I see all the posts about affordable housing and that is what I do
for a living. I am executive director of a non-profit that provides
counseling, education, assistance and referrals for people making
below median income to buy houses. When we talk about affordable
housing a lot of people think public housing. In truth, it
encompasses much more. It includes rentals and homeownership. Did
you know that median income in Monmouth county is $81,200? I bet a
lot of us qualify for my programs. Almost all of Asbury Park is a
Low/Moderate income census tract. That means that regardless of
income there are discounted mortgages out there for homebuyers
because banks (not mortgage companies, but banks) must comply with a
federal law called the Community Reinvestment Act. Anyway, if anyone
here is interested in more information on affordable housing or wants
to refinance from an adjustable rate to a fixed rate they can contact
All AHEAD, the alliance for affordable homeownership, education and
development. We're a HUD certified counseling agency and we are not
commissioned salespeople or representatives of any lender. We're
just a non-profit committed to increasing and maintaining
homeownership in Asbury Park. Our site is www.allahead.org. A quick
soap box moment - we all need housing that is affordable to our
income level. It creates a diverse community and healthy cities have
a mixture of income levels. Just my humble opinion.
Jennifer
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