, David Knecht davidakne...@gmail.com wrote:

 I tried to replace the impeller on my Sherwood 9000k raw water pump today.
  I put the impeller on the shaft and then attempted to get the cover and
 O-ring back on.  I could not get the O-ring to stay in the recessed groove
 so that I could reassemble it.  It pops out on its own as soon as I let go
 of it, so there is no way to hold it in place and fit the cover over the
 impeller.  I hope someone knows the trick I am missing.  Thanks- Dave


 David Knecht
 Aries
 1990 CC 34+
 New London, CT



 ___
 This List is provided by the CC Photo Album
 http://www.cncphotoalbum.com
 CnC-List@cnc-list.com


inline: pastedGraphic.tiff___
This List is provided by the CC Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com


Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread Jim Watts
It's quite simple, the insurance companies want to make it easy. If the guy
who just drove his bow through your wet locker has no insurance, they will
have to go to great extremes to make it good. If he has insurance, then
it's no problem, it's an internal paper chase.

Jim Watts
Paradigm Shift
CC 35 Mk III
Victoria, BC


On 5 April 2014 20:49, Russ  Melody russ...@telus.net wrote:

  Hi John,

 That's my point.

 I have the proper insurance.

 I am bemused why the pointy heads insist that I protect my asset...because
 it's in the Sailing Instructions?!! and that makes it right? It is a simple
 fact that you should buy insurance to protect yourself. Maybe it's the herd
 instinct, I have it, so should everybody.

 I buy insurance to protect my net worth, not yours!

 Why is this so difficult for people to understand? In the old days an
 insurance guy would distract you with terms fancy terms and threaten that
 you could not collect on a judgement if the other guy wasn't insured. But
 under-insured protection, it is standard in my policy,  has thrown out that
 argument a long time ago. But the mystery remains..


 Cheers, Russ
 *Sweet *35 mk-1


 At 08:31 PM 05/04/2014, you wrote:

 If you are a racer, you should have the integrity to get the proper
 insurance.

 John McLaughlin
 CC29MKII
 Falcon



 -Original Message-
 From: Russ  Melody russ...@telus.net
 To: cnc-list cnc-list@cnc-list.com
 Sent: Sat, Apr 5, 2014 8:51 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?

 Hi John,

 The prevalent attitude that forces other people to buy insurance to
 protect themselves really confuses me.

 I have insurance and it includes under-insured protection, so I'm covered.
 It doesn't matter if the other guy won't carry insurance. In the case of an
 incident my policy will cover off my losses. If the insurance company wants
 to recover then they go after the other guy, I don't need nor am I entitled
 to.

 Cheers, Russ
 *Sweet *35 mk-1


 At 07:39 PM 04/04/2014, you wrote:

 I certainly would not race against uninsured boats.

 John McLaughlin
 CC29-2
 Falcon


 -Original Message-
 From: Dennis C. capt...@gmail.com
 To: CnClist cnc-list@cnc-list.com 
 Sent: Fri, Apr 4, 2014 6:59 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?

 Guess I'm in a weird area.  Louisiana is fairly litigious but I've never
 been asked for insurance for dockage or racing.  For racing, a valid PHRF
 certificate is all I've been asked for.  We occasionally have to sign a
 liability waiver for some races.

 I have been asked for it for dockage in Florida.

 I think the race organizers around here think that the USSailing coverage
 is adequate.

 Dennis C.


 On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu rtaill...@eastlink.ca
 wrote: Dennis,   Pretty much all the clubs in the area require at least
 $1 million liability insurance. My club requires a current copy of the
 insurance certificate to be on file in the office to keep a boat here.   Rick
 Taillieu Nemesis '75 CC 25  #371 Shearwater Yacht Club Halifax, NS.
 From: CnC-List [ 
 mailto:cnc-list-boun...@cnc-list.comcnc-list-boun...@cnc-list.com]
 On Behalf Of Dennis C. Sent: April-04-14 17:53 To: CnClist Subject: Re:
 Stus-List Whisker pole - Now racing insurance?   Mike, $2 million
 insurance?  Hmmm.  Interesting policy. How many other racing organizers
 require insurance?  I've never had to show in any race in my area.Dennis
 C. Touche' 35-1 #83 Mandeville, LA   On Fri, Apr 4, 2014 at 2:15 PM,
 Michael Brown m...@tkg.ca wrote: Well, $100 was pretty cheap. I have a
 twist lock that I may sell. Since getting the larger line control I have
 not used it much. As mentioned earlier, even at 17' it is small for a #1.
 If you would like to race National Yacht Club has a policy of welcoming
 racers from nearby clubs to join us for week night racing. You could race
 NFS on Tuesdays, FS on Wednesday, and there is a special beginners NFS on
 Thursdays. NYC also starts the race for the Alexandra Yacht Club on
 Thursdays. We have two Around the Island weekend races a year with an
 open invitation. You will need a PHRF-LO certificate and show $2M
 insurance coverage.
 If you are getting brave I have a spinnaker I could loan you.
 Mike

  Date: Fri, 4 Apr 2014 14:51:44 -0400 From: Stevan Plavsa 
 stevanpla...@gmail.com  To: cnc-list@cnc-list.com  
 cnc-list@cnc-list.com Subject: Re: Stus-List Whisker pole - 32 Message-ID:
  caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 
 Content-Type:
 text/plain; charset=iso-8859-1
 Thanks Dwight. I haven't raced the boat yet (except for some fun races the 
 club
 hosts annually). The keelboat racing scene at our small club is dwindling
 but yeah, I plan to participate in the weekly races this year.
 Steve Suhana, CC 32 Toronto


  ___ This List is provided by
 the CC Photo Album http://www.cncphotoalbum.com 

Re: Stus-List Now racing insurance

2014-04-05 Thread D Harben
Hi

My primary interest is liability insurance especially for potential liabilities 
hurting or killing someone in a sailing event on and off the race course  

 On Apr 6, 2014, at 12:13 AM, Jim Watts paradigmat...@gmail.com wrote:
 
 
 It's quite simple, the insurance companies want to make it easy. If the guy 
 who just drove his bow through your wet locker has no insurance, they will 
 have to go to great extremes to make it good. If he has insurance, then it's 
 no problem, it's an internal paper chase.
 
 Jim Watts
 Paradigm Shift
 CC 35 Mk III
 Victoria, BC
 
 
 On 5 April 2014 20:49, Russ  Melody russ...@telus.net wrote:
 Hi John,
 
 That's my point. 
 
 I have the proper insurance. 
 
 I am bemused why the pointy heads insist that I protect my asset...because 
 it's in the Sailing Instructions?!! and that makes it right? It is a simple 
 fact that you should buy insurance to protect yourself. Maybe it's the herd 
 instinct, I have it, so should everybody.
 
 I buy insurance to protect my net worth, not yours!
 
 Why is this so difficult for people to understand? In the old days an 
 insurance guy would distract you with terms fancy terms and threaten that 
 you could not collect on a judgement if the other guy wasn't insured. But 
 under-insured protection, it is standard in my policy,  has thrown out that 
 argument a long time ago. But the mystery remains..
 
 
 Cheers, Russ
 Sweet 35 mk-1
 
 
 At 08:31 PM 05/04/2014, you wrote:
 If you are a racer, you should have the integrity to get the proper 
 insurance.  
 
 John McLaughlin
 CC29MKII
 Falcon
 
 
 
 -Original Message-
 From: Russ  Melody russ...@telus.net
 To: cnc-list cnc-list@cnc-list.com
 Sent: Sat, Apr 5, 2014 8:51 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?
 
 Hi John,
 
 The prevalent attitude that forces other people to buy insurance to protect 
 themselves really confuses me. 
 
 I have insurance and it includes under-insured protection, so I'm covered. 
 It doesn't matter if the other guy won't carry insurance. In the case of an 
 incident my policy will cover off my losses. If the insurance company wants 
 to recover then they go after the other guy, I don't need nor am I entitled 
 to.
 
 Cheers, Russ
 Sweet 35 mk-1
 
 
 At 07:39 PM 04/04/2014, you wrote:
 I certainly would not race against uninsured boats. 
 
 John McLaughlin
 CC29-2
 Falcon
 
 
 -Original Message-
 From: Dennis C. capt...@gmail.com
 To: CnClist cnc-list@cnc-list.com 
 Sent: Fri, Apr 4, 2014 6:59 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?
 
 Guess I'm in a weird area.  Louisiana is fairly litigious but I've never 
 been asked for insurance for dockage or racing.  For racing, a valid PHRF 
 certificate is all I've been asked for.  We occasionally have to sign a 
 liability waiver for some races.
 
 I have been asked for it for dockage in Florida.
 
 I think the race organizers around here think that the USSailing coverage 
 is adequate.
 
 Dennis C.
 
 
 On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu rtaill...@eastlink.ca 
 wrote:
 Dennis,
  
 Pretty much all the clubs in the area require at least $1 million 
 liability insurance.
 My club requires a current copy of the insurance certificate to be on file 
 in the office to keep a boat here.
  
 Rick Taillieu
 Nemesis
 '75 CC 25  #371
 Shearwater Yacht Club
 Halifax, NS.
  
  
  
 From: CnC-List [ mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis 
 C.
 Sent: April-04-14 17:53
 To: CnClist
 Subject: Re: Stus-List Whisker pole - Now racing insurance?
  
 Mike,
 $2 million insurance?  Hmmm.  Interesting policy.
 How many other racing organizers require insurance?  I've never had to 
 show in any race in my area. 
  
 Dennis C.
 Touche' 35-1 #83
 Mandeville, LA
  
 On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown m...@tkg.ca wrote:
 Well, $100 was pretty cheap. I have a twist lock that I may sell. Since 
 getting the
 larger line control I have not used it much. As mentioned earlier, even at 
 17' it
 is small for a #1.
 If you would like to race National Yacht Club has a policy of welcoming 
 racers from
 nearby clubs to join us for week night racing. You could race NFS on 
 Tuesdays, FS
 on Wednesday, and there is a special beginners NFS on Thursdays. NYC also 
 starts
 the race for the Alexandra Yacht Club on Thursdays. We have two Around the
 Island weekend races a year with an open invitation. You will need a 
 PHRF-LO
 certificate and show $2M insurance coverage.
 If you are getting brave I have a spinnaker I could loan you.
 Mike
 
 Date: Fri, 4 Apr 2014 14:51:44 -0400
 From: Stevan Plavsa stevanpla...@gmail.com 
 To: cnc-list@cnc-list.com  cnc-list@cnc-list.com
 Subject: Re: Stus-List Whisker pole - 32
 Message-ID:
  caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 
 Content-Type: text/plain; charset=iso-8859-1 
 Thanks Dwight. I haven't raced the boat yet (except for some fun races the
 club 

Re: Stus-List Whisker pole - Now racing insurance?

2014-04-05 Thread Rich Knowles
I may be stunned, what with living in Eastern Canada and all, but I don't 
understand the difficulty with the insurance question. My insurance covers me 
for both self inflicted silliness like repairs resulting from running aground, 
and also provides me with some monetary protection in the event I am held 
accountable for physical damage to other persons or their property, whether I 
am racing, cruising or at anchor. All in all, a very sensible thing to have in 
my opinion. 

Rich

 On Apr 6, 2014, at 0:49, Russ  Melody russ...@telus.net wrote:
 
 Hi John,
 
 That's my point. 
 
 I have the proper insurance. 
 
 I am bemused why the pointy heads insist that I protect my asset...because 
 it's in the Sailing Instructions?!! and that makes it right? It is a simple 
 fact that you should buy insurance to protect yourself. Maybe it's the herd 
 instinct, I have it, so should everybody.
 
 I buy insurance to protect my net worth, not yours!
 
 Why is this so difficult for people to understand? In the old days an 
 insurance guy would distract you with terms fancy terms and threaten that you 
 could not collect on a judgement if the other guy wasn't insured. But 
 under-insured protection, it is standard in my policy,  has thrown out that 
 argument a long time ago. But the mystery remains..
 
 Cheers, Russ
 Sweet 35 mk-1
 
 
 At 08:31 PM 05/04/2014, you wrote:
 If you are a racer, you should have the integrity to get the proper 
 insurance.  
 
 John McLaughlin
 CC29MKII
 Falcon
 
 
 
 -Original Message-
 From: Russ  Melody russ...@telus.net
 To: cnc-list cnc-list@cnc-list.com
 Sent: Sat, Apr 5, 2014 8:51 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?
 
 Hi John,
 
 The prevalent attitude that forces other people to buy insurance to protect 
 themselves really confuses me. 
 
 I have insurance and it includes under-insured protection, so I'm covered. 
 It doesn't matter if the other guy won't carry insurance. In the case of an 
 incident my policy will cover off my losses. If the insurance company wants 
 to recover then they go after the other guy, I don't need nor am I entitled 
 to.
 
 Cheers, Russ
 Sweet 35 mk-1
 
 
 At 07:39 PM 04/04/2014, you wrote:
 I certainly would not race against uninsured boats. 
 
 John McLaughlin
 CC29-2
 Falcon
 
 
 -Original Message-
 From: Dennis C. capt...@gmail.com
 To: CnClist cnc-list@cnc-list.com 
 Sent: Fri, Apr 4, 2014 6:59 pm
 Subject: Re: Stus-List Whisker pole - Now racing insurance?
 
 Guess I'm in a weird area.  Louisiana is fairly litigious but I've never 
 been asked for insurance for dockage or racing.  For racing, a valid PHRF 
 certificate is all I've been asked for.  We occasionally have to sign a 
 liability waiver for some races.
 
 I have been asked for it for dockage in Florida.
 
 I think the race organizers around here think that the USSailing coverage 
 is adequate.
 
 Dennis C.
 
 
 On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu rtaill...@eastlink.ca wrote:
 Dennis,
  
 Pretty much all the clubs in the area require at least $1 million liability 
 insurance.
 My club requires a current copy of the insurance certificate to be on file 
 in the office to keep a boat here.
  
 Rick Taillieu
 Nemesis
 '75 CC 25  #371
 Shearwater Yacht Club
 Halifax, NS.
  
  
  
 From: CnC-List [ mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis 
 C.
 Sent: April-04-14 17:53
 To: CnClist
 Subject: Re: Stus-List Whisker pole - Now racing insurance? 
  
 Mike,
 $2 million insurance?  Hmmm.  Interesting policy.
 How many other racing organizers require insurance?  I've never had to show 
 in any race in my area. 
  
 Dennis C.
 Touche' 35-1 #83
 Mandeville, LA
  
 On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown m...@tkg.ca wrote:
 Well, $100 was pretty cheap. I have a twist lock that I may sell. Since 
 getting the 
 larger line control I have not used it much. As mentioned earlier, even at 
 17' it
 is small for a #1.
 If you would like to race National Yacht Club has a policy of welcoming 
 racers from
 nearby clubs to join us for week night racing. You could race NFS on 
 Tuesdays, FS
 on Wednesday, and there is a special beginners NFS on Thursdays. NYC also 
 starts
 the race for the Alexandra Yacht Club on Thursdays. We have two Around the
 Island weekend races a year with an open invitation. You will need a 
 PHRF-LO
 certificate and show $2M insurance coverage.
 If you are getting brave I have a spinnaker I could loan you.
 Mike
 
 Date: Fri, 4 Apr 2014 14:51:44 -0400
 From: Stevan Plavsa stevanpla...@gmail.com 
 To: cnc-list@cnc-list.com  cnc-list@cnc-list.com
 Subject: Re: Stus-List Whisker pole - 32
 Message-ID:
  caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com 
 Content-Type: text/plain; charset=iso-8859-1 
 Thanks Dwight. I haven't raced the boat yet (except for some fun races the
 club hosts annually). The keelboat racing scene at our small club is
 dwindling but yeah, I 

Re: Stus-List Now racing insurance

2014-04-05 Thread Russ Melody


To be crass, it is much more expensive to badly hurt someone than if 
he or she gets killed.


To the point, your insurance protects you from the above liability 
judgement. Your under-insured protection protects you if you are the 
above and the other guy didn't buy any or enough liability protection.


You buy insurance to protect yourself. It is that simple. The 
industry is striving for everyone to be forced to protect themselves 
and it appears to be successful.


I am insured and I am an anarchist, so I wish that everyone has the 
right to decide on his or her own level of protection.


Free trade and sailor's rights!

Cheers, Russ
Sweet 35 mk-1

At 09:21 PM 05/04/2014, you wrote:

Hi

My primary interest is liability insurance especially for potential 
liabilities hurting or killing someone in a sailing event on and off 
the race course 


On Apr 6, 2014, at 12:13 AM, Jim Watts 
mailto:paradigmat...@gmail.comparadigmat...@gmail.com wrote:




It's quite simple, the insurance companies want to make it easy. If 
the guy who just drove his bow through your wet locker has no 
insurance, they will have to go to great extremes to make it good. 
If he has insurance, then it's no problem, it's an internal paper chase.


Jim Watts
Paradigm Shift
CC 35 Mk III
Victoria, BC


On 5 April 2014 20:49, Russ  Melody 
mailto:russ...@telus.netruss...@telus.net wrote:

Hi John,

That's my point.

I have the proper insurance.

I am bemused why the pointy heads insist that I protect my 
asset...because it's in the Sailing Instructions?!! and that makes 
it right? It is a simple fact that you should buy insurance to 
protect yourself. Maybe it's the herd instinct, I have it, so 
should everybody.


I buy insurance to protect my net worth, not yours!

Why is this so difficult for people to understand? In the old days 
an insurance guy would distract you with terms fancy terms and 
threaten that you could not collect on a judgement if the other 
guy wasn't insured. But under-insured protection, it is standard 
in my policy,  has thrown out that argument a long time ago. But 
the mystery remains..



Cheers, Russ
Sweet 35 mk-1


At 08:31 PM 05/04/2014, you wrote:
If you are a racer, you should have the integrity to get the 
proper insurance.


John McLaughlin
CC29MKII
Falcon



-Original Message-
From: Russ  Melody mailto:russ...@telus.netruss...@telus.net
To: cnc-list mailto:cnc-list@cnc-list.comcnc-list@cnc-list.com
Sent: Sat, Apr 5, 2014 8:51 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Hi John,

The prevalent attitude that forces other people to buy insurance 
to protect themselves really confuses me.


I have insurance and it includes under-insured protection, so I'm 
covered. It doesn't matter if the other guy won't carry insurance. 
In the case of an incident my policy will cover off my losses. If 
the insurance company wants to recover then they go after the 
other guy, I don't need nor am I entitled to.


Cheers, Russ
Sweet 35 mk-1


At 07:39 PM 04/04/2014, you wrote:

I certainly would not race against uninsured boats.

John McLaughlin
CC29-2
Falcon


-Original Message-
From: Dennis C. mailto:capt...@gmail.comcapt...@gmail.com
To: CnClist mailto:cnc-list@cnc-list.comcnc-list@cnc-list.com 
Sent: Fri, Apr 4, 2014 6:59 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Guess I'm in a weird area.  Louisiana is fairly litigious but 
I've never been asked for insurance for dockage or racing.  For 
racing, a valid PHRF certificate is all I've been asked for.  We 
occasionally have to sign a liability waiver for some races.


I have been asked for it for dockage in Florida.

I think the race organizers around here think that the USSailing 
coverage is adequate.


Dennis C.


On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu 
mailto:rtaill...@eastlink.cartaill...@eastlink.ca wrote:

Dennis,

Pretty much all the clubs in the area require at least $1 million 
liability insurance.
My club requires a current copy of the insurance certificate to 
be on file in the office to keep a boat here.


Rick Taillieu
Nemesis
'75 CC 25  #371
Shearwater Yacht Club
Halifax, NS.



From: CnC-List [ 
mailto:cnc-list-boun...@cnc-list.commailto:cnc-list-boun...@cnc-list.com] 
On Behalf Of Dennis C.

Sent: April-04-14 17:53
To: CnClist
Subject: Re: Stus-List Whisker pole - Now racing insurance?

Mike,
$2 million insurance?  Hmmm.  Interesting policy.
How many other racing organizers require insurance?  I've never 
had to show in any race in my area.


Dennis C.
Touche' 35-1 #83
Mandeville, LA

On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown 
mailto:m...@tkg.cam...@tkg.ca wrote:
Well, $100 was pretty cheap. I have a twist lock that I may sell. 
Since getting the
larger line control I have not used it much. As mentioned 
earlier, even at 17' it

is small for a #1.
If you would like to race National Yacht Club has a policy of 
welcoming racers from