Shane,

Since cooling is such a big factor for you, don't forget that landscaping 
may also be very useful.  Take all the advice you've gotten so far, and 
add in some trees and shrubbery to shade the house.  Do trees grow in 
South Texas or do they just burst into flames?

One of the women on my Peru trek built a house and went off the grid.  She 
uses solar hot water for the under floor radiant heat, and for her hot 
water.  She has several solar panels for electricity.  She has no other 
electric, but I think she said she has a generator.  She is in Colorado 
outside of Denver.

If you really want to lower your electric costs, you may want to look into 
a solar panel or two.  They are freakin expensive but you might be able 
to get a good rebate with all the green stimulus stuff going on these 
days.

I got a quote of about 5 grand installed, after some rebates, but that was 
before the big stimulus package passed, so I might be able to nock some 
off of that price.

For 5 grand, I would get 1100 KWH a year in the Pittsburgh area.  You 
would get more in Texas.

For numbers sake, 1100 KWH a year is about half of my total electric 
usage.  We don't use a lot of electricity, gas hot water heat, gas hot 
water, gas stove.  My annual electric cost is roughly 400 bucks a year. 
So, a single solar panel would save me about 200 bucks a year, so would 
take about 25 years to pay it off.  Of course, electricity will get more 
expensive over the years, so my payback time will probably be a fair bit 
less than 25 years.

You may save more depending on how much your electric costs.

Never-the-less, if you can suck up the up-front cost, it will certainly 
save you on your monthly budget.

  -- 
Blue skies.
Dan Rossi
Carnegie Mellon University.
E-Mail: d...@andrew.cmu.edu
Tel:    (412) 268-9081

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