With a self insurance plan you can select 100% or 1% it is all up to you.
From: Josh Reynolds via Af
Sent: Wednesday, October 08, 2014 11:07 AM
To: af@afmug.com
Subject: Re: [AFMUG] ObamaCare
That sounds excellent. Sign me up on your insurance plan :)
Josh Reynolds, Chief Information Officer
SPITwSPOTS, www.spitwspots.com
On 10/08/2014 09:00 AM, Travis Johnson via Af wrote:
This sounds good in theory, but it does not provide the same level of
coverage as we currently provide for all of our employees. We checked into this
a few years ago, and it was pretty "basic" coverage.
We cover 100% of health, dental and vision for all of my employees AND their
entire families at NO COST to them. $500 deductible, 80% co-insurance, $30
co-pay, $1,000 maximum out of pocket, $1mm maximum per person. Dental is the
best policy you can buy (example: root canals are like $100 total), and vision
covers 100% of exams and needs (contacts or glasses) per year for $0 cost to
the employee.
Travis
On 10/8/2014 10:06 AM, Chuck McCown via Af wrote:
Anyone with 10 employees or more should be self insured. It saves you
30-50%. I can put you in touch with a third party administrator that will take
over all the administrative tasks as well as beating down the health care
providers on costs and providing a catastrophic stop loss policy.
From: Paul McCall via Af
Sent: Wednesday, October 08, 2014 10:04 AM
To: af@afmug.com
Subject: Re: [AFMUG] ObamaCare
My personal went up 60%
From: Af [mailto:af-boun...@afmug.com] On Behalf Of James Howard via Af
Sent: Wednesday, October 08, 2014 12:01 PM
To: af@afmug.com
Subject: Re: [AFMUG] ObamaCare
Only 10%?! I was talking to an insurance agent. He said that on the
personal policies they didn’t see anything less than a 200% increase for this
year.
If anyone believed that this was supposed to lower costs or actually
provide better health care they should probably be looking for some bridges
they can buy. I hear there are some really good deals out there!
From: Af [mailto:af-boun...@afmug.com] On Behalf Of Travis Johnson via Af
Sent: Wednesday, October 08, 2014 10:42 AM
To: af@afmug.com
Subject: [AFMUG] ObamaCare
Hi...
I'm not sure exactly how this ObamaCare thing was supposed to "save
everyone money" and provider "better health care". We just received our
group health insurance premium notice for the upcoming year, and our
rates will go up by 10% starting 2015.
On top of that, everyone is now paying a 3% ObamaCare tax on their
personal income taxes. This doesn't really seem like much of a savings
to me... :(
Travis
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