That sounds excellent. Signme up on your insurance plan :)

Josh Reynolds, Chief Information Officer
SPITwSPOTS, www.spitwspots.com <http://www.spitwspots.com>

On 10/08/2014 09:00 AM, Travis Johnson via Af wrote:
This sounds good in theory, but it does not provide the same level of coverage as we currently provide for all of our employees. We checked into this a few years ago, and it was pretty "basic" coverage.

We cover 100% of health, dental and vision for all of my employees AND their entire families at NO COST to them. $500 deductible, 80% co-insurance, $30 co-pay, $1,000 maximum out of pocket, $1mm maximum per person. Dental is the best policy you can buy (example: root canals are like $100 total), and vision covers 100% of exams and needs (contacts or glasses) per year for $0 cost to the employee.

Travis

On 10/8/2014 10:06 AM, Chuck McCown via Af wrote:
Anyone with 10 employees or more should be self insured. It saves you 30-50%. I can put you in touch with a third party administrator that will take over all the administrative tasks as well as beating down the health care providers on costs and providing a catastrophic stop loss policy.
*From:* Paul McCall via Af <mailto:af@afmug.com>
*Sent:* Wednesday, October 08, 2014 10:04 AM
*To:* af@afmug.com <mailto:af@afmug.com>
*Subject:* Re: [AFMUG] ObamaCare

My personal went up 60%

*From:*Af [mailto:af-boun...@afmug.com] *On Behalf Of *James Howard via Af
*Sent:* Wednesday, October 08, 2014 12:01 PM
*To:* af@afmug.com
*Subject:* Re: [AFMUG] ObamaCare

Only 10%?! I was talking to an insurance agent. He said that on the personal policies they didn’t see anything less than a 200% increase for this year.

If anyone believed that this was supposed to lower costs or actually provide better health care they should probably be looking for some bridges they can buy. I hear there are some really good deals out there!

*From:*Af [mailto:af-boun...@afmug.com] *On Behalf Of *Travis Johnson via Af
*Sent:* Wednesday, October 08, 2014 10:42 AM
*To:* af@afmug.com <mailto:af@afmug.com>
*Subject:* [AFMUG] ObamaCare

Hi...

I'm not sure exactly how this ObamaCare thing was supposed to "save
everyone money" and provider "better health care". We just received our
group health insurance premium notice for the upcoming year, and our
rates will go up by 10% starting 2015.

On top of that, everyone is now paying a 3% ObamaCare tax on their
personal income taxes. This doesn't really seem like much of a savings
to me... :(

Travis

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