Mountain Man maontin@gmail.com writes:
The problem with insurance is that it is required.
When businesses like this get written in to law, they have a captive
audience and zero respect for the rate payer - it is total scam,
absolute robbery. They skate away from paying whenever...
Your
in Hillsboro, Oregon
-Original Message-
From: Allan Streib str...@cs.indiana.edu
Sent: Thursday, April 21, 2011 3:48 AM
To: Mercedes Discussion List mercedes@okiebenz.com
Subject: Re: [MBZ] Totalled car insurance
Mountain Man maontin@gmail.com writes:
The problem with insurance
John wrote:
We know how you feel about insurancedon't buy any and get on with your
life!
Ain't no life, so I do the insurance... just like all the other
lemmings feeding the people that make money.
mao
___
http://www.okiebenz.com
For new and used parts
Ahh -- an Okie then.
--R
On 4/19/2011 11:30 PM, Kaleb C. Striplin wrote:
It was white trash. Yes, if it was some illegal mexican I would never
be able to catch them. I can find this white trash lady and get a
judgement on her, even if I never get any money at least it will be
hanging over
The problem with insurance is that it is required.
When businesses like this get written in to law, they have a captive
audience and zero respect for the rate payer - it is total scam,
absolute robbery. They skate away from paying whenever...
mao
___
OK, one more time Mao..in almost all States here in the US you DO
NOT have to buy Liability Insurance. Instead, post a bond.
What you don't understand is that driving a car is a privilege, not a
right. Along with that privilege comes a responsiblility that you will
reimburse me for any
It is not required what are you talking about?
Sent from my iPhone
On Apr 20, 2011, at 7:54 PM, Mountain Man maontin@gmail.com wrote:
The problem with insurance is that it is required.
When businesses like this get written in to law, they have a captive
audience and zero respect for the
Well wife got t boned in the 99 e430 today totaling it. Fixing to file claim
with their INS company and want to get paid for rental car but I don't need a
rental car. What's the best way to deal with that mention it up front or wait
till later? If it comes down to it I would rather have a free
Evidently God didn't want you to have that car. Is she okay? Were the boys
with her?
Bob R
On Apr 19, 2011 9:17 AM, Kaleb C. Striplin ka...@striplin.net wrote:
Well wife got t boned in the 99 e430 today totaling it. Fixing to file
claim with their INS company and want to get paid for rental car
She was alone she is fine but who know what may surface. Wife just called her
INS geiko and as it turns out it does not appear she has insurance so I guess I
will have to sue her and probably will never see a dime
Sent from my iPhone
On Apr 19, 2011, at 11:19 AM, Bob Rentfro azbob...@gmail.com
You could go into the car rental business, charge the ins co $120/day
for a full-size luxury car (a Benz), just like Avishertzdollar.
--R
On 4/19/2011 12:17 PM, Kaleb C. Striplin wrote:
Well wife got t boned in the 99 e430 today totaling it. Fixing to file claim
with their INS company and
That's why you have Uninsured Motorists coverage on your insurance
policy. Also, be sure the State knows about this as it is illegal to
drive without insurance in most states.
John
On Tue, Apr 19, 2011 at 9:35 AM, Kaleb C. Striplin ka...@striplin.net wrote:
She was alone she is fine but who
It's illegal for sure I told wife to call the police and let them know. As for
uninsured motorist I do not have that nor do I carry full coverage on that
vehicle
Sent from my iPhone
On Apr 19, 2011, at 11:37 AM, John Freer mbfo...@gmail.com wrote
That's why you have Uninsured Motorists
Rich Thomas wrote:
You could go into the car rental business, charge the ins co $120/day
for a full-size luxury car (a Benz), just like Avishertzdollar.
Anybody know what a reasonably high mpg car (Fusion/Malibu/ or maybe
Colbalt/Cruze class) costs for a week these days with unlimited
Glad to hear your wife is ok. The car did its job.
Ed
300E
On 19 April 2011 12:45, Kaleb C. Striplin ka...@striplin.net wrote:
It's illegal for sure I told wife to call the police and let them know. As
for uninsured motorist I do not have that nor do I carry full coverage on
that vehicle
On Tue, Apr 19, 2011 at 10:27 AM, E M pokieba...@gmail.com wrote:
Glad to hear your wife is ok. The car did its job.
Ditto! Can you buy the car back from the insurance co and maybe part
it out, or swap the engine into something else? 210s are old enough
by now that there's got to be some
My lesson, as I posted yesterday, came from this very forum: go
through your own insurance company. If you don't have rental you can
pay out of pocket, and the insco will subrogate and you might even get
reimbursed... though probably not going to get money from a stone.
Glad Regina's okay.
On
Amen on the subrogation; they do have staff lawyers who do nothing but
recovering damages to cover insurance claims...
Are you sure you don't have uninsured coverage? Some states mandate it, even
where insurance is mandated... (Doesn't that sound like quite the boon;
everyone has to carry
If the other party have no insurance and you don't have uninsured/underinsured
coverage I'm not sure your insurance company will help you much as they are not
on the hook for anything. They only subrogate claims they have to pay to their
insured. Is OK a no fault state?
If you have to sue
On Tue, 19 Apr 2011 11:17:51 -0500 Kaleb C. Striplin
ka...@striplin.net wrote:
Well wife got t boned in the 99 e430 today totaling it. Fixing to file
claim with their INS company and want to get paid for rental car but I
don't need a rental car. What's the best way to deal with that mention
On Tue, Apr 19, 2011 at 3:02 PM, Allan Streib str...@cs.indiana.edu wrote:
If the other party have no insurance and you don't have
uninsured/underinsured coverage I'm not sure your insurance company will help
you much as they are not on the hook for anything. They only subrogate
claims
Ditto - hope nothing turns up in the next few days.
On Tue, Apr 19, 2011 at 12:27 PM, E M pokieba...@gmail.com wrote:
Glad to hear your wife is ok. The car did its job.
Ed
300E
On 19 April 2011 12:45, Kaleb C. Striplin ka...@striplin.net wrote:
It's illegal for sure I told wife to call
N, OK is not a no-fault state; no, uninsured is not part of a standard
policy - it's an additional cost item, close to the same cost as standard
insurance. I do have it, as we've only had one case where the other party
had insurance, despite the law. However, I have a fraction of the number of
Interesting... here uninsured/underinsured is a very small additional cost, so
cheap you'd be foolish not to have it. I'd drop collision before I dropped
uninsured if I were trying to pinch pennies.
Allan
On Tue, 19 Apr 2011 14:36 -0500, OK Don okd...@gmail.com wrote:
N, OK is not a no-fault
All uninsured does here is cover medical bills if the other party does not
have insurance.
Sent from my iPhone
On Apr 19, 2011, at 2:42 PM, Allan Streib str...@cs.indiana.edu wrote:
Interesting... here uninsured/underinsured is a very small additional cost,
so cheap you'd be foolish not to
Allan wrote:
If you have to sue the other party it's unlikely you'll get any money. If
they had money they would have insurance. That they don't have insurance
tells you they think they have nothing to lose.
Or, it tells you that they are complete patriots.
Insurance is legalized scam,
He did not say what the national origins of the hitter were, but in
Texas the chances of a guest worker (comprising a large fraction of
the population) having either 1) a license, 2) a registration, 3)
insurance, and/or 4) legal papers is vanishingly small. My guess is
that OK is not
Rich Thomas wrote:
He did not say what the national origins of the hitter were, but in
Texas the chances of a guest worker (comprising a large fraction of
the population) having either 1) a license, 2) a registration, 3)
insurance, and/or 4) legal papers is vanishingly small. My guess is
Bottom line is you can't get blood out of a turnip. If they have no
money, and you don't have uninsured coverage, you're probably SOL.
If there's no question of fault you could probably go to court and get a
judgment but that will at minimum involve your time, filing fees of some
sort and maybe
If the car was not worth a lot, or the damage was less than$nk (where n
is like 3 or 5 depending on where you are) you can go to small claims
court, which a pretty minimal effort thing, and get a judgment. If the
defendant does not show up, you win. If the def does show up and you
win
So what do you propose as an alternative to this legalized scam?
Operating a vehicle is a risky business because humans are not perfect
and make mistakes, thus the requirement for insurance.
I suppose it is the same in the US of A, insofar that those who have
assets, protect those assets with
Hendrik wrote:
Hendrik
who reckons that insurance is a necessary evil, like taxes and politicians
These are compulsory and involuntary requirements to quell some fears
that some dirt bag sales force has shoved down our throats for
generations. Drop Mr. DirtBag sales man and I think we could
You can self insure in Indiana. You simply post a $40,000 bond with
the state for the duration of the insurance period. No interest. No
waiver of liability above that, either, so you are at real risk of
losing your possessions, as in home and retirement savings, if you
are at fault in
You can self insure in OK - you just have to post the appropriate bond, etc.
indicting that you are financially capable of covering your liability should
you screw up and maim someone in there new Vette, Benz, whatever.
Insurance allows you to be financially responsible without have the actual
up
Yes - Oklahoma has the best insurance comission the insurance companies can
buy ---
On Tue, Apr 19, 2011 at 8:58 PM, Peter Frederick psf...@earthlink.netwrote:
You can self insure in Indiana. You simply post a $40,000 bond with the
state for the duration of the insurance period. No interest.
You have a couple of choices if the perp has insurance:
1.) You can let them provide the rental car, which will be something small and
inadequate, or;
2.) Some insurers will give you a per diem for a rental car. When my son's car
was totaled last year the insurance company gave me $25/day for
call them what they are: illegal alien.
He did not say what the national origins of the hitter were, but in
Texas the chances of a guest worker (comprising a large fraction
of the population) having either 1) a license, 2) a registration, 3)
insurance, and/or 4) legal papers is vanishingly
You are so pejorative
--R
On 4/19/2011 10:19 PM, Dieselhead wrote:
call them what they are: illegal alien.
He did not say what the national origins of the hitter were, but in
Texas the chances of a guest worker (comprising a large fraction of
the population) having either 1) a license, 2)
I agree, call them what they are. It's not like it's a racial slur, it's the
proper term.
The media and present administration just want to make it correct.
Walt, who would legaly gain citizenship in any country he flees to should
the US go to the throne room of Hades with a picnic lunch.
On Apr
It was white trash. Yes, if it was some illegal mexican I would
never be able to catch them. I can find this white trash lady and
get a judgement on her, even if I never get any money at least it
will be hanging over hear head.
On 4/19/2011 4:03 PM, Rich Thomas wrote:
He did not say what
Kaleb,
So glad to hear that Regina is ok. As someone else said, cars can be
replaced, people not. That said, it is really tough to lose a car
that is rare, or has been in the family for a long time. Like an
E430 or an 87 TD. It is luck that nobody else was in the car and
that Regina is
Just talked with the body shop the son's Nissan got towed to for repairs.
They're telling me that the damages went over the limit in their estimating
software, meaning it's telling them the car is totalled. They are now
contacting the insurer to see how they want to proceed. I should know
Hi Dan,
Went through the same thing last year when my low mileage car was
stolen and then totaled. Spent hours on Ebay, Auto trader, etc to
prepare for a fight. Safeco sends me a package which included
everything I had done and a Carfax report to verify the low mileage.
Offer was more than I
My experience has been similar in three separate cases of having a car totaled.
Wait and see what they offer. You might be pleasantly surprised.
Allan
On Mon, 07 Jun 2010 10:30 -0700, John Freer mbfo...@gmail.com wrote:
Hi Dan,
Went through the same thing last year when my low mileage car
To expand on my earlier reply...
I think that with a car like this Nissan (less than ten years old, not rare,
etc.) the market value is pretty easy to determine.
You're more likely to run into vastly different opinions on value with a 25 -
30 year old Benz like many of us drive, where what
: Monday, June 07, 2010 10:13 AM
To: Okie Benz
Subject: [MBZ] Totalled Car?
Just talked with the body shop the son's Nissan got towed to for repairs.
They're telling me that the damages went over the limit in their
estimating software, meaning it's telling them the car is totalled. They
are now
Of Greg Fiorentino
Sent: Monday, June 07, 2010 12:26 PM
To: 'Mercedes Discussion List'
Subject: Re: [MBZ] Totalled Car?
Yes, my son got T-boned in our '84 300D Turbo a few years back. They
(Farmer's) tried hard to lowball me. They used a company to do the
appraisal of my car that had paid a huge fine
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