Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-19 Thread Mike Hammett
.com> To: af@afmug.com Sent: Friday, September 18, 2015 1:52:12 PM Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card I think this is a bit backwards myself. Credit card auto pay has a higher percentage chance of being on time than checks. We encoura

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-19 Thread Ken Hohhof
I wish everyone used auto bill pay with their bank. From: Mike Hammett Sent: Saturday, September 19, 2015 10:00 AM To: af@afmug.com Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card Agreed. I wish everyone auto-CC payed, even though it costs me

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-19 Thread Josh Luthman
gt; <https://www.linkedin.com/company/midwest-internet-exchange> > <https://twitter.com/mdwestix> > -- > *From: *"Ken Hohhof" <af...@kwisp.com> > *To: *af@afmug.com > *Sent: *Saturday, September 19, 2015 10:06:38 AM > > *Subject: *Re: [AFMUG] Powercode

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-19 Thread Mike Hammett
...@kwisp.com> To: af@afmug.com Sent: Saturday, September 19, 2015 10:06:38 AM Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card I wish everyone used auto bill pay with their bank. From: Mike Hammett Sent: Saturday, September 19, 2015

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-19 Thread Tyler Treat
gt; wrote: I wish everyone used auto bill pay with their bank. From: Mike Hammett<mailto:af...@ics-il.net> Sent: Saturday, September 19, 2015 10:00 AM To: af@afmug.com<mailto:af@afmug.com> Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card A

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Jason McKemie
Yeah, plus people just don't understand the surcharge. Unfortunately, you just have to raise prices across the board to cover the expense - then everyone pays. I received a settlement letter about this a long time ago, which is the only reason I knew about it. On Fri, Sep 18, 2015 at 1:48 PM,

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Simon Westlake
I guess I should've tried adding 1 to the filename ;) Looks like from that document it's still not so clear cut though. I haven't really kept up on this, but according to the article, 10 states still prohibit it, as does AMEX. Either way, it's something I would put some time into researching

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Jason McKemie
I must have gotten lucky, I have yet to receive a bad check. In my experience, deadbeats just don't pay period. My issue is with the whole system in general - people just assume the percentage benefits that they get come out of thin air. Meanwhile, people that use cash are paying the penalty as

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Cameron Crum
Having that discussion with Nathan on another thread! On Fri, Sep 18, 2015 at 1:57 PM, Jeff Broadwick - Lists wrote: > Hey! That would be a great topic of the Billing Best Practices and > Policies session at Wispapalooza! (Shameless plug). > > Jeff Broadwick > ConVergence

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Darin Steffl
I love the discussion so far on this. So there is varying degrees of where this may be legal to do and not in some other cases. The way I have seen it is that tuition and other public entities like DMV have always been able to charge a convenience fee when I pay with credit card. Other places like

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Adam Moffett
+1 I think this is a bit backwards myself. Credit card auto pay has a higher percentage chance of being on time than checks. We encourage our customers to charge a check processing fee or at least give a discount to auto payers. I know we spent a lot more time tracking down checks and had

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread chuck
that gives miles. But they tack on 3% if I do this. From: Josh Luthman Sent: Friday, September 18, 2015 12:40 PM To: af@afmug.com Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card Uhh then why is it my electric bill can get away

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Travis Johnson
I'm not sure any more, but it used to be against Federal law to charge more for credit cards that's why all the gas stations do a "cash discount". Travis On 9/18/2015 12:30 PM, Darin Steffl wrote: Hey all, If some of you with Powercode would be interested in this feature, can you

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Simon Westlake
Yeah, you can offer a price with a cash discount. That's the typical workaround. On 9/18/2015 2:29 PM, Darin Steffl wrote: I love the discussion so far on this. So there is varying degrees of where this may be legal to do and not in some other cases. The way I have seen it is that tuition and

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Josh Luthman
Uhh then why is it my electric bill can get away with a ~$15 card processing fee? As will all of the court houses for traffic tickets. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 On Fri, Sep 18, 2015 at 2:38 PM, Simon Westlake <

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Ryan Ray
+1 Don't charge your customers for using a credit card or they will pull your merchant agreement. For good reason. I hate companies that do this. On Fri, Sep 18, 2015 at 11:38 AM, Simon Westlake < simon.westl...@digitalgunfire.com> wrote: > Darin, > > Not a lawyer, but be careful - I'm pretty

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Jason McKemie
I'm pretty sure you're allowed to charge for it now. http://www.creditcards.com/credit-card-news/credit-card-surcharges-allowed-1281.php On Fri, Sep 18, 2015 at 1:39 PM, Ryan Ray wrote: > +1 > > Don't charge your customers for using a credit card or they will pull your >

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Cameron Crum
I think this is a bit backwards myself. Credit card auto pay has a higher percentage chance of being on time than checks. We encourage our customers to charge a check processing fee or at least give a discount to auto payers. I know we spent a lot more time tracking down checks and had very few

[AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Darin Steffl
Hey all, If some of you with Powercode would be interested in this feature, can you please vote for it on the feature request link below? Basically, this feature would automatically apply a fixed or percentage based fee to the bill for all credit or debit card payments. It would also warn the

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Simon Westlake
There's some details on the page, but some entities are exempt (ISPs not being one of them.) You can charge a 'convenience fee' if all charges via that payment channel are assessed the same fee. So if you only took credit cards on your online customer portal, and you charged a convenience fee

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Simon Westlake
this. *From:* Josh Luthman <mailto:j...@imaginenetworksllc.com> *Sent:* Friday, September 18, 2015 12:40 PM *To:* af@afmug.com <mailto:af@afmug.com> *Subject:* Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card Uhh then why is it my electric bill can get away

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread chuck
Yeah, I would love to be able to pay my property tax with a card that gives miles. But they tack on 3% if I do this. From: Josh Luthman Sent: Friday, September 18, 2015 12:40 PM To: af@afmug.com Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Josh Luthman
3% if I do this. > > *From:* Josh Luthman <j...@imaginenetworksllc.com> > *Sent:* Friday, September 18, 2015 12:40 PM > *To:* af@afmug.com > *Subject:* Re: [AFMUG] Powercode feature request - Charge processing fee > for credit/debit card > > Uhh then why is it my ele

Re: [AFMUG] Powercode feature request - Charge processing fee for credit/debit card

2015-09-18 Thread Jeff Broadwick - Lists
Hey! That would be a great topic of the Billing Best Practices and Policies session at Wispapalooza! (Shameless plug). Jeff Broadwick ConVergence Technologies, Inc. 312-205-2519 Office 574-220-7826 Cell jbroadw...@converge-tech.com > On Sep 18, 2015, at 2:52 PM, Cameron Crum